$385,000
UNDER CONTRACT

320 Mckay Rd Stevensville, MD 21666

Estimated payment $2,288/month

Total Views 1,804
3 Beds
1 Bath
1,056 Sq Ft
$365 Price per Sq Ft

Highlights

  • Boat Ramp
  • Home fronts navigable water
  • Public Beach
  • Matapeake Elementary School Rated A-
  • Canoe or Kayak Water Access
  • Fishing Allowed

About This Home

Welcome to 320 McKay, where comfort, functionality, and thoughtful updates come together in a desirable Eastern Shore setting. This well-maintained home offers a bright and inviting layout with spacious living areas designed for both everyday living and entertaining. The main living space flows seamlessly into the kitchen and dining area, creating an open and connected feel. The kitchen features ample cabinetry and workspace, making it both practical and welcoming for gathering with family and friends. Generously sized bedrooms provide flexibility for guests, a home office, or additional living space to suit your needs.
Step outside to enjoy a private outdoor setting, perfect for relaxing, entertaining, or simply unwinding at the end of the day. Conveniently located near local shopping, dining, and major commuter routes, this home offers easy access to both the Eastern Shore and Western Shore while maintaining the charm of a quieter community. Whether you’re a first-time buyer, downsizing, or looking for a smart investment, 320 McKay presents a wonderful opportunity to own a home that is move-in ready and full of potential.

Listing Agent

Kathleen Higginbotham

(703) 378-8810 donnysamson@samsonproperties.net Samson Properties Brokerage Phone: 7033788810 License #672685 Listed on: 04/08/2026

Samson Properties

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,628

Year Built

  • Built in 1973

Lot Details

  • 14,250 Sq Ft Lot
  • Home fronts navigable water
  • Public Beach
  • Back Yard Fenced
  • Partially Wooded Lot
  • Property is zoned NC-20

HOA Fees

  • $13 Monthly HOA Fees

Parking

  • Circular Driveway

Home Design

  • Rambler Architecture
  • Block Foundation
  • Asphalt Roof
  • Vinyl Siding

Interior Spaces

  • 1,056 Sq Ft Home
  • Property has 1 Level
  • Open Floorplan
  • Ceiling Fan
  • Insulated Windows
  • Window Treatments
  • Wood Frame Window
  • Sliding Doors
  • Insulated Doors
  • Living Room
  • Views of Woods
  • Crawl Space
  • Stacked Washer and Dryer
  • Attic

Kitchen

  • Eat-In Kitchen
  • Electric Oven or Range
  • Stove
  • Microwave
  • Freezer
  • Ice Maker
  • Dishwasher

Bedrooms and Bathrooms

  • 3 Main Level Bedrooms
  • 1 Full Bathroom

Home Security

  • Storm Doors
  • Fire and Smoke Detector
  • Flood Lights

Outdoor Features

  • Canoe or Kayak Water Access
  • Public Water Access
  • Property near a bay
  • Personal Watercraft
  • Waterski or Wakeboard
  • Sail
  • Powered Boats Permitted
  • Deck
  • Shed
  • Outbuilding
  • Brick Porch or Patio

Schools

  • Matapeake Elementary And Middle School
  • Kent Island High School

Horse Facilities and Amenities

  • Run-In Shed

Utilities

  • Central Heating and Cooling System
  • Heat Pump System
  • Vented Exhaust Fan
  • Programmable Thermostat
  • Electric Water Heater
  • Cable TV Available

Listing and Financial Details

  • Tax Lot 2
  • Assessor Parcel Number 1804041488

Community Details

Overview

  • Association fees include common area maintenance, management, pier/dock maintenance
  • Victory Management HOA
  • Bay City Community
  • Bay City Subdivision

Amenities

  • Picnic Area
  • Common Area

Recreation

  • Boat Ramp
  • Fishing Allowed

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,628

Year Built

Built in 1973

Lot Details

0.33 Acres

HOA Fees

$13 per month

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Ranch/Rambler
  • Ownership: Fee Simple
  • New Construction: No
  • Story List: Main
  • Expected On Market: 4/8/2026 12:00:00 AM
  • Federal Flood Zone: No
  • Year Built: 1973
  • Automatically Close On Close Date: No
  • Special Features: UnderContract
  • Property Sub Type: Detached

Interior Features

  • Appliances: Washer/Dryer Hookups Only, Dishwasher, Exhaust Fan, Freezer, Icemaker, Microwave, Oven/Range - Electric, Refrigerator, Stove, Washer/Dryer Stacked
  • Interior Amenities: Attic, Kitchen - Eat-In, Window Treatments, Floor Plan - Open
  • Window Features: Insulated, Wood Frame
  • Fireplace: No
  • Door Features: Insulated, Sliding Glass, Storm
  • Wall Ceiling Types: Dry Wall
  • Foundation Details: Block, Crawl Space
  • Levels Count: 1
  • Room List: Living Room, Primary Bedroom, Bedroom 2, Bedroom 3, Kitchen
  • Basement: No
  • Total Sq Ft: 1056
  • Living Area Sq Ft: 1056
  • Price Per Sq Ft: 364.58
  • Above Grade Finished Sq Ft: 1056
  • Above Grade Finished Area Units: Square Feet

Beds/Baths

  • Bedrooms: 3
  • Main Level Bedrooms: 3
  • Total Bathrooms: 1
  • Full Bathrooms: 1
  • Main Level Bathrooms: 1.00
  • Main Level Full Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Other Structures List: Shed, Run-in Shed
  • Construction Materials: Vinyl Siding
  • Exterior Features: Flood Lights, Outbuilding(s), Secure Storage
  • Road Surface Type: Black Top, Paved
  • Roof: Asphalt
  • View: Trees/Woods
  • Water Access Features: Boat - Powered, Canoe/Kayak, Fishing Allowed, Personal Watercraft (PWC), Public Access, Public Beach, Sail, Waterski/Wakeboard
  • Water Access: Yes
  • Water Body Name: CHESAPEAKE BAY
  • Water Body Type: Bay
  • Waterfront: No
  • Water Oriented: Yes
  • Pool: No Pool
  • Tidal Water: No
  • Water View: No

Garage/Parking

  • Garage: No
  • Parking Features: Circular Driveway
  • Type Of Parking: Driveway

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Ceiling Fan(s), Central A/C, Heat Pump(s), Programmable Thermostat
  • Heating Fuel: Central, Electric
  • Heating Type: Central, Heat Pump(s), Programmable Thermostat
  • Heating: Yes
  • Hot Water: Electric
  • Security: Smoke Detector
  • Sewer/Septic System: Public Sewer
  • Utilities: Cable Tv Available
  • Water Source: Public

Condo/Co-op/Association

  • HOA Fees: 150.00
  • HOA Fee Frequency: Annually
  • Condo Co-Op Association: No
  • HOA Condo Co-Op Amenities: Boat Ramp, Common Grounds, Picnic Area
  • HOA Condo Co-Op Fee Includes: Common Area Maintenance, Management, Pier/Dock Maintenance
  • HOA Name: VICTORY MANAGEMENT
  • HOA: Yes
  • Senior Community: No
  • Association Recreation Fee: No

Schools

  • Elementary School Source: Listing Agent
  • Middle School Source: Listing Agent
  • School District Source: Listing Agent
  • Elementary School: MATAPEAKE
  • High School: KENT ISLAND
  • Middle Or Junior School: MATAPEAKE

Lot Info

  • Fencing: Fully, Rear
  • Lot Features: Partly Wooded
  • Lot Size Acres: 0.33
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 14250.00
  • Outdoor Living Structures: Brick, Deck(s), Porch(es)
  • Zoning: NC-20
  • In City Limits: No

Rental Info

  • Ground Rent Exists: No
  • Vacation Rental: No

Tax Info

  • Tax Annual Amount: 2628.00
  • Assessor Parcel Number: 1804041488
  • Tax Lot: 2
  • County Tax Payment Frequency: Annually
  • Tax Year: 2025

MLS Schools

  • School District Name: QUEEN ANNE'S COUNTY PUBLIC SCHOOLS

Map

Range of Values:

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Value Increase
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,519 $278,967 $0 $0
2024 $2,392 $260,033 $0 $0
2023 $2,271 $241,100 $160,900 $80,200
2022 $2,245 $238,367 $0 $0
2021 $2,234 $235,633 $0 $0
2020 $2,234 $232,900 $160,900 $72,000
2019 $2,167 $225,933 $0 $0
2018 $2,100 $218,967 $0 $0
2017 $2,033 $212,000 $0 $0
2016 -- $212,000 $0 $0
2015 $1,222 $212,000 $0 $0
2014 $1,222 $235,500 $0 $0
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
04/08/2026 04/08/26 For Sale $385,000 -- $365 / Sq Ft
Source: Bright MLS

Purchase History

Date Type Sale Price Title Company
Deed $260,000 --
Deed $260,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $5,000 Unknown
Open $260,000 Purchase Money Mortgage
Closed $5,000 Unknown
Closed $260,000 Purchase Money Mortgage
Source: Public Records

Source: Bright MLS

MLS Number: MDQA2016454

Bright MLS

APN: 04-041488

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