Seller's Agent in 2025
Cherie Rice
COLDWELL BANKER REALTY
(850) 313-6047
9 in this area
67 Total Sales
3158 Bay St Gulf Breeze, FL 32563
3
Beds
2
Baths
1,338
Sq Ft
9,583
Sq Ft Lot
Highlights
- Views of a Sound
- Parking available for a boat
- Deck
- Oriole Beach Elementary School Rated A-
- Property fronts an intracoastal waterway
- Florida Architecture
About This Home
As of April 2025Water Views! Charming cottage home with beautiful water views, approximately 15 minutes to Pensacola Beach by boat or car! This well-maintained home is full of character, just 300 feet from the Oriole Beach Boat Ramp, dockside fishing, and the Intracoastal Waterway--perfect for boat owners and those who enjoy fishing. Located on a corner lot with no HOA, it sits on just under a quarter acre, and county-owned land across the street offers convenient open views. Enjoy stunning sunsets and easy access to Gulf Breeze parks and bike trails.Inside, you'll find LVP flooring, a split-bedroom layout, and a spacious laundry room. The HVAC was replaced in 9/21, and the washer & dryer convey. Additional features include a large covered porch--ideal for relaxing or gathering with friends
Last Agent to Sell the Property
COLDWELL BANKER REALTY License #BK3267905 Listed on: 03/28/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $3,073
Year Built
- Built in 2005
Lot Details
- 9,583 Sq Ft Lot
- Lot Dimensions are 151 x 80
- Property fronts an intracoastal waterway
- Home fronts a sound
- Property is Fully Fenced
- Privacy Fence
- Corner Lot
Parking
- 1 Car Detached Garage
- Parking available for a boat
- RV Access or Parking
Property Views
- Views of a Sound
- Intracoastal Views
Home Design
- Florida Architecture
- Brick Exterior Construction
- Slab Foundation
- Frame Construction
- Composition Shingle Roof
- Concrete Fiber Board Siding
Interior Spaces
- 1,338 Sq Ft Home
- 1-Story Property
- Ceiling Fan
- Window Treatments
- Entrance Foyer
- Living Room
- Dining Area
- Screened Porch
- Vinyl Flooring
- Storm Doors
Kitchen
- Electric Oven
- Stove
- Cooktop with Range Hood
- Dishwasher
- Disposal
Bedrooms and Bathrooms
- 3 Bedrooms
- Split Bedroom Floorplan
- Walk-In Closet
- 2 Full Bathrooms
Laundry
- Dryer
- Washer
Schools
- Oriole Beach Elementary School
- Gulf Breeze Middle School
- Gulf Breeze High School
Utilities
- Central Air
- Electric Water Heater
- Septic Tank
- Lift System Sewer
Additional Features
- Deck
- Flood Insurance May Be Required
Community Details
- No Home Owners Association
- Oriole Beach Subdivision
Listing and Financial Details
- Assessor Parcel Number 31-2S-28-2980-00400-0230
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Mar 28, 2025
Closed on
Apr 23, 2025
Sold by
Garcia Rafael and Garcia Monica
Bought by
Stewart Richard Lee and Stewart Jo Anna
Seller's Agent
Cherie Rice
COLDWELL BANKER REALTY
List Price
$375,000
Sold Price
$377,500
Premium/Discount to List
$2,500
0.67%
Views
26
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$2,078
Avg. Annual Appreciation
-1.56%
Original Mortgage
$345,695
Outstanding Balance
$344,779
Interest Rate
6.65%
Mortgage Type
New Conventional
Estimated Equity
$30,643
Purchase Details
Closed on
Dec 12, 2018
Sold by
Mills William D and Mills Patricia Ann
Bought by
Garcia Rafael and Garcia Monica
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$170,850
Interest Rate
4.8%
Mortgage Type
New Conventional
Purchase Details
Closed on
Aug 16, 2018
Sold by
Mills Gregory T
Bought by
Mills William D
Purchase Details
Closed on
Jul 13, 2018
Sold by
Mills William D
Bought by
Mills William D and Mills Patricia Ann
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $377,500 | Pure Title | |
| Warranty Deed | $377,500 | Pure Title | |
| Warranty Deed | $201,000 | Attorney | |
| Interfamily Deed Transfer | -- | Attorney | |
| Interfamily Deed Transfer | -- | Attorney | |
| Interfamily Deed Transfer | -- | Attorney |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $345,695 | New Conventional | |
| Closed | $345,695 | New Conventional | |
| Previous Owner | $164,500 | New Conventional | |
| Previous Owner | $161,250 | No Value Available | |
| Previous Owner | $170,850 | New Conventional |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 04/24/2025 04/24/25 | Sold | $377,500 | +0.7% | $282 / Sq Ft |
| 03/30/2025 03/30/25 | Pending | -- | -- | -- |
| 03/28/2025 03/28/25 | For Sale | $375,000 | -- | $280 / Sq Ft |
Source: Navarre Area Board of REALTORS®
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $3,149 | $265,503 | $88,000 | $177,503 |
| 2023 | $3,149 | $256,292 | $80,000 | $176,292 |
| 2022 | $2,908 | $236,286 | $72,000 | $164,286 |
| 2021 | $2,553 | $189,738 | $47,500 | $142,238 |
| 2020 | $2,202 | $153,160 | $0 | $0 |
| 2019 | $2,022 | $140,228 | $0 | $0 |
| 2018 | $1,859 | $127,077 | $0 | $0 |
| 2017 | $1,752 | $119,059 | $0 | $0 |
| 2016 | $1,769 | $119,342 | $0 | $0 |
| 2015 | $1,737 | $115,117 | $0 | $0 |
| 2014 | $1,779 | $116,064 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Cherie Rice
Map
Source: Navarre Area Board of REALTORS®
MLS Number: 972357
APN: 31-2S-28-2980-00400-0230
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