331 Bay St Auburndale, FL 33823
Auburndale AreaEstimated payment $4,753/month
Highlights
- 100 Feet of Lake Waterfront
- Dock has access to electricity
- 0.59 Acre Lot
- Frank E. Brigham Academy Rated 9+
- Screened Pool
- Open Floorplan
About This Home
LAKEFRONT LIVING WITH AN ASSUMABLE 2.6% VA LOAN! Qualified buyers may be able to assume the existing VA loan at an incredible 2.6% interest rate, and you do NOT have to be a veteran to qualify for a VA loan assumption. This rare financing opportunity could mean substantial savings compared to today’s prevailing mortgage rates. Welcome to 331 Bay Street, an extensively renovated lakefront retreat situated on nearly 0.60 acres directly on beautiful Lake Ariana. Offering nearly 3,500 square feet of living space, this 3-bedroom, 3-bath home delivers the space, privacy, and waterfront lifestyle that make Florida living so special. Wake up to breathtaking lake views, spend the afternoon enjoying the water, and end your day watching the sunset from your private dock. Inside, expansive windows fill the home with natural light and showcase beautiful waterfront views throughout. The spacious floor plan offers multiple living and entertaining areas, an updated kitchen designed for gathering, generously sized bedrooms, and renovated bathrooms. Step outside to your private backyard oasis featuring a screened swimming pool, expansive outdoor entertaining areas, mature landscaping, and direct access to Lake Ariana. Boating, fishing, paddleboarding, pool days, and sunset evenings on the dock are all right outside your door. With NO HOA, ample parking, and convenient access to Central Florida, this property offers exceptional flexibility as a primary residence, second home, executive retreat, or investment property. Finding a lakefront home with nearly 0.60 acres, approximately 3,500 square feet, a private dock, swimming pool, NO HOA, AND the potential to assume a 2.6% VA loan is an opportunity that is difficult to duplicate. Schedule your private showing and experience the Lake Ariana lifestyle for yourself.
Listing Agent
DIVINE ESTATES REALTY LLC Brokerage Phone: 813-401-1851 License #3581162 Listed on: 06/05/2026
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $7,447
Year Built
- Built in 1973
Lot Details
- 25,130 Sq Ft Lot
- 100 Feet of Lake Waterfront
- Lake Front
- East Facing Home
- Vinyl Fence
- Chain Link Fence
- Mature Landscaping
- Irrigation Equipment
Parking
- 2 Car Attached Garage
- Oversized Parking
- Circular Driveway
Home Design
- Slab Foundation
- Shingle Roof
- Block Exterior
- Stucco
Interior Spaces
- 3,488 Sq Ft Home
- Open Floorplan
- Wet Bar
- High Ceiling
- Ceiling Fan
- Blinds
- Sliding Doors
- Entrance Foyer
- Great Room
- Family Room
- Living Room
- Den
- Bonus Room
- Game Room
- Sun or Florida Room
- Lake Views
- Fire and Smoke Detector
- Laundry Room
Kitchen
- Eat-In Kitchen
- Range with Range Hood
- Ice Maker
- Dishwasher
- Wine Refrigerator
- Stone Countertops
- Solid Wood Cabinet
- Disposal
Flooring
- Wood
- Laminate
- Ceramic Tile
Bedrooms and Bathrooms
- 3 Bedrooms
- Primary Bedroom on Main
- Walk-In Closet
- 3 Full Bathrooms
Pool
- Screened Pool
- Heated In Ground Pool
- In Ground Spa
- Fence Around Pool
- Pool Deck
Outdoor Features
- Access To Lake
- Seawall
- Dock has access to electricity
- Dock Does Not Have A Water Supply
- Dock made with wood
- Open Dock
- Deck
- Enclosed Patio or Porch
- Exterior Lighting
- Shed
Schools
- Auburndale Central Elementary School
- Stambaugh Middle School
- Auburndale High School
Utilities
- Central Heating and Cooling System
- Cable TV Available
Community Details
- No Home Owners Association
- Flanigan C R Sub Subdivision
Listing and Financial Details
- Visit Down Payment Resource Website
- Tax Lot 13
- Assessor Parcel Number 25-28-02-309500-000130
Map
Home Values in the Area
Average Home Value in this Area
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $7,447 | $502,633 | $121,000 | $381,633 |
| 2024 | $7,134 | $492,267 | ||
| 2023 | $7,134 | $477,929 | $86,900 | $391,029 |
| 2022 | $6,422 | $384,789 | $72,600 | $312,189 |
| 2021 | $2,325 | $176,449 | $0 | $0 |
| 2020 | $2,300 | $174,013 | $0 | $0 |
| 2018 | $2,256 | $166,929 | $0 | $0 |
| 2017 | $2,192 | $163,496 | $0 | $0 |
| 2016 | $2,172 | $160,133 | $0 | $0 |
| 2015 | $2,201 | $159,020 | $0 | $0 |
| 2014 | $2,108 | $157,758 | $0 | $0 |
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 08/10/2026 08/10/26 | Price Changed | $749,000 | -1.1% | $215 / Sq Ft | |
| 07/23/2026 07/23/26 | Price Changed | $757,000 | +0.9% | $217 / Sq Ft | |
| 07/21/2026 07/21/26 | Price Changed | $750,000 | -0.9% | $215 / Sq Ft | |
| 07/10/2026 07/10/26 | Price Changed | $757,000 | -4.1% | $217 / Sq Ft | |
| 06/05/2026 06/05/26 | For Sale | $789,000 | +36.0% | $226 / Sq Ft | |
| 04/08/2022 04/08/22 | Sold | $580,000 | -4.9% | $164 / Sq Ft | View Prior Sale |
| 03/08/2022 03/08/22 | Pending | -- | -- | -- | |
| 02/14/2022 02/14/22 | Price Changed | $610,000 | -2.4% | $173 / Sq Ft | |
| 01/21/2022 01/21/22 | For Sale | $625,000 | -- | $177 / Sq Ft |
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $580,000 | New Title Company Name | |
| Warranty Deed | $50,000 | None Available | |
| Warranty Deed | $210,000 | Approved Attorney Title & Cl | |
| Warranty Deed | -- | Approved Attorney Title & Cl | |
| Warranty Deed | $185,000 | -- |
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $580,000 | VA | |
| Previous Owner | $189,000 | Purchase Money Mortgage |
Source: Stellar MLS
MLS Number: TB8516430
APN: 25-28-02-309500-000130
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Ask me questions while you tour the home.