3224 Oxbow Ct St. Cloud, FL 34773
Harmony NeighborhoodEstimated payment $3,453/month
Highlights
- Open Floorplan
- Main Floor Primary Bedroom
- High Ceiling
- Harmony Community School Rated 9+
- Loft
- Family Room Off Kitchen
About This Home
Welcome to this stunning, spacious home in the highly sought-after Harmony community—a gated, family-friendly neighborhood known for its top-rated, A-rated schools and exceptional amenities. This thoughtfully designed residence features 4 generous bedrooms, including a luxurious primary suite conveniently located on the main floor. Upstairs, you'll find a versatile layout with one bedroom offering a private ensuite, plus two additional bedrooms, a full bathroom, and a cozy loft. The main level boasts an open-concept design that seamlessly connects the living, dining, and beautifully upgraded kitchen—ideal for both everyday living and entertaining. The kitchen is a true centerpiece, showcasing modern finishes and high-end appliances that will delight any home chef. A dedicated office downstairs offers flexibility and can easily serve as a 5th bedroom. Additional conveniences include a laundry room and a half bath on the main floor. Natural light pours into the home through large windows and expansive sliding glass doors, leading to a serene screened-in lanai. Enjoy peaceful outdoor living with a spacious, private backyard and no neighbors in the front or rear—providing rare privacy and tranquility. Living in Harmony means access to incredible amenities, including two resort-style pools, a splash pad, basketball and volleyball courts, a soccer field, boat dock, scenic nature trails, and dog parks—all surrounded by beautiful natural landscapes. Don’t miss the opportunity to own this exceptional home in one of the area’s most desirable communities!
Listing Agent
FIERCE REALTY Brokerage Phone: 407-758-5179 License #3512969 Listed on: 04/01/2026
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $8,641
Year Built
- Built in 2022
Lot Details
- 7,405 Sq Ft Lot
- Southwest Facing Home
- Irrigation Equipment
HOA Fees
- $87 Monthly HOA Fees
Parking
- 2 Car Attached Garage
Home Design
- Bi-Level Home
- Slab Foundation
- Shingle Roof
- Block Exterior
Interior Spaces
- 2,732 Sq Ft Home
- Open Floorplan
- High Ceiling
- Ceiling Fan
- Sliding Doors
- Family Room Off Kitchen
- Combination Dining and Living Room
- Loft
- Laundry Room
Kitchen
- Eat-In Kitchen
- Microwave
- Dishwasher
- Disposal
Flooring
- Carpet
- Luxury Vinyl Tile
Bedrooms and Bathrooms
- 4 Bedrooms
- Primary Bedroom on Main
- Primary Bedroom Upstairs
- Split Bedroom Floorplan
- Walk-In Closet
Schools
- Harmony Community Elementary School
- Harmony Middle School
- Harmony High School
Utilities
- Central Air
- Heating Available
- Thermostat
- Cable TV Available
Community Details
- $129 Other Monthly Fees
- Association Solutions, Mark Hill Association, Phone Number (407) 847-2280
- Visit Association Website
- Enclave At Lakes Of Harmony Subdivision
Listing and Financial Details
- Visit Down Payment Resource Website
- Legal Lot and Block 5 / 0001
- Assessor Parcel Number 20-26-32-3496-0001-0050
- $1,894 per year additional tax assessments
Map
Home Values in the Area
Average Home Value in this Area
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $8,460 | $435,500 | $65,000 | $370,500 |
| 2024 | $8,375 | $434,200 | $65,000 | $369,200 |
| 2023 | $8,375 | $427,900 | $65,000 | $362,900 |
| 2022 | $2,240 | $50,000 | $50,000 | $0 |
| 2021 | $2,832 | $15,000 | $15,000 | $0 |
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 04/24/2026 04/24/26 | Price Changed | $499,000 | -0.2% | $183 / Sq Ft |
| 04/01/2026 04/01/26 | For Sale | $499,999 | -- | $183 / Sq Ft |
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Special Warranty Deed | $441,300 | -- |
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Previous Owner | $330,906 | New Conventional |
Source: Stellar MLS
MLS Number: S5146906
APN: 20-26-32-3496-0001-0050
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Listings courtesy of Stellar MLS as distributed by MLS GRID.
Based on information submitted to the MLS GRID
Listing Information presented by local MLS brokerage: Ten-X - (888)-952-6393
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Ask me questions while you tour the home.