NOT LISTED FOR SALE

3140 Settlers Trail Saint Cloud, FL 34772

Canoe Creek Neighborhood

Estimated Value: $365,000 - $401,904

4 Beds
2 Baths
2,111 Sq Ft
$183/Sq Ft Est. Value

Last Sold October 22, 2020

Last sale price $263,000 $125 Per Sq Ft

Est. 47% increase in value since last sale

Current estimated payment $2,337/month

42 Days on Market

Highlights

  • Pond View
  • Deck
  • Solid Surface Countertops
  • Valdez Elementary School Rated A-
  • Cathedral Ceiling
  • Den

About This Home

As of October 2020

Perfect family home located in the lovely Canoe Creek Lakes neighborhood! This 4 bedroom, 2 bath home has been recently updated and features a pool deck and gazebo ideal for family fun or entertaining. Tile and laminate wood floors throughout. One of the larger bedrooms has 2 closets. The guest bath has a shower/tub combo and double vanity. The master bedroom, which is separate from the other bedrooms, has a large walk-in closet, garden tub, shower, and double vanity. There is a living room and a huge sunken family room with a view to the fenced in backyard. The eat-in kitchen features a breakfast bar and stainless steel appliances. The laundry room has a utility sink. This home is only a minute away from the Turnpike- close great schools and tons of shopping.

Last Agent to Sell the Property

Stephen Hachey

FLAT FEE MLS REALTY License #3389117 Listed on: 09/03/2020

Last Buyer's Agent

Karen Pacheco Troche

COLDWELL BANKER SOLOMON License #3402264

COLDWELL BANKER SOLOMON

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,879

Year Built

  • Built in 1994

Lot Details

  • 8,625 Sq Ft Lot
  • Lot Dimensions are 75x115
  • North Facing Home
  • Fenced
  • Property is zoned SR1B

HOA Fees

  • $18 Monthly HOA Fees

Parking

  • 2 Car Attached Garage

Home Design

  • Slab Foundation
  • Shingle Roof
  • Block Exterior
  • Stucco

Interior Spaces

  • 2,111 Sq Ft Home
  • 1-Story Property
  • Cathedral Ceiling
  • Ceiling Fan
  • Family Room
  • Den
  • Inside Utility
  • Laundry Room
  • Ceramic Tile Flooring
  • Pond Views
  • Hurricane or Storm Shutters

Kitchen

  • Eat-In Kitchen
  • Cooktop
  • Microwave
  • Dishwasher
  • Solid Surface Countertops

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Split Bedroom Floorplan
  • Walk-In Closet
  • 2 Full Bathrooms

Outdoor Features

  • Deck
  • Covered Patio or Porch

Utilities

  • Central Air
  • Heating Available

Community Details

Listing and Financial Details

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,879

Year Built

Built in 1994

Lot Details

0

HOA Fees

$18 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Construction Materials: Block, Stucco
  • Fireplace: No
  • Living Area: 2111
  • Lot Size Acres: 0.2
  • New Construction: No
  • Year Built: 1994
  • Building Area Total: 2599
  • Lot Size Sq Ft: 8625
  • Status: Sold
  • Down Payment Resource URL: https://www.workforce-resource.com/dpr/listing/MFRMLS/T3263082?w=Agent&skip_sso=true
  • Down Payment Resource URL 2: https://www.workforce-resource.com/dpr/listing/MFRMLS/T3263082?w=Customer
  • Homestead Y N: Yes
  • Total Acreage: 0 to less than 1/4
  • Unit Number Y N: No
  • Home Warranty Y N: No
  • Call Center Phone Number: 800-746-9464
  • Ratio: Close Price\List Price: 1.01193
  • Price per Sq Ft: 124.59
  • Close to Original List Price Ratio: 0.99245
  • Ratio: Current Price\Building Area Total: 101.19
  • View: No
  • Ownership: Fee Simple
  • Tax Year: 2019
  • Special Features: VirtualTour

Interior Features

  • Living Area Units: Square Feet
  • Flooring: Ceramic Tile
  • Full Bathrooms: 2
  • Interior Amenities: Cathedral Ceiling(s), Ceiling Fans(s), Eating Space In Kitchen, Solid Surface Counters, Split Bedroom, Walk-In Closet(s)
  • Appliances Included: Cooktop, Dishwasher, Microwave, Refrigerator
  • Foundation Details: Slab
  • Total Bedrooms: 4
  • Levels: One
  • Spa Yn: No
  • Stories: 1
  • Room Count: 3
  • Additional Rooms: Den/Library/Office, Family Room, Inside Utility

Exterior Features

  • Direction Faces: North
  • Exterior Features: Fenced, Hurricane Shutters
  • Roof: Shingle
  • Pool Private: No
  • Waterfront: No
  • Patio and Porch Features: Covered, Deck
  • Water View: Pond
  • Water View Y N: Yes
  • Water Access Y N: No
  • Water Extras Y N: No

Garage/Parking

  • Attached Garage: Yes
  • Carport Y N: No
  • Garage Spaces: 2
  • Garage Yn: Yes
  • Covered Parking Spaces: 2
  • Open Parking: No

Utilities

  • Utilities: Public
  • Cooling: Central Air
  • Heating: Electric
  • Laundry Features: Laundry Room
  • Sewer: Public Sewer
  • Water Source: Public
  • Cooling Y N: Yes
  • Heating Yn: Yes

Condo/Co-op/Association

  • Association Fee: 220
  • Association Fee Frequency: Annually
  • Association Name: Kathy Tanner
  • Phone: 407-873-1679
  • Association: Yes
  • Senior Community: No
  • Association Website: https://www.canoecreeklakes.com/home
  • Association Email: kathytanner@aol.com
  • Association Fee Requirement: Required
  • Association Approval Required YN: No

Fee Information

  • Total Annual Fees: 220
  • Monthly HOA Fee: 18.33
  • Total Monthly Fees: 18.33

Lot Info

  • Zoning: SR1B
  • Parcel Number: 16-26-30-0575-0001-0640
  • Additional Parcels: No
  • Lot Dimensions: 75x115
  • Property Attached Yn: No
  • Flood Zone Code: x

Rental Info

  • Furnished: Unfurnished
  • Pets Allowed: Yes
  • Minimum Lease: No Minimum
  • Approval Process: Please verify all leasing information with the HOA.
  • Lease Restrictions Y N: No
  • Additional Lease Restrictions: Please verify all leasing information with the HOA.

Tax Info

  • Tax Annual Amount: 2879.22
  • Tax Block: 1
  • Tax Book Number: 7-146-147
  • Tax Lot: 64

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Sep 3, 2020
Closed on
Oct 22, 2020
Sold by
Chambe Debra M and Chambe Brian
Bought by
Dejesus Garcia Jose M
Seller's Agent
Stephen Hachey
FLAT FEE MLS REALTY
Buyer's Agent
Karen Pacheco Troche
COLDWELL BANKER SOLOMON
List Price
$269,000
Sold Price
$263,000
Premium/Discount to List
-$6,000
-2.23%
Current Estimated Value
$386,976

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$123,976
Avg. Annual Appreciation
7.73%
Original Mortgage
$258,236
Outstanding Balance
$228,215
Interest Rate
2.8%
Mortgage Type
FHA
Estimated Equity
$158,761

Purchase Details

Listed on
Dec 6, 2017
Closed on
May 24, 2018
Sold by
Garcia Pedro and Garcia Jose
Bought by
Chambe Debra M and Chambe Brian
Seller's Agent
Peter Garcia
Buyer's Agent
Steven Pugh
EXP REALTY LLC
List Price
$245,000
Sold Price
$226,000
Premium/Discount to List
-$19,000
-7.76%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
6.47%
Original Mortgage
$217,369
Interest Rate
4.4%
Mortgage Type
New Conventional

Purchase Details

Closed on
May 16, 2013
Sold by
Williams Paul B
Bought by
Garcia Jose and Garcia Pedro

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$124,720
Interest Rate
3.44%
Mortgage Type
New Conventional

Purchase Details

Closed on
Apr 9, 2013
Sold by
Coughenour Marie K
Bought by
Ih2 Property Florida Lp

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$124,720
Interest Rate
3.44%
Mortgage Type
New Conventional
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Dejesus Garcia Jose M $263,000 A Z Team Title Llc
Dejesus Garcia Jose M $263,000 New Title Company Name
Chambe Debra M $226,900 Title Professionals Of Centr
Garcia Jose $155,900 Infinity Title Group
Ih2 Property Florida Lp $122,000 None Available
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Dejesus Garcia Jose M $258,236
Closed Dejesus Garcia Jose M $258,236
Previous Owner Chambe Debra M $217,369
Previous Owner Garcia Jose $124,720
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
10/22/2020 10/22/20 Sold $263,000 +1.2% $125 / Sq Ft
10/16/2020 10/16/20 Price Changed $259,900 -3.4% $123 / Sq Ft
10/16/2020 10/16/20 For Sale $269,000 0.0% $127 / Sq Ft
10/15/2020 10/15/20 Pending -- -- --
09/11/2020 09/11/20 Pending -- -- --
09/04/2020 09/04/20 Price Changed $269,000 +1.5% $127 / Sq Ft
09/03/2020 09/03/20 For Sale $265,000 +17.3% $126 / Sq Ft
05/24/2018 05/24/18 Sold $226,000 +0.5% $107 / Sq Ft View Prior Sale
03/07/2018 03/07/18 Pending -- -- --
02/20/2018 02/20/18 Price Changed $224,900 -3.4% $107 / Sq Ft
01/26/2018 01/26/18 Price Changed $232,900 -4.9% $110 / Sq Ft
12/06/2017 12/06/17 For Sale $245,000 -- $116 / Sq Ft
Source: Stellar MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $3,507 $245,684 -- --
2024 $3,416 $238,760 -- --
2023 $3,416 $231,806 $0 $0
2022 $3,297 $225,055 $0 $0
2021 $3,257 $218,500 $47,000 $171,500
2020 $2,921 $199,485 $0 $0
2019 $2,879 $195,000 $40,000 $155,000
2018 $3,316 $174,300 $40,000 $134,300
2017 $3,103 $160,000 $32,000 $128,000
2016 $3,059 $157,400 $30,000 $127,400
2015 $2,862 $146,200 $28,000 $118,200
2014 $2,585 $128,700 $24,000 $104,700
Source: Public Records

Agents Affiliated with this Home

  • Stephen Hachey

    Seller's Agent in 2020

    Stephen Hachey

    FLAT FEE MLS REALTY

    (813) 863-3948

    1 in this area

    2,789 Total Sales

    Stephen Hachey
    Section Image

  • K

    Buyer's Agent in 2020

    Karen Pacheco Troche

    COLDWELL BANKER SOLOMON

    (321) 287-1263

    3 Total Sales

    Karen Pacheco Troche
    Section Image

  • P

    Seller's Agent in 2018

    Peter Garcia

    Section Image
  • Steven Pugh

    Buyer's Agent in 2018

    Steven Pugh

    EXP REALTY LLC

    (407) 873-0057

    26 in this area

    258 Total Sales

    Steven Pugh
    Section Image
See All Agents

Map

Source: Stellar MLS

MLS Number: T3263082

Stellar MLS

APN: 16-26-30-0575-0001-0640

Florida Osceola County Saint Cloud 34772 Canoe Creek

3140 Settlers Trail, Saint Cloud, FL

Not Listed for Sale

Detached

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