NOT LISTED FOR SALE

321 Cape Fear Loop Emerald Isle, NC 28594

Emerald Isle Area

Estimated Value: $856,680

3 Beds
2.5 Baths
1,680 Sq Ft
$510/Sq Ft Est. Value

Sale Details

Date Sold: November 2, 2018

Last sale price $360,000 $214 Per Sq Ft

Est. 138% increase in value since last sale

Current estimated payment $5,228 / mo

427 Days on Market

Highlights

  • Deeded Waterfront Access Rights
  • Views of a Sound
  • Home fronts a sound
  • White Oak Elementary School Rated A-
  • Community Boat Dock
  • Indoor Pool

About This Home

As of November 2018

2nd row to Bogue Sound w/beautiful views of the Intra-Coastal Waterway and Emerald Isle Bridge, this Island home may be the one that got away! The reverse floor plan w/great room on the top level, has a vaulted ceiling and large open sound side deck, extending living outdoors w/blue-water views! A half bath, pantry and gas log fireplace, finish off the top floor w/an open staircase to the middle level. With master suite and 2nd bedroom and 2nd bath, the 2nd floor has a large, sound view covered deck off both bedrooms and access to a 2nd level storage to keep your outside furnishings. The stairs continue to the ground level w/a 3rd sleeping area and inside utility closet w/access to the covered parking area and a ground level patio w/another storage closet. NEW roof & carpet! 1 YR Warranty

Last Agent to Sell the Property

Donald Whiteside

Emerald Isle Realty License #172902 Listed on: 08/15/2017

Emerald Isle Realty

Last Buyer's Agent

Gina Lambert, Broker/Realtor

Realty World First Coast Realty Emerald Isle

Range of Values:

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Value Increase
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Percent Increase
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Adjusted for Inflation
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Average Value
Not Available
List Price
Sold Price
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Home Details

Home Type

  • Single Family

Year Built

  • Built in 1995

Lot Details

  • 13,024 Sq Ft Lot
  • Lot Dimensions are 69 x 161 x 77 x 177
  • Home fronts a sound
  • Property fronts a private road
  • Split Rail Fence

HOA Fees

  • $80 Monthly HOA Fees

Property Views

  • Views of a Sound
  • Intracoastal Views

Home Design

  • Reverse Style Home
  • Slab Foundation
  • Wood Frame Construction
  • Architectural Shingle Roof
  • Composition Roof
  • Piling Construction
  • Stick Built Home

Interior Spaces

  • 1,680 Sq Ft Home
  • 3-Story Property
  • Vaulted Ceiling
  • Ceiling Fan
  • 1 Fireplace
  • Thermal Windows
  • Blinds
  • Combination Dining and Living Room

Kitchen

  • Stove
  • Built-In Microwave
  • Dishwasher

Flooring

  • Carpet
  • Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Walk-In Closet
  • Walk-in Shower

Laundry

  • Laundry closet
  • Dryer
  • Washer

Home Security

  • Storm Doors
  • Fire and Smoke Detector

Parking

  • 2 Attached Carport Spaces
  • Driveway
  • Paved Parking

Eco-Friendly Details

  • Energy-Efficient Doors

Outdoor Features

  • Indoor Pool
  • Deeded Waterfront Access Rights
  • Deck
  • Covered Patio or Porch
  • Outdoor Storage

Utilities

  • Central Air
  • Heat Pump System
  • Electric Water Heater
  • On Site Septic
  • Septic Tank

Listing and Financial Details

  • Tax Lot 8
  • Assessor Parcel Number 537312965846000

Community Details

Overview

  • Cape Emerald Subdivision
  • Maintained Community

Amenities

  • Clubhouse

Recreation

  • Community Boat Dock
  • Tennis Courts
  • Community Pool

Home Details

Home Type

Single Family

Year Built

Built in 1995

Lot Details

0.3 Acres

HOA Fees

$80 per month

Listing Details

  • Property Type: Residential
  • Sub Type: Single Family Residence
  • Appliances Equipment: Dishwasher, Stove/Oven - Electric, Washer, Refrigerator, Microwave - Built-In, Dryer
  • Handicap Accessible: None
  • List Priceper Sq Ft: 227.30
  • New Construction: No
  • Prospect Exempt: No
  • Secondary Subdivision: N/A
  • Waterview: Yes
  • Year Built: 1995
  • Lot View Type: ICW View, Water View, Sound View
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Attic: None
  • Basement: None
  • Dining Room Type: Combination
  • Fireplace: 1
  • Flooring: Carpet, Tile
  • Interior Amenities: Blinds/Shades, Reverse Floor Plan, Walk-In Closet, Walk-in Shower, Smoke Detectors, Ceiling Fan(s), Ceiling - Vaulted
  • Laundry Location: Closet
  • Master Bedroom Level: Non Primary Living Area
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bathrooms: 3.00
  • Bedrooms: 3
  • Sq Ft Heated: 1680.00
  • Stories: 3.0
  • Stories Levels: 3 Story or More
  • Total Heated Primary Separate Sq Ft: 1680.00

Exterior Features

  • Exterior Features: Storm Doors, Thermal Windows, Thermal Doors
  • Exterior Finish: Fiber Cement
  • Exterior Structures: Storage
  • Fencing: Split Rail
  • Foundation: Pilings, Slab
  • Porch Balcony Deck: Covered, Open, Deck
  • Road Type Frontage: Maintained, Private, Paved
  • Roof: Architectural Shingle, Composition
  • Waterfront: No

Garage/Parking

  • Attached Carport Spaces: 2.00
  • Total Carport Spaces: 2.00
  • Parking Driveway: Carport, Paved

Utilities

  • Cooling System: Central
  • Fuel Tank: None
  • Heated Sq Ft: 1600 - 1799
  • Heating System: Heat Pump
  • Service Providers Electric Provider: Carteret-Craven EMC
  • Service Providers Water Provider: Bogue Banks Water Corp
  • Utilities: Municipal Water, Septic On Site
  • Water Heater: Electric

Association/Amenities

  • H O A: Yes
  • H O Aand Neighborhood Amenities: Boat Dock, Street Lights, Tennis Court(s), Taxes, Maint - Comm Areas, Maint - Roads, Community Pool, Indoor Pool, Clubhouse
  • H O A Association Fee1 Year: 960.00
  • H O A H O A1 Mgmt Company: Cape Emerald

Fee Information

  • Home Warranty Company: Old Republic
  • Home Warranty Amount: 470.00

Lot Info

  • Cobra Zone: No
  • Deed Page: 457.00
  • Lot Acres: 0.30
  • Lot Dimensions: 69 X 161 X 77 X 177
  • Lot Number: 8
  • Lot Sq Ft: 13024.00
  • Lot Water Features: Deeded Water Rights, Water Access Comm, Waterfront Comm, Sound Side, Second Row
  • Zoning: R-1

Tax Info

  • Tax Identifier: 537312965846000
  • Tax Year: 2017

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Closed on
Apr 8, 2020
Sold by
Shary Joseph C and Shary Sandra J
Bought by
Current Estimated Value
$856,680

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$324,480
Outstanding Balance
$279,879
Interest Rate
3.2%
Mortgage Type
VA
Estimated Equity
$576,801

Purchase Details

Listed on
Aug 15, 2017
Closed on
Nov 2, 2018
Sold by
Adams William J and Norris Deborah A
Bought by
Shary Joseph C and Shary Sandra J
Seller's Agent
Donald Whiteside
Emerald Isle Realty
Buyer's Agent
Gina Lambert, Broker/Realtor
Realty World First Coast Realty Emerald Isle
List Price
$381,860
Sold Price
$360,000
Premium/Discount to List
-$21,860
-5.72%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
11.58%

Purchase Details

Closed on
Jun 14, 2004

Purchase Details

Closed on
Jul 30, 1999
Source: Public Records

Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Agents Specializing in Emerald Isle, NC

  • Tyler Marcell Real Estate Agent - Advantage Coastal Properties

    Tyler Marcell

    Advantage Coastal Properties

    (252) 899-2476

    85 Total Sales

    53 in Emerald Isle

    $250K - $3M Price Range

    Tyler Marcell
     Section Image
  • Nancy Harris Real Estate Agent - RE/MAX Ocean Properties EI

    Nancy Harris

    RE/MAX Ocean Properties EI

    (252) 659-4451

    32 Total Sales

    8 in Emerald Isle

    $318K - $1M Price Range

    Nancy Harris
     Section Image
  • Don Taber Real Estate Agent - RE/MAX Complete

    Don Taber

    RE/MAX Complete

    (252) 668-6703

    59 Total Sales

    1 in Emerald Isle

    $825,000 Price

    Don Taber
     Section Image
  • Rhonda Kelly Real Estate Agent - eXp Realty

    Rhonda Kelly

    Responds Quickly

    eXp Realty

    (803) 232-8603

    129 Total Sales

    1 in Emerald Isle

    $5,200,000 Price

    Rhonda Kelly
     Section Image
  • Martha Martin Real Estate Agent - Sun-Surf Realty

    Martha Martin

    Sun-Surf Realty

    (252) 648-6570

    51 Total Sales

    28 in Emerald Isle

    $237K - $2.1M Price Range

    Martha Martin
     Section Image
  • Dennis Blazer Real Estate Agent - Emerald Isle Realty

    Dennis Blazer

    Emerald Isle Realty

    (910) 659-3575

    26 Total Sales

    15 in Emerald Isle

    $80K - $1.9M Price Range

    Dennis Blazer
     Section Image
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Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Buyer Sale Price Title Company
$400,000 None Available
Shary Joseph C $360,000 None Available
-- $268,000 --
-- $247,000 --
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Borrower Loan Amount
Open $324,480
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft
11/02/2018 11/02/18 Sold $360,000 -5.7% $214 / Sq Ft
10/16/2018 10/16/18 Pending -- -- --
08/15/2017 08/15/17 For Sale $381,860 -- $227 / Sq Ft
Source: Hive MLS

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $3,294 $911,955 $506,584 $405,371
2024 $2,231 $363,002 $223,687 $139,315
2023 $2,143 $363,002 $223,687 $139,315
2022 $2,087 $363,002 $223,687 $139,315
2021 $2,041 $363,002 $223,687 $139,315
2020 $2,031 $363,002 $223,687 $139,315
2019 $1,164 $370,483 $223,687 $146,796
2017 $1,164 $370,483 $223,687 $146,796
2016 $1,164 $370,483 $223,687 $146,796
2015 $1,126 $370,483 $223,687 $146,796
2014 $1,301 $428,665 $254,925 $173,740
Source: Public Records

Agents Affiliated with this Home

  • Donald Whiteside Real Estate Agent - Emerald Isle Realty

    Seller's Agent in 2018

    Donald Whiteside

    Emerald Isle Realty

    (252) 354-4060

    167 Total Sales

    Donald Whiteside
    Section Image

  • GL

    Buyer's Agent in 2018

    Gina Lambert, Broker/Realtor

    Realty World First Coast Realty Emerald Isle

  • Gina Lambert Real Estate Agent - East Coast Realty

    Buyer's Agent in 2018

    Gina Lambert

    East Coast Realty

    (252) 725-1033

    44 Total Sales

    Gina Lambert
    Section Image
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Map

Source: Hive MLS

MLS Number: 100077579

Hive MLS

APN: 5373.12.96.5846000

North Carolina Carteret County Emerald Isle 28594

321 Cape Fear Loop, Emerald Isle, NC

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

Hive MLS The data relating to real estate on this web site comes in part from the Internet Data Exchange program of Hive MLS LLC. All information is deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change, or withdrawal. Neither listing broker(s) nor Homesnap, Inc. shall be responsible for any typographical errors, misinformation, or misprints, and shall be held totally harmless from any damages arising from reliance upon these data. ©2026 Hive MLS LLC

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