NOT LISTED FOR SALE

315 Division St Schenectady, NY 12304

Estimated Value: $206,423 - $277,000

6 Beds
2 Baths
2,220 Sq Ft
$107/Sq Ft Est. Value

Sale Details

Date Sold: February 7, 2025

Last sale price $199,900 $90 Per Sq Ft

Est. 19% increase in value since last sale

Current estimated payment $1,803 / mo

21 Days on Market

Highlights

  • Traditional Architecture
  • Full Attic
  • Window Unit Cooling System
  • Wood Flooring
  • No HOA
  • Bathroom on Main Level

About This Home

As of February 2025

Attention Investors and Flippers! Your next project is ready for you! This spacious property features three bedrooms and one full bath on each level, providing ample space throughout the home. Additionally, it includes a two-car detached garage. Located in a prime area of Schenectady, just off State Street, you'll enjoy easy access to public transportation, shopping, hospitals, restaurants, and downtown Schenectady. Don't miss the opportunity to add this gem to your portfolio or make it your next flip!

Last Agent to Sell the Property

Moonrani Gumani

Miranda Real Estate Group Inc License #10401352209 Listed on: 09/17/2024

Last Buyer's Agent

Anthony Savini

Miranda Real Estate Group Inc License #10401272886

Property Details

Home Type

  • Multi-Family

Est. Annual Taxes

  • $6,008

Year Built

  • Built in 1910

Lot Details

  • 5,663 Sq Ft Lot
  • Lot Dimensions are 32.4x175.8
  • Level Lot
  • Cleared Lot

Parking

  • 2 Car Garage
  • Open Parking

Home Design

  • Duplex
  • Traditional Architecture
  • Brick Foundation
  • Combination Foundation
  • Shingle Roof
  • Vinyl Siding

Interior Spaces

  • 2,220 Sq Ft Home
  • 2-Story Property
  • Unfinished Basement
  • Basement Fills Entire Space Under The House
  • Full Attic
  • Storm Doors

Flooring

  • Wood
  • Ceramic Tile

Bedrooms and Bathrooms

  • 6 Bedrooms
  • Bathroom on Main Level
  • 2 Full Bathrooms
  • Ceramic Tile in Bathrooms

Schools

  • Schenectady High School

Utilities

  • Window Unit Cooling System
  • Forced Air Heating System
  • Heating System Uses Natural Gas

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Legal Lot and Block 51.000 / 2
  • Assessor Parcel Number 421500 49.44-2-51

Property Details

Home Type

Multi-Family

Est. Annual Taxes

$6,008

Year Built

Built in 1910

Lot Details

5,663 Sq Ft Lot

Parking

2

Listing Details

  • Property Type: MultiFamily
  • Property Sub Type: Duplex
  • Year Built: 1910
  • Directions: State St to Division St.
  • Above Grade Finished Sq Ft: 2220.0
  • Architectural Style: Traditional
  • Financial Details General Taxes: 3849.81
  • General Taxes Description: Estimated
  • Financial Details School Taxes: 2158.07
  • School Taxes Description: Estimated
  • Lot Size Acres: 0.13
  • Lot Size: 32.4X175.8
  • Parking Features Parking Total: 3.0
  • Sale Detail Seller Contribution: No
  • Flooring:Hardwood: Yes
  • Flooring:Ceramic Tile: Yes
  • Electric:Circuit Breakers: Yes
  • Architectural Style:Traditional: Yes
  • Foundation Details:BrickMortar: Yes
  • Levels Two: Yes
  • Special Features: None

Interior Features

  • Flooring: Ceramic Tile, Hardwood
  • Basement: Full, Unfinished
  • Interior Amenities: Other, Ceramic Tile Bath
  • Full Bathrooms: 2
  • Total Bedrooms: 6
  • Door Features: Storm Door(s)
  • Living Area: 2220.0
  • Bathroom Levels Full Bathroom 1: 1st
  • Bathroom Levels Full Bathroom 2: 2nd
  • Full Basement: Yes
  • Interior Features:Ceramic Tile Bath: Yes
  • Attic Features:Walk-Up: Yes
  • Basement:Unfinished: Yes
  • Attic Features:Full2: Yes
  • Unit 1 Owner Furnish Features:Sewer3: Yes
  • Unit 2 Owner Furnish Features:Sewer4: Yes

Exterior Features

  • Roof: Shingle
  • Construction Type: Vinyl Siding
  • Foundation Details: Brick/Mortar, Combination
  • Other Structures: Garage(s)
  • Waterfront: No
  • Construction Materials:Vinyl Siding: Yes
  • Lot Features:Level: Yes
  • Exterior Features:Other58: Yes
  • Lot Features:Cleared: Yes
  • Door Features:Storm Door(s)2: Yes

Garage/Parking

  • Garage Spaces: 2.0
  • Parking Features: Garage
  • Attached Garage: No
  • Open Parking: Yes
  • Total Parking Spaces: 3.0
  • Property Detail:Garage Spaces: 2.0
  • Property Detail:Parking YN: Yes
  • Parking Features:Garage: Yes
  • Other Structures:Garage(s): Yes

Utilities

  • Sewer: Public Sewer
  • Cooling: Window Unit(s)
  • Electric: Circuit Breakers
  • Heating: Forced Air, Natural Gas
  • Water Source: Public
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Heating:Forced Air: Yes
  • Heating:Natural Gas2: Yes

Condo/Co-op/Association

  • Association: No

Association/Amenities

  • Parcel Tax HOA:Association YN: No
  • Unit 1 Amenities:Ceramic Tile2: Yes

Schools

  • Junior High Dist: Schenectady

Lot Info

  • Lot Features: Level, Cleared
  • Parcel #: 421500 49.44-2-51
  • Lot Size Sq Ft: 5662.8
  • ResoLotSizeUnits: Acres

Tax Info

  • Tax Annual Amount: 6007.88
  • Tax Block: 2
  • Tax Lot: 51.000

MLS Schools

  • HighSchool: Schenectady

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Jun 17, 2024
Sold by
Win Win Properties Llc and Zhang Tong Cheng
Bought by
Culzac Desiree D and Brown Damaris
Current Estimated Value
$237,606

Purchase Details

Closed on
Mar 19, 2024
Sold by
Zipkin Norma Lynn and Zipkin Michael
Bought by
Zhang Tong Cheng

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$212,000
Interest Rate
6.88%
Mortgage Type
New Conventional

Purchase Details

Closed on
Mar 20, 2008
Sold by
Vaccaro Cynthia
Bought by
Zipkin Norma Lynn

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$88,000
Interest Rate
5.76%
Mortgage Type
New Conventional
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Purchase History

Date Buyer Sale Price Title Company
Culzac Desiree D $325,000 None Listed On Document
Zhang Tong Cheng $145,000 None Listed On Document
Zhang Tong Cheng $145,000 None Listed On Document
Zipkin Norma Lynn $110,000 Jeanne Heran
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Previous Owner Zhang Tong Cheng $212,000
Previous Owner Zipkin Norma Lynn $88,000
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
02/07/2025 02/07/25 Sold $199,900 0.0% $90 / Sq Ft
10/08/2024 10/08/24 Pending -- -- --
09/17/2024 09/17/24 For Sale $199,900 -- $90 / Sq Ft
Source: Global MLS

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $6,618 $108,200 $16,200 $92,000
2024 $6,618 $108,200 $16,200 $92,000
2023 $60 $108,200 $16,200 $92,000
2022 $5,878 $108,200 $16,200 $92,000
2021 $5,836 $108,200 $16,200 $92,000
2020 $5,734 $108,200 $16,200 $92,000
2019 $3,492 $108,200 $16,200 $92,000
2018 $5,787 $108,200 $16,200 $92,000
2017 $5,148 $108,200 $16,200 $92,000
2016 $5,929 $108,200 $16,200 $92,000
2015 -- $108,200 $16,200 $92,000
2014 -- $108,200 $16,200 $92,000
Source: Public Records

Agents Affiliated with this Home

  • Moonrani Gumani

    Seller's Agent in 2025

    Moonrani Gumani

    Miranda Real Estate Group Inc

    (518) 356-1701

    120 Total Sales

    Moonrani Gumani
    Section Image
  • Anthony Savini

    Buyer's Agent in 2025

    Anthony Savini

    Miranda Real Estate Group Inc

    (518) 487-1564

    59 Total Sales

    Anthony Savini
    Section Image
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Map

Source: Global MLS

MLS Number: 202425642

Global MLS

APN: 049-044-0002-051-000-0000

New York Schenectady County Schenectady 12304

315 Division St, Schenectady, NY

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

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Information is deemed reliable but not guaranteed.



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