$158,500
PENDING

Estimated payment $1,000/month

Total Views 890
2 Beds
1 Bath
840 Sq Ft
$189 Price per Sq Ft

Highlights

  • City View
  • Ranch Style House
  • No HOA
  • Property is near public transit
  • Private Yard
  • Covered Patio or Porch

About This Home

This charming cottage has been upgraded and beautifully maintained by the current owners. Two bedrooms, one bath with a washer and dryer hookup on the first floor, it would be a fantastic starter home. Where can you purchase a home for under $160,000 these days? The windows, roof and HVAC system have all been updated in the past 2.5 years. Newer flooring and kitchen appliances are also newer and the kitchen is large. There is enough room to add an island and a kitchen table. Lovely covered front porch, and a fenced rear yard for dining outside or entertaining guests. Off-street and on-street parking is available (there is a curb cut and room for a small car off street). Sweet location too, with all of that Covington offers nearby, including fine and family dining; Mainstrasse shops and bars; lots of walkability; and minutes to I-75, I-71, I-275, etc. Don't sleep on this one!!!

Listing Agent

Joyce Ventre

KW Seven Hills Realty License #216278 Listed on: 06/26/2026

KW Seven Hills Realty

Home Details

Home Type

  • Single Family

Year Built

  • Built in 1975

Lot Details

  • 2,225 Sq Ft Lot
  • Lot Dimensions are 23 x 89
  • Level Lot
  • Cleared Lot
  • Private Yard
  • Land Lease

Home Design

  • Ranch Style House
  • Stone Foundation
  • Shingle Roof
  • Vinyl Siding

Interior Spaces

  • 840 Sq Ft Home
  • Ceiling Fan
  • Fireplace
  • Vinyl Clad Windows
  • Living Room
  • Vinyl Plank Flooring
  • City Views
  • Partial Basement

Kitchen

  • Electric Range
  • Microwave
  • Dishwasher
  • Stainless Steel Appliances

Bedrooms and Bathrooms

  • 2 Bedrooms
  • 1 Full Bathroom

Laundry

  • Laundry Room
  • Laundry on main level

Parking

  • On-Street Parking
  • Off-Street Parking

Schools

  • Ninth District Elementary School
  • Holmes Middle School
  • Holmes Senior High School

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas
  • 220 Volts

Additional Features

  • Covered Patio or Porch
  • Property is near public transit

Community Details

  • No Home Owners Association

Home Details

Home Type

Single Family

Year Built

Built in 1975

Lot Details

2,225 Sq Ft Lot

Listing Details

  • Cooling: Central Air
  • Property Condition: Existing Structure
  • Property Sub Type: Single Family Residence
  • Lot Size Acres: 0.0511
  • Year Built: 1975
  • Lot Size: 23 x 89
  • Road Frontage Type: City Street
  • Road Surface Type: Paved
  • Ownership: Consumer
  • Directions: Garrard St to E 13th to 313 E 13th on your right
  • Architectural Style: Ranch
  • New Construction: No
  • Property Attached Yn: No
  • Structure Type: House
  • Contract Info:Auction YN: No
  • General Property Description:Basement YN2: Yes
  • Utilities Electric Company: Duke
  • Utilities Gas Company: Duke
  • Water Company: NK Water
  • Room Details:Family Room YN: No
  • Room Details:Formal Dining Rm YN: No
  • Property Ownership:Property Ownership: Consumer
  • Land Description:Land Description: Less than .5 Acre
  • Special Features: None

Interior Features

  • Basement: Partial
  • Heating: Forced Air, Natural Gas
  • Levels: One
  • Property Type: Residential
  • Appliances: Dishwasher, Microwave, Refrigerator, Stainless Steel Appliance(s), Electric Range
  • Accessibility Features: None
  • Full Bathrooms: 1
  • Total Bedrooms: 2
  • Fireplace: No
  • Living Area: 840.0
  • Window Features: Vinyl Frames, Vinyl Clad Window(s)

Exterior Features

  • View: City
  • Fencing: Privacy, Fenced
  • Roof: Shingle
  • Lot Features: Cleared, Level, Near Public Transit
  • View: Yes
  • Construction Type: Vinyl Siding
  • Exterior Features: Private Yard
  • Foundation Details: Stone
  • Patio And Porch Features: Porch, Patio, Covered

Garage/Parking

  • Attached Garage: No
  • Parking Features: Off Street, On Street

Utilities

  • Sewer: Public Sewer
  • Water Source: Public
  • Laundry Features: Main Level
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Electric: 220 Volts

Condo/Co-op/Association

  • Association: No

Schools

  • Elementary School: Ninth District Elementary
  • Junior High Dist: Covington Indep
  • High School: Holmes Senior High
  • Middle Or Junior School: Holmes Middle School

Lot Info

  • Land Lease: Yes
  • Lot Size Sq Ft: 2225.0
  • Zoning Description: Residential

Map

Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $1,789 $135,000 $5,000 $130,000
2024 $675 $51,300 $5,000 $46,300
2023 $372 $23,100 $5,000 $18,100
2022 $374 $23,100 $5,000 $18,100
2021 $374 $20,000 $2,000 $18,000
2020 $372 $20,000 $2,000 $18,000
2019 $376 $20,000 $2,000 $18,000
2018 $382 $20,000 $2,000 $18,000
2017 $387 $20,000 $5,000 $15,000
2015 $508 $20,000 $5,000 $15,000
2014 $436 $20,000 $5,000 $15,000
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft Prior Sale
06/30/2026 06/30/26 Pending -- -- --
06/26/2026 06/26/26 For Sale $158,500 +17.4% $189 / Sq Ft
01/12/2024 01/12/24 Sold $135,000 -6.2% $161 / Sq Ft View Prior Sale
12/02/2023 12/02/23 Pending -- -- --
11/30/2023 11/30/23 Price Changed $143,900 -0.7% $171 / Sq Ft
11/22/2023 11/22/23 For Sale $144,900 0.0% $173 / Sq Ft
11/18/2023 11/18/23 Pending -- -- --
11/15/2023 11/15/23 For Sale $144,900 -- $173 / Sq Ft
Source: Northern Kentucky Multiple Listing Service

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Type Sale Price Title Company
Warranty Deed $135,000 Lawyers Title
Warranty Deed $51,300 None Listed On Document
Warranty Deed $35,000 Total Title Services
Deed $19,350 --
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Loan Amount Loan Type
Open $128,250 New Conventional
Previous Owner $15,480 Purchase Money Mortgage
Source: Public Records

Source: Northern Kentucky Multiple Listing Service

MLS Number: 644108

Northern Kentucky Multiple Listing Service

APN: 054-42-05-007.00

Your Personal Tour Guide

Ask me questions while you tour the home.