A
Seller's Agent in 2025
Audrey Evans
RE/MAX
(540) 874-0317
69 Total Sales
320 Fingerlake Rd Penhook, VA 24137
Estimated Value: $652,000 - $732,000
3
Beds
3
Baths
2,796
Sq Ft
$243/Sq Ft
Est. Value
Highlights
- 75 Feet of Waterfront
- 3 Dock Slips
- Lake View
- Gretna Elementary School Rated A-
- Spa
- Deck
About This Home
As of July 2025A Rare Waterfront Opportunity on Smith Mountain Lake!This sprawling 3-bedroom, 3-bath ranch-style home with a finished terrace level is brimming with potential and ready for your personal touch. Perfectly positioned to take in the beauty of Smith Mountain Lake, the open floor plan features a spacious sunroom offering panoramic lake views, along with multiple decks and porches ideal for outdoor living and entertaining.Downstairs, the terrace level boasts a cozy stone fireplace and an impressive bar area--perfect for hosting gatherings or relaxing after a day on the water.Whether you're looking for a full-time residence, a vacation retreat, or an investment property, this rare lakefront gem checks all the boxes--and short-term rentals are allowed, offering incredible income potential
Last Agent to Sell the Property
RE/MAX LAKEFRONT REALTY INC License #0225261630 Listed on: 03/25/2025
Last Buyer's Agent
RE/MAX LAKEFRONT REALTY INC License #0225261630 Listed on: 03/25/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $3,970
Year Built
- Built in 1981
Lot Details
- 21,344 Sq Ft Lot
- 75 Feet of Waterfront
- Fenced Yard
- Property is zoned R1
Home Design
- Ranch Style House
- Brick Exterior Construction
Interior Spaces
- 2,796 Sq Ft Home
- Cathedral Ceiling
- Lake Views
- Laundry on main level
Kitchen
- Electric Range
- Dishwasher
Bedrooms and Bathrooms
- 3 Bedrooms | 2 Main Level Bedrooms
- 3 Full Bathrooms
Basement
- Walk-Out Basement
- Basement Fills Entire Space Under The House
- Fireplace in Basement
Parking
- 3 Parking Spaces
- Attached Carport
Outdoor Features
- Spa
- No Wake Zone
- Boat Hoist or Davit
- 3 Dock Slips
- Deck
- Covered Patio or Porch
Schools
- Gretna Elementary School
- Gretna Middle School
- Gretna High School
Utilities
- Heat Pump System
Community Details
- No Home Owners Association
- Penhook Subdivision
Listing and Financial Details
- Tax Lot 6
Ownership History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Mar 25, 2025
Closed on
Jul 18, 2025
Sold by
Bought by
Seller's Agent
Audrey Evans
RE/MAX LAKEFRONT REALTY INC
Buyer's Agent
Audrey Evans
RE/MAX LAKEFRONT REALTY INC
List Price
$795,000
Sold Price
$650,000
Premium/Discount to List
-$145,000
-18.24%
Views
119
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$28,585
Avg. Annual Appreciation
4.79%
Original Mortgage
$65,000
Outstanding Balance
$64,890
Interest Rate
6.84%
Mortgage Type
Seller Take Back
Estimated Equity
$613,695
Purchase Details
Closed on
Dec 12, 2016
Sold by
Bought by
Purchase Details
Closed on
Nov 30, 2016
Sold by
Bought by
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Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| $650,000 | Old Republic Title | ||
| -- | None Available | ||
| $361,100 | None Available |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | $65,000 | ||
| Open | $550,000 |
Source: Public Records
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 07/22/2025 07/22/25 | Sold | $650,000 | -18.2% | $232 / Sq Ft |
| 05/07/2025 05/07/25 | Pending | -- | -- | -- |
| 03/25/2025 03/25/25 | For Sale | $795,000 | -- | $284 / Sq Ft |
Source: Roanoke Valley Association of REALTORS®
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $3,030 | $541,100 | $300,000 | $241,100 |
| 2024 | $3,030 | $541,100 | $300,000 | $241,100 |
| 2023 | $3,030 | $541,100 | $300,000 | $241,100 |
| 2022 | $2,360 | $361,300 | $200,000 | $161,300 |
| 2021 | $1,120 | $361,300 | $200,000 | $161,300 |
| 2020 | $2,240 | $361,300 | $200,000 | $161,300 |
| 2019 | $2,240 | $361,300 | $200,000 | $161,300 |
| 2018 | $2,240 | $361,300 | $200,000 | $161,300 |
| 2017 | $2,130 | $361,300 | $200,000 | $161,300 |
| 2016 | $2,130 | $361,100 | $200,000 | $161,100 |
| 2015 | $2,130 | $361,100 | $200,000 | $161,100 |
| 2011 | -- | $375,800 | $200,000 | $175,800 |
Source: Public Records
Agents Affiliated with this Home
-
Audrey Evans
Map
Source: Roanoke Valley Association of REALTORS®
MLS Number: 915528
APN: 1563-42-1053
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.
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