NOT LISTED FOR SALE

Estimated Value: $1,043,000 - $1,207,428

5 Beds
3.5 Baths
3,847 Sq Ft
$290/Sq Ft Est. Value

Sale Details

Date Sold: December 18, 2025

Last sale price $1,075,000 $279 Per Sq Ft

Est. 4% increase in value since last sale

Current estimated payment $6,698 / mo

Highlights

  • 5 Dock Slips
  • Home fronts navigable water
  • Concrete Pool
  • Pier or Dock
  • Water Access
  • Eat-In Gourmet Kitchen

About This Home

As of December 2025

Prepare to fall in love with this stunningly renovated colonial in the extremely sought-after water-privileged community of Annapolis Cove!! You will immediately fall in love with this home the moment you pull up to it and walk inside!! The main level is a 12/10 with a fully remodeled gourmet kitchen with quartz counters, custom-built cabinets, oversized island, and SS appliances, including double ovens and a 6-burner gas stove for the chef in the family. As you admire the kitchen, you won't be able to keep your eyes off of what is next...a top-tier, expansive four-season room that is primed and ready for friends, laughs, joy, and memories that also leads out to an expansive stone patio, pool, and fully fenced backyard. Yes, you have just laid eyes on an absolute entertainer's dream!! You will continue to be impressed upstairs with 4 generous bedrooms, including a primary bedroom with a perfectly crafted stone accent wall and a FRESHLY finished primary bathroom renovation. It doesn't end here!! Downstairs features a guest/au pair suite with a full bathroom and a theater room with a wet bar, extra beverage fridge, and wine fridge. EVERYTHING has been meticulously thought of and executed to perfection for immediate enjoyment!! Homes like this in a community like this are extremely rare....don't hesitate on this one!!!

Last Agent to Sell the Property

Scott Schuetter

(410) 266-0600 annapoliswest@penfedrealty.com Berkshire Hathaway HomeServices PenFed Realty License #617188 Listed on: 10/23/2025

Berkshire Hathaway HomeServices PenFed Realty

Last Buyer's Agent

Sandra K. Libby

(410) 263-3400 sandra@sandraklibby.com Long & Foster Real Estate, Inc. License #RA-0020752

Long & Foster Real Estate, Inc.

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $7,495

Year Built

  • Built in 1989 | Remodeled in 2020

Lot Details

  • 17,756 Sq Ft Lot
  • Home fronts navigable water
  • Privacy Fence
  • Wood Fence
  • Landscaped
  • Extensive Hardscape
  • Premium Lot
  • Cleared Lot
  • Back Yard Fenced and Front Yard
  • Property is in excellent condition
  • Property is zoned R2

HOA Fees

  • $34 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • 4 Driveway Spaces
  • Front Facing Garage
  • Garage Door Opener

Home Design

  • Colonial Architecture
  • Composition Roof
  • Vinyl Siding
  • Concrete Perimeter Foundation

Interior Spaces

  • Property has 3 Levels
  • Open Floorplan
  • Wet Bar
  • Chair Railings
  • Crown Molding
  • Wainscoting
  • Ceiling Fan
  • Skylights
  • Recessed Lighting
  • Wood Burning Fireplace
  • Fireplace With Glass Doors
  • Fireplace Mantel
  • Entrance Foyer
  • Family Room Off Kitchen
  • Dining Room
  • Recreation Room
  • Sun or Florida Room
  • Utility Room
  • Attic Fan

Kitchen

  • Eat-In Gourmet Kitchen
  • Breakfast Room
  • Double Oven
  • Gas Oven or Range
  • Microwave
  • Freezer
  • Ice Maker
  • Dishwasher
  • Kitchen Island
  • Upgraded Countertops
  • Wine Rack

Flooring

  • Wood
  • Carpet
  • Ceramic Tile

Bedrooms and Bathrooms

  • En-Suite Bathroom
  • Walk-In Closet
  • Soaking Tub
  • Bathtub with Shower
  • Walk-in Shower

Laundry

  • Laundry Room
  • Laundry on lower level
  • Dryer
  • Washer

Finished Basement

  • Heated Basement
  • Walk-Out Basement
  • Interior and Rear Basement Entry
  • Sump Pump

Pool

  • Concrete Pool
  • Filtered Pool
  • In Ground Pool
  • Poolside Lot

Outdoor Features

  • Water Access
  • Property is near a lake
  • Physical Dock Slip Conveys
  • 5 Dock Slips
  • 6 Powered Boats Permitted
  • 6 Non-Powered Boats Permitted
  • Lake Privileges
  • Enclosed Patio or Porch
  • Exterior Lighting

Location

  • Suburban Location

Schools

  • Georgetown East Elementary School
  • Annapolis Middle School
  • Annapolis High School

Utilities

  • Cooling Available
  • Forced Air Heating System
  • Heating System Uses Natural Gas
  • Heat Pump System
  • Vented Exhaust Fan
  • Programmable Thermostat
  • Water Dispenser
  • Well
  • Natural Gas Water Heater
  • Water Conditioner is Owned
  • Water Conditioner

Listing and Financial Details

  • Tax Lot 58
  • Assessor Parcel Number 020200590033477

Community Details

Overview

  • Association fees include common area maintenance
  • Annapolis Cove Subdivision, Gainsborough II Floorplan

Amenities

  • Picnic Area
  • Common Area

Recreation

  • Pier or Dock
  • 1 Community Docks
  • Community Basketball Court
  • Community Playground
  • Pool Membership Available

Home Details

Home Type

Single Family

Est. Annual Taxes

$7,495

Year Built

Built in 1989 | Remodeled in 2020

Lot Details

0.41 Acres

HOA Fees

$34 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Colonial
  • Ownership: Fee Simple
  • Inclusions: Plantation Shutters
  • New Construction: No
  • Story List: Lower 1, Main, Upper 1
  • Expected On Market: 10/23/2025 12:00:00 AM
  • Year Built: 1989
  • Year Renovated: 2020
  • Automatically Close On Close Date: No
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Washer/Dryer Hookups Only, Dishwasher, Dryer, Exhaust Fan, Freezer, Icemaker, Microwave, Oven/Range - Gas, Refrigerator, Washer, Water Conditioner - Owned, Water Dispenser
  • Flooring Type: Hardwood, Ceramic Tile, Carpet
  • Interior Amenities: Kitchen - Gourmet, Breakfast Area, Kitchen - Table Space, Dining Area, Kitchen - Eat-In, Primary Bath(s), Chair Railings, Crown Moldings, Upgraded Countertops, Wainscotting, Wood Floors, Floor Plan - Open, Floor Plan - Traditional, Attic/House Fan, Bathroom - Soaking Tub, Bathroom - Stall Shower, Bathroom - Tub Shower, Carpet, Ceiling Fan(s), Family Room Off Kitchen, Kitchen - Island, Pantry, Recessed Lighting, Skylight(s), Walk-In Closet(s), Wet/Dry Bar, Wine Storage
  • Fireplace Features: Fireplace - Glass Doors, Mantel(s), Wood
  • Fireplaces Count: 1
  • Fireplace: Yes
  • Wall Ceiling Types: Dry Wall
  • Foundation Details: Concrete Perimeter
  • Levels Count: 3
  • Room List: Dining Room, Primary Bedroom, Bedroom 2, Bedroom 3, Bedroom 4, Bedroom 5, Kitchen, Family Room, Foyer, Breakfast Room, Sun/Florida Room, Laundry, Recreation Room, Utility Room, Primary Bathroom, Full Bath, Half Bath
  • Basement: Yes
  • Basement Type: Fully Finished, Heated, Improved, Interior Access, Rear Entrance, Walkout Stairs, Sump Pump
  • Basement Finished Percent: 100.00
  • Basement Footprint Percent: 80.00
  • Laundry Type: Lower Floor
  • Total Sq Ft: 3847
  • Living Area Sq Ft: 3847
  • Price Per Sq Ft: 334.30
  • Above Grade Finished Sq Ft: 2767
  • Below Grade Finished Sq Ft: 1080
  • Total Below Grade Sq Ft: 1080
  • Above Grade Finished Area Units: Square Feet

Beds/Baths

  • Bedrooms: 5
  • All Lower Level Bedrooms: 1
  • Total Bathrooms: 4
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Main Level Bathrooms: 1.00
  • Upper Level Bathrooms: 2
  • Lower Levels Bathrooms: 1
  • Upper Level Bathrooms: 2.00
  • Lower Levels Bathrooms: 1.00
  • Lower Level Full Bathrooms: 1
  • Main Level Half Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Construction Materials: Vinyl Siding
  • Exterior Features: Extensive Hardscape, Sidewalks, Exterior Lighting
  • Pool Features: Concrete, Filtered, In Ground
  • Roof: Composite
  • Water Access: Yes
  • Water Body Name: LAKE OGLETON
  • Water Body Type: Lake
  • Waterfront: No
  • Water Oriented: Yes
  • Pool: Yes - Personal
  • Tidal Water: No
  • Water View: No

Garage/Parking

  • Garage Spaces: 2.00
  • Garage: Yes
  • Parking Features: Concrete Driveway
  • Garage Features: Garage - Front Entry, Garage Door Opener
  • Attached Garage Spaces: 2
  • Total Garage And Parking Spaces: 6
  • Type Of Parking: Driveway, Attached Garage
  • Number of Spaces in Driveway: 4

Utilities

  • Central Air Conditioning: No
  • Cooling Fuel: Electric
  • Cooling Type: Heat Pump(s), Programmable Thermostat
  • Heating Fuel: Natural Gas
  • Heating Type: Forced Air
  • Heating: Yes
  • Hot Water: Natural Gas
  • Sewer/Septic System: Public Sewer
  • Water Source: Conditioner, Well

Condo/Co-op/Association

  • HOA Fees: 408.00
  • HOA Fee Frequency: Annually
  • Condo Co-Op Association: No
  • HOA Condo Co-Op Amenities: Common Grounds, Pier/Dock, Pool Mem Avail, Water/Lake Privileges, Tot Lots/Playground, Basketball Courts, Picnic Area
  • HOA Condo Co-Op Fee Includes: Common Area Maintenance
  • HOA: Yes
  • Senior Community: No

Schools

  • Elementary School Source: 3rd Party
  • High School Source: 3rd Party
  • Middle School Source: 3rd Party
  • School District Source: 3rd Party
  • Elementary School: GEORGETOWN EAST
  • High School: ANNAPOLIS
  • Middle Or Junior School: ANNAPOLIS

Lot Info

  • Fencing: Rear, Fully, Privacy, Wood
  • Lot Features: Cleared, Front Yard, Landscaping, Poolside, Premium, Rear Yard
  • Lot Size Acres: 0.41
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 17756.00
  • Outdoor Living Structures: Patio(s), Porch(es), Enclosed
  • Property Condition: Excellent
  • Zoning: R2
  • In City Limits: No

Rental Info

  • Vacation Rental: No

Tax Info

  • Tax Annual Amount: 7495.00
  • Assessor Parcel Number: 020200590033477
  • Tax Lot: 58
  • County Tax Payment Frequency: Annually
  • Tax Year: 2024

MLS Schools

  • School District Name: ANNE ARUNDEL COUNTY PUBLIC SCHOOLS

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
Oct 23, 2025
Closed on
Dec 18, 2025
Sold by
Bought by
Seller's Agent
Scott Schuetter
Berkshire Hathaway HomeServices PenFed Realty
Buyer's Agent
Sandra K. Libby
Long & Foster Real Estate, Inc.
List Price
$925,000
Sold Price
$1,075,000
Premium/Discount to List
$150,000
16.22%
Views
113
Current Estimated Value
$1,114,607

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$39,607
Avg. Annual Appreciation
6.11%

Purchase Details

Closed on
Nov 27, 2017
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$512,000
Interest Rate
0.0394%
Mortgage Type
New Conventional

Purchase Details

Listed on
Apr 1, 2013
Closed on
Sep 13, 2013
Sold by
Bought by
Seller's Agent
Melissa Murray
Compass
Buyer's Agent
Eric Hollis
Long & Foster Real Estate, Inc.
List Price
$589,000
Sold Price
$547,000
Premium/Discount to List
-$42,000
-7.13%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
5.68%
Original Mortgage
$537,092
Interest Rate
0.045%
Mortgage Type
FHA

Purchase Details

Closed on
Aug 25, 2003
Sold by
Bought by

Purchase Details

Closed on
Oct 5, 1999
Sold by
Bought by

Purchase Details

Closed on
Sep 11, 1998
Sold by
Bought by

Purchase Details

Closed on
May 20, 1997
Sold by
Bought by
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Buyer Sale Price Title Company
$1,075,000 Bay Title
-- Quiet Title Llc
$547,000 Quiet Title Llc
$474,000 --
$325,000 --
-- --
$225,000 --
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Borrower Loan Amount
Previous Owner $512,000
Previous Owner $537,092
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft Prior Sale
12/18/2025 12/18/25 Sold $1,075,000 +16.2% $279 / Sq Ft
10/23/2025 10/23/25 Pending -- -- --
10/23/2025 10/23/25 For Sale $925,000 +69.1% $240 / Sq Ft
09/13/2013 09/13/13 Sold $547,000 0.0% $235 / Sq Ft View Prior Sale
08/03/2013 08/03/13 Pending -- -- --
07/30/2013 07/30/13 Price Changed $547,000 -0.5% $235 / Sq Ft
06/24/2013 06/24/13 Price Changed $549,900 -2.7% $236 / Sq Ft
05/17/2013 05/17/13 Price Changed $564,900 -1.7% $243 / Sq Ft
04/24/2013 04/24/13 Price Changed $574,900 -2.4% $247 / Sq Ft
04/01/2013 04/01/13 For Sale $589,000 -- $253 / Sq Ft
Source: Bright MLS

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $7,095 $697,900
2024 $7,095 $649,800 $0 $0
2023 $6,882 $601,700 $311,200 $290,500
2022 $6,450 $592,233 $0 $0
2020 $6,171 $573,300 $286,200 $287,100
2019 $6,065 $563,333 $0 $0
2018 $5,611 $553,367 $0 $0
2017 $5,727 $543,400 $0 $0
2016 -- $523,733 $0 $0
2015 -- $504,067 $0 $0
2014 -- $484,400 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bright MLS

MLS Number: MDAA2128810

Bright MLS

APN: 02-005-90033477

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