NOT LISTED FOR SALE

317 Maple St Spring Lake, MI 49456

Estimated Value: $239,000 - $279,342

2 Beds
1 Bath
900 Sq Ft
$290/Sq Ft Est. Value

Last Sold March 09, 2017

Last sale price $73,000 $81 Per Sq Ft

Est. 258% increase in value since last sale

Current estimated payment $1,528/month

Highlights

  • Deck
  • Recreation Room
  • Wood Flooring
  • Lake Hills Elementary School Rated A
  • Wooded Lot
  • Den

About This Home

As of March 2017

HUD Home – 3 bedroom Bungalow in Grand Haven schools. Home features living room w/fireplace & wood floors. Eat-in-kitchen. 2 main floor bedrooms w/wood floors. Bath w/single sink vanity & ceramic tile. Upper level w/master bedroom & office/study. Full unfinished basement w/laundry hook-up. Deck off the back overlooking the fenced backyard. 2 stall detached garage. If home built before 1978 – include LBP Addendum. With the home having City of Ferrysburg municipality buyer will need to have a Change of Ownership inspection done w/Ferrysburg. Information in attached documents. $40/good for 30 days. Seller does not guarantee or warrant that the property is free of visible or hidden structural defects, termite damage, lead based paint, or any other condition that may render the property uninhabitable or otherwise unusable. A final list of repairs, if applicable, will be determined by the lender and buyer's appraisal. The repair escrow amount is the financial responsibility of the purchaser. HUD will not provide a copy of the appraisal, which is obtained for marketing purposes only. If a purchaser is securing financing, their lender will take appropriate steps to determine if they must obtain an appraisal, including reviewing Mortgage Letter 2015-17. All appraisals obtained by the lender are at the purchaser's expense, and the purchaser must pay in cash the difference between the bid amount and the appraised value. Effective for all endorsements (including pipeline applications) on and after September 14, 2015, ML 2015-17 eliminates the use of the list price of the HUD REO property in determining the maximum mortgage amount.

Last Agent to Sell the Property

Curtis Carini

Carini & Associates Realtors License #6502113895 Listed on: 12/23/2016

Last Buyer's Agent

Whitney Storey

Evermark Realty License #6502410091

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,395

Year Built

  • Built in 1930

Lot Details

  • 8,712 Sq Ft Lot
  • Lot Dimensions are 66 x 132
  • Shrub
  • Level Lot
  • Wooded Lot
  • Back Yard Fenced

Parking

  • 2 Car Detached Garage

Home Design

  • Bungalow
  • Composition Roof
  • Vinyl Siding

Interior Spaces

  • 900 Sq Ft Home
  • 1-Story Property
  • Ceiling Fan
  • Window Screens
  • Family Room
  • Living Room with Fireplace
  • Dining Room
  • Den
  • Recreation Room
  • Basement Fills Entire Space Under The House
  • Storm Windows
  • Laundry Room

Kitchen

  • Eat-In Kitchen
  • Disposal

Flooring

  • Wood
  • Ceramic Tile

Bedrooms and Bathrooms

  • 2 Main Level Bedrooms
  • 1 Full Bathroom

Outdoor Features

  • Deck
  • Porch

Utilities

  • Forced Air Heating System
  • Heating System Uses Natural Gas
  • High Speed Internet
  • Internet Available
  • Phone Available
  • Cable TV Available

Listing and Financial Details

  • REO, home is currently bank or lender owned

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,395

Year Built

Built in 1930

Lot Details

0

Parking

2

Listing Details

  • Property Sub-Type: Single Family Residence
  • Property Type: Residential
  • New Construction: No
  • Stories: 1
  • Year Built: 1930
  • ResoPropertyType: Residential
  • Location Property Info:Property Sub-Type: Single Family Residence
  • OfficeContract Info:List PriceSqFt2: 84.0
  • General Property Info:New Construction2: No
  • General Property Info:Lot Dimensions: 66 X 132
  • General Property Info:Waterfront3: No
  • General Property Info:Basement: Yes
  • General Property Info:Total Fin SqFt All Levels: 900.0
  • General Property Info:Main Level Primary: No
  • General Property Info:Main Level Laundry: No
  • Tax Info:Annual Property Tax: 1394.72
  • Tax Info:Zoning3: Res
  • Lot Description:Wooded: Yes
  • Roofing:Composition: Yes
  • Heat Type:Forced Air: Yes
  • Manufactured:Manufactured YN: No
  • Substructure:Full: Yes
  • Landscape:ShrubsHedges: Yes
  • Heat Source:Natural Gas3: Yes
  • General Property Info:Total Fireplaces: 1.0
  • Util Avail at Street:Electric: Yes
  • Util Avail at Street:Natural Gas2: Yes
  • Lot Description:Level: Yes
  • Utilities Attached:Natural Gas: Yes
  • Sewer:Public: Yes
  • Water:Public2: Yes
  • Util Avail at Street:Broadband: Yes
  • Util Avail at Street:Cable2: Yes
  • Util Avail at Street:Telephone Line2: Yes
  • Windows:Screens: Yes
  • General Property Info:Fireplace: Yes
  • Additional Items:Ceiling Fans: Yes
  • Sale Conditions:REOBank Owned: Yes
  • Windows:Storms: Yes
  • General Property Info:SqFt Above Grade: 900.0
  • General Property Info Garage YN: Yes
  • Flooring:Wood Floor: Yes
  • Fencing:Fenced Back: Yes
  • Flooring:Ceramic Floor: Yes
  • Architectural Style Bungalow: Yes
  • Special Features: 5120
  • Property Sub Type: Detached

Interior Features

  • Appliances: Disposal
  • Flooring: Ceramic Tile, Wood
  • Interior Amenities: Ceiling Fan(s), Broadband, Eat-in Kitchen
  • Fireplace Features: Living Room
  • Fireplace: Yes
  • Fireplaces: 1
  • Total Bedrooms: 2
  • Main Level Bedrooms: 2
  • Full Bathrooms: 1
  • Total Bathrooms: 1
  • Basement: Full
  • LivingArea: 900.0
  • Window Features: Storms, Screens
  • General Property Info:Stories2: 1.0
  • Basement Rooms:Total Basement SQFT: 900.0
  • Kitchen Features:Eating Area: Yes
  • Fireplace:Living: Yes

Exterior Features

  • Construction Materials: Vinyl Siding
  • Fencing: Fenced Back
  • List Price: 75600.0
  • Lot Features: Level, Wooded
  • Patio and Porch Features: Deck, Porch(es)
  • Road Surface Type: Paved
  • Roof: Composition
  • Waterfront: No
  • Exterior Material:Vinyl Siding: Yes
  • Access Feat:Accessibility Features2: No
  • Driveway Paved: Yes
  • Patio and Porch Features:Porch(es): Yes
  • Patio and Porch Features:Deck(s): Yes

Garage/Parking

  • Attached Garage: No
  • Garage Spaces: 2.0
  • Garage: Yes
  • Parking Features: Detached
  • Parking Features:Detached2: Yes
  • General Property Info:Garage Spaces: 2.0

Utilities

  • Heating: Forced Air
  • Heating: Yes
  • Sewer: Public
  • Utilities: Phone Available, Natural Gas Available, Electricity Available, Cable Available, Natural Gas Connected
  • Water Source: Public

Lot Info

  • Lot Size Acres: 0.2
  • Lot Size Area: 0.2
  • Lot Dimensions: 66 X 132
  • Lot Size Sq Ft: 8712.0
  • Zoning Description: Res
  • ResoLotSizeUnits: Acres

Tax Info

  • Tax Annual Amount: 1394.72
  • Tax Year: 2015

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Dec 23, 2016
Closed on
Mar 9, 2017
Sold by
Secretary Of Housing & Urban Development
Bought by
Reilly Dylan M
Seller's Agent
Curtis Carini
Carini & Associates Realtors
Buyer's Agent
Whitney Storey
Evermark Realty
List Price
$84,000
Sold Price
$73,000
Premium/Discount to List
-$11,000
-13.1%
Current Estimated Value
$261,336

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$188,336
Avg. Annual Appreciation
15.54%
Original Mortgage
$72,465
Outstanding Balance
$60,008
Interest Rate
4.12%
Mortgage Type
FHA
Estimated Equity
$201,328

Purchase Details

Closed on
Feb 12, 2015
Sold by
Bank Of America Na
Bought by
The Secretary Of Housing & Urban Develop

Purchase Details

Closed on
Jul 31, 2014
Sold by
Baldus Cynthia
Bought by
Bank Of America Na

Purchase Details

Closed on
Jun 6, 2008
Sold by
Hirr Tina M and Hirr Kelby R
Bought by
Baldus Cynthia

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$108,300
Interest Rate
6.09%
Mortgage Type
FHA
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Reilly Dylan M $73,000 Sun Title Agency Of Mi Llc
The Secretary Of Housing & Urban Develop -- Attorney
Bank Of America Na $81,750 None Available
Baldus Cynthia $110,000 Lighthouse Title Inc
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Reilly Dylan M $72,465
Previous Owner Baldus Cynthia $108,300
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
03/09/2017 03/09/17 Sold $73,000 -13.1% $81 / Sq Ft
12/23/2016 12/23/16 Pending -- -- --
12/23/2016 12/23/16 For Sale $84,000 -- $93 / Sq Ft
Source: MichRIC

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $1,953 $111,200 $0 $0
2024 $1,832 $126,200 $0 $0
2023 $1,926 $115,400 $0 $0
2022 $2,051 $70,500 $0 $0
2021 $1,905 $67,900 $0 $0
2020 $1,892 $69,800 $0 $0
2019 $1,871 $57,500 $0 $0
2018 $3,438 $57,900 $9,900 $48,000
2017 -- $56,400 $0 $0
2016 -- $50,600 $0 $0
2015 -- $47,900 $0 $0
2014 -- $45,600 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: MichRIC

MLS Number: 16043524

MichRIC

APN: 70-03-16-180-011