RENTED FEB 15, 2026

316 Insider Loop Elgin, TX 78621

Estimated Value: $311,281 - $327,000

3 Beds
2.5 Baths
2,103 Sq Ft
$152/Sq Ft Est. Value

Sale Details

Date Sold: December 31, 2020

Current estimated payment $2,417 / mo

Highlights

  • Open Floorplan
  • Private Yard
  • Built-In Features
  • Main Floor Primary Bedroom
  • 2 Car Attached Garage
  • Walk-In Closet

About This Home

As of February 2026

Welcome to 316 Insider Loop in the desirable Saratoga Farms community! This stunning 5-bedroom, 2.5-bathroom home offers 2,103 square feet of thoughtfully designed living space in the heart of Elgin, just east of Austin. Perfectly positioned on a semi-private loop with no rear neighbors, this property provides exceptional privacy and tranquility. The main floor showcases elegant all-tile flooring throughout, creating a seamless flow from the spacious front entry to the open living areas. The heart of the home features a modern kitchen equipped with stainless steel appliances, including a range, oven, dishwasher, and microwave, all complemented by beautiful granite countertops. The living area includes a ceiling fan for added comfort. The primary suite is conveniently located on the main floor for single-level living convenience, while four additional bedrooms provide flexibility for family, guests, or home office space. Step outside to discover an extended covered patio perfect for outdoor entertaining and relaxation. The fully landscaped yard features fresh sod and an irrigation system for effortless maintenance. The fenced backyard backs to a peaceful greenbelt, enhancing the property's private atmosphere. Modern conveniences include a smart thermostat, solar screens, and solar panels, offering energy savings. Located in Elgin's growing community, you'll enjoy easy access to Morris Memorial Park just over a mile away and Elgin High School, approximately 2.8 miles from home. This prime location offers the perfect blend of small-town charm with convenient access to Austin's employment centers and amenities. Don't miss this exceptional opportunity in Saratoga Farms!

Last Agent to Rent the Property

Brandie Scales

Compass RE Texas, LLC. Brokerage Phone: (214) 814-8100 License #0740145 Listed on: 12/26/2025

Compass RE Texas, LLC.

Last Renter's Agent

Bryan Velasquez

Designation Realty LLC License #0724110

Home Details

Home Type

  • Single Family

Year Built

  • Built in 2020

Lot Details

  • 6,316 Sq Ft Lot
  • Northwest Facing Home
  • Private Yard
  • Back Yard

Parking

  • 2 Car Attached Garage
  • Front Facing Garage
  • Garage Door Opener
  • Driveway

Interior Spaces

  • 2,103 Sq Ft Home
  • 2-Story Property
  • Open Floorplan
  • Built-In Features
  • Ceiling Fan
  • Laundry Room

Kitchen

  • Electric Range
  • Microwave
  • Dishwasher
  • Kitchen Island
  • Disposal

Flooring

  • Carpet
  • Laminate
  • Tile

Bedrooms and Bathrooms

  • 3 Bedrooms | 1 Primary Bedroom on Main
  • Walk-In Closet

Schools

  • Elgin Elementary And Middle School
  • Elgin High School

Utilities

  • Central Air
  • Private Sewer
  • High Speed Internet
  • Phone Available
  • Cable TV Available

Community Details

  • Saratoga Farms Subdivision

Listing and Financial Details

  • Security Deposit $1,900
  • Tenant pays for all utilities
  • The owner pays for association fees
  • 12 Month Lease Term
  • $50 Application Fee
  • Assessor Parcel Number 8716627
  • Tax Block J

Home Details

Home Type

Single Family

Year Built

Built in 2020

Lot Details

6,316 Sq Ft Lot

Parking

2

Rental Info

  • Furnished: Unfurnished
  • Owner Pays: Association Fees
  • Tenant Pays: All Utilities
  • Pets Allowed: Cats OK, Dogs OK, Number Limit
  • Available Date: 2025-12-26
  • App Deposit Payable To: Landlord
  • App Fee Payable To: Link to be sent
  • Application Fee: 50
  • Application Policy: Best Qualified Application
  • Application Required: TAR App
  • First Month Rent Payable To: Owner
  • Max Numof Pets: 2
  • Monthly Pet Rent: 0
  • Pet Deposit: 750
  • Max Lease Months: 12
  • App Delivery To: to Listing Agent

Listing Details

  • Property Type: Residential Lease
  • Property Sub Type: Single Family Residence
  • Year Built: 2020
  • Direction Faces: Northwest
  • Directions: Please use Navigation.
  • Disclosures: None
  • Garage Spaces: 2
  • Lease Term: 12 Months
  • Levels: Two
  • Living Area: 2103
  • Attribution Contact: (214) 814-8100
  • FEMA Flood Plain: No
  • Current Price Lot Size Squ: 0.30
  • Current Price By Living Ar: 0.90
  • Current Price By Original : 1.00
  • List Price Lot Size Square: 0.30
  • List Price By Living Area: 0.90
  • List Price By Original Lis: 1.00
  • Smoking Inside YN: 0
  • Special Features: None

Interior Features

  • Interior Amenities: Built-in Features, Ceiling Fan(s), High Speed Internet, Kitchen Island, Open Floorplan, Pantry, Primary Bedroom on Main, Walk-In Closet(s)
  • Flooring: Carpet, Laminate, Tile
  • Accessibility Features: None
  • Appliances: Dishwasher, Disposal, Electric Range, Microwave
  • Main Level Bedrooms: 1
  • Laundry Location: Laundry Room

Beds/Baths

  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Bedrooms: 3

Exterior Features

  • Exterior Features: Private Yard
  • Pool Features: None
  • Private Pool: No
  • Waterfront: No

Garage/Parking

  • Total Covered Spaces: 2
  • Parking Features: Attached, Driveway, Garage, Garage Door Opener, Garage Faces Front
  • Total Parking Spaces: 2

Utilities

  • Sewer: Private Sewer
  • Utilities: Cable Available, Electricity Available, High Speed Internet, Phone Available, Sewer Available, Water Available
  • Water Source: Public
  • Cooling: Central Air

Association/Amenities

  • Community Features: None

Condo/Co-op/Association

  • Managed By: Owner

Schools

  • Elementary School: Elgin
  • High School: Elgin
  • Middle/Junior School: Elgin
  • Junior High Dist: Elgin ISD

Lot Info

  • Lot Features: Back Yard
  • Parcel Number: 8716627
  • Lot Size Acres: 0.145
  • Lot Size Sq Ft: 6316.2
  • Subdivision Name: Saratoga Farms

Building Info

  • New Construction: No

Tax Info

  • Tax Block: J
  • Tax Filled Sqft Total: 2540

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
Jul 9, 2020
Closed on
Dec 30, 2020
Sold by
Bought by
Seller's Agent
Ben Caballero
HomesUSA.com
Buyer's Agent
Non Member
Non Member
List Price
$266,297
Current Estimated Value
$319,320

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
1.81%
Original Mortgage
$274,832
Outstanding Balance
$243,553
Interest Rate
2.7%
Mortgage Type
New Conventional
Estimated Equity
$75,767
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Buyer Sale Price Title Company
-- Platinum Title
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Borrower Loan Amount
Open $274,832
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft Prior Sale
02/15/2026 02/15/26 Rented $1,900 0.0% --
02/03/2026 02/03/26 Under Contract -- -- --
12/26/2025 12/26/25 For Rent $1,900 -9.5% --
06/21/2023 06/21/23 Rented $2,100 0.0% --
06/20/2023 06/20/23 Under Contract -- -- --
06/16/2023 06/16/23 For Rent $2,100 0.0% --
12/31/2020 12/31/20 Sold -- -- -- View Prior Sale
11/10/2020 11/10/20 Price Changed $289,297 +0.7% $133 / Sq Ft
09/09/2020 09/09/20 Price Changed $287,297 +0.7% $133 / Sq Ft
08/26/2020 08/26/20 Price Changed $285,297 +3.3% $132 / Sq Ft
08/06/2020 08/06/20 Price Changed $276,297 +1.8% $127 / Sq Ft
07/31/2020 07/31/20 Price Changed $271,297 +1.9% $125 / Sq Ft
07/09/2020 07/09/20 For Sale $266,297 -- $123 / Sq Ft
Source: Unlock MLS (Austin Board of REALTORS®)

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $8,429 $340,574 $63,225 $277,349
2024 $8,958 $373,653 $63,225 $310,428
2023 $8,958 $398,487 $63,225 $335,262
2022 $7,416 $373,653 $63,225 $310,428
2021 $8,174 $285,603 $20,970 $264,633
2020 $445 $15,098 $15,098 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Unlock MLS (Austin Board of REALTORS®)

MLS Number: 6372743

Unlock MLS (Austin Board of REALTORS®)

APN: 8716627

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