NOT LISTED FOR SALE

316 E 4th St Spencerville, OH 45887

Estimated Value: $68,000 - $114,444

3 Beds
1 Bath
1,580 Sq Ft
$52/Sq Ft Est. Value

Sale Details

Date Sold: February 12, 2026

Last sale price $70,000 $44 Per Sq Ft

Est. 18% increase in value since last sale

Current estimated payment $489 / mo

71 Days on Market

Highlights

  • Corner Lot
  • No HOA
  • Eat-In Kitchen
  • Spencerville Elementary School Rated A-
  • Porch
  • Living Room

About This Home

As of February 2026

Great location for Spencerville living. Locaated on 4th Street it is the center of all happenings. Needs some work but great bones.

Last Agent to Sell the Property

Bruce Binkley

CCR Realtors License #2009002357 Listed on: 11/02/2025

Last Buyer's Agent

Samantha Wilch

Superior Plus Realtors License #2024001345

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $590

Year Built

  • Built in 1920

Lot Details

  • Corner Lot

Parking

  • 2 Parking Spaces

Home Design

  • Fixer Upper
  • Vinyl Siding

Interior Spaces

  • 1,580 Sq Ft Home
  • 2-Story Property
  • Drapes & Rods
  • Living Room
  • Dining Room
  • Crawl Space
  • Eat-In Kitchen

Flooring

  • Carpet
  • Laminate

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 1 Full Bathroom

Outdoor Features

  • Shed
  • Porch

Utilities

  • Central Air
  • Hot Water Heating System
  • Natural Gas Connected
  • Gas Water Heater

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Assessor Parcel Number 44-1207-11-001.000

Home Details

Home Type

Single Family

Est. Annual Taxes

$590

Year Built

Built in 1920

Lot Details

0 Sq Ft Lot

Listing Details

  • Property Sub Type: Single Family Residence
  • Prop. Type: Residential
  • Architectural Style: 2 Story
  • Unit Levels: Two
  • New Construction: No
  • Year Built: 1920
  • Location Property Info:Zoning2: Residential
  • General Property Info:FEMA Flood Zone YN: No
  • Tax Info:Parcel _pound_: 44-1207-11-001.000
  • Tax Info:Tax Annual Amount: 590.0
  • Cooling:Central Air: Yes
  • Sewer:Public Sewer: Yes
  • Water Source:Public: Yes
  • Room Types:Living Room2: Yes
  • General Property Info:Basement YN: No
  • Room Types:Dining Room2: Yes
  • Location Property Info:Home Warranty YN: No
  • Flooring:Carpet: Yes
  • Property Condition:Fixer: Yes
  • Flooring:Laminate: Yes
  • Levels:Two2: Yes
  • Other Structures:Shed(s): Yes
  • Utilities:Water Connected: Yes
  • Utilities:Electricity Connected: Yes
  • Utilities:Natural Gas Connected: Yes
  • Foundation:Crawl Space2: Yes
  • Architectural Style 2 Story: Yes
  • Special Features: None

Interior Features

  • Appliances: Gas Water Heater
  • Basement YN: No
  • Full Bathrooms: 1
  • Total Bedrooms: 3
  • Flooring: Carpet, Laminate
  • Window Features: Drapes
  • Dining Room Features:Eat-in Kitchen: Yes
  • Kitchen Features:Wood Cabinets: Yes
  • Appliances:Gas Water Heater: Yes

Exterior Features

  • Lot Features: Corner Lot
  • Home Warranty: No
  • Construction Type: Vinyl Siding
  • Other Structures: Shed(s)
  • Patio And Porch Features: Porch
  • Property Condition: Fixer
  • Construction Materials:Vinyl Siding: Yes
  • Patio Porch Features:Porch: Yes
  • Lot Features:Corner Lot: Yes
  • Window Features:Drapes: Yes

Garage/Parking

  • Total Parking Spaces: 2.0
  • Parking Features:Parking Total2: 2

Utilities

  • Cooling: Central Air
  • Cooling Y N: Yes
  • Heating: Hot Water
  • Heating Yn: Yes
  • Sewer: Public Sewer
  • Utilities: Electricity Connected, Natural Gas Connected, Water Connected
  • Water Source: Public
  • Heating:Hot Water: Yes

Condo/Co-op/Association

  • Association: No

Association/Amenities

  • Location Property Info:AssociationYN: No

Schools

  • Junior High Dist: Spencerville

Lot Info

  • Parcel #: 44-1207-11-001.000
  • Zoning Description: Residential

Tax Info

  • Tax Annual Amount: 590.0

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Nov 2, 2025
Closed on
Feb 27, 2026
Sold by
Cuesta Christine R
Bought by
Cuesta Julio A
Seller's Agent
Bruce Binkley
CCR Realtors
Buyer's Agent
Samantha Wilch
Superior Plus Realtors
List Price
$118,000
Sold Price
$70,000
Premium/Discount to List
-$48,000
-40.68%
Views
77
Current Estimated Value
$82,861

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$12,861
Avg. Annual Appreciation
101.94%
Original Mortgage
$66,500
Outstanding Balance
$66,436
Interest Rate
6.15%
Mortgage Type
New Conventional
Estimated Equity
$16,425

Purchase Details

Listed on
Nov 2, 2025
Closed on
Feb 11, 2026
Sold by
Lynn Cummins and Cummins Ii Kirby C
Bought by
Cuesta Julio and Cuesta Christine R
Seller's Agent
Bruce Binkley
CCR Realtors
Buyer's Agent
Samantha Wilch
Superior Plus Realtors
List Price
$118,000
Sold Price
$70,000
Premium/Discount to List
-$48,000
-40.68%
Views
77

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$66,500
Outstanding Balance
$66,436
Interest Rate
6.15%
Mortgage Type
New Conventional
Estimated Equity
$16,425

Purchase Details

Closed on
Nov 18, 2014
Sold by
Cummins Lynn and Cummins Lynn D
Bought by
Cummins Ii Kirby C and Brown Kandance L

Purchase Details

Closed on
Mar 1, 1972
Bought by
Cummins Kirby C and Cummins Lynn D
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Buyer Sale Price Title Company
Cuesta Julio A -- None Listed On Document
Cuesta Julio $70,000 None Listed On Document
Cummins Ii Kirby C -- None Available
Cummins Kirby C $5,000 --
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Borrower Loan Amount
Open Cuesta Julio $66,500
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
02/12/2026 02/12/26 Sold $70,000 -29.9% $44 / Sq Ft
01/12/2026 01/12/26 Pending -- -- --
01/06/2026 01/06/26 Price Changed $99,900 -15.3% $63 / Sq Ft
11/02/2025 11/02/25 For Sale $118,000 -- $75 / Sq Ft
Source: West Central Association of REALTORS® (OH)

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $562 $26,740 $5,950 $20,790
2023 $455 $21,920 $4,870 $17,050
2022 $469 $21,920 $4,870 $17,050
2021 $464 $21,920 $4,870 $17,050
2020 $382 $19,080 $4,590 $14,490
2019 $382 $19,080 $4,590 $14,490
2018 $335 $19,080 $4,590 $14,490
2017 $283 $16,210 $4,590 $11,620
2016 $269 $16,070 $4,590 $11,480
2015 $285 $16,070 $4,590 $11,480
2014 $285 $16,700 $4,800 $11,900
2013 $292 $16,700 $4,800 $11,900
Source: Public Records

Agents Affiliated with this Home

  • Bruce Binkley

    Seller's Agent in 2026

    Bruce Binkley

    CCR Realtors

    (567) 644-9893

    16 Total Sales

    Bruce Binkley
    Section Image
  • Samantha Wilch

    Buyer's Agent in 2026

    Samantha Wilch

    Superior Plus Realtors

    (419) 235-1188

    32 Total Sales

    Samantha Wilch
    Section Image
See All Agents

Map

Source: West Central Association of REALTORS® (OH)

MLS Number: 308727

APN: 44-12-07-11-001.000

Ohio Allen County Spencerville 45887

316 E 4th St, Spencerville, OH

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