NOT LISTED FOR SALE

Estimated Value: $730,000 - $946,000

4 Beds
3.5 Baths
2,754 Sq Ft
$316/Sq Ft Est. Value

Sale Details

Date Sold: February 12, 2025

Last sale price $775,000 $281 Per Sq Ft

Est. 12% increase in value since last sale

Current estimated payment $5,395 / mo

154 Days on Market

Highlights

  • Lake Front
  • In Ground Pool
  • Primary Bedroom Suite
  • Golf Course Community
  • Fishing
  • Gated Community

About This Home

As of February 2025

Amazing! That is what you'll think when you come look at this Lakefront home near the golf course where you can live in the ''Heart of it All'' the Emerald Bay Way! Click on the photos to discover: Two Oversized EN-Suite Primary Bedrooms, a nicely appointed 3rd bedroom with private bathroom, & an office with French Doors/Fireplace/Wood Flooring. The screened enclosed pool fronting the lake brings the outdoors in & provides fabulous sunset views. Seller replastered Swimming Pool 09/18/24 and exterior surrounding pool which total cost $8,200.00.
Enjoy Emerald Bay Community with its renowned golf course, low HOA fees, gated security & a plethora of amenities. Seller is conveying an automated Wi-Fi control alarm and Wi-Fi camera security system, as well as Wi-Fi controlled irrigation system

Last Agent to Sell the Property

Laurie Hollowell

Keller Williams Realty Destin License #Bk692278 Listed on: 08/19/2024

Keller Williams Realty Destin

Co-Listed By

Jim Meeker

Keller Williams Realty Destin License #3084671

Range of Values:

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Value Increase
--
Percent Increase
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Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $6,590

Year Built

  • Built in 2004

Lot Details

  • 7,405 Sq Ft Lot
  • Lot Dimensions are 60' x 130' x 60' x 110'
  • Lake Front
  • Property fronts a private road
  • Coastal Barrier Zone
  • Sprinkler System
  • Lawn Pump

HOA Fees

  • $78 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Automatic Garage Door Opener

Home Design

  • Mediterranean Architecture
  • Newly Painted Property
  • Slate Roof
  • Stucco
  • Slate

Interior Spaces

  • 2,754 Sq Ft Home
  • 2-Story Property
  • Woodwork
  • Crown Molding
  • Cathedral Ceiling
  • Double Pane Windows
  • Plantation Shutters
  • Living Room
  • Breakfast Room
  • Dining Area
  • Bonus Room
  • Lake Views
  • Pull Down Stairs to Attic
  • Home Security System

Kitchen

  • Breakfast Bar
  • Walk-In Pantry
  • Electric Oven or Range
  • Self-Cleaning Oven
  • Induction Cooktop
  • Microwave
  • Ice Maker
  • Dishwasher
  • Kitchen Island
  • Disposal

Flooring

  • Wood
  • Painted or Stained Flooring
  • Wall to Wall Carpet
  • Tile

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Primary Bedroom on Main
  • Primary Bedroom Suite
  • Dual Vanity Sinks in Primary Bathroom
  • Separate Shower in Primary Bathroom

Laundry

  • Laundry Room
  • Dryer
  • Washer

Pool

  • In Ground Pool
  • Gunite Pool

Outdoor Features

  • Covered Deck
  • Enclosed Patio or Porch
  • Rain Gutters

Schools

  • Van R Butler Elementary School
  • Emerald Coast Middle School
  • South Walton High School

Utilities

  • Multiple cooling system units
  • Central Heating and Cooling System
  • Electric Water Heater
  • Cable TV Available

Listing and Financial Details

  • Assessor Parcel Number 30-2S-21-42910-00M-0010

Community Details

Overview

  • Association fees include accounting, management, security, trash
  • Emerald Bay Ph 1A Subdivision
  • The community has rules related to covenants

Recreation

  • Golf Course Community
  • Tennis Courts
  • Community Pool
  • Fishing

Additional Features

  • Meeting Room
  • Gated Community

Home Details

Home Type

Single Family

Est. Annual Taxes

$6,590

Year Built

Built in 2004

Lot Details

7,405 Sq Ft Lot

HOA Fees

$78 per month

Parking

2

Listing Details

  • Property Sub Type: Detached Single Family
  • Prop. Type: Residential
  • Lot Size Acres: 0.17
  • Lot Size: 60' x 130' x 60' x 110'
  • Road Frontage Type: Private Road
  • Road Surface Type: Paved
  • Co List Office Mls Id: EKW1
  • Co List Office Phone: 850-654-2900
  • Subdivision Name: EMERALD BAY PH 1A
  • Directions: From Emerald Coast Pkwy, (Hwy 98), turn north into Emerald Bay. Pass guard gate, and turn right onto Indigo Loop and proceed straight. Veer around left. Turn right onto Cobalt. It is the first home on the left.
  • Architectural Style: Mediterranean
  • Carport Y N: No
  • New Construction: No
  • Building Stories: 2
  • Year Built: 2004
  • Remarks Misc:Remarks: Amazing! That is what you'll think when you come look at this Lakefront home near the golf course where you can live in the ''Heart of it All'' the Emerald Bay Way! Click on the photos to discover: Two Oversized EN-Suite Primary Bedrooms, a nicely appointed 3rd bedroom with private bathroom, & an office with French Doors/Fireplace/Wood Flooring. The screened enclosed pool fronting the lake brings the outdoors in & provides fabulous sunset views. Seller replastered Swimming Pool 09/18/24 and exterior surrounding pool which total cost $8,200.00. Enjoy Emerald Bay Community with its renowned golf course, low HOA fees, gated security & a plethora of amenities. Seller is conveying an automated Wi-Fi control alarm and Wi-Fi camera security system, as well as Wi-Fi controlled irrigation system
  • Utilities Electric: Yes
  • Utilities:Public Sewer: Yes
  • Utilities:Public Water: Yes
  • Appliances Dryer: Yes
  • Energy:AC - Central Elect: Yes
  • Energy:Heat Cntrl Electric: Yes
  • Energy:Water Heater - Elect: Yes
  • Rooms:Living Room: Yes
  • Appliances Microwave: Yes
  • Washers: Yes
  • Energy:Double Pane Windows: Yes
  • Rooms:Laundry2: Yes
  • Rooms:Bonus Room: Yes
  • Rooms:Breakfast Room: Yes
  • Rooms:Dining Area: Yes
  • Energy:AC - 2 or More: Yes
  • Waterview:Lake2: Yes
  • Utilities:Gas - Natural: Yes
  • Waterfront:Lake: Yes
  • Special Features: None
  • Stories: 2

Interior Features

  • Appliances: Auto Garage Door Opn, Dishwasher, Disposal, Dryer, Microwave, Oven Self Cleaning, Refrigerator W/IceMk, Security System, Smooth Stovetop Rnge, Stove/Oven Electric, Washer
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Total Bedrooms: 4
  • Interior Amenities: Breakfast Bar, Ceiling Cathedral, Ceiling Crwn Molding, Ceiling Raised, Ceiling Vaulted, Floor Hardwood, Floor Tile, Floor WW Carpet New, Furnished - None, Kitchen Island, Newly Painted, Pantry, Plantation Shutters, Pull Down Stairs, Washer/Dryer Hookup, Window Treatment All, Woodwork Stained
  • Window Features: Double Pane Windows
  • Interior:WasherDryer Hookup: Yes
  • Appliances:StoveOven Electric: Yes
  • Master Bedroom:First: Yes
  • Appliances Dishwasher: Yes
  • Mstr BdrmMstr Bath:MBath Separate Shwr: Yes
  • Interior:Breakfast Bar: Yes
  • Interior:Floor Hardwood: Yes
  • Interior:Floor Tile: Yes
  • Appliances:Oven Self Cleaning: Yes
  • Appliances:Refrigerator WIceMk: Yes
  • Interior:Ceiling Cathedral: Yes
  • Interior:Pull Down Stairs: Yes
  • Appliances:Smooth Stovetop Rnge: Yes
  • Mstr BdrmMstr Bath:MBath Double Vanity: Yes
  • Interior:Ceiling Crwn Molding: Yes
  • Interior:Window Treatment All: Yes
  • Interior:Ceiling Vaulted: Yes
  • Interior:Kitchen Island: Yes
  • Interior:Newly Painted: Yes
  • Appliances:Security System: Yes
  • Interior:Plantation Shutters: Yes
  • Interior:Floor WW Carpet New: Yes
  • Interior:Woodwork Stained: Yes

Exterior Features

  • Lot Features: Covenants, Restrictions, Survey Available, Within 1/2 Mile to Water
  • Pool Features: Pool Type
  • View: Lake
  • Waterfront Features: Lake
  • Waterfront: Yes
  • Construction Type: Roof Tile/Slate, Stucco
  • Exterior Features: Rain Gutter, Deck Enclosed, Lawn Pump, Patio Enclosed, Pool - Gunite Concrt, Pool - In-Ground, Sprinkler System
  • Property Condition: Construction Complete
  • Lot Features:Within 12 Mile to Water: Yes
  • Construction Status:Construction Complete: Yes
  • Lot Features:Survey Available: Yes
  • Lot Features:Covenants: Yes
  • Lot Features:Restrictions: Yes
  • ConstructionSiding:Stucco: Yes
  • Exterior:Lawn Pump: Yes
  • Exterior:Sprinkler System: Yes
  • Exterior:Pool - In-Ground: Yes
  • Exterior:Rain Gutter: Yes
  • ConstructionSiding:Roof TileSlate: Yes
  • Exterior:Patio Enclosed: Yes
  • Exterior:Deck Enclosed: Yes
  • Exterior:Pool - Gunite Concrt: Yes

Garage/Parking

  • Attached Garage: Yes
  • Garage Spaces: 2.0
  • General Property Info:Garage2: Yes
  • Parking Features:Garage Attached: Yes
  • Appliances:Auto Garage Door Opn: Yes
  • Rooms:Garage5: Yes

Utilities

  • Cooling: Central Air
  • Cooling Y N: Yes
  • Heating: Central
  • Heating Yn: Yes
  • Utilities: Electric, Gas - Natural, Public Sewer, Public Water, TV Cable
  • Utility: Yes

Condo/Co-op/Association

  • Community Features: Community Room, Fishing, Gated Community, Golf, Pool, Tennis
  • Association #2 Fee: 232.81
  • Association Fee Frequency: Quarterly
  • Association: Yes

Fee Information

  • Association Fee Includes: Accounting, Management, Security, Trash

Schools

  • Elementary School: Van R Butler
  • High School: South Walton
  • Middle Or Junior School: Emerald Coast

Lot Info

  • Lot Size Sq Ft: 7405.2
  • Parcel #: 30-2S-21-42910-00M-0010
  • Zoning: Resid Single Family
  • ResoLotSizeUnits: Acres
  • Lot Features Coastal Barrier Zone: Yes

Tax Info

  • Tax Annual Amount: 6589.82
  • Tax Year: 2023

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
Aug 19, 2024
Closed on
Feb 12, 2025
Sold by
Bought by
Seller's Agent
Laurie Hollowell
Keller Williams Realty Destin
Buyer's Agent
Laurie Hollowell
Keller Williams Realty Destin
List Price
$819,000
Sold Price
$775,000
Premium/Discount to List
-$44,000
-5.37%
Views
64
Current Estimated Value
$869,881

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$94,881
Avg. Annual Appreciation
7.84%
Original Mortgage
$425,000
Outstanding Balance
$418,840
Interest Rate
7.04%
Mortgage Type
New Conventional
Estimated Equity
$451,041

Purchase Details

Closed on
Jul 26, 2022
Sold by
Bought by

Purchase Details

Closed on
May 23, 2022
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$606,400
Interest Rate
4.13%
Mortgage Type
New Conventional

Purchase Details

Closed on
May 18, 2022
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$606,400
Interest Rate
4.13%
Mortgage Type
New Conventional

Purchase Details

Closed on
May 26, 2021
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$548,000
Interest Rate
2.9%
Mortgage Type
New Conventional

Purchase Details

Listed on
Apr 9, 2015
Closed on
Jun 12, 2015
Sold by
Bought by
Seller's Agent
Kim Meyer
Meyer Realty Inc
Buyer's Agent
Donna Bennett
Berkshire Hathaway Home Services PenFed Realty
List Price
$535,000
Sold Price
$535,000

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
4.43%
Original Mortgage
$417,000
Interest Rate
3.88%
Mortgage Type
New Conventional

Purchase Details

Closed on
Sep 24, 2004
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$100,000
Interest Rate
5.71%
Mortgage Type
Credit Line Revolving

Purchase Details

Closed on
Apr 2, 2003
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$45,900
Interest Rate
5.82%
Source: Public Records

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

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Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Buyer Sale Price Title Company
$775,000 None Listed On Document
-- Matthews & Jones Llp
-- Matthews & Jones Llp
$806,000 Matthews & Jones Llp
$685,000 Setco Services Llc
$535,000 Mcneese Title Llc
$632,000 Touchstone Land Title Inc
$51,000 Acquire Land Title Inc
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Borrower Loan Amount
Open $425,000
Closed $425,000
Previous Owner $606,400
Previous Owner $548,000
Previous Owner $417,000
Previous Owner $252,500
Previous Owner $100,000
Previous Owner $45,900
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft Prior Sale
02/12/2025 02/12/25 Sold $775,000 -3.1% $281 / Sq Ft
01/20/2025 01/20/25 Pending -- -- --
09/09/2024 09/09/24 Price Changed $799,500 -2.2% $290 / Sq Ft
09/04/2024 09/04/24 Price Changed $817,500 -0.2% $297 / Sq Ft
08/19/2024 08/19/24 For Sale $819,000 +53.1% $297 / Sq Ft
06/12/2015 06/12/15 Sold $535,000 0.0% $195 / Sq Ft View Prior Sale
04/18/2015 04/18/15 Pending -- -- --
04/09/2015 04/09/15 For Sale $535,000 -- $195 / Sq Ft
Source: Emerald Coast Association of REALTORS®

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $6,547 $724,595 $161,000 $563,595
2024 $6,590 $742,932 $161,000 $581,932
2023 $6,590 $725,240 $161,000 $564,240
2022 $6,743 $727,558 $139,286 $588,272
2021 $5,132 $535,379 $97,462 $437,917
2020 $4,765 $477,365 $89,166 $388,199
2019 $4,598 $462,951 $85,736 $377,215
2018 $4,311 $432,321 $0 $0
2017 $3,897 $393,171 $80,037 $313,134
2016 $3,869 $386,644 $0 $0
2015 $2,806 $312,898 $0 $0
2014 $2,822 $310,415 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Emerald Coast Association of REALTORS®

MLS Number: 957246

Emerald Coast Association of REALTORS®

APN: 30-2S-21-42910-00M-0010

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