Seller's Agent in 2026
Sara Mirus
eXp Realty, LLC
(859) 835-6553
2 in this area
162 Total Sales
328 Bush St Covington, KY 41011
Eastside Neighborhood
3
Beds
3
Baths
1,920
Sq Ft
2,225
Sq Ft Lot Lot
About This Home
As of April 2026Welcome to 328 Bush Street in Covington (41011) -- where smart ownership meets opportunity.
This three-unit triplex is perfectly positioned for a buyer who wants more than just a place to live. Our main goal here? House hack it. Live in one unit and let the other two help cover your mortgage. Instead of carrying 100 percent of your housing cost alone, you step into ownership with built-in support.
Current rents are strong: the front first-floor unit brings in $1,100 per month, the rear first-floor unit rents for $900, and the upstairs unit commands $1,600 if not owner-occupied. That's up to $3,600 per month in gross income potential. If you live upstairs, the two lower units generate $2,000 monthly to offset your payment.
At a list price of $250,000, this creates an approachable entry point for a young buyer, first-time homeowner, or savvy investor who understands long-term strategy. Instead of asking, ''Can I afford this mortgage?'' the better question becomes, ''How much of my mortgage is already covered?''
The owner currently pays all utilities. Significant improvements have been completed across all three units, including renovated kitchens and bathrooms, updated flooring, refreshed doors and entry points, and an exterior deck that adds usable outdoor space and tenant appeal. Located in desirable 41011, close to downtown Cincinnati and everything Covington offers, demand for well-maintained rental units remains strong.
Live in it now. Let it support you. Move later and convert to a fully income-producing property. Three units. Multiple income streams. A strategy that grows with you.
Co-Listed By
The Favorite Team
eXp Realty, LLC
Property Details
Home Type
- Multi-Family
Lot Details
- 2,225 Sq Ft Lot
- Lot Dimensions are 89x25
Parking
- On-Street Parking
Home Design
- 1,920 Sq Ft Home
- Triplex
- Brick Exterior Construction
- Block Foundation
- Shingle Roof
Kitchen
- Electric Oven
- Gas Cooktop
Bedrooms and Bathrooms
- 3 Bedrooms
- 3 Full Bathrooms
Schools
- John G. Carlisle Elementary School
- Holmes Middle School
- Holmes Senior High School
Utilities
- Forced Air Heating and Cooling System
- Heating System Uses Natural Gas
- Furnace
- Underground Utilities
- Cable TV Available
Community Details
- 3 Units
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Closed on
Jun 17, 2016
Sold by
Luersen Kristopher
Bought by
Mcgohan Ii William M
Purchase Details
Closed on
Oct 7, 2015
Sold by
Luersen Kristopher and Luersen Randie Sue
Bought by
Luersen Kristopher
Purchase Details
Closed on
Aug 24, 2010
Sold by
Humphrey Daniel W
Bought by
Luersen Kristopher and Luersen Randie Sue
Purchase Details
Closed on
Dec 30, 2008
Sold by
Kloentrup Kenneth R and Kloentrup Elizabeth
Bought by
Humphrey Daniel
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$23,200
Interest Rate
6.1%
Mortgage Type
Unknown
Purchase Details
Closed on
Dec 11, 2008
Sold by
Abn Amro Mortgage Group Inc
Bought by
Kloentrup Kenneth R and Zembrodt Kimberly
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$23,200
Interest Rate
6.1%
Mortgage Type
Unknown
Purchase Details
Closed on
Nov 13, 2008
Sold by
Federal Home Loan Mortgage Corporation
Bought by
Abn Amro Mortgage Group Inc
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$23,200
Interest Rate
6.1%
Mortgage Type
Unknown
Purchase Details
Closed on
Oct 6, 2003
Sold by
Dirkes Joseph
Bought by
Federal Home Loan Mortgage Corporation
Purchase Details
Closed on
Dec 7, 2001
Sold by
Faulkner Jane A
Bought by
Dirkes Joseph
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $18,000 | 360 American Title Svcs Llc | |
| Interfamily Deed Transfer | -- | Attorney | |
| Warranty Deed | $25,000 | None Available | |
| Deed | $28,500 | Kentucky Land Title Agency | |
| Deed | $29,000 | None Available | |
| Quit Claim Deed | -- | None Available | |
| Commissioners Deed | $35,000 | -- | |
| Deed | $15,000 | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Previous Owner | $23,200 | Unknown |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 04/17/2026 04/17/26 | Sold | $255,000 | +2.0% | $133 / Sq Ft |
| 03/05/2026 03/05/26 | Pending | -- | -- | -- |
| 03/02/2026 03/02/26 | For Sale | $250,000 | -- | $130 / Sq Ft |
Source: Northern Kentucky Multiple Listing Service
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $429 | $32,400 | $5,000 | $27,400 |
| 2024 | $426 | $32,400 | $5,000 | $27,400 |
| 2023 | $432 | $32,400 | $5,000 | $27,400 |
| 2022 | $494 | $32,400 | $5,000 | $27,400 |
| 2021 | $344 | $18,000 | $2,000 | $16,000 |
| 2020 | $343 | $18,000 | $2,000 | $16,000 |
| 2019 | $346 | $18,000 | $2,000 | $16,000 |
| 2018 | $352 | $18,000 | $2,000 | $16,000 |
| 2017 | $356 | $18,000 | $2,000 | $16,000 |
| 2015 | $838 | $25,000 | $2,000 | $23,000 |
| 2014 | $793 | $25,000 | $2,000 | $23,000 |
Source: Public Records
Agents Affiliated with this Home
-
Sara Mirus
-
T
Seller Co-Listing Agent in 2026
The Favorite Team
eXp Realty, LLC
-
Philip Allen
P
Buyer's Agent in 2026
Philip Allen
eXp Realty LLC
(251) 401-0569
1 in this area
8 Total Sales
Map
Source: Northern Kentucky Multiple Listing Service
MLS Number: 640239
APN: 054-42-01-018.00
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange Program of NKMLS. Real estate listings held by IDX Brokerage firms other than Ten-X are marked with the Internet Data Exchange logo or the Internet Data Exchange thumbnail logo and detailed information about them includes the name of the listing Brokers.
Listing information is deemed reliable, but not guaranteed.
Copyright 2026 Northern Kentucky Multiple Listing Service, Inc. All rights reserved.
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