NOT LISTED FOR SALE

321 Julia St Key West, FL 33040

Old Town Neighborhood

Estimated Value: $750,000 - $838,000

1 Bed
1 Bath
520 Sq Ft
$1,543/Sq Ft Est. Value

Sale Details

Date Sold: July 30, 2025

Last sale price $795,000 $1,529 Per Sq Ft

Est. 1% increase in value since last sale

Current estimated payment $4,828 / mo

8 Days on Market

Highlights

  • Key West Architecture
  • Furnished
  • No HOA
  • Cathedral Ceiling
  • Quartz Countertops
  • Stainless Steel Appliances

About This Home

As of July 2025

This beautifully renovated one bedroom conch cottage is a breath of fresh air and is in a prime Old Town location. This island retreat welcomes you through its white picket fence to a cozy front porch, inviting you to sit for a spell and breathe in your tropical surroundings. Inside you will find an open floor plan that boasts vaulted ceilings, LVT floors and Key West sunshine flooding through the large windows. Sharpen your culinary skills in the modern kitchen that offers stainless appliances, bright quartz countertops and bar seating for two. Refresh your senses in the gorgeous updated bathroom with a walk-in rain shower. In addition to the quaint front sitting porch, this darling gem offers a delightful screened-in back patio. A fenced back yard with an artificial grass lawn. You are walking distance to high end art galleries, museums, fabulous dining spots and the best nightlife action.

Last Agent to Sell the Property

Wendy Zintsmaster

Truman & Co. (KW) License #681792 Listed on: 06/17/2025

Co-Listed By

Tonya Cabanas

Truman & Co. (KW) License #3385581

Last Buyer's Agent

Vic Musmanno

Coldwell Banker Schmitt Real Estate Co. (KW) License #673105

Coldwell Banker Schmitt Real Estate Co. (KW)

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $5,933

Year Built

  • Built in 1938

Lot Details

  • 1,696 Sq Ft Lot
  • Privacy Fence
  • Fenced
  • Property is zoned HMDR - Historic Medium Density Residential

Home Design

  • Key West Architecture
  • Frame Construction
  • Metal Roof

Interior Spaces

  • 520 Sq Ft Home
  • Furnished
  • Cathedral Ceiling
  • Ceiling Fan
  • Window Treatments
  • Laminate Flooring

Kitchen

  • Oven
  • Range
  • Microwave
  • Dishwasher
  • Stainless Steel Appliances
  • Quartz Countertops
  • Built-In or Custom Kitchen Cabinets

Bedrooms and Bathrooms

  • 1 Bedroom
  • 1 Full Bathroom

Laundry

  • Dryer
  • Washer

Outdoor Features

  • Balcony
  • Screened Patio

Location

  • Ground Level

Utilities

  • Ductless Heating Or Cooling System
  • Public Hookup Available For Sewer

Community Details

  • No Home Owners Association
  • Old Town Unlisted Subdivision
  • Rental Restrictions

Listing and Financial Details

  • Minimum Rental Period: 28
  • Assessor Parcel Number 00025670-000100

Home Details

Home Type

Single Family

Est. Annual Taxes

$5,933

Year Built

Built in 1938

Lot Details

1,696 Sq Ft Lot

Listing Details

  • Property Type: Residential
  • Style: Single Family
  • First Right of Refusal: No
  • Mandatory HOA: No
  • Fee Includes: None
  • Key Island: Key West
  • K W Neighborhood: Bahama Village
  • Limited Representation: No
  • Marathon Neighborhood: N/A
  • Mile Marker: 1.00
  • Min Rental Days: 28.00
  • M L S Identifier: 20060123165453488875000000
  • Pets: Pets Allowed
  • Property Group I D: 19990816212109142258000000
  • Sale Terms: Cash
  • Side: Median
  • State Province: FL
  • Taxes: 5932.99
  • Title: Negotiable
  • Year Built: 1938
  • Alternate Key Number: 8693923
  • Building Style: Ground Level, Conch
  • Cooling Heating: Ceiling Fans(s), Ductless
  • Lot Sq Ft: 1696.00
  • Porch Balcony: Open Porch/Balcony, Screened Patio
  • License Info: Non Trans Rntl Lic
  • Tax Exemptions: None
  • Building Style Above Flood: Unknown
  • Estimated Living Sq Ft: 520.00
  • Sewer Hook Up: Yes
  • Statistical Purposes Only: No
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Interior Amenities: Cathedral Ceilings, Window Treatments, Quartz Countertops, Built-in Cabinets
  • Total Bathrooms: 1.00
  • Full Bathrooms: 1
  • Appliances: Washer, Stainless Steel Appliance(s), Microwave, Oven, Range, Refrigerator, Dishwasher, Dryer
  • Floor: Laminate
  • Total Bedrooms: 1

Exterior Features

  • Dockage: None
  • Waterfront: None
  • Waterfront: No
  • Construction: Frame
  • Exterior Features: Fencing, Privacy Wall/Fence
  • Roof: Metal Roof
  • Waterview: No Waterview
  • Pool: No

Utilities

  • Utilities: FKAA, Municipal Sewer

Lot Info

  • Deed Restrictions: Unknown
  • Flood Zone: 0.2 PCT ANNUAL CHANC
  • Parcel Number: 00025670-000100
  • Land Size: Less Than 1/4 Acre
  • Acres: 0.04

Rental Info

  • Rentals Allowed: With Restrictions
  • Furnished: Furnished

Tax Info

  • Tax Year: 2024

Matterport 3D Tour

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
Jun 17, 2025
Closed on
Jul 30, 2025
Sold by
Bought by
Seller's Agent
Wendy Zintsmaster
Truman & Co. (KW)
Buyer's Agent
Vic Musmanno
Coldwell Banker Schmitt Real Estate Co. (KW)
List Price
$850,000
Sold Price
$795,000
Premium/Discount to List
-$55,000
-6.47%
Views
77
Current Estimated Value
$802,330

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$7,330
Avg. Annual Appreciation
1.02%

Purchase Details

Listed on
Apr 2, 2023
Closed on
May 3, 2023
Sold by
Bought by
Seller's Agent
Sean Farrer
Coldwell Banker Schmitt Real Estate Co. (KW)
Buyer's Agent
Sean Farrer, P.A.
Coastline R.E. & Property Mgmt. (KW)
List Price
$749,000
Sold Price
$749,000
Views
161

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
2.70%

Purchase Details

Listed on
Jul 28, 2016
Closed on
Dec 30, 2016
Sold by
Bought by
Seller's Agent
Frances Gaul
Century 21 Schwartz Realty (KW)
Buyer's Agent
James Olive
Florida Keys Real Estate Company (KW)
List Price
$465,000
Sold Price
$432,000
Premium/Discount to List
-$33,000
-7.1%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
9.07%
Original Mortgage
$424,175
Interest Rate
3.75%
Mortgage Type
FHA

Purchase Details

Closed on
May 21, 2015
Bought by

Purchase Details

Closed on
Oct 24, 2007
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$319,500
Interest Rate
6.37%
Mortgage Type
Unknown

Purchase Details

Closed on
Dec 30, 2004
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$480,000
Interest Rate
1.37%
Mortgage Type
New Conventional

Purchase Details

Closed on
Dec 10, 2003
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$320,000
Interest Rate
4.75%
Mortgage Type
Unknown

Purchase Details

Closed on
Sep 23, 2003
Sold by
Bought by

Purchase Details

Closed on
Jan 12, 2000
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$139,500
Interest Rate
7.88%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jul 2, 1996
Sold by
Bought by
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Buyer Sale Price Title Company
$795,000 None Listed On Document
$795,000 None Listed On Document
$749,000 None Listed On Document
$432,000 Attorney
-- --
$355,000 First American Title Ins Co
$175,400 --
$400,000 --
-- --
$155,000 --
$84,000 --
$100 --
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Borrower Loan Amount
Previous Owner $424,175
Previous Owner $319,500
Previous Owner $480,000
Previous Owner $320,000
Previous Owner $11,900
Previous Owner $188,800
Previous Owner $139,500
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft Prior Sale
07/30/2025 07/30/25 Sold $795,000 -6.5% $1,529 / Sq Ft
06/17/2025 06/17/25 For Sale $850,000 +13.5% $1,635 / Sq Ft
05/03/2023 05/03/23 Sold $749,000 0.0% $1,440 / Sq Ft View Prior Sale
04/14/2023 04/14/23 Pending -- -- --
04/02/2023 04/02/23 For Sale $749,000 +73.4% $1,440 / Sq Ft
12/30/2016 12/30/16 Sold $432,000 -7.1% $831 / Sq Ft View Prior Sale
11/16/2016 11/16/16 Pending -- -- --
07/28/2016 07/28/16 For Sale $465,000 -- $894 / Sq Ft
Source: Key West Association of REALTORS®

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $5,933 $635,715 $515,828 $119,887
2024 $4,851 $662,323 $549,108 $113,215
2023 $4,851 $668,930 $563,898 $105,032
2022 $3,932 $449,629 $342,037 $107,592
2021 $3,668 $370,037 $277,327 $92,710
2020 $3,592 $362,983 $268,083 $94,900
2019 $3,750 $377,933 $285,647 $92,286
2018 $3,571 $350,782 $283,026 $67,756
2017 $3,637 $351,815 $0 $0
2016 $2,798 $287,062 $0 $0
2015 $2,506 $213,937 $0 $0
2014 $2,369 $187,729 $0 $0
Source: Public Records

Agents Affiliated with this Home

  • Wendy Zintsmaster

    Seller's Agent in 2025

    Wendy Zintsmaster

    Truman & Co. (KW)

    (305) 295-9317

    39 in this area

    80 Total Sales

    Wendy Zintsmaster
    Section Image
  • Tonya Cabanas

    Seller Co-Listing Agent in 2025

    Tonya Cabanas

    Truman & Co. (KW)

    (305) 923-8643

    19 in this area

    56 Total Sales

    Tonya Cabanas
    Section Image
  • Vic Musmanno

    Buyer's Agent in 2025

    Vic Musmanno

    Coldwell Banker Schmitt Real Estate Co. (KW)

    (305) 304-2623

    12 in this area

    100 Total Sales

    Vic Musmanno
    Section Image
  • Sean Farrer

    Seller's Agent in 2023

    Sean Farrer

    Coldwell Banker Schmitt Real Estate Co. (KW)

    (305) 924-0700

    24 in this area

    116 Total Sales

    Sean Farrer
    Section Image

  • S

    Buyer's Agent in 2023

    Sean Farrer, P.A.

    Coastline R.E. & Property Mgmt. (KW)

  • F

    Seller's Agent in 2016

    Frances Gaul

    Century 21 Schwartz Realty (KW)

See All Agents

Map

Source: Key West Association of REALTORS®

MLS Number: 615476

Key West Association of REALTORS®

APN: 00025670-000100

Florida Monroe County Key West 33040 Old Town

321 Julia St, Key West, FL

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

Key West Association of REALTORS® IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.

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