Seller's Agent in 2026
Mayra Gallardo
Realty of America, LLC
(847) 445-9114
4 in this area
193 Total Sales
327 Silver St Elgin, IL 60123
Grant Park Neighborhood
4
Beds
2
Baths
1,400
Sq Ft
8,712
Sq Ft Lot
Highlights
- Mature Trees
- Traditional Architecture
- Main Floor Bedroom
- Property is near park
- Wood Flooring
- Bonus Room
About This Home
As of July 2026Welcome home to this charming vintage property filled with timeless character and modern updates. Original hardwood floors dating back to the 1860s add warmth and historic charm throughout the home. The main level features a first floor bedroom with an adjoining sunroom, while two additional bedrooms are located on the second floor. The basement offers additional living space with a spacious bonus room with cellar door access. Recent improvements include a new stove and dryer (2021), washer and refrigerator (2023), water heater (2024), wood siding and roof (2020), electrical panel (2021), and furnace (2017). This home sits on TWO lots with a detached garage. Home is conveniently located near Route 31, parks, riverwalk, and library.
Last Agent to Sell the Property
Realty of America, LLC License #475176592 Listed on: 05/22/2026
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $4,239
Year Built
- Built in 1863
Lot Details
- 8,712 Sq Ft Lot
- Lot Dimensions are 107x81x100x96
- Paved or Partially Paved Lot
- Mature Trees
- Additional Parcels
Parking
- 1 Car Detached Garage
- Parking Available
- Driveway
Home Design
- Traditional Architecture
- Stone Foundation
- Frame Construction
- Asphalt Roof
- Wood Siding
Interior Spaces
- 1,400 Sq Ft Home
- 2-Story Property
- Family Room
- Living Room
- Formal Dining Room
- Bonus Room
- Range
Flooring
- Wood
- Vinyl
Bedrooms and Bathrooms
- 4 Bedrooms
- 4 Potential Bedrooms
- Main Floor Bedroom
- Bathroom on Main Level
- 2 Full Bathrooms
Laundry
- Laundry Room
- Dryer
- Washer
- Sink Near Laundry
Partially Finished Basement
- Basement Fills Entire Space Under The House
- Finished Basement Bathroom
Utilities
- Forced Air Heating and Cooling System
- Heating System Uses Natural Gas
Additional Features
- Enclosed Patio or Porch
- Property is near park
Listing and Financial Details
- Homeowner Tax Exemptions
Ownership History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Sep 14, 2020
Closed on
Nov 11, 2020
Sold by
Bought by
Seller's Agent
Christopher Jones
Coldwell Banker Realty
Buyer's Agent
Mayra Gallardo
Realty of America, LLC
List Price
$170,000
Sold Price
$167,000
Premium/Discount to List
-$3,000
-1.76%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
9.41%
Original Mortgage
$7,500
Interest Rate
2.8%
Mortgage Type
Stand Alone Second
Purchase Details
Listed on
Sep 16, 2016
Closed on
Jan 19, 2017
Sold by
Bought by
Seller's Agent
Rebecca Didier
HomeSmart Connect LLC
Buyer's Agent
Michael Lenz
RE/MAX of Naperville
List Price
$139,900
Sold Price
$129,900
Premium/Discount to List
-$10,000
-7.15%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
6.76%
Original Mortgage
$127,282
Interest Rate
4.75%
Mortgage Type
FHA
Purchase Details
Closed on
Feb 23, 2011
Sold by
Bought by
Purchase Details
Closed on
Apr 22, 2008
Sold by
Bought by
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$87,300
Interest Rate
5.25%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
Apr 4, 2008
Sold by
Bought by
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$87,300
Interest Rate
5.25%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
Dec 14, 2007
Sold by
Bought by
Purchase Details
Closed on
Jul 29, 2004
Sold by
Bought by
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$136,000
Interest Rate
6.75%
Mortgage Type
Purchase Money Mortgage
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Home Values in the Area
Average Home Value in this Area
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $167,000 | None Listed On Document | |
| Warranty Deed | $130,000 | None Available | |
| Quit Claim Deed | -- | None Available | |
| Quit Claim Deed | -- | None Available | |
| Special Warranty Deed | $97,000 | Home Equity Title | |
| Sheriffs Deed | -- | None Available | |
| Warranty Deed | $170,500 | -- |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Previous Owner | $7,500 | Stand Alone Second | |
| Previous Owner | $158,650 | New Conventional | |
| Previous Owner | $127,282 | FHA | |
| Previous Owner | $116,250 | Unknown | |
| Previous Owner | $87,300 | Purchase Money Mortgage | |
| Previous Owner | $136,000 | Purchase Money Mortgage | |
| Previous Owner | $50,000 | Credit Line Revolving |
Source: Public Records
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 07/14/2026 07/14/26 | Sold | $295,000 | -1.3% | $211 / Sq Ft | |
| 06/05/2026 06/05/26 | Pending | -- | -- | -- | |
| 05/29/2026 05/29/26 | For Sale | $299,000 | 0.0% | $214 / Sq Ft | |
| 05/26/2026 05/26/26 | Pending | -- | -- | -- | |
| 05/22/2026 05/22/26 | For Sale | $299,000 | +79.0% | $214 / Sq Ft | |
| 11/20/2020 11/20/20 | Sold | $167,000 | -0.5% | $119 / Sq Ft | View Prior Sale |
| 09/24/2020 09/24/20 | Pending | -- | -- | -- | |
| 09/23/2020 09/23/20 | Price Changed | $167,900 | -1.2% | $120 / Sq Ft | |
| 09/14/2020 09/14/20 | For Sale | $170,000 | +30.9% | $121 / Sq Ft | |
| 01/19/2017 01/19/17 | Sold | $129,900 | 0.0% | $93 / Sq Ft | View Prior Sale |
| 11/14/2016 11/14/16 | Pending | -- | -- | -- | |
| 11/07/2016 11/07/16 | Price Changed | $129,900 | -7.1% | $93 / Sq Ft | |
| 09/16/2016 09/16/16 | For Sale | $139,900 | -- | $100 / Sq Ft |
Source: Midwest Real Estate Data (MRED)
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $4,239 | $58,541 | $14,171 | $44,370 |
| 2023 | $3,826 | $52,887 | $12,802 | $40,085 |
| 2022 | $3,661 | $48,224 | $11,673 | $36,551 |
| 2021 | $3,487 | $45,086 | $10,913 | $34,173 |
| 2020 | $3,378 | $43,041 | $10,418 | $32,623 |
| 2019 | $3,269 | $40,999 | $9,924 | $31,075 |
| 2018 | $3,225 | $38,624 | $9,349 | $29,275 |
| 2017 | $3,138 | $36,513 | $8,838 | $27,675 |
| 2016 | $2,973 | $33,874 | $8,199 | $25,675 |
| 2015 | -- | $31,048 | $7,515 | $23,533 |
| 2014 | -- | $30,664 | $7,422 | $23,242 |
| 2013 | -- | $34,355 | $7,618 | $26,737 |
Source: Public Records
Agents Affiliated with this Home
-
Mayra Gallardo
-
Diana Gonzalez
Buyer's Agent in 2026
Diana Gonzalez
Luna Real Estate Inc.
(224) 775-7226
1 in this area
74 Total Sales
-
Christopher Jones
Seller's Agent in 2020
Christopher Jones
Coldwell Banker Realty
(224) 629-0231
1 in this area
114 Total Sales
-
The Jones Team
Seller Co-Listing Agent in 2020
The Jones Team
Coldwell Banker Realty
(630) 715-5928
1 in this area
85 Total Sales
-
Rebecca Didier
Seller's Agent in 2017
Rebecca Didier
HomeSmart Connect LLC
(630) 715-1240
1 in this area
25 Total Sales
-
C
Seller Co-Listing Agent in 2017
Collin Didier
Keller Williams Inspire - Geneva
Map
Source: Midwest Real Estate Data (MRED)
MLS Number: 12644776
APN: 06-14-132-002
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website.
Listings courtesy of Midwest Real Estate Data (MRED) as distributed by MLS GRID.
Based on information submitted to the MLS GRID
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