331 Bay St Auburndale, FL 33823
Estimated payment $4,878/month
Highlights
- 100 Feet of Lake Waterfront
- Screened Pool
- Open Floorplan
- Dock has access to electricity
- 0.59 Acre Lot
- Deck
About This Home
ASSUMABLE VA LOAN AVAILABLE AT AN INCREDIBLY LOW 2.6% INTEREST RATE! This is the waterfront lifestyle opportunity buyers have been waiting for. Nestled on a spacious 0.59-acre waterfront lot in the heart of Auburndale, this beautifully updated pool home offers the perfect blend of luxury, recreation, and everyday comfort with direct water access, a private dock, screened pool, expansive outdoor entertaining areas, and over 5,500 square feet of combined indoor and outdoor living space.
From the moment you arrive, you'll appreciate the extensive upgrades and pride of ownership throughout. Major improvements include new roofs (2022 & 2024), fully remodeled bathrooms (2023), new flooring (2023), updated plumbing, hurricane-rated garage door (2023), new front and side windows (2023), three mini-split AC systems (2023), new irrigation pump, and fresh interior and exterior paint. These significant updates provide peace of mind while allowing you to immediately enjoy the home without the expense and hassle of major renovations. Designed for entertaining and enjoying Florida's outdoor lifestyle, the property features a screened pool, large screened porch, waterfront deck, private dock, and breathtaking water views. Whether you're enjoying your morning coffee overlooking the water, spending weekends boating and fishing, hosting family gatherings poolside, or relaxing with friends at sunset, this property delivers the true Florida waterfront experience. Inside, you'll find nearly 3,500 square feet of living space with generous room sizes, multiple gathering areas, a spacious primary suite, and flexible living spaces perfect for entertaining, working from home, or accommodating guests. The Florida room/game room provides additional space to enjoy the beautiful waterfront setting year-round. Conveniently located near Downtown Auburndale, Lake Ariana, local parks, restaurants, shopping, schools, medical facilities, golf courses, and just minutes from Interstate 4, you'll enjoy easy access to both Tampa and Orlando while still experiencing the charm and tranquility of waterfront living. In addition to being an exceptional primary residence or vacation retreat, this property offers outstanding short-term rental potential, making it an attractive opportunity for investors seeking income-producing waterfront property. Waterfront homes with a private dock, pool, extensive renovations, nearly 0.60 acres of land, short-term rental flexibility, and an assumable 2.6% VA loan are exceptionally rare. Don't miss this opportunity to own a move-in-ready waterfront retreat that offers an incredible lifestyle, significant recent upgrades, and one of the most attractive financing opportunities available in today's market.
Listing Agent
DIVINE ESTATES REALTY LLC Brokerage Phone: 813-401-1851 License #3581162 Listed on: 06/05/2026
Open House Schedule
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Saturday, June 13, 202611:30 am to 1:30 pm6/13/2026 11:30:00 AM +00:006/13/2026 1:30:00 PM +00:00Add to Calendar
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $7,447
Year Built
- Built in 1973
Lot Details
- 25,130 Sq Ft Lot
- 100 Feet of Lake Waterfront
- Lake Front
- East Facing Home
- Vinyl Fence
- Chain Link Fence
- Mature Landscaping
- Irrigation Equipment
Parking
- 2 Car Attached Garage
- Oversized Parking
- Circular Driveway
Home Design
- Slab Foundation
- Shingle Roof
- Block Exterior
- Stucco
Interior Spaces
- 3,488 Sq Ft Home
- Open Floorplan
- Wet Bar
- High Ceiling
- Ceiling Fan
- Blinds
- Sliding Doors
- Entrance Foyer
- Great Room
- Family Room
- Living Room
- Den
- Bonus Room
- Game Room
- Sun or Florida Room
- Lake Views
- Fire and Smoke Detector
- Laundry Room
Kitchen
- Eat-In Kitchen
- Range with Range Hood
- Ice Maker
- Dishwasher
- Wine Refrigerator
- Stone Countertops
- Solid Wood Cabinet
- Disposal
Flooring
- Wood
- Laminate
- Ceramic Tile
Bedrooms and Bathrooms
- 3 Bedrooms
- Primary Bedroom on Main
- Walk-In Closet
- 3 Full Bathrooms
Pool
- Screened Pool
- Heated In Ground Pool
- In Ground Spa
- Fence Around Pool
- Pool Deck
Outdoor Features
- Access To Lake
- Seawall
- Dock has access to electricity
- Dock Does Not Have A Water Supply
- Dock made with wood
- Open Dock
- Deck
- Enclosed Patio or Porch
- Exterior Lighting
- Shed
Schools
- Auburndale Central Elementary School
- Stambaugh Middle School
- Auburndale High School
Utilities
- Central Heating and Cooling System
- Cable TV Available
Community Details
- No Home Owners Association
- Flanigan C R Sub Subdivision
Listing and Financial Details
- Visit Down Payment Resource Website
- Tax Lot 13
- Assessor Parcel Number 25-28-02-309500-000130
Map
Home Values in the Area
Average Home Value in this Area
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $7,292 | $502,633 | $121,000 | $381,633 |
| 2024 | $7,134 | $492,267 | -- | -- |
| 2023 | $7,134 | $477,929 | $86,900 | $391,029 |
| 2022 | $6,422 | $384,789 | $72,600 | $312,189 |
| 2021 | $2,325 | $176,449 | $0 | $0 |
| 2020 | $2,300 | $174,013 | $0 | $0 |
| 2018 | $2,256 | $166,929 | $0 | $0 |
| 2017 | $2,192 | $163,496 | $0 | $0 |
| 2016 | $2,172 | $160,133 | $0 | $0 |
| 2015 | $2,201 | $159,020 | $0 | $0 |
| 2014 | $2,108 | $157,758 | $0 | $0 |
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 06/05/2026 06/05/26 | For Sale | $789,000 | +36.0% | $226 / Sq Ft | |
| 04/08/2022 04/08/22 | Sold | $580,000 | -4.9% | $164 / Sq Ft | View Prior Sale |
| 03/08/2022 03/08/22 | Pending | -- | -- | -- | |
| 02/14/2022 02/14/22 | Price Changed | $610,000 | -2.4% | $173 / Sq Ft | |
| 01/21/2022 01/21/22 | For Sale | $625,000 | -- | $177 / Sq Ft |
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $580,000 | New Title Company Name | |
| Warranty Deed | $50,000 | None Available | |
| Warranty Deed | $210,000 | Approved Attorney Title & Cl | |
| Warranty Deed | -- | Approved Attorney Title & Cl | |
| Warranty Deed | $185,000 | -- |
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $580,000 | VA | |
| Previous Owner | $100,000 | No Value Available | |
| Previous Owner | $189,000 | Purchase Money Mortgage | |
| Previous Owner | $46,500 | Credit Line Revolving |
Source: Stellar MLS
MLS Number: TB8516430
APN: 25-28-02-309500-000130
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Ask me questions while you tour the home.