$492,900
SOLD JUL 30, 2026

3209 Stump Lake Dr Monroe, NC 28110

Unionville Area
3 Beds
2.5 Baths
1,821 Sq Ft
1.18 Acre Lot

Sale Details

Date Sold: July 30, 2026

$271 Per Sq Ft

1% Below List Price

79 Days on Market

Highlights

  • Water Views
  • Deck
  • No HOA
  • Unionville Elementary School Rated A
  • Traditional Architecture
  • Cul-De-Sac

About This Home

As of July 2026

Welcome to 3209 Stump Lake Drive! Tucked away on a quiet cul-de-sac in a charming one-street neighborhood, this 3-bedroom, 2.5-bath home offers the perfect blend of privacy, space, and convenience. Situated on approximately 1.18 acres with a beautifully wooded front lot, the setting feels peaceful and secluded while still being just minutes from everything. Inside, you’ll find a versatile flex space ideal for a home office, playroom, or additional living area. The home is thoughtfully designed for both everyday living and entertaining, with a welcoming layout that flows seamlessly to the outdoor spaces. Step out onto the spacious deck and take in the serene pond views, an ideal spot for morning coffee or unwinding at the end of the day. With no HOA restrictions, you’ll enjoy the freedom to truly make this property your own. Conveniently located near the Monroe Bypass, commuting is a breeze while still enjoying the quiet, tucked-away feel of this hidden gem. If you’re looking for space, flexibility and a property with room to grow, this one is worth a closer look. Reach out today with questions or to schedule your private showing.

Last Agent to Sell the Property

Melissa Grey

Premier South Brokerage Email: melissa@melsellsclt.com License #123286 Listed on: 04/10/2026

Premier South

Last Buyer's Agent

Liza Avanesov

Keller Williams Ballantyne Area License #343654

Keller Williams Ballantyne Area

Range of Values:

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Value Increase
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Percent Increase
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Adjusted for Inflation
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List Price
Sold Price
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Home Details

Home Type

  • Single Family

Year Built

  • Built in 2002

Lot Details

  • 1.18 Acre Lot
  • Cul-De-Sac
  • Property is zoned AF8

Parking

  • 2 Car Attached Garage
  • Driveway

Home Design

  • Traditional Architecture
  • Brick Exterior Construction
  • Vinyl Siding

Interior Spaces

  • 2-Story Property
  • Ceiling Fan
  • Entrance Foyer
  • Living Room with Fireplace
  • Water Views
  • Crawl Space
  • Laundry Room

Kitchen

  • Electric Range
  • Microwave
  • Dishwasher
  • Disposal

Flooring

  • Carpet
  • Laminate

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Garden Bath

Outdoor Features

  • Deck
  • Fire Pit

Schools

  • Unionville Elementary School
  • Piedmont Middle School
  • Piedmont High School

Utilities

  • Central Heating and Cooling System
  • Air Filtration System
  • Heating System Uses Natural Gas
  • Water Softener
  • Septic Tank

Community Details

  • No Home Owners Association
  • Ridge View Subdivision

Listing and Financial Details

  • Assessor Parcel Number 09-177-036

Home Details

Home Type

Single Family

Year Built

Built in 2002

Lot Details

1.18 Acres

Parking

2

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Architectural Style: Traditional
  • Year Built: 2002
  • Road Surface Type: Concrete, Paved
  • Unit Levels: Two
  • Ratio CurrentPrice/TotalPropertyHLA: 270.68
  • Bedroom Lower: 0
  • Geocode Confidence: High
  • Attribution Contact: melissa@melsellsclt.com
  • Special Features: VirtualTour

Interior Features

  • Foundation Details: Crawl Space
  • Fireplace: Yes
  • Flooring: Carpet, Laminate
  • Interior Amenities: Attic Other, Entrance Foyer, Garden Tub, Pantry
  • Lower Level Sq Ft: 0
  • Main Level Sq Ft: 895
  • Third Level Sq Ft: 0
  • Sq Ft Unheated Basement: 0
  • Sq Ft Unheated Lower: 0
  • Sq Ft Unheated Third: 0
  • Sq Ft Unheated Total: 0
  • Sq Ft Upper: 926
  • Appliances: Dishwasher, Disposal, Electric Range, Filtration System, Microwave, Refrigerator, Water Softener
  • Above Grade Finished Sq Ft: 1821
  • Basement YN: No
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bedrooms: 3
  • Fireplace Features: Living Room
  • Living Area: 1821
  • Bedroom Main: 0
  • Bedroom Basement: 0
  • Bedroom Third: 0

Exterior Features

  • Exterior Features: Fire Pit
  • New Construction: No
  • Construction Type: Site Built
  • Pool Private: No
  • View: Water
  • Construction Type: Brick Partial, Vinyl
  • Patio And Porch Features: Deck

Garage/Parking

  • Main Level Garage YN: 1
  • Carport Y N: No
  • Garage Spaces: 2
  • Garage Yn: Yes
  • Open Parking: No
  • Parking Features: Driveway, Attached Garage, Garage Faces Side

Utilities

  • Heating: Central, Natural Gas
  • Sewer: Septic Installed
  • Laundry Features: In Kitchen, Laundry Closet
  • Cooling: Ceiling Fan(s), Central Air
  • Water Source: Well, Other - See Remarks

Condo/Co-op/Association

  • Hoa Subject To Dues: No
  • Senior Community: No
  • Association: No

Association/Amenities

  • Association Annual Expense: 0.00

Schools

  • Middle Or Junior School: Piedmont
  • HOA Subject To: None

Lot Info

  • Lot Features: Cul-De-Sac, Views
  • Lot Size Units: Acres
  • Parcel Number: 09-177-036
  • Zoning: AF8
  • Lot Size Acres: 1.18
  • Additional Parcels: No
  • Zoning Specification: AF8

MLS Schools

  • Elementary School: Unionville
  • High School: Piedmont

Matterport 3D Tour

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
Mar 14, 2024
Closed on
Jul 1, 2024
Sold by
Malone Morgan J and Malone Colby J
Bought by
Seller's Agent
Kelly Benton
Ross & Associates Real Estate
Buyer's Agent
Tanisha Griffith
The Next Level Realty Plus LLC
List Price
$459,900
Sold Price
$449,000
Premium/Discount to List
-$10,900
-2.37%
Views
280

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
3.04%
Original Mortgage
$349,000
Interest Rate
7.02%
Mortgage Type
VA

Purchase Details

Closed on
Mar 10, 2020
Sold by
Malone Morgan J and Malone Colby J
Bought by
Malone Morgan J and Malone Colby J

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$227,944
Interest Rate
3.75%
Mortgage Type
FHA

Purchase Details

Closed on
Nov 16, 2018
Sold by
Mcglamery Tiffany L and Mcglamery Justin S
Bought by
Faron Morgan J and Malone Colby J

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$228,937
Interest Rate
4.75%
Mortgage Type
FHA

Purchase Details

Closed on
Apr 17, 2007
Sold by
Malone Glen Chad
Bought by
Malone Tiffany L

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$176,250
Interest Rate
8.7%
Mortgage Type
Unknown

Purchase Details

Closed on
Dec 11, 2002
Sold by
Noel Williams Masonry Inc
Bought by
Malone Glen Chad and Malone Tiffany L

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$181,300
Interest Rate
6.08%

Purchase Details

Closed on
Jul 23, 2002
Sold by
Helms Dennis N and Helms Susan C
Bought by
Noel Williams Masonry Inc

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$141,000
Interest Rate
6.67%
Mortgage Type
Construction
Source: Public Records

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Agents Specializing in Monroe, NC

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Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Type Sale Price Title Company
Warranty Deed $449,000 Tryon Title
Interfamily Deed Transfer -- None Available
Warranty Deed $250,000 None Available
Warranty Deed -- None Available
Warranty Deed $181,500 --
Warranty Deed $21,000 --
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Loan Amount Loan Type
Open $391,500 VA
Closed $354,500 New Conventional
Closed $349,000 VA
Previous Owner $18,557 FHA
Previous Owner $227,944 FHA
Previous Owner $228,937 FHA
Previous Owner $202,473 FHA
Previous Owner $199,599 FHA
Previous Owner $176,250 Unknown
Previous Owner $181,300 No Value Available
Previous Owner $141,000 Construction
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft Prior Sale
07/30/2026 07/30/26 Sold $492,900 +1.6% $271 / Sq Ft
06/11/2026 06/11/26 Price Changed $484,900 -1.0% $266 / Sq Ft
05/11/2026 05/11/26 Price Changed $489,900 -2.0% $269 / Sq Ft
04/10/2026 04/10/26 For Sale $499,900 +11.3% $275 / Sq Ft
07/02/2024 07/02/24 Sold $449,000 -2.4% $244 / Sq Ft View Prior Sale
03/14/2024 03/14/24 For Sale $459,900 -- $250 / Sq Ft
Source: Canopy MLS

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $1,843 $422,500 $100,500 $322,000
2024 $1,559 $237,700 $41,200 $196,500
2023 $1,544 $237,700 $41,200 $196,500
2022 $1,544 $237,700 $41,200 $196,500
2021 $1,544 $237,700 $41,200 $196,500
2020 $1,495 $192,610 $25,710 $166,900
2019 $1,508 $192,610 $25,710 $166,900
2018 $1,508 $192,610 $25,710 $166,900
2017 $1,604 $192,600 $25,700 $166,900
2016 $1,576 $192,610 $25,710 $166,900
2015 $1,596 $192,610 $25,710 $166,900
2014 $1,268 $181,350 $28,000 $153,350
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Canopy MLS

MLS Number: 4350800

Canopy MLS

APN: 09-177-036

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