NOT LISTED FOR SALE

Estimated Value: $771,000 - $839,402

3 Beds
2 Baths
1,402 Sq Ft
$580/Sq Ft Est. Value

Sale Details

Date Sold: September 12, 2025

Last sale price $785,000 $560 Per Sq Ft

Est. 4% increase in value since last sale

Current estimated payment $5,072 / mo

10 Days on Market

Highlights

  • 80 Feet of Waterfront
  • Beach
  • Fishing Allowed
  • Boat Ramp
  • Access to Tidal Water
  • Bay View

About This Home

As of September 2025

Start packing and get ready to enjoy your new island life, ideal for either year-round living or your fantastic vacation getaway. Chesapeake Bay waterfront property, located just minutes from the Bay Bridge on southern Kent Island, Imagine breathtaking sunsets over the majestic Chesapeake Bay, the peaceful sounds of the water, and the vibrant Bay lifestyle. Watch spectacular events like the Blue Angels, cruise ships, sailboat races, and ships from around the world – all from your own backyard. This property boasts 80 feet of riprap and sandy beach shoreline, offering the perfect spot to add a pier for your boat, launch your jet ski, or simply relax and enjoy moonlit waters. This well-cared for home is being sold as-is, but rest assured, everything is in good working order, though some characteristics may be dated. It's truly move-in ready. Features three bedrooms, two full bathrooms, a kitchen, dining area, and a living room overlooking the water. You'll also find a sunroom, a spacious foyer, a den, a laundry area, and an attached garage with plenty of storage. Recent updates include a newer roof (approx 5 years old), most windows are new double pane, rebuilt furnace about 2 years ago, new well pump, oil tank and water heater. Square footage does not include guest suite area. The community offers a boat ramp, two beaches, and a playground. Easy commute to shopping, cafes/restaurants and commuter routes. And just a hop, skip and jump to the Kent Island Off-Road Trail. This home is priced to sell, prompt action is highly recommended!

Last Agent to Sell the Property

Karen Clark

(410) 827-4663 karen@clarkrealty.homes Clark & Co Realty, LLC License #526052 Listed on: 06/27/2025

Last Buyer's Agent

Tricia Wilson

(410) 304-2250 tricia@wilsonrealtymd.com Wilson Realty & Staging LLC License #670250

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $6,011

Year Built

  • Built in 1960

Lot Details

  • 21,383 Sq Ft Lot
  • 80 Feet of Waterfront
  • Home fronts navigable water
  • Property Fronts a Bay or Harbor
  • Cleared Lot
  • Back Yard
  • Property is in good condition
  • Property is zoned NC-20, Neigh Consrv Dist

HOA Fees

  • $13 Monthly HOA Fees

Parking

  • 1 Car Attached Garage
  • Garage Door Opener

Home Design

  • Cottage
  • Architectural Shingle Roof
  • Vinyl Siding

Interior Spaces

  • 1,402 Sq Ft Home
  • Property has 1 Level
  • Ceiling Fan
  • Wood Burning Fireplace
  • Fireplace Mantel
  • Sliding Doors
  • Entrance Foyer
  • Living Room
  • Combination Kitchen and Dining Room
  • Den
  • Sun or Florida Room
  • Bay Views
  • Crawl Space
  • Fire and Smoke Detector
  • Stove

Flooring

  • Wood
  • Carpet
  • Ceramic Tile

Bedrooms and Bathrooms

  • 3 Main Level Bedrooms
  • En-Suite Bathroom
  • 2 Full Bathrooms
  • Bathtub with Shower

Laundry

  • Laundry Room
  • Laundry on main level
  • Dryer
  • Washer

Outdoor Features

  • Access to Tidal Water
  • Canoe or Kayak Water Access
  • Property near a bay
  • Waterski or Wakeboard
  • Sail
  • Rip-Rap
  • Swimming Allowed
  • Powered Boats Permitted
  • Lake Privileges

Schools

  • Kent Island High School

Utilities

  • Cooling System Mounted In Outer Wall Opening
  • Central Air
  • Heating System Uses Oil
  • Heat Pump System
  • Back Up Oil Heat Pump System
  • Well
  • Electric Water Heater

Listing and Financial Details

  • Tax Lot 8
  • Assessor Parcel Number 1804019768

Community Details

Overview

  • Association fees include common area maintenance
  • Tower Gardens Improvement Association
  • Tower Gardens Community
  • Tower Gardens Subdivision

Recreation

  • Boat Ramp
  • Beach
  • Community Playground
  • Fishing Allowed

Home Details

Home Type

Single Family

Est. Annual Taxes

$6,011

Year Built

Built in 1960

Lot Details

0.49 Acres

HOA Fees

$13 per month

Parking

1

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Cottage
  • Ownership: Fee Simple
  • Inclusions: Gazebo with electric (as-is)
  • New Construction: No
  • Story List: Main
  • Federal Flood Zone: No
  • Year Built: 1960
  • Automatically Close On Close Date: No
  • Building Winterized: No
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Stove, Refrigerator, Dryer, Washer, Water Heater
  • Flooring Type: Carpet, Ceramic Tile, Hardwood
  • Interior Amenities: Carpet, Combination Kitchen/Dining, Bathroom - Tub Shower, Ceiling Fan(s), Primary Bath(s), Wood Floors
  • Fireplace Features: Mantel(s), Wood
  • Fireplaces Count: 1
  • Fireplace: Yes
  • Door Features: Sliding Glass
  • Wall Ceiling Types: Dry Wall
  • Foundation Details: Crawl Space
  • Levels Count: 1
  • Room List: Living Room, Primary Bedroom, Bedroom 2, Bedroom 3, Kitchen, Den, Foyer, Sun/Florida Room, Laundry, Bathroom 2, Primary Bathroom
  • Basement: No
  • Laundry Type: Dryer In Unit, Main Floor, Washer In Unit
  • Total Sq Ft: 1402
  • Living Area Sq Ft: 1402
  • Price Per Sq Ft: 552.78
  • Above Grade Finished Sq Ft: 1402
  • Above Grade Finished Area Units: Square Feet

Beds/Baths

  • Bedrooms: 3
  • Main Level Bedrooms: 3
  • Total Bathrooms: 2
  • Full Bathrooms: 2
  • Main Level Bathrooms: 2.00
  • Main Level Full Bathrooms: 2

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Construction Materials: Vinyl Siding
  • Roof: Architectural Shingle
  • View: Bay
  • Water Access Features: Boat - Powered, Canoe/Kayak, Fishing Allowed, Sail, Swimming Allowed, Waterski/Wakeboard
  • Water Access: Yes
  • Water Body Name: CHESAPEAKE BAY
  • Water Body Type: Bay
  • Waterfront: Yes
  • Water Oriented: Yes
  • Pool: No Pool
  • Tidal Water: Yes
  • Water View: Yes
  • Water Frontage In Feet: 80

Garage/Parking

  • Garage Spaces: 1.00
  • Garage: Yes
  • Garage Features: Garage Door Opener
  • Attached Garage Spaces: 1
  • Total Garage And Parking Spaces: 1
  • Type Of Parking: Attached Garage

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Heat Pump(s), Central A/C, Ceiling Fan(s), Wall Unit
  • Heating Fuel: Electric, Oil
  • Heating Type: Heat Pump - Oil Backup, Heat Pump(s)
  • Heating: Yes
  • Hot Water: Electric
  • Security: Smoke Detector
  • Sewer/Septic System: Public Sewer
  • Water Source: Well
  • Municipal Trash: No

Condo/Co-op/Association

  • HOA Fees: 150.00
  • HOA Fee Frequency: Annually
  • Condo Co-Op Association: No
  • HOA Condo Co-Op Amenities: Beach, Boat Ramp, Tot Lots/Playground, Water/Lake Privileges
  • HOA Condo Co-Op Fee Includes: Common Area Maintenance
  • HOA Name: TOWER GARDENS IMPROVEMENT ASSOCIATION
  • HOA: Yes
  • Senior Community: No

Schools

  • High School Source: Listing Agent
  • School District Source: Listing Agent
  • High School: KENT ISLAND

Lot Info

  • Horses: No
  • Lot Features: Cleared, Rear Yard, Rip-Rapped
  • Lot Size Acres: 0.49
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 21383.00
  • Property Condition: Good
  • Zoning: NC-20
  • Zoning Description: Neigh Consrv Dist
  • In City Limits: No

Rental Info

  • Ground Rent Exists: No
  • Lease Considered: No
  • Vacation Rental: No

Tax Info

  • Tax Annual Amount: 6011.00
  • Assessor Parcel Number: 1804019768
  • Tax Lot: 8
  • Tax Year: 2025

Multi Family

  • Waterfront Features: Rip-Rap

MLS Schools

  • School District Name: QUEEN ANNE'S COUNTY PUBLIC SCHOOLS

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
Jun 27, 2025
Closed on
Sep 12, 2025
Sold by
Bought by
Seller's Agent
Karen Clark
Clark & Co Realty, LLC
Buyer's Agent
Tricia Wilson
Wilson Realty & Staging LLC
List Price
$775,000
Sold Price
$785,000
Premium/Discount to List
$10,000
1.29%
Views
52
Current Estimated Value
$813,101

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$28,101
Avg. Annual Appreciation
4.03%
Original Mortgage
$785,000
Outstanding Balance
$778,633
Interest Rate
6.63%
Mortgage Type
VA
Estimated Equity
$34,468

Purchase Details

Closed on
Dec 10, 2009
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$457,050
Interest Rate
5%
Mortgage Type
VA
Source: Public Records

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Buyer Sale Price Title Company
$785,000 Fidelity National Title
$474,000 --
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Borrower Loan Amount
Open $785,000
Previous Owner $75,366
Previous Owner $549,692
Previous Owner $549,556
Previous Owner $440,600
Previous Owner $457,050
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft
09/12/2025 09/12/25 Sold $785,000 +1.3% $560 / Sq Ft
07/07/2025 07/07/25 Pending -- -- --
06/27/2025 06/27/25 For Sale $775,000 -- $553 / Sq Ft
Source: Bright MLS

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $6,976 $740,533 $0 $0
2024 $6,011 $638,067 $0 $0
2023 $5,045 $535,600 $381,300 $154,300
2022 $5,105 $535,600 $381,300 $154,300
2021 $5,740 $535,600 $381,300 $154,300
2020 $5,740 $592,200 $446,700 $145,500
2019 $5,518 $569,100 $0 $0
2018 $5,297 $546,000 $0 $0
2017 $5,075 $522,900 $0 $0
2016 -- $518,167 $0 $0
2015 $2,894 $513,433 $0 $0
2014 $2,894 $508,700 $0 $0
Source: Public Records

Agents Affiliated with this Home

  • Section Image
  • Section Image
See All Agents

Map

Source: Bright MLS

MLS Number: MDQA2013884

Bright MLS

APN: 04-019768

Your Personal Tour Guide

Ask me questions while you tour the home.