$219,000
SOLD AUG 20, 2025

322 E Houston St Monroe, NC 28112

4 Beds
2.5 Baths
2,100 Sq Ft
0.32 Acres

Recently Sold

$104 Per Sq Ft

12% Below List Price

23 Days on Market

Highlights

  • Fireplace
  • Central Air
  • Wood Siding
  • Detached Carport Space
  • 1 Car Garage

About This Home

As of August 2025

This home is priced to sell, located in the Historic District of Monroe. Lots of potential here. Oak and Pine floors throughout. Cozy fireplaces in Living Room, Dining Room and bedrooms. Sunroom out back overlooks a large private rear yard with tons of mature trees. Detached garage that can be used as a workshop. Kitchen has had recent updates.

Last Agent to Sell the Property

Stephone Johnson

EMJ Realty & Asset Services Inc Brokerage Email: emjrealty1@gmail.com License #205927 Listed on: 03/01/2025

Last Buyer's Agent

Thania Ortiz

EXP Realty LLC Mooresville License #132804

EXP Realty LLC Mooresville

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,262

Year Built

  • Built in 1920

Lot Details

  • Property is zoned AQ5

Parking

  • 1 Car Garage
  • Detached Carport Space

Home Design

  • Wood Siding

Interior Spaces

  • 2-Story Property
  • Fireplace
  • Crawl Space
  • Dishwasher

Bedrooms and Bathrooms

Utilities

  • Central Air
  • Heating System Uses Natural Gas

Community Details

  • Historic District Subdivision

Listing and Financial Details

  • Assessor Parcel Number 09-231-111

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,262

Year Built

Built in 1920

Lot Details

0

Parking

1

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Year Built: 1920
  • Road Surface Type: Gravel
  • Unit Levels: Two
  • Ratio CurrentPrice/TotalPropertyHLA: 104.29
  • Bedroom Lower: 0
  • Geocode Confidence: High
  • Attribution Contact: emjrealty1@gmail.com
  • Special Features: None

Interior Features

  • Foundation Details: Crawl Space
  • Fireplace: Yes
  • Lower Level Sq Ft: 0
  • Main Level Sq Ft: 1100
  • Third Level Sq Ft: 0
  • Sq Ft Unheated Basement: 0
  • Sq Ft Unheated Lower: 0
  • Sq Ft Unheated Main: 0
  • Sq Ft Unheated Third: 0
  • Sq Ft Unheated Total: 0
  • Sq Ft Unheated Upper: 0
  • Sq Ft Upper: 1000
  • Appliances: Dishwasher
  • Above Grade Finished Sq Ft: 2100
  • Basement YN: No
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bedrooms: 4
  • Living Area: 2100
  • Bedroom Main: 1
  • Room Count: 8
  • Bedroom Basement: 0
  • Bedroom Third: 0

Exterior Features

  • New Construction: No
  • Roof: Fiberglass
  • Construction Type: Site Built
  • Construction Type: Wood

Garage/Parking

  • Main Level Garage YN: 0
  • Carport Y N: Yes
  • Garage Spaces: 1
  • Garage Yn: Yes
  • Open Parking: No
  • Parking Features: Detached Carport

Utilities

  • Heating: Natural Gas
  • Sewer: Public Sewer
  • Laundry Features: Laundry Room
  • Cooling: Central Air
  • Water Source: City

Condo/Co-op/Association

  • Senior Community: No

Schools

  • Middle Or Junior School: Unspecified
  • HOA Subject To: None

Lot Info

  • Lot Size Area: 0.32
  • Lot Size Units: Acres
  • Parcel Number: 09-231-111
  • Zoning: AQ5
  • Land Included Yn: 0
  • Zoning Specification: AQ5

Green Features

  • Green Verification Count: 0

MLS Schools

  • Elementary School: Unspecified
  • High School: Unspecified

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Mar 1, 2025
Closed on
Jul 22, 2025
Sold by
Secretary Of Veterans Affairs
Bought by
Fernandez Yeik Armelio
Seller's Agent
Stephone Johnson
EMJ Realty & Asset Services Inc
Buyer's Agent
Thania Ortiz
EXP Realty LLC Mooresville
List Price
$250,000
Sold Price
$219,000
Premium/Discount to List
-$31,000
-12.4%
Views
396

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
86.52%
Original Mortgage
$175,200
Outstanding Balance
$175,048
Interest Rate
6.72%
Mortgage Type
New Conventional
Estimated Equity
$53,720

Purchase Details

Closed on
Sep 18, 2024
Sold by
Lakeview Loan Servicing Llc
Bought by
Secretary Of Veterans Affairs

Purchase Details

Closed on
Sep 10, 2024
Sold by
Substitute Trustee Services Inc
Bought by
Lakeview Loan Servicing Llc

Purchase Details

Listed on
Sep 26, 2019
Closed on
Mar 24, 2020
Sold by
Pann Richard Alan and Pann Barbara
Bought by
Dills Dustin E and Dills Kelly
Seller's Agent
James Kerr
J Kerr and Co LLC
Buyer's Agent
Jennifer Hoyle
Real Broker, LLC
List Price
$254,900
Sold Price
$240,400
Premium/Discount to List
-$14,500
-5.69%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-0.90%
Original Mortgage
$240,400
Interest Rate
3.4%
Mortgage Type
VA

Purchase Details

Closed on
Aug 6, 2008
Sold by
Pann Richard Alan and Pann Barbara
Bought by
Lynch Sara

Purchase Details

Closed on
Oct 2, 2006
Sold by
Pann Janis L
Bought by
Pann Richard Alan

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$117,500
Interest Rate
8.84%
Mortgage Type
Unknown

Purchase Details

Closed on
Jan 23, 1998
Sold by
Hancock Franklin S and Hancock Tanya L
Bought by
Pann Richard A and Pann Janis L

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$93,120
Interest Rate
7.19%
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Special Warranty Deed -- None Listed On Document
Special Warranty Deed -- None Listed On Document
Special Warranty Deed -- None Listed On Document
Deed $231,138 None Listed On Document
Warranty Deed $240,500 None Available
Contract Of Sale $129,900 None Available
Special Warranty Deed -- None Available
Warranty Deed $96,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $175,200 New Conventional
Previous Owner $240,400 VA
Previous Owner $117,500 Unknown
Previous Owner $140,000 Unknown
Previous Owner $20,500 Unknown
Previous Owner $93,120 No Value Available
Closed $0 Seller Take Back
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
08/20/2025 08/20/25 Sold $219,000 -3.1% $104 / Sq Ft
05/20/2025 05/20/25 Price Changed $226,000 -4.8% $108 / Sq Ft
04/19/2025 04/19/25 Price Changed $237,500 -5.0% $113 / Sq Ft
04/14/2025 04/14/25 For Sale $250,000 0.0% $119 / Sq Ft
03/24/2025 03/24/25 Pending -- -- --
03/01/2025 03/01/25 For Sale $250,000 +4.0% $119 / Sq Ft
03/24/2020 03/24/20 Sold $240,400 +0.4% $114 / Sq Ft
02/14/2020 02/14/20 Pending -- -- --
12/17/2019 12/17/19 Price Changed $239,500 -0.2% $114 / Sq Ft
11/13/2019 11/13/19 Price Changed $239,950 -1.6% $114 / Sq Ft
10/28/2019 10/28/19 Price Changed $243,950 -4.3% $116 / Sq Ft
09/26/2019 09/26/19 For Sale $254,900 -- $121 / Sq Ft
Source: Canopy MLS (Canopy Realtor® Association)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $2,262 $207,400 $12,900 $194,500
2023 $2,262 $207,400 $12,900 $194,500
2022 $2,262 $207,400 $12,900 $194,500
2021 $2,262 $207,400 $12,900 $194,500
2020 $1,347 $100,010 $15,110 $84,900
2019 $1,347 $100,010 $15,110 $84,900
2018 $616 $100,010 $15,110 $84,900
2017 $1,367 $100,000 $15,100 $84,900
2016 $1,353 $100,010 $15,110 $84,900
2015 $777 $100,010 $15,110 $84,900
2014 $1,410 $115,540 $18,910 $96,630
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Canopy MLS (Canopy Realtor® Association)

MLS Number: 4228045

Canopy MLS (Canopy Realtor® Association)

APN: 09-231-111