Lisa Ferringo
Coldwell Banker Schmitt Real Estate Co
(786) 751-5529
560 Total Sales
116 in Cudjoe Key
$46K - $12.3M Price Range
320 Spanish Main Dr Summerland Key, FL 33042
Cudjoe Key AreaEstimated Value: $908,537 - $1,044,000
2
Beds
2
Baths
1,056
Sq Ft
$905/Sq Ft
Est. Value
Highlights
- Boat Lift
- Cathedral Ceiling
- No HOA
- Home fronts a canal
- Granite Countertops
- Workshop
About This Home
As of November 2024Beautifully remodeled open floor plan 2 bed, 2 bath waterfront oasis offering stunning canal and sunset views, a large screened porch, and a 10,000 lb. boat lift. Inside, enjoy a modern kitchen with granite countertops, updated bathrooms, and wood-look tile flooring. The den off the living room is perfect for a home office or potential small 3rd bedroom.. The lower level (permitted 634 sqft) offers plenty of space for storage and much more. The grounds feature a privacy fence, covered parking,, mature landscaping, and space for an RV or boat trailer. Just a quick ride down the canal, you'll reach Cudjoe Bay and easy access to the Atlantic or Gulf. Watch the sun go down from your tiki bar or screened in porch. Recent updates include a new metal roof, AC, and impact doors & windows for low insurances.
Last Agent to Sell the Property
Coldwell Banker Schmitt Real Estate Co. (KW) License #3168212 Listed on: 10/13/2024
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Home Details
Home Type
- Single Family
Est. Annual Taxes
- $7,230
Year Built
- Built in 1989 | Remodeled
Lot Details
- 6,000 Sq Ft Lot
- Home fronts a canal
- Privacy Fence
- Fenced
- Property is zoned IS - Improved Subivision District
Home Design
- Frame Construction
- Metal Roof
Interior Spaces
- 1,056 Sq Ft Home
- Bar
- Cathedral Ceiling
- Ceiling Fan
- Blinds
- Sliding Doors
- Workshop
- Utility Room
- Canal Views
Kitchen
- Oven
- Range
- Microwave
- Dishwasher
- Stainless Steel Appliances
- Granite Countertops
Flooring
- Carpet
- Tile
Bedrooms and Bathrooms
- 2 Bedrooms
- 2 Full Bathrooms
Laundry
- Laundry Room
- Dryer
- Washer
Home Security
- Impact Glass
- Fire and Smoke Detector
Parking
- Covered Parking
- Open Parking
- Off-Street Parking
Outdoor Features
- Outdoor Shower
- Seawall
- Boat Lift
- Screened Balcony
- Patio
- Outdoor Storage
- Rain Gutters
Utilities
- Central Air
- Separate Meters
- Public Hookup Available For Sewer
Community Details
- No Home Owners Association
- Cutthroat Harbor Est Subdivision
- Rental Restrictions
Listing and Financial Details
- Homestead Exemption
- Assessor Parcel Number 00182200-000000
Ownership History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Oct 13, 2024
Closed on
Nov 26, 2024
Sold by
Bought by
Seller's Agent
Sean Farrer
Coldwell Banker Schmitt Real Estate Co. (KW)
Buyer's Agent
Suzanne Washburn
Coldwell Banker Schmitt Real Estate Co. (KW)
List Price
$949,000
Sold Price
$910,000
Premium/Discount to List
-$39,000
-4.11%
Views
18
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$45,384
Avg. Annual Appreciation
2.82%
Purchase Details
Listed on
Jan 3, 2022
Closed on
Mar 14, 2022
Sold by
Bought by
Seller's Agent
Steven Koleno
Beycome of Florida, LLC
Buyer's Agent
Sean Farrer, P.A.
Coastline R.E. & Property Mgmt. (KW)
List Price
$875,000
Sold Price
$875,000
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
1.46%
Original Mortgage
$525,000
Interest Rate
3.92%
Mortgage Type
New Conventional
Purchase Details
Closed on
Jan 3, 2020
Sold by
Bought by
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$187,883
Interest Rate
3.6%
Purchase Details
Closed on
Dec 28, 2015
Sold by
Bought by
Purchase Details
Closed on
Apr 4, 2012
Sold by
Bought by
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$191,200
Interest Rate
3.89%
Mortgage Type
New Conventional
Purchase Details
Closed on
May 10, 2011
Sold by
Bought by
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$191,200
Interest Rate
4.79%
Mortgage Type
New Conventional
Purchase Details
Closed on
Sep 30, 2010
Sold by
Bought by
Purchase Details
Closed on
Sep 16, 2010
Sold by
Bought by
Purchase Details
Closed on
Sep 6, 2007
Sold by
Bought by
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$574,750
Interest Rate
9.37%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
Jan 11, 2005
Sold by
Bought by
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$420,750
Interest Rate
5.11%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
Sep 22, 1993
Sold by
Bought by
Purchase Details
Closed on
Dec 1, 1990
Bought by
Purchase Details
Closed on
Apr 1, 1989
Bought by
Purchase Details
Closed on
Feb 1, 1986
Bought by
Purchase Details
Closed on
Feb 1, 1973
Bought by
Home Values in the Area
Average Home Value in this Area
Agents Specializing in Summerland Key, FL
-
Lisa Ferringo
-
Stacy Shahan
Stacy Shahan
Island Real Estate Company Florida Keys
(813) 694-9962
27 Total Sales
7 in Cudjoe Key
$350K - $1.7M Price Range
-
Patti Nickless
Patti Nickless
Responds QuicklyColdwell Banker Schmitt RE Co.
(877) 540-7990
152 Total Sales
22 in Cudjoe Key
$299K - $2M Price Range
-
Dustan Carpenter
Dustan Carpenter
Berkshire Hathaway HomeServices Knight & Gardner Realty
(786) 751-2889
31 Total Sales
1 in Cudjoe Key
$175,000 Price
-
Coby Taylor
Coby Taylor
Expert Realty LLC (HQ)
(813) 694-4326
75 Total Sales
7 in Cudjoe Key
$195K - $1.4M Price Range
-
Terry Garcia
Terry Garcia
Responds QuicklyKeller Williams Key West Compass Realty
(786) 705-4897
26 Total Sales
2 in Cudjoe Key
$1.1M - $1.2M Price Range
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| $910,000 | None Listed On Document | ||
| -- | None Listed On Document | ||
| $875,000 | True Title Agency | ||
| $148,600 | Servicelink | ||
| $80,600 | Attorney | ||
| -- | None Available | ||
| $239,000 | Attorney | ||
| -- | None Available | ||
| -- | None Available | ||
| $605,000 | Lee Title Services Inc | ||
| $495,000 | Chicago Title Of The Fl Keys | ||
| -- | -- | ||
| $120,000 | -- | ||
| $26,000 | -- | ||
| $13,000 | -- | ||
| $1,400 | -- |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Previous Owner | $525,000 | ||
| Previous Owner | $187,883 | ||
| Previous Owner | $187,883 | ||
| Previous Owner | $106,100 | ||
| Previous Owner | $191,200 | ||
| Previous Owner | $191,200 | ||
| Previous Owner | $574,750 | ||
| Previous Owner | $472,500 | ||
| Previous Owner | $420,750 |
Source: Public Records
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 11/26/2024 11/26/24 | Sold | $910,000 | -4.1% | $862 / Sq Ft | |
| 10/31/2024 10/31/24 | Pending | -- | -- | -- | |
| 10/13/2024 10/13/24 | For Sale | $949,000 | +8.5% | $899 / Sq Ft | |
| 03/14/2022 03/14/22 | Sold | $875,000 | 0.0% | $829 / Sq Ft | View Prior Sale |
| 01/31/2022 01/31/22 | Pending | -- | -- | -- | |
| 01/17/2022 01/17/22 | Price Changed | $874,900 | 0.0% | $829 / Sq Ft | |
| 01/03/2022 01/03/22 | For Sale | $875,000 | -- | $829 / Sq Ft |
Source: Key West Association of REALTORS®
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $6,917 | $779,430 | $525,300 | $254,130 |
| 2024 | $7,230 | $761,255 | $512,940 | $248,315 |
| 2023 | $7,230 | $806,151 | $565,470 | $240,681 |
| 2022 | $5,058 | $575,217 | $336,810 | $238,407 |
| 2021 | $4,627 | $428,838 | $233,295 | $195,543 |
| 2020 | $4,205 | $420,112 | $225,570 | $194,542 |
| 2019 | $4,137 | $411,571 | $0 | $0 |
| 2018 | $4,157 | $403,897 | $203,940 | $199,957 |
| 2017 | $3,518 | $340,078 | $0 | $0 |
| 2016 | $3,537 | $333,084 | $0 | $0 |
| 2015 | $3,792 | $305,316 | $0 | $0 |
| 2014 | $3,833 | $296,772 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Sean Farrer
Seller's Agent in 2024
Sean Farrer
Coldwell Banker Schmitt Real Estate Co. (KW)
(305) 924-0700
115 Total Sales
-
Suzanne Washburn
SW
Buyer's Agent in 2024
Suzanne Washburn
Coldwell Banker Schmitt Real Estate Co. (KW)
(407) 839-3111
40 Total Sales
-
Steven Koleno
Seller's Agent in 2022
Steven Koleno
Beycome of Florida, LLC
(312) 300-6768
13,184 Total Sales
-
SF
Buyer's Agent in 2022
Sean Farrer, P.A.
Coastline R.E. & Property Mgmt. (KW)
Map
Source: Key West Association of REALTORS®
MLS Number: 611804
APN: 00182200-000000
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.
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