T
Seller's Agent in 2025
The Berens Team
Keller Williams Realty Service
(859) 663-8464
5 in this area
290 Total Sales
3314 Cottage Ave Covington, KY 41015
West Latonia NeighborhoodEstimated Value: $159,000 - $171,131
2
Beds
2
Baths
816
Sq Ft
$201/Sq Ft
Est. Value
Highlights
- Traditional Architecture
- 1 Fireplace
- No HOA
- Wood Flooring
- Granite Countertops
- 4-minute walk to 35th & Carlisle Park
About This Home
As of May 2025Affordable 2 bedroom home ready for your finishing touches! Enjoy first floor living with a primary bedroom, full bathroom, and laundry on the first floor. Second bedroom and full bathroom upstairs. Storage shed in backyard. Kitchen appliances included in sale. Conveniently located near shopping, dining, Interstate, & Cincinnati.
Last Agent to Sell the Property
Keller Williams Realty Service Listed on: 02/12/2025
Home Details
Home Type
- Single Family
Year Built
- Built in 1904
Parking
- On-Street Parking
Home Design
- Traditional Architecture
- Poured Concrete
- Shingle Roof
- Vinyl Siding
Interior Spaces
- 2-Story Property
- Ceiling Fan
- Recessed Lighting
- Chandelier
- 1 Fireplace
- Insulated Windows
- Living Room
- Formal Dining Room
- Unfinished Basement
Kitchen
- Eat-In Kitchen
- Electric Oven
- Electric Range
- Microwave
- Dishwasher
- Kitchen Island
- Granite Countertops
Flooring
- Wood
- Luxury Vinyl Tile
Bedrooms and Bathrooms
- 2 Bedrooms
- 2 Full Bathrooms
- Bathtub with Shower
Laundry
- Laundry Room
- Laundry on main level
Outdoor Features
- Porch
Schools
- Ninth District Elementary School
- Holmes Middle School
- Holmes Senior High School
Utilities
- Forced Air Heating and Cooling System
- Cable TV Available
Community Details
- No Home Owners Association
Listing and Financial Details
- Assessor Parcel Number 056-12-03-005.00
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Feb 12, 2025
Closed on
May 30, 2025
Sold by
Torres Danny and Torres Suzette
Bought by
Loftin Caleb and Scalf Haley
Seller's Agent
The Berens Team
Keller Williams Realty Service
Buyer's Agent
Lucas Toro
Keller Williams Realty Service
List Price
$175,000
Sold Price
$155,000
Premium/Discount to List
-$20,000
-11.43%
Views
280
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$9,033
Avg. Annual Appreciation
6.35%
Original Mortgage
$150,350
Outstanding Balance
$149,571
Interest Rate
6.81%
Mortgage Type
New Conventional
Estimated Equity
$14,462
Purchase Details
Closed on
Mar 21, 2005
Sold by
Titus James and Titus Roberta S
Bought by
Torres Danny and Torres Suzette
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$63,000
Interest Rate
5.54%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
Aug 10, 1999
Sold by
Pack Charles D
Bought by
Titus James and Titus Roberta
Create a Home Valuation Report for This Property
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Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| Loftin Caleb | $155,000 | 360 American Title | |
| Loftin Caleb | $155,000 | 360 American Title | |
| Torres Danny | $52,000 | Titlecare Closing Company | |
| Titus James | $44,000 | -- |
Source: Public Records
Mortgage History
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | Loftin Caleb | $150,350 | |
| Closed | Loftin Caleb | $150,350 | |
| Previous Owner | Torres Danny | $63,000 |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 05/30/2025 05/30/25 | Sold | $155,000 | -3.1% | $190 / Sq Ft |
| 04/19/2025 04/19/25 | Pending | -- | -- | -- |
| 04/05/2025 04/05/25 | Price Changed | $160,000 | -8.6% | $196 / Sq Ft |
| 02/12/2025 02/12/25 | For Sale | $175,000 | -- | $214 / Sq Ft |
Source: Northern Kentucky Multiple Listing Service
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $1,643 | $124,000 | $5,000 | $119,000 |
| 2024 | $1,631 | $124,000 | $5,000 | $119,000 |
| 2023 | $1,652 | $124,000 | $5,000 | $119,000 |
| 2022 | $1,680 | $124,000 | $5,000 | $119,000 |
| 2021 | $1,002 | $62,000 | $5,000 | $57,000 |
| 2020 | $997 | $62,000 | $5,000 | $57,000 |
| 2019 | $1,008 | $62,000 | $5,000 | $57,000 |
| 2018 | $1,028 | $62,000 | $5,000 | $57,000 |
| 2017 | $1,042 | $62,000 | $10,000 | $52,000 |
| 2015 | $1,372 | $62,000 | $10,000 | $52,000 |
| 2014 | $1,356 | $62,000 | $10,000 | $52,000 |
Source: Public Records
Agents Affiliated with this Home
-
The Berens Team
-
Lucas Toro
Buyer's Agent in 2025
Lucas Toro
Keller Williams Realty Service
(859) 814-6469
3 in this area
135 Total Sales
Map
Source: Northern Kentucky Multiple Listing Service
MLS Number: 629866
APN: 056-12-03-005.00
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange Program of NKMLS. Real estate listings held by IDX Brokerage firms other than Ten-X are marked with the Internet Data Exchange logo or the Internet Data Exchange thumbnail logo and detailed information about them includes the name of the listing Brokers.
Listing information is deemed reliable, but not guaranteed.
Copyright 2026 Northern Kentucky Multiple Listing Service, Inc. All rights reserved.
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