NOT LISTED FOR SALE

3185 Settlers Trail Saint Cloud, FL 34772

Canoe Creek Neighborhood

Estimated Value: $340,000 - $379,000

3 Beds
2 Baths
1,632 Sq Ft
$224/Sq Ft Est. Value

Last Sold March 21, 2022

Last sale price $365,000 $224 Per Sq Ft

Current estimated payment $2,411/month

34 Days on Market

Highlights

  • Main Floor Primary Bedroom
  • Solid Surface Countertops
  • Security System Owned
  • Valdez Elementary School Rated A-
  • 2 Car Attached Garage
  • Tile Flooring

About This Home

As of March 2022

This charming 3 bedroom, 2 bathroom home is now on the market! This home has been virtually staged to illustrate its potential. The kitchen boasts generous counter space and a breakfast bar, making cooking and entertaining a delight. Bedrooms offer plush carpet, ceiling fans, and sizable closets. Relax with your favorite drink in the fenced in backyard with a patio, lush grass, and great potential for adding personal touches. Hurry, this won’t last long!

Last Agent to Sell the Property

ALLISON JOHNSTON

MAINSTAY BROKERAGE LLC License #3413175 Listed on: 01/11/2022

MAINSTAY BROKERAGE LLC

Last Buyer's Agent

Chelsea Carrera

RE/MAX INNOVATION License #3465257

RE/MAX INNOVATION

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,135

Year Built

  • Built in 1994

Lot Details

  • 0.28 Acre Lot
  • North Facing Home
  • Property is zoned SR1B

HOA Fees

  • $19 Monthly HOA Fees

Parking

  • 2 Car Attached Garage

Home Design

  • 1,632 Sq Ft Home
  • Slab Foundation
  • Stucco

Kitchen

  • Range
  • Microwave
  • Dishwasher
  • Solid Surface Countertops

Flooring

  • Carpet
  • Laminate
  • Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Primary Bedroom on Main
  • 2 Full Bathrooms

Utilities

  • No Cooling
  • Heating Available

Community Details

  • Canoe Creek Lakes Homeowners Association , Inc Association, Phone Number (407) 873-1679
  • Canoe Creek Lakes Unit 01 Subdivision
  • Rental Restrictions

Listing and Financial Details

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,135

Year Built

Built in 1994

Lot Details

0

HOA Fees

$19 per month

Parking

2

Listing Details

  • HOA Fee Includes: Other
  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Construction Materials: Stucco
  • Fireplace: No
  • Living Area: 1632
  • Lot Size Acres: 0.28
  • New Construction: No
  • Year Built: 1994
  • Lot Size Sq Ft: 12197
  • Status: Sold
  • Down Payment Resource URL: https://www.workforce-resource.com/dpr/listing/MFRMLS/O5995866?w=Agent&skip_sso=true
  • Down Payment Resource URL 2: https://www.workforce-resource.com/dpr/listing/MFRMLS/O5995866?w=Customer
  • Homestead Y N: No
  • Total Acreage: 1/4 to less than 1/2
  • Unit Number Y N: No
  • Call Center Phone Number: 407-988-2951
  • Ratio: Close Price\List Price: 1
  • Price per Sq Ft: 223.65
  • Close to Original List Price Ratio: 1
  • View: No
  • Ownership: Fee Simple
  • Tax Year: 2021
  • Special Features: None

Interior Features

  • Living Area Units: Square Feet
  • Flooring: Carpet, Laminate, Tile
  • Full Bathrooms: 2
  • Interior Amenities: Master Bedroom Main Floor, Other, Solid Surface Counters
  • Appliances Included: Dishwasher, Microwave, Other, Range
  • Foundation Details: Slab
  • Total Bedrooms: 3
  • Levels: One
  • Room Count: 3

Exterior Features

  • Direction Faces: North
  • Exterior Features: Other
  • Roof: Other
  • Pool Private: No
  • Waterfront: No
  • Road Surface Type: Asphalt
  • Water View Y N: No
  • Water Access Y N: No
  • Water Extras Y N: No
  • Flood Zone Panel: 12097C0260G

Garage/Parking

  • Attached Garage: Yes
  • Carport Y N: No
  • Garage Spaces: 2
  • Garage Yn: Yes
  • Covered Parking Spaces: 2
  • Open Parking: No

Utilities

  • Utilities: Electricity Available, Water Available
  • Cooling: None
  • Heating: Electric
  • Sewer: Public Sewer
  • Water Source: Public
  • Public Remarks Required: One or more photo(s) has been virtually staged.
  • Cooling Y N: No
  • Heating Yn: Yes

Condo/Co-op/Association

  • Community Features: None
  • Association Fee: 228
  • Association Fee Frequency: Annually
  • Association Name: Canoe Creek Lakes Homeowners Association , Inc
  • Phone: 407-873-1679
  • Association: Yes
  • Security: Security System Owned
  • Senior Community: No
  • Association Fee Requirement: Required
  • Association Approval Required YN: Yes

Fee Information

  • Total Annual Fees: 228
  • Monthly HOA Fee: 19
  • Total Monthly Fees: 19

Lot Info

  • Zoning: SR1B
  • Parcel Number: 16-26-30-0575-0001-0100
  • Additional Parcels: No
  • Flood Zone Code: X
  • Flood Zone Date: 2013-06-18

Rental Info

  • Pets Allowed: Yes
  • Minimum Lease: No Minimum
  • Approval Process: Buyer to verify.
  • Lease Restrictions Y N: Yes
  • Additional Lease Restrictions: Buyer to verify.

Tax Info

  • Tax Annual Amount: 3134.98
  • Tax Block: 1
  • Tax Book Number: 7-146-147
  • Tax Lot: 10

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jan 11, 2022
Closed on
Mar 22, 2022
Sold by
Opendoor Property Trust
Bought by
Schultz James C
Seller's Agent
ALLISON JOHNSTON
MAINSTAY BROKERAGE LLC
Buyer's Agent
Chelsea Carrera
RE/MAX INNOVATION
List Price
$365,000
Sold Price
$365,000
Current Estimated Value
$363,270

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$1,730
Avg. Annual Appreciation
0.06%
Original Mortgage
$346,750
Outstanding Balance
$323,715
Interest Rate
4.16%
Mortgage Type
New Conventional
Estimated Equity
$42,084

Purchase Details

Closed on
Dec 2, 2021
Sold by
Pagan Miguel A and Pagan Jahaira
Bought by
Opendoor Property Trust I

Purchase Details

Listed on
Dec 20, 2018
Closed on
May 3, 2019
Sold by
Kerley Cheryl D and Platter Kenneth R
Bought by
Pagan Miguel A and Pagan Jahaira
Seller's Agent
Patricia McCabe
IRON VALLEY REAL ESTATE OSCEOLA
Buyer's Agent
Gabriel Porfilio , PA
MELENTREE REALTY LLC
List Price
$239,900
Sold Price
$245,000
Premium/Discount to List
$5,100
2.13%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
6.19%
Original Mortgage
$240,562
Interest Rate
4.25%
Mortgage Type
FHA

Purchase Details

Closed on
Jul 27, 2006
Sold by
Barrow Michael and Barrow Tracy
Bought by
Kerley Cheryl D

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$176,800
Interest Rate
6.68%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Jul 23, 2003
Sold by
Agnor Thomas Lee
Bought by
Barrow Michael and Barrow Tracy

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$124,000
Interest Rate
5.42%
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Schultz James C $365,000 None Listed On Document
Opendoor Property Trust I $328,000 Os National Llc
Open Door Property Trust $328,000 None Listed On Document
Pagan Miguel A $245,000 Stewart Title Company
Kerley Cheryl D $221,000 Stewart Approved Title Inc
Barrow Michael $135,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Schultz James C $346,750
Previous Owner Pagan Miguel A $240,562
Previous Owner Kerley Cheryl D $176,800
Previous Owner Barrow Michael $124,000
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
03/21/2022 03/21/22 Sold $365,000 0.0% $224 / Sq Ft
02/13/2022 02/13/22 Pending -- -- --
02/04/2022 02/04/22 For Sale $365,000 0.0% $224 / Sq Ft
01/18/2022 01/18/22 Pending -- -- --
01/10/2022 01/10/22 For Sale $365,000 +49.0% $224 / Sq Ft
05/03/2019 05/03/19 Sold $245,000 +2.1% $180 / Sq Ft View Prior Sale
04/07/2019 04/07/19 Pending -- -- --
03/25/2019 03/25/19 For Sale $239,900 0.0% $176 / Sq Ft
03/24/2019 03/24/19 For Sale $239,900 0.0% $176 / Sq Ft
03/23/2019 03/23/19 Pending -- -- --
03/23/2019 03/23/19 Price Changed $239,900 -2.0% $176 / Sq Ft
03/07/2019 03/07/19 Price Changed $244,900 -1.2% $180 / Sq Ft
03/06/2019 03/06/19 Price Changed $247,900 -0.8% $182 / Sq Ft
01/24/2019 01/24/19 Price Changed $249,900 -2.0% $183 / Sq Ft
12/17/2018 12/17/18 For Sale $255,000 -- $187 / Sq Ft
Source: Stellar MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $5,871 $310,400 $75,000 $235,400
2024 $5,735 $328,700 $70,000 $258,700
2023 $5,735 $318,200 $65,000 $253,200
2022 $4,765 $264,200 $60,000 $204,200
2021 $2,631 $185,562 $0 $0
2020 $2,606 $183,000 $42,000 $141,000
2019 $943 $91,597 $0 $0
2018 $922 $89,890 $0 $0
2017 $910 $88,042 $0 $0
2016 $885 $86,232 $0 $0
2015 $896 $85,633 $0 $0
2014 $889 $84,954 $0 $0
Source: Public Records

Agents Affiliated with this Home

  • A

    Seller's Agent in 2022

    ALLISON JOHNSTON

    MAINSTAY BROKERAGE LLC

    (404) 982-4592

    18 in this area

    7,206 Total Sales

    ALLISON JOHNSTON
    Section Image
  • Chelsea Carrera

    Buyer's Agent in 2022

    Chelsea Carrera

    RE/MAX

    (407) 403-4924

    2 in this area

    44 Total Sales

    Chelsea Carrera
    Section Image

  • P

    Seller's Agent in 2019

    Patricia McCabe

    IRON VALLEY REAL ESTATE OSCEOLA

    (407) 729-6837

    4 in this area

    29 Total Sales

    Patricia McCabe
    Section Image
  • Gabriel Porfilio , PA

    Buyer's Agent in 2019

    Gabriel Porfilio , PA

    MELENTREE REALTY LLC

    (407) 301-8381

    4 in this area

    107 Total Sales

    Gabriel Porfilio , PA
    Section Image
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Map

Source: Stellar MLS

MLS Number: O5995866

Stellar MLS

APN: 16-26-30-0575-0001-0100

Florida Osceola County Saint Cloud 34772 Canoe Creek

3185 Settlers Trail, Saint Cloud, FL

Not Listed for Sale

Detached

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