Seller's Agent in 2025
Jessica Shaver
LAIN REALTY & PROPERTY MANAGEMENT
(407) 865-1271
1 in this area
62 Total Sales
3271 Settlers Trail Saint Cloud, FL 34772
Canoe Creek Neighborhood
4
Beds
2
Baths
2,076
Sq Ft
10,372
Sq Ft Lot
Highlights
- Screened Pool
- Open Floorplan
- Great Room
- Valdez Elementary School Rated A-
- High Ceiling
- 2 Car Attached Garage
About This Home
As of September 2025BACK ON MARKET DUE TO NO FAULT OF ITS OWN! ***Above list appraisal report and clean inspection*** Beautifully maintained POOL home in Canoe Creek Lakes St. Cloud has over 2k square feet of living space, 4 bedrooms, 2 bathrooms and pride in home ownership! An inviting entry way opens to a formal dining AND living space, which could also be used as a child/pet play area, or home office because your open concept kitchen has an eat in breakfast bar and a spacious great room overlooking the pool, perfect for entertaining. Split floor plan with 3 guest rooms and bathroom and a primary suite featuring a soaking tub, double sinks, and walk-in closet with convenient built-ins. In addition to the inside living space is a 400sqft covered patio with pool screen enclosure. Yard is fully fenced, no rear neighbors, you’ll love bird watching from your private pool! Roof was replaced 2016, AC is serviced annually, fresh neutral paint throughout, you must see this home! HOA fee is only $300/year, the neighborhood is 5 minutes to the turnpike, close to shopping, restaurants and parks.
Last Agent to Sell the Property
LAIN REALTY & PROPERTY MANAGEMENT Brokerage Phone: 407-865-1271 License #3388313 Listed on: 06/19/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $2,985
Year Built
- Built in 1997
Lot Details
- 10,372 Sq Ft Lot
- Northwest Facing Home
- Property is zoned SR1B
HOA Fees
- $25 Monthly HOA Fees
Parking
- 2 Car Attached Garage
Home Design
- Slab Foundation
- Shingle Roof
- Stucco
Interior Spaces
- 2,076 Sq Ft Home
- Open Floorplan
- High Ceiling
- Ceiling Fan
- Sliding Doors
- Great Room
- Living Room
- Dining Room
Kitchen
- Range
- Microwave
- Dishwasher
- Disposal
Flooring
- Laminate
- Tile
Bedrooms and Bathrooms
- 4 Bedrooms
- Split Bedroom Floorplan
- Walk-In Closet
- 2 Full Bathrooms
- Soaking Tub
Laundry
- Laundry Room
- Dryer
Pool
- Screened Pool
- In Ground Pool
- Fence Around Pool
Utilities
- Central Heating and Cooling System
Community Details
- Kaitlin Marshall Association, Phone Number (407) 781-1188
- Canoe Creek Lakes Unit 01 Subdivision
Listing and Financial Details
- Visit Down Payment Resource Website
- Legal Lot and Block 04 / 01
- Assessor Parcel Number 16-26-30-0575-0001-0040
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Jun 19, 2025
Closed on
Sep 15, 2025
Sold by
Sanborn Timothy and Sanborn Victoria
Bought by
St Aubin-Coxon Nicole and Coxon Patrick W
Seller's Agent
Jessica Shaver
LAIN REALTY & PROPERTY MANAGEMENT
Buyer's Agent
Florence Zimmerman
WEMERT GROUP REALTY LLC
List Price
$399,000
Sold Price
$425,000
Premium/Discount to List
$26,000
6.52%
Views
30
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$4,378
Avg. Annual Appreciation
-3.00%
Original Mortgage
$439,025
Outstanding Balance
$439,025
Interest Rate
6.72%
Mortgage Type
VA
Estimated Equity
-$18,403
Purchase Details
Listed on
Jun 9, 2017
Closed on
Jul 21, 2017
Sold by
Morales Paul and Morales Kristti
Bought by
Sanborn Timothy
Seller's Agent
Carolee Goodwin-Blackmore
GOODWIN REALTY & ASSOCIATES, INC
List Price
$244,900
Sold Price
$237,000
Premium/Discount to List
-$7,900
-3.23%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
7.45%
Original Mortgage
$232,707
Interest Rate
3.87%
Mortgage Type
FHA
Purchase Details
Closed on
Nov 9, 2015
Sold by
Gomez Penelope
Bought by
Morales Paul and Morales Kristti
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$190,800
Interest Rate
3.89%
Mortgage Type
New Conventional
Purchase Details
Closed on
Oct 23, 2015
Sold by
Gornez Nestor and Gomez Nestor J
Bought by
Gomez Penelope L and Gomez Penelope
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$190,800
Interest Rate
3.89%
Mortgage Type
New Conventional
Purchase Details
Closed on
Jun 25, 2012
Sold by
Federal National Mortgage Association
Bought by
Gomez Penelope
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$149,055
Interest Rate
3.79%
Mortgage Type
New Conventional
Purchase Details
Closed on
Mar 7, 2012
Sold by
Privette Sean and Privette Kelly
Bought by
Federal National Mortgage Association
Purchase Details
Closed on
Sep 13, 2007
Sold by
Macpherson Kathleen M
Bought by
Privette Sean and Privette Kelly
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$245,000
Interest Rate
6.57%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
Mar 3, 1998
Sold by
Mercedes Homes Inc
Bought by
Macpherson Paul R and Macpherson Kathleen M
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$93,500
Interest Rate
6.95%
Purchase Details
Closed on
Apr 10, 1996
Sold by
Settlers Village Inc
Bought by
Mercedes Homes Inc
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $425,000 | Florida Title | |
| Warranty Deed | $237,000 | Stewart Title Company | |
| Warranty Deed | $212,000 | Stewart Title Company | |
| Interfamily Deed Transfer | $70,000 | Stewart Title Company | |
| Special Warranty Deed | $156,900 | New House Title Llc | |
| Trustee Deed | -- | None Available | |
| Warranty Deed | $245,000 | First American Title Ins Co | |
| Warranty Deed | $116,900 | -- | |
| Warranty Deed | $20,000 | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $439,025 | VA | |
| Previous Owner | $232,707 | FHA | |
| Previous Owner | $190,800 | New Conventional | |
| Previous Owner | $149,055 | New Conventional | |
| Previous Owner | $245,000 | Purchase Money Mortgage | |
| Previous Owner | $93,500 | No Value Available |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 09/05/2025 09/05/25 | Sold | $425,000 | +6.5% | $205 / Sq Ft | |
| 08/11/2025 08/11/25 | Pending | -- | -- | -- | |
| 08/09/2025 08/09/25 | For Sale | $399,000 | 0.0% | $192 / Sq Ft | |
| 08/01/2025 08/01/25 | Pending | -- | -- | -- | |
| 07/30/2025 07/30/25 | For Sale | $399,000 | 0.0% | $192 / Sq Ft | |
| 06/25/2025 06/25/25 | Pending | -- | -- | -- | |
| 06/19/2025 06/19/25 | For Sale | $399,000 | +68.4% | $192 / Sq Ft | |
| 08/17/2018 08/17/18 | Off Market | $237,000 | -- | -- | |
| 08/17/2018 08/17/18 | Off Market | $1,550 | -- | -- | |
| 07/21/2017 07/21/17 | Sold | $237,000 | -3.2% | $114 / Sq Ft | View Prior Sale |
| 06/15/2017 06/15/17 | Pending | -- | -- | -- | |
| 06/09/2017 06/09/17 | For Sale | $244,900 | 0.0% | $118 / Sq Ft | |
| 09/16/2014 09/16/14 | Rented | $1,550 | +3.7% | -- | |
| 09/05/2014 09/05/14 | Price Changed | $1,495 | -5.1% | $1 / Sq Ft | |
| 08/31/2014 08/31/14 | For Rent | $1,575 | -- | -- |
Source: Stellar MLS
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $3,067 | $220,353 | -- | -- |
| 2024 | $2,985 | $214,143 | -- | -- |
| 2023 | $2,985 | $207,906 | $0 | $0 |
| 2022 | $2,878 | $201,851 | $0 | $0 |
| 2021 | $2,842 | $195,972 | $0 | $0 |
| 2020 | $2,815 | $193,267 | $0 | $0 |
| 2019 | $2,774 | $188,922 | $0 | $0 |
| 2018 | $2,737 | $185,400 | $0 | $0 |
| 2017 | $2,550 | $172,700 | $0 | $0 |
| 2016 | $2,524 | $170,100 | $0 | $0 |
| 2015 | $3,122 | $156,300 | $28,000 | $128,300 |
| 2014 | $1,975 | $139,100 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Jessica Shaver
-
Florence Zimmerman
Buyer's Agent in 2025
Florence Zimmerman
WEMERT GROUP REALTY LLC
(925) 519-4686
2 in this area
108 Total Sales
-
Carolee Goodwin-Blackmore
Seller's Agent in 2017
Carolee Goodwin-Blackmore
GOODWIN REALTY & ASSOCIATES, INC
(407) 908-6042
3 in this area
51 Total Sales
-
Patrice Denike
P
Seller's Agent in 2014
Patrice Denike
FLORIDA RELOCATION REALTY
(321) 624-8525
5 in this area
28 Total Sales
-
Cody Adkins
C
Buyer's Agent in 2014
Cody Adkins
BLUE WATER REALTY INVESTMENTS
(407) 873-1301
Map
Source: Stellar MLS
MLS Number: O6319838
APN: 16-26-30-0575-0001-0040
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Listing Information presented by local MLS brokerage: Ten-X - (888)-952-6393
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