$199,000
PENDING

Estimated payment $1,419/month

Total Views 7,232
3 Beds
2 Baths
2,226 Sq Ft
$89 Price per Sq Ft

Highlights

  • Deck
  • Main Floor Bedroom
  • 1 Car Detached Garage
  • Wood Flooring
  • Loft
  • Living Room

About This Home

This 3-bedroom, 2-bath home offers a functional layout and an excellent opportunity to build equity in today's market, ideal for both investors and first-time buyers ready to make a home their own. The main level features two bedrooms, a full bathroom, and convenient main-floor laundry, creating an easy and practical living setup. The second level includes a loft, an additional bedroom, and a full bathroom, offering flexible space ideal for a primary suite, home office, or guest area. Additional highlights include a 1 car garage and basement space providing ample storage space. For investors, the property presents a clear value-add opportunity with room to renovate, improve, and reposition for resale or long-term rental. Owner-occupants can move in and customize the space over time while building equity. Conveniently located near Downtown Elgin, this home offers easy access to local restaurants, shopping, riverfront trails, and community events. Commuters will appreciate proximity to the Metra Elgin Station and quick access to I-90, making daily travel simple. AS IS sale, no repairs.

Listing Agent

Jaimie Banke

Keller Williams Thrive License #475192348 Listed on: 02/18/2026

Keller Williams Thrive

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,256

Year Built

  • Built in 1893

Lot Details

  • 4,356 Sq Ft Lot
  • Lot Dimensions are 36x136x35x135

Parking

  • 1 Car Detached Garage
  • Parking Available
  • Shared Driveway
  • Parking Included in Price

Home Design

  • Frame Construction
  • Asphalt Roof
  • Concrete Perimeter Foundation

Interior Spaces

  • 2,226 Sq Ft Home
  • 1.5-Story Property
  • Family Room
  • Living Room
  • Dining Room
  • Loft
  • Unfinished Basement
  • Partial Basement

Kitchen

  • Range
  • Microwave
  • Dishwasher

Flooring

  • Wood
  • Carpet
  • Linoleum

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 3 Potential Bedrooms
  • Main Floor Bedroom
  • Bathroom on Main Level
  • 2 Full Bathrooms

Laundry

  • Laundry Room
  • Laundry on main level
  • Dryer
  • Washer

Outdoor Features

  • Deck

Utilities

  • Central Air
  • Heating System Uses Natural Gas

Listing and Financial Details

  • Homeowner Tax Exemptions

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,256

Year Built

Built in 1893

Lot Details

4,356 Sq Ft Lot

Parking

1

Listing Details

  • Property Type: Residential
  • Property Type: Detached Single
  • Type Detached: 1.5 Story
  • Ownership: Fee Simple
  • New Construction: No
  • Property Sub-Type: 1.5 Story
  • Year Built: 1893
  • Age: 100+ Years
  • Built Before 1978 (Y/N): Yes
  • Disability Access and/or Equipped: No
  • General Information: School Bus Service,Commuter Bus,Commuter Train
  • Rebuilt (Y/N): No
  • Rehab (Y/N): No
  • Actual Status: Contingent
  • SomePhotosVirtuallyStaged: No
  • Special Features: UnderContract
  • Property Sub Type: Detached

Interior Features

  • Appliances: Range, Microwave, Dishwasher, Refrigerator, Washer, Dryer
  • Basement: Unfinished, Partial
  • Full Bathrooms: 2
  • Total Bathrooms: 2
  • Total Bedrooms: 3
  • Flooring: Hardwood
  • Interior Amenities: 1st Floor Bedroom, 1st Floor Full Bath
  • LivingArea: 2226
  • Room Type: Loft
  • Estimated Total Finished Sq Ft: 1278
  • Basement Bathrooms: No
  • Below Grade Bedrooms: 0
  • Total Sq Ft: 2226
  • Flooring: Carpet

Exterior Features

  • Construction Materials: Frame
  • Foundation Details: Concrete Perimeter
  • OtherStructures: None
  • Patio And Porch Features: Deck
  • Roof: Asphalt
  • Waterfront: No

Garage/Parking

  • Garage Spaces: 1
  • Parking Features: Concrete, Shared Driveway, Yes, Garage Owned, Detached, Garage
  • ParkingTotal: 1

Utilities

  • Sewer: Public Sewer
  • Cooling: Central Air
  • Heating: Natural Gas
  • Laundry Features: Main Level
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee Frequency: Not Applicable
  • Master Association Fee: No
  • Master Association Fee Frequency: Not Required

Fee Information

  • Association Fee Includes: None

Lot Info

  • Lot Size Acres: 0.1
  • Lot Dimensions: 36X136X35X135
  • Lot Size: Less Than .25 Acre
  • Special Assessments: N

Rental Info

  • Board Number: 5
  • Is Parking Included in Price: Yes

Tax Info

  • Tax Annual Amount: 4256.22
  • Tax Year: 2024
  • Tax Exemptions: Homeowner

Map

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $4,256 $61,184 $9,538 $51,646
2023 $4,030 $55,275 $8,617 $46,658
2022 $3,850 $50,401 $7,857 $42,544
2021 $3,669 $47,122 $7,346 $39,776
2020 $3,556 $44,985 $7,013 $37,972
2019 $3,442 $42,851 $6,680 $36,171
2018 $3,120 $37,559 $6,293 $31,266
2017 $3,035 $35,507 $5,949 $29,558
2016 $2,873 $32,941 $5,519 $27,422
2015 -- $30,194 $5,059 $25,135
2014 -- $29,822 $4,997 $24,825
2013 -- $30,609 $5,129 $25,480
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
02/24/2026 02/24/26 Pending -- -- --
02/18/2026 02/18/26 For Sale $199,000 -- $89 / Sq Ft
Source: Midwest Real Estate Data (MRED)

Purchase History

Date Type Sale Price Title Company
Warranty Deed $140,000 First American Title
Interfamily Deed Transfer -- None Available
Warranty Deed $77,000 Fidelity Natl Title Ins Co
Warranty Deed $186,000 Attorneys Title Guaranty Fun
Warranty Deed $69,000 Burnet Title Llc
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $7,500 Stand Alone Second
Previous Owner $148,720 New Conventional
Previous Owner $102,607 FHA
Source: Public Records

Source: Midwest Real Estate Data (MRED)

MLS Number: 12560083

Midwest Real Estate Data (MRED)

APN: 06-23-279-002

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