NOT LISTED FOR SALE

Estimated Value: $144,000 - $158,000

3 Beds
1.5 Baths
936 Sq Ft
$162/Sq Ft Est. Value

Sale Details

Date Sold: January 27, 2026

Last sale price $150,000 $160 Per Sq Ft

Est. 1% increase in value since last sale

Current estimated payment $933 / mo

14 Days on Market

Highlights

  • No HOA
  • Living Room
  • Shed
  • Eat-In Kitchen
  • Accessible Parking
  • Forced Air Heating and Cooling System

About This Home

As of January 2026

Welcome to 321 Harding Street — a well-maintained tri-level home offering comfort, efficiency, and peace of mind in a quiet Defiance neighborhood. This 3-bedroom, 1.5-bath home features a functional layout with multiple living levels that provide both separation and flexibility for everyday living. The lower level offers additional living or storage space, while the upper levels house the bedrooms and main living areas. The heavy lifting has already been done. The home features all new windows, a newer roof, and updated mechanical systems, including a newer furnace, central air, and water heater, allowing the next owner to move in with confidence. Pride of ownership is evident throughout, with the home having been well cared for and thoughtfully maintained over the years. Outside, the property offers a manageable yard and a location that balances a quiet residential setting with convenient access to local amenities. USDA eligible, this home presents an excellent opportunity for qualified buyers looking for affordable financing paired with a solid, move-in-ready property. If you're searching for a home where the major updates are already handled and the layout offers versatility for today's lifestyle, 321 Harding Street is one you'll want to see in person.

Last Agent to Sell the Property

Tyler Secrist

Century 21 Sunway Realty Brokerage Phone: 260-573-5748 License #2024001019 Listed on: 12/12/2025

Century 21 Sunway Realty

Last Buyer's Agent

Tisha Rau Tingle

Go Giver Real Estate License #2025007002

Go Giver Real Estate

Range of Values:

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Value Increase
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Percent Increase
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Adjusted for Inflation
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Average Value
Not Available
List Price
Sold Price
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Home Details

Home Type

  • Single Family

Year Built

  • Built in 1972

Lot Details

  • 9,918 Sq Ft Lot
  • Lot Dimensions are 77 x 200 x 77 x 200

Home Design

  • Slab Foundation
  • Shingle Roof
  • Asphalt Roof
  • Aluminum Siding
  • Lead Paint Disclosure

Interior Spaces

  • 936 Sq Ft Home
  • 3-Story Property
  • Ceiling Fan
  • Living Room
  • Dining Room
  • Basement
  • Laundry in Basement

Kitchen

  • Eat-In Kitchen
  • Gas Oven
  • Gas Range

Flooring

  • Carpet
  • Concrete

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Primary Bedroom Upstairs

Parking

  • 6 Parking Spaces
  • Driveway

Accessible Home Design

  • Accessible Utilities
  • Accessible Parking

Outdoor Features

  • Shed

Schools

  • Defiance Elementary And Middle School
  • Defiance High School

Utilities

  • Forced Air Heating and Cooling System
  • 100 Amp Service
  • Natural Gas Connected
  • Internet Available

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Homestead Exemption
  • Assessor Parcel Number I02-3115-A-003-00

Home Details

Home Type

Single Family

Year Built

Built in 1972

Lot Details

9,918 Sq Ft Lot

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Year Built: 1972
  • Lot Size Acres: 0.2277
  • Lot Size: 77 x 200 x 77 x 200
  • Road Frontage Type: City Street
  • Road Surface Type: Paved
  • Subdivision Name: None
  • Carport Y N: No
  • Garage Yn: No
  • Unit Levels: Tri-Level
  • New Construction: No
  • Property Attached Yn: No
  • Structure Type: House
  • Attribution Contact: 260-573-5748
  • RoomType: Kitchen
  • RoomKey: 20251213011539013851000000
  • RoomType: Dining Room
  • RoomType: Living Room
  • RoomType: Primary Bedroom 1
  • RoomKey: 20251213011539096558000000
  • RoomType: Bedroom 2
  • RoomType: Bedroom 3
  • AssociationCommunity: Association YN: No
  • Lot: Accessory Dwelling Unit YN: No
  • Tax Legal: Additional Parcels YN: No
  • Lot: Water Body Access YN: No
  • Tax Legal: Homestead Exempt YN: Yes
  • Special Features: VirtualTour

Interior Features

  • Flooring: Carpet, Concrete, Luxury Vinyl
  • Fireplace: No
  • Has Basement: Concrete
  • Basement YN: Yes
  • Full Bathrooms: 1
  • Half Bathrooms: 1
  • Total Bedrooms: 3
  • Interior Amenities: Eat-in Kitchen, Storage, Ceiling Fan(s)
  • Living Area: 936.0
  • Stories: 3
  • Interior: Fireplace YN: No
  • Interior: Basement YN: Yes
  • Room Types: Bedroom 2 Level: Upper
  • Room Types: Bedroom 3 Level: Upper
  • Flooring:Flooring: Carpet, Concrete, Luxury Vinyl
  • Room Types: Primary Bedroom 1 Level: Upper

Exterior Features

  • Roof: Asphalt, Shingle
  • Pool Private: No
  • Waterfront: No
  • Disclosures: Property Disclosure, Lead Based Paint Disclosure
  • Common Walls: No Common Walls
  • Construction Type: Aluminum Siding
  • Foundation Details: Slab
  • Other Structures: Shed(s)
  • Lot: Waterfront YN: No
  • Lot: Pool Private YN: No

Garage/Parking

  • Attached Garage: No
  • Parking Features: Accessible Parking, Driveway, Gravel
  • Total Parking Spaces: 6.0
  • Parking Information: Garage YN: No
  • Parking Information: Carport YN: No

Utilities

  • Heating: Forced Air
  • Utilities: Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected, Internet Connected
  • Sewer: Public Sewer
  • Appliances: Gas Oven, Gas Range
  • Cooling: Central Air
  • Laundry Features: Accessible Utilities or Laundry, In Basement
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Electric: 100 Amp Service
  • Water Source: Public

Condo/Co-op/Association

  • Association: No

Schools

  • Junior High Dist: Defiance
  • Middle Or Junior School: Defiance

Lot Info

  • Lot Size Sq Ft: 9918.0
  • Additional Parcels: No
  • Parcel #: I02-3115-A-003-00

Tax Info

  • Tax Year: 2025

MLS Schools

  • Elementary School: Defiance
  • HighSchool: Defiance

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
Dec 12, 2025
Closed on
Jan 27, 2026
Sold by
Bought by
Seller's Agent
Tyler Secrist
Century 21 Sunway Realty
Buyer's Agent
Tisha Rau Tingle
Go Giver Real Estate
List Price
$150,000
Sold Price
$150,000
Views
22
Current Estimated Value
$151,923

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$1,923
Avg. Annual Appreciation
2.48%
Original Mortgage
$147,283
Outstanding Balance
$146,559
Interest Rate
6.12%
Mortgage Type
FHA
Estimated Equity
$5,364

Purchase Details

Closed on
Nov 17, 2016
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$61,750
Interest Rate
3.42%
Mortgage Type
Unknown

Purchase Details

Closed on
Feb 16, 2010
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$49,500
Interest Rate
5.01%
Mortgage Type
Unknown
Source: Public Records

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Agents Specializing in Defiance, OH

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Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Buyer Sale Price Title Company
$150,000 None Listed On Document
$65,000 None Available
-- --
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Borrower Loan Amount
Open $147,283
Previous Owner $10,185
Previous Owner $61,750
Previous Owner $49,500
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft
01/27/2026 01/27/26 Sold $150,000 0.0% $160 / Sq Ft
12/26/2025 12/26/25 Pending -- -- --
12/12/2025 12/12/25 For Sale $150,000 -- $160 / Sq Ft
Source: Northwest Ohio Real Estate Information Service (NORIS)

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $1,161 $30,470 $4,970 $25,500
2024 $1,161 $30,470 $4,970 $25,500
2023 $1,144 $30,470 $4,970 $25,500
2022 $1,035 $24,620 $4,970 $19,650
2021 $1,035 $24,620 $4,970 $19,650
2020 $1,043 $24,620 $4,970 $19,650
2019 $1,016 $23,460 $4,960 $18,500
2018 $1,002 $23,460 $4,960 $18,500
2017 -- $23,461 $4,956 $18,505
2016 $976 $22,789 $4,900 $17,889
2015 -- $22,789 $4,900 $17,889
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Northwest Ohio Real Estate Information Service (NORIS)

MLS Number: 10002300

Northwest Ohio Real Estate Information Service (NORIS)

APN: I023115A00300

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