320 Fingerlake Rd Penhook, VA 24137
Penhook AreaEstimated payment $5,991/month
Highlights
- 75 Feet of Waterfront
- 3 Dock Slips
- Main Floor Primary Bedroom
- Gretna Elementary School Rated A-
About This Home
Welcome to your newly remodeled waterfront retreat on Smith Mountain Lake! This stunning 3-bedroom, 3-bathroom home combines modern updates with the relaxed charm of lakefront living.
Step inside to discover a thoughtfully renovated interior with comfortable living spaces and breathtaking water views. The finished basement provides additional space for entertaining, complete with a built-in bar--perfect for hosting family and friends after a day on the lake.
Outside, enjoy your own private waterfront setting with a large dock, offering plenty of room for boating, swimming, fishing, and soaking in the spectacular Smith Mountain Lake sunsets. Whether you're looking for a peaceful full-time residence, a weekend getaway, or an investment opportunity, this property offers exceptional versatility.
With its prime waterfront setting, expansive views, remodeled interiors, finished basement, and impressive dock, this home is ready to enjoy. It also has the potential for use as a short-term rental!
Come experience lake life at its finest!
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $3,970
Year Built
- Built in 1981
Lot Details
- 21,344 Sq Ft Lot
- 75 Feet of Waterfront
- Property is zoned R1
Parking
- 1 Covered Space
Bedrooms and Bathrooms
- 3 Bedrooms | 2 Main Level Bedrooms
- Primary Bedroom on Main
- 3 Full Bathrooms
Schools
- Gretna Elementary School
- Gretna Middle School
- Gretna High School
Utilities
- Heat Pump System
- Private or Community Septic Tank
- Septic System
Additional Features
- Laundry on main level
- 3 Dock Slips
- Basement
Community Details
- Penhook Subdivision
Listing and Financial Details
- Tax Lot 6
- Assessor Parcel Number 1563-42-1053
Map
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2026 | $3,355 | $541,100 | $300,000 | $241,100 |
| 2025 | $3,355 | $541,100 | $300,000 | $241,100 |
| 2024 | $3,030 | $541,100 | $300,000 | $241,100 |
| 2023 | $3,030 | $541,100 | $300,000 | $241,100 |
| 2022 | $2,360 | $361,300 | $200,000 | $161,300 |
| 2021 | $1,120 | $361,300 | $200,000 | $161,300 |
| 2020 | $2,240 | $361,300 | $200,000 | $161,300 |
| 2019 | $2,240 | $361,300 | $200,000 | $161,300 |
| 2018 | $2,240 | $361,300 | $200,000 | $161,300 |
| 2017 | $2,130 | $361,300 | $200,000 | $161,300 |
| 2016 | $2,130 | $361,100 | $200,000 | $161,100 |
| 2015 | $2,130 | $361,100 | $200,000 | $161,100 |
| 2011 | -- | $375,800 | $200,000 | $175,800 |
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 09/22/2026 09/22/26 | For Sale | $995,000 | +53.1% | $356 / Sq Ft | |
| 07/22/2025 07/22/25 | Sold | $650,000 | -18.2% | $232 / Sq Ft | View Prior Sale |
| 05/07/2025 05/07/25 | Pending | -- | -- | -- | |
| 03/25/2025 03/25/25 | For Sale | $795,000 | -- | $284 / Sq Ft |
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Deed | $650,000 | Old Republic Title | |
| Interfamily Deed Transfer | -- | None Available | |
| Warranty Deed | $361,100 | None Available |
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $65,000 | Seller Take Back | |
| Previous Owner | $75,000 | Credit Line Revolving |
Source: Roanoke Valley Association of REALTORS®
MLS Number: 931627
APN: 1563-42-1053
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