NOT LISTED FOR SALE

320 Elm St Unit 111 San Mateo, CA 94401

North Central Neighborhood

Estimated Value: $1,104,000 - $1,318,870

3 Beds
2 Baths
1,993 Sq Ft
0.83 Acres Lot

Sale Details

Date Sold: November 20, 2025

Last sale price $1,125,000 $564 Per Sq Ft

Est. 4% increase in value since last sale

Current estimated payment $8,111 / mo

116 Days on Market

Highlights

  • Heated In Ground Pool
  • Contemporary Architecture
  • Wood Flooring
  • Borel Middle School Rated A-
  • Recreation Room
  • End Unit

About This Home

As of November 2025

Welcome to Sand Piper Villas. This extraordinary and spacious residence features 3 Bedrooms and 2 bathrooms. Amenities include wide public hallways, high ceilings, large living and dining room areas. Generous sized closets and plenty of storage space. Perfect match for those looking to downsize from a large home into a manageable one level residence. Sandpiper Villas offers so many amenities, including a swimming pool, spa, exercise room, game room, meeting room. Two assigned parking spaces, two storage lockers. Closely located to vibrant downtown San Mateo and its multiple eateries.

Last Agent to Sell the Property

Lou Carlos

Coldwell Banker Realty License #00542597 Listed on: 07/07/2025

Coldwell Banker Realty

Last Buyer's Agent

Bryan Cruz

Kinetic Real Estate License #02113249

Kinetic Real Estate

Property Details

Home Type

  • Condominium

Year Built

  • Built in 1982

Lot Details

  • End Unit
  • South Facing Home
  • Property is Fully Fenced
  • Mostly Level

HOA Fees

  • $620 Monthly HOA Fees

Parking

  • 2 Car Garage
  • Garage Door Opener
  • Electric Gate
  • Secured Garage or Parking
  • Assigned Parking

Home Design

  • Contemporary Architecture
  • Wood Frame Construction
  • Tile Roof
  • Concrete Perimeter Foundation

Interior Spaces

  • 1,993 Sq Ft Home
  • 1-Story Property
  • Wood Burning Fireplace
  • Living Room with Fireplace
  • Dining Area
  • Recreation Room

Kitchen

  • Electric Oven
  • Microwave
  • Dishwasher
  • Trash Compactor

Flooring

  • Wood
  • Carpet
  • Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Walk-In Closet
  • 2 Full Bathrooms
  • Bathtub with Shower
  • Walk-in Shower

Laundry

  • Laundry Room
  • Washer and Dryer

Home Security

  • Security Lights
  • Intercom

Pool

  • Heated In Ground Pool
  • In Ground Spa

Outdoor Features

  • Balcony

Utilities

  • Vented Exhaust Fan
  • Baseboard Heating
  • Separate Meters
  • Cable TV Available

Listing and Financial Details

  • Assessor Parcel Number 108-070-100

Community Details

Overview

  • Association fees include common area electricity, garbage, hot water, insurance - liability, landscaping / gardening, maintenance - common area, maintenance - exterior, management fee, pool spa or tennis, roof, water / sewer
  • Sandpiper Villas Association

Amenities

  • Laundry Facilities

Security

  • Fire and Smoke Detector
  • Fire Sprinkler System

Property Details

Home Type

Condominium

Year Built

Built in 1982

Lot Details

0.83 Acres

HOA Fees

$620 per month

Parking

2

Listing Details

  • Subclass: Condominium
  • Style: Contemporary
  • Listing Class: Residential
  • Structure Sq Ft: 1993
  • Year Built: 1982
  • Zoning Description: R-3
  • Special Features: None
  • Property Sub Type: Condos

Interior Features

  • Family Room: No Family Room
  • Fireplace: Living Room, Wood Burning
  • Dining Room: Dining Area
  • Kitchen: Countertop - Other, Dishwasher, Exhaust Fan, Microwave, Oven - Electric, Refrigerator, Trash Compactor
  • Living Sq Ft: 1993
  • Stories: 1
  • Security: Fire Alarm, Fire System - Sprinkler, Secured Garage / Parking, Security Lights
  • Bedrooms: Primary Bedroom on Ground Floor, Walk-in Closet
  • Laundry: Community Facility, Inside, Washer / Dryer
  • Flooring: Carpet, Hardwood, Tile
  • Additional Rooms: Laundry Room, Recreation Room
  • Fireplaces Min: 1
  • Full Bathrooms: 2
  • Total Bedrooms: 3
  • Bathroom: Shower over Tub - 1, Stall Shower, Tub
  • Fireplace: Yes

Exterior Features

  • Foundation: Concrete Perimeter and Slab
  • Pool Description: Pool - Heated, Pool - In Ground, Spa - Gas, Spa - In Ground
  • Roof: Tile
  • Yard/Grounds: Balcony / Patio
  • Pool: Yes
  • Fencing: Complete Perimeter
  • Property Faces: South
  • Construction Type: Wood, Wood Frame

Garage/Parking

  • Garage Spaces: 2
  • Garage Parking Features: Assigned Spaces, Electric Gate, Gate / Door Opener

Utilities

  • Heating System: Baseboard, Electric
  • Sewer/Septic System: Sewer - Public

Condo/Co-op/Association

  • HOA Fees: 620
  • HOA Documents: Articles of Incorporation, Budget, Bylaws, CC&RS, Financial Statement, Minutes, Rules & Regulations
  • HOA Fee Frequency: Monthly
  • Association Fees Include: Common Area Electricity, Garbage, Hot Water, Insurance - Liability, Landscaping / Gardening, Maintenance - Common Area, Maintenance - Exterior, Management Fee, Pool, Spa, or Tennis, Roof, Water / Sewer
  • H O A Name Text: Sandpiper Villas
  • H O A Exist: Yes

Lot Info

  • Lot Description: Grade - Mostly Level
  • Parcel Number: 108-070-100
  • Soil: Unknown

Multi Family

  • Utilities: Individual Electric Meters, Public Utilities
  • Unit Features: End Unit

MLS Schools

  • High School District Text: San Mateo Union High

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jul 7, 2025
Closed on
Nov 15, 2025
Sold by
Kroll Bryan S and Zahner Brandy L
Bought by
Iqbal Hania and Yawar Raheel
Seller's Agent
Lou Carlos
Coldwell Banker Realty
Buyer's Agent
Bryan Cruz
Kinetic Real Estate
List Price
$1,250,000
Sold Price
$1,125,000
Premium/Discount to List
-$125,000
-10%
Views
70
Current Estimated Value
$1,165,468

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$40,468
Avg. Annual Appreciation
9.00%
Original Mortgage
$900,000
Outstanding Balance
$898,992
Interest Rate
5.38%
Mortgage Type
New Conventional
Estimated Equity
$266,476

Purchase Details

Listed on
Jul 7, 2025
Closed on
Nov 12, 2025
Sold by
Kroll Bryan S
Bought by
Kroll Bryan S and Zahner Brandy L
Seller's Agent
Lou Carlos
Coldwell Banker Realty
Buyer's Agent
Bryan Cruz
Kinetic Real Estate
List Price
$1,250,000
Sold Price
$1,125,000
Premium/Discount to List
-$125,000
-10%
Views
70

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$900,000
Outstanding Balance
$898,992
Interest Rate
5.38%
Mortgage Type
New Conventional
Estimated Equity
$266,476

Purchase Details

Closed on
Dec 16, 2015
Sold by
Alonson Alonso Monique
Bought by
Kroll Bryan

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$787,500
Interest Rate
3.12%
Mortgage Type
Adjustable Rate Mortgage/ARM

Purchase Details

Closed on
Dec 15, 2015
Sold by
Benson John E
Bought by
Tenir Llc

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$787,500
Interest Rate
3.12%
Mortgage Type
Adjustable Rate Mortgage/ARM

Purchase Details

Closed on
Oct 20, 2015
Sold by
Alonso Monique
Bought by
Alonso Alonso Monique Monique

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$787,500
Interest Rate
3.12%
Mortgage Type
Adjustable Rate Mortgage/ARM

Purchase Details

Closed on
Oct 9, 2015
Sold by
Benson John E and Benson Alan Bartow
Bought by
Benson Benson John E John E
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Iqbal Hania $1,125,000 Lawyers Title Company
Kroll Bryan S -- Lawyers Title Company
Kroll Bryan $1,050,000 Old Republic Title Company
Tenir Llc $525,000 Accommodation
Alonso Alonso Monique Monique -- None Available
Benson Benson John E John E -- None Available
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Iqbal Hania $900,000
Previous Owner Kroll Bryan $787,500
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
11/20/2025 11/20/25 Sold $1,125,000 -6.2% $564 / Sq Ft
10/31/2025 10/31/25 Pending -- -- --
08/05/2025 08/05/25 Price Changed $1,199,500 -4.0% $602 / Sq Ft
07/07/2025 07/07/25 For Sale $1,250,000 -- $627 / Sq Ft
Source: MLSListings

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $15,226 $1,242,980 $372,892 $870,088
2023 $15,226 $1,194,715 $358,413 $836,302
2022 $14,723 $1,171,290 $351,386 $819,904
2021 $14,351 $1,148,325 $344,497 $803,828
2020 $14,150 $1,136,551 $340,965 $795,586
2019 $13,723 $1,114,267 $334,280 $779,987
2018 $13,235 $1,092,420 $327,726 $764,694
2017 $12,850 $1,071,000 $321,300 $749,700
2016 $6,233 $481,220 $96,235 $384,985
2015 $6,080 $473,993 $94,790 $379,203
2014 $5,961 $464,709 $92,934 $371,775
Source: Public Records

Agents Affiliated with this Home

  • Lou Carlos

    Seller's Agent in 2025

    Lou Carlos

    Coldwell Banker Realty

    (650) 678-8315

    3 in this area

    14 Total Sales

    Lou Carlos
    Section Image

  • B

    Buyer's Agent in 2025

    Bryan Cruz

    Kinetic Real Estate

    (888) 584-9427

    2 in this area

    93 Total Sales

    Bryan Cruz
    Section Image
See All Agents

Map

Source: MLSListings

MLS Number: ML82012210

MLSListings

APN: 108-070-100

California San Mateo County San Mateo 94401 North Central

320 Elm St Unit 111, San Mateo, CA

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