$789,000
OPEN SAT 11:30AM - 1:30PM

331 Bay St Auburndale, FL 33823

Estimated payment $4,878/month

Total Views 207
3 Beds
3 Baths
3,488 Sq Ft
$226 Price per Sq Ft

Highlights

  • 100 Feet of Lake Waterfront
  • Screened Pool
  • Open Floorplan
  • Dock has access to electricity
  • 0.59 Acre Lot
  • Deck

About This Home

ASSUMABLE VA LOAN AVAILABLE AT AN INCREDIBLY LOW 2.6% INTEREST RATE! This is the waterfront lifestyle opportunity buyers have been waiting for. Nestled on a spacious 0.59-acre waterfront lot in the heart of Auburndale, this beautifully updated pool home offers the perfect blend of luxury, recreation, and everyday comfort with direct water access, a private dock, screened pool, expansive outdoor entertaining areas, and over 5,500 square feet of combined indoor and outdoor living space.
From the moment you arrive, you'll appreciate the extensive upgrades and pride of ownership throughout. Major improvements include new roofs (2022 & 2024), fully remodeled bathrooms (2023), new flooring (2023), updated plumbing, hurricane-rated garage door (2023), new front and side windows (2023), three mini-split AC systems (2023), new irrigation pump, and fresh interior and exterior paint. These significant updates provide peace of mind while allowing you to immediately enjoy the home without the expense and hassle of major renovations. Designed for entertaining and enjoying Florida's outdoor lifestyle, the property features a screened pool, large screened porch, waterfront deck, private dock, and breathtaking water views. Whether you're enjoying your morning coffee overlooking the water, spending weekends boating and fishing, hosting family gatherings poolside, or relaxing with friends at sunset, this property delivers the true Florida waterfront experience. Inside, you'll find nearly 3,500 square feet of living space with generous room sizes, multiple gathering areas, a spacious primary suite, and flexible living spaces perfect for entertaining, working from home, or accommodating guests. The Florida room/game room provides additional space to enjoy the beautiful waterfront setting year-round. Conveniently located near Downtown Auburndale, Lake Ariana, local parks, restaurants, shopping, schools, medical facilities, golf courses, and just minutes from Interstate 4, you'll enjoy easy access to both Tampa and Orlando while still experiencing the charm and tranquility of waterfront living. In addition to being an exceptional primary residence or vacation retreat, this property offers outstanding short-term rental potential, making it an attractive opportunity for investors seeking income-producing waterfront property. Waterfront homes with a private dock, pool, extensive renovations, nearly 0.60 acres of land, short-term rental flexibility, and an assumable 2.6% VA loan are exceptionally rare. Don't miss this opportunity to own a move-in-ready waterfront retreat that offers an incredible lifestyle, significant recent upgrades, and one of the most attractive financing opportunities available in today's market.

Listing Agent

Nehad Darwish

DIVINE ESTATES REALTY LLC Brokerage Phone: 813-401-1851 License #3581162 Listed on: 06/05/2026

Open House Schedule

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $7,447

Year Built

  • Built in 1973

Lot Details

  • 25,130 Sq Ft Lot
  • 100 Feet of Lake Waterfront
  • Lake Front
  • East Facing Home
  • Vinyl Fence
  • Chain Link Fence
  • Mature Landscaping
  • Irrigation Equipment

Parking

  • 2 Car Attached Garage
  • Oversized Parking
  • Circular Driveway

Home Design

  • Slab Foundation
  • Shingle Roof
  • Block Exterior
  • Stucco

Interior Spaces

  • 3,488 Sq Ft Home
  • Open Floorplan
  • Wet Bar
  • High Ceiling
  • Ceiling Fan
  • Blinds
  • Sliding Doors
  • Entrance Foyer
  • Great Room
  • Family Room
  • Living Room
  • Den
  • Bonus Room
  • Game Room
  • Sun or Florida Room
  • Lake Views
  • Fire and Smoke Detector
  • Laundry Room

Kitchen

  • Eat-In Kitchen
  • Range with Range Hood
  • Ice Maker
  • Dishwasher
  • Wine Refrigerator
  • Stone Countertops
  • Solid Wood Cabinet
  • Disposal

Flooring

  • Wood
  • Laminate
  • Ceramic Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Primary Bedroom on Main
  • Walk-In Closet
  • 3 Full Bathrooms

Pool

  • Screened Pool
  • Heated In Ground Pool
  • In Ground Spa
  • Fence Around Pool
  • Pool Deck

Outdoor Features

  • Access To Lake
  • Seawall
  • Dock has access to electricity
  • Dock Does Not Have A Water Supply
  • Dock made with wood
  • Open Dock
  • Deck
  • Enclosed Patio or Porch
  • Exterior Lighting
  • Shed

Schools

  • Auburndale Central Elementary School
  • Stambaugh Middle School
  • Auburndale High School

Utilities

  • Central Heating and Cooling System
  • Cable TV Available

Community Details

  • No Home Owners Association
  • Flanigan C R Sub Subdivision

Listing and Financial Details

Home Details

Home Type

Single Family

Est. Annual Taxes

$7,447

Year Built

Built in 1973

Lot Details

0.58 Acres

Parking

2

Listing Details

  • Property Type: Residential
  • Property Condition: Completed
  • Property Sub Type: Single Family Residence
  • Construction Materials: Block, Stucco
  • Fireplace: No
  • Living Area: 3488
  • Lot Size Acres: 0.59
  • New Construction: No
  • Year Built: 1973
  • Building Area Total: 5500
  • Lot Size Sq Ft: 25130
  • Status: Active
  • Ownership: Fee Simple
  • Building Area Total Srch Sq M: 510.97
  • Escrow City: Tampa
  • Escrow State: FL
  • Escrow Street Name: Gunn Hwy
  • RATIO Current Price By Calculate: 226.20
  • Total Acreage: 1/2 to less than 1
  • Water Access YN: 1
  • MFR_InLawSuiteYN: 0
  • MFR_DockDescription: Dock - Open,Dock - Wood,Dock w/Electric,Dock w/o Water Supply
  • MFR_DockYN: 1
  • Attribution Contact: 813-401-1851
  • Tax Year: 2025
  • Special Features: 4097

Interior Features

  • Living Area Units: Square Feet
  • Flooring: Ceramic Tile, Laminate, Tile, Wood
  • Full Bathrooms: 3
  • Interior Amenities: Ceiling Fans(s), Eat-in Kitchen, High Ceilings, Open Floorplan, Primary Bedroom Main Floor, Solid Wood Cabinets, Stone Counters, Walk-In Closet(s), Wet Bar, Window Treatments
  • Appliances Included: Dishwasher, Disposal, Ice Maker, Range, Range Hood, Refrigerator, Wine Refrigerator
  • Foundation Details: Slab
  • Total Bedrooms: 3
  • Levels: One
  • Other Equipment: Irrigation Equipment
  • Spa Features: In Ground
  • Window Features: Blinds, Window Treatments
  • Additional Rooms: Den/Library/Office,Florida Room,Great Room
  • Living Area Meters: 324.05

Exterior Features

  • Direction Faces: East
  • Other Structures: Shed(s)
  • Pool Features: Deck, Heated, In Ground, Screen Enclosure
  • Exterior Features: Lighting, Sidewalk, Sliding Doors
  • Roof: Shingle
  • Pool Private: Yes
  • View: Water
  • Water Body Name: LAKE ARIANA
  • Waterfront: Yes
  • Patio and Porch Features: Covered, Deck, Enclosed, Front Porch, Patio, Porch, Rear Porch, Screened
  • Road Surface Type: Paved
  • Water Access: Lake
  • Water Extras: Seawall - Other
  • Water View: Lake
  • Water View YN: 1
  • Waterfront Feet Total: 100
  • Flood Zone Panel: 12105C0335G
  • Water Frontage Feet Lake: 100

Garage/Parking

  • Attached Garage: Yes
  • Carport Y N: No
  • Garage Spaces: 2
  • Garage Yn: Yes
  • Parking Features: Circular Driveway, Driveway, Oversized

Utilities

  • Utilities: Cable Available, Electricity Available, Water Available
  • Cooling: Central Air
  • Heating: Central
  • Laundry Features: Inside
  • Sewer: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Community Features: Street Lights
  • Association: No
  • Security: Smoke Detector(s)
  • Senior Community: No
  • Association 2 YN: 0

Fee Information

  • Total Annual Fees: 0.00
  • Total Monthly Fees: 0.00

Schools

  • Elementary School: Auburndale Central Elem
  • High School: Auburndale High School
  • Middle Or Junior School: Stambaugh Middle

Lot Info

  • Zoning: R-1
  • Parcel Number: 25-28-02-309500-000130
  • Additional Parcels: No
  • Fencing: Chain Link, Fenced, Vinyl
  • Lot Features: City Limits, Sidewalk, Paved
  • Flood Zone Code: X

Rental Info

  • Furnished: Unfurnished

Tax Info

  • Tax Annual Amount: 7447
  • Tax Book Number: 4-67
  • Tax Lot: 13

Multi Family

  • Waterfront Features: Lake Front

Map

Range of Values:

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Value Increase
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Percent Increase
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $7,292 $502,633 $121,000 $381,633
2024 $7,134 $492,267 -- --
2023 $7,134 $477,929 $86,900 $391,029
2022 $6,422 $384,789 $72,600 $312,189
2021 $2,325 $176,449 $0 $0
2020 $2,300 $174,013 $0 $0
2018 $2,256 $166,929 $0 $0
2017 $2,192 $163,496 $0 $0
2016 $2,172 $160,133 $0 $0
2015 $2,201 $159,020 $0 $0
2014 $2,108 $157,758 $0 $0
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft Prior Sale
06/05/2026 06/05/26 For Sale $789,000 +36.0% $226 / Sq Ft
04/08/2022 04/08/22 Sold $580,000 -4.9% $164 / Sq Ft View Prior Sale
03/08/2022 03/08/22 Pending -- -- --
02/14/2022 02/14/22 Price Changed $610,000 -2.4% $173 / Sq Ft
01/21/2022 01/21/22 For Sale $625,000 -- $177 / Sq Ft
Source: Stellar MLS

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Type Sale Price Title Company
Warranty Deed $580,000 New Title Company Name
Warranty Deed $50,000 None Available
Warranty Deed $210,000 Approved Attorney Title & Cl
Warranty Deed -- Approved Attorney Title & Cl
Warranty Deed $185,000 --
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Loan Amount Loan Type
Open $580,000 VA
Previous Owner $100,000 No Value Available
Previous Owner $189,000 Purchase Money Mortgage
Previous Owner $46,500 Credit Line Revolving
Source: Public Records

Source: Stellar MLS

MLS Number: TB8516430

Stellar MLS

APN: 25-28-02-309500-000130

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