$76,000

328 Jay St Rochester, IN 46975

Estimated payment $409/month

Total Views 7,686
4 Beds
1 Bath
2,052 Sq Ft
$37 Price per Sq Ft

Highlights

  • Traditional Architecture
  • 2 Car Detached Garage
  • Central Air
  • Corner Lot

About This Home

328 Jay Street is a property that demands an honest assessment and a visionary's touch. This is not a project for the faint of heart; it is a full-scale restoration opportunity in a prime Rochester location. The Reality The structure is currently in a severe state of disrepair and is officially disclosed as non-livable and not habitable in its current condition. Prospective buyers must be aware of significant structural defects, including compromised flooring, unstable roofing, weakened support beams, and crumbling masonry. Additionally, the interior likely contains airborne contaminants. Due to these hazardous conditions, entry is strictly regulated: No individuals under 18 years of age are permitted on-site. All visitors must sign a Release of Liability prior to entry. The Potential For the experienced contractor or ambitious investor, the value lies in the large yard and the unbeatable central location. This property sits just steps away from: Riddle Elementary School Fulton County Fairgrounds The Public Library Downtown Rochester The surrounding neighborhood is well-established, with property values that will support significant improvements to the site. Whether you choose a total "studs-up" reconstruction or a fresh start on a substantial lot, the footprint offers a rare chance to build equity in a highly accessible part of town.

Listing Agent

Jeff Owens

Patton Hall Real Estate Brokerage Phone: 574-267-7501 Listed on: 03/22/2026

Home Details

Home Type

  • Single Family

Year Built

  • Built in 1930

Lot Details

  • 13,547 Sq Ft Lot
  • Lot Dimensions are 82x165
  • Corner Lot
  • Property is zoned R1

Parking

  • 2 Car Detached Garage

Home Design

  • Traditional Architecture
  • Vinyl Construction Material

Interior Spaces

  • 2-Story Property

Bedrooms and Bathrooms

  • 4 Bedrooms
  • 1 Full Bathroom

Partially Finished Basement

  • Block Basement Construction
  • Stone or Rock in Basement
  • Crawl Space

Schools

  • Columbia / Riddle Elementary School
  • Rochester Community Middle School
  • Rochester Community High School

Utilities

  • Central Air
  • Heating System Uses Gas

Listing and Financial Details

  • Assessor Parcel Number 25-07-91-364-010.010-009
  • Seller Concessions Not Offered

Home Details

Home Type

Single Family

Year Built

Built in 1930

Lot Details

0.31 Acres

Parking

2

Listing Details

  • Class: RESIDENTIAL
  • Property Sub Type: Site-Built Home
  • Year Built: 1930
  • Style: Two Story
  • Architectural Style: Traditional
  • Bedrooms: 4
  • Total Bathrooms: 1
  • Total Full Bathrooms: 1
  • Legal Description: LOT 627 SHOUPS ADD ( LADY BUG LEARNING CENTER )
  • Parcel Number ID: 25-07-91-364-010.010-009
  • Platted: Yes
  • Cross Street: 4th Street
  • Inside City Limits: Yes
  • Special Features: None
  • Stories: 2

Interior Features

  • Total Sq Ft: 2511
  • Total Finished Sq Ft: 2052
  • Above Grade Finished Sq Ft: 2052
  • Below Grade Sq Ft: 459
  • Basement: Yes
  • Basement Foundation: Crawl, Partial Basement
  • Basement Material: Block, Stone
  • Living Great Room: Dimensions: 15x16, On Level: Main
  • Kitchen: Dimensions: 9x12, On Level: Main
  • Breakfast Room: Dimensions: 9x9, On Level: Main
  • Dining Room: Dimensions: 15x15, On Level: Main
  • Bedroom 1: Dimensions: 9x10, On Level: Main
  • Bedroom 2: Dimensions: 12x15, On Level: Upper
  • Bedroom 3: Dimensions: 11x15, On Level: Upper
  • Bedroom 4: Dimensions: 14x15, On Level: Upper
  • Main Level Sq Ft: 1161
  • Number of Main Level Full Bathrooms: 1
  • Total Below Grade Sq Ft: 459

Exterior Features

  • Exterior: Vinyl
  • Outbuilding1: None

Garage/Parking

  • Garage Type: Detached
  • Garage Number Of Cars: 2
  • Garage Size: Dimensions: 30x24
  • Garage: Yes

Utilities

  • Cooling: Central Air
  • Heating Fuel: Gas
  • Sewer: City
  • Water Utilities: City

Schools

  • Elementary School: Columbia / Riddle

Lot Info

  • Lot Description: Corner
  • Lot Dimensions: 82X165
  • Estimated Lot Sq Ft: 13547
  • Estimated Lot Size Acres: 0.31
  • Lot Number: 627

Tax Info

  • Annual Taxes: 64

MLS Schools

  • High School: Rochester Community
  • Middle School: Rochester Community
  • School District: Rochester Community School Corp.

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $76 $26,800 $8,500 $18,300
2024 $119 $22,900 $8,500 $14,400
2023 $94 $22,400 $8,500 $13,900
2022 $47 $21,600 $8,500 $13,100
2021 $329 $75,500 $6,000 $69,500
2020 $342 $75,500 $6,000 $69,500
2019 $284 $69,300 $6,000 $63,300
2018 $295 $59,400 $6,000 $53,400
2017 $1,126 $56,300 $6,000 $50,300
2016 $1,126 $56,300 $6,000 $50,300
2014 $1,128 $56,400 $6,000 $50,400
2013 $1,128 $55,300 $6,000 $49,300
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
03/22/2026 03/22/26 For Sale $76,000 -4.4% $37 / Sq Ft
12/12/2018 12/12/18 Sold $79,500 0.0% $39 / Sq Ft View Prior Sale
12/05/2018 12/05/18 Pending -- -- --
10/15/2018 10/15/18 For Sale $79,500 -- $39 / Sq Ft
Source: Indiana Regional MLS

Purchase History

Date Type Sale Price Title Company
Grant Deed $79,500 Attorney Only
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $71,550 Construction
Source: Public Records

Source: Indiana Regional MLS

MLS Number: 202609602

Indiana Regional MLS

APN: 25-07-91-364-010.010-009

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