328 Jay St Rochester, IN 46975
Estimated payment $409/month
Highlights
- Traditional Architecture
- 2 Car Detached Garage
- Central Air
- Corner Lot
About This Home
328 Jay Street is a property that demands an honest assessment and a visionary's touch. This is not a project for the faint of heart; it is a full-scale restoration opportunity in a prime Rochester location. The Reality The structure is currently in a severe state of disrepair and is officially disclosed as non-livable and not habitable in its current condition. Prospective buyers must be aware of significant structural defects, including compromised flooring, unstable roofing, weakened support beams, and crumbling masonry. Additionally, the interior likely contains airborne contaminants. Due to these hazardous conditions, entry is strictly regulated: No individuals under 18 years of age are permitted on-site. All visitors must sign a Release of Liability prior to entry. The Potential For the experienced contractor or ambitious investor, the value lies in the large yard and the unbeatable central location. This property sits just steps away from: Riddle Elementary School Fulton County Fairgrounds The Public Library Downtown Rochester The surrounding neighborhood is well-established, with property values that will support significant improvements to the site. Whether you choose a total "studs-up" reconstruction or a fresh start on a substantial lot, the footprint offers a rare chance to build equity in a highly accessible part of town.
Listing Agent
Patton Hall Real Estate Brokerage Phone: 574-267-7501 Listed on: 03/22/2026
Home Details
Home Type
- Single Family
Year Built
- Built in 1930
Lot Details
- 13,547 Sq Ft Lot
- Lot Dimensions are 82x165
- Corner Lot
- Property is zoned R1
Parking
- 2 Car Detached Garage
Home Design
- Traditional Architecture
- Vinyl Construction Material
Interior Spaces
- 2-Story Property
Bedrooms and Bathrooms
- 4 Bedrooms
- 1 Full Bathroom
Partially Finished Basement
- Block Basement Construction
- Stone or Rock in Basement
- Crawl Space
Schools
- Columbia / Riddle Elementary School
- Rochester Community Middle School
- Rochester Community High School
Utilities
- Central Air
- Heating System Uses Gas
Listing and Financial Details
- Assessor Parcel Number 25-07-91-364-010.010-009
- Seller Concessions Not Offered
Map
Home Values in the Area
Average Home Value in this Area
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $76 | $26,800 | $8,500 | $18,300 |
| 2024 | $119 | $22,900 | $8,500 | $14,400 |
| 2023 | $94 | $22,400 | $8,500 | $13,900 |
| 2022 | $47 | $21,600 | $8,500 | $13,100 |
| 2021 | $329 | $75,500 | $6,000 | $69,500 |
| 2020 | $342 | $75,500 | $6,000 | $69,500 |
| 2019 | $284 | $69,300 | $6,000 | $63,300 |
| 2018 | $295 | $59,400 | $6,000 | $53,400 |
| 2017 | $1,126 | $56,300 | $6,000 | $50,300 |
| 2016 | $1,126 | $56,300 | $6,000 | $50,300 |
| 2014 | $1,128 | $56,400 | $6,000 | $50,400 |
| 2013 | $1,128 | $55,300 | $6,000 | $49,300 |
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 03/22/2026 03/22/26 | For Sale | $76,000 | -4.4% | $37 / Sq Ft | |
| 12/12/2018 12/12/18 | Sold | $79,500 | 0.0% | $39 / Sq Ft | View Prior Sale |
| 12/05/2018 12/05/18 | Pending | -- | -- | -- | |
| 10/15/2018 10/15/18 | For Sale | $79,500 | -- | $39 / Sq Ft |
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Grant Deed | $79,500 | Attorney Only |
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $71,550 | Construction |
Source: Indiana Regional MLS
MLS Number: 202609602
APN: 25-07-91-364-010.010-009
- 314 Jay St
- 624 Jefferson St
- 715 W 9th St
- 730 Sweetgum Rd
- 1010 Jefferson St
- 1159 Ridge Rd
- 618 W 12th St
- 113 E 10th St
- 1216 Pontiac St
- 1040 E 4th St
- 1002 Franklin St
- 1030 Franklin St
- 1219 Main St
- 314 Clayton St
- 300 Peace Tree Village Dr Unit 6
- 1208 Elm St
- 1567 Elizabeth Ave
- 1336 W 13th St
- 1714 Greyfeather Ln
- 955 E 9th St
- 7138 N Jefferson St
- 201 W Tampa St
- 1340 Holloway Dr
- 3451 W 100 S
- 106 Galbreath Dr
- 3451 W 100 N
- 2234 Bitter Root Dr
- 2105 S 150 W
- 310 Skylane Dr
- 106 Nottingham Way
- 2233 County Farm Crossing
- 808 Stanley St Unit 900
- 200 Kinney Dr
- 221 N Columbia St
- 501 E Winona Beach Dr Unit Winona Beach Rd.
- 536 E Center St Unit 3
- 536 E Center St Unit 1
- 1016 N 6th St Unit 1012
- 403 Henry St
- 111 S Wood St Unit A
Ask me questions while you tour the home.