Seller's Agent in 2026
Louisa Ghali
GHALI REALTY, INC
(407) 722-9299
69 Total Sales
3348 Kelsey Ln Saint Cloud, FL 34772
Saint Cloud Area
3
Beds
2
Baths
1,252
Sq Ft
6,011
Sq Ft Lot
Highlights
- Clubhouse
- Vaulted Ceiling
- Community Pool
- CANOE CREEK K-8-0991 Rated 9+
- Main Floor Primary Bedroom
- 2-minute walk to Water Tower Park
About This Home
As of July 2026For Sale. This charming 3-bedroom, 2-bathroom single-family home offers a bright, move-in-ready layout perfect for comfortable living, complete with the peace of mind of a 2020 roof and newer interior paint. The exterior features an attached garage, a classic stucco finish, and a welcoming front entrance. Inside, an expansive open-concept living area boasts high vaulted ceilings, modern ceiling fans, low-maintenance tile flooring, and large sliding glass doors that lead out to a spacious, fully fenced backyard. The kitchen serves as the heart of the home, beautifully equipped with contemporary gray cabinetry, and rich, polished wood-look countertops that overlook the living space via a convenient breakfast bar. Each bedroom features plush, neutral carpeting, including a primary bedroom highlighted by an elegant architectural bay window. Completing the interior are two pristine bathrooms that mirror the kitchen's modern gray vanities and polished wood-look countertops, each offering a full tub and shower combination. Situated in the highly coveted Cross Creek community, this home is just minutes from Narcoossee Road, US-192, and a variety of local dining, shopping, and schools. Perfect for recreation and leisure, you are a short drive from Lakefront Park, Peghorn Nature Park, and the unique charm of Historic Downtown St. Cloud. This prime location ensures effortless commuting and puts every daily convenience right at your fingertips.
Last Agent to Sell the Property
GHALI REALTY, INC Brokerage Phone: 407-776-4149 License #3242120 Listed on: 06/18/2026
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Home Details
Home Type
- Single Family
Est. Annual Taxes
- $4,606
Year Built
- Built in 2000
Lot Details
- 6,011 Sq Ft Lot
- South Facing Home
- Wood Fence
- Property is zoned SR3
HOA Fees
- $60 Monthly HOA Fees
Parking
- 2 Car Attached Garage
- Garage Door Opener
- Driveway
Home Design
- Slab Foundation
- Shingle Roof
- Block Exterior
- Stucco
Interior Spaces
- 1,252 Sq Ft Home
- Vaulted Ceiling
- Ceiling Fan
- Living Room
- Washer and Electric Dryer Hookup
Kitchen
- Eat-In Kitchen
- Range
- Dishwasher
Flooring
- Carpet
- Tile
Bedrooms and Bathrooms
- 3 Bedrooms
- Primary Bedroom on Main
- Walk-In Closet
- 2 Full Bathrooms
Outdoor Features
- Patio
- Exterior Lighting
Utilities
- Central Heating and Cooling System
- Electric Water Heater
Listing and Financial Details
- Visit Down Payment Resource Website
- Legal Lot and Block 60 / 1
- Assessor Parcel Number 26-26-30-0601-0001-0600
Community Details
Overview
- Cross Creek Estates Association, Phone Number (407) 214-9733
- Cross Creek Estates Ph 2 & 3 Subdivision
Amenities
- Clubhouse
Recreation
- Community Playground
- Community Pool
Ownership History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
Date
Name
Owned For
Owner Type
Purchase Details
Closed on
Apr 17, 2024
Sold by
Palmer Michael John and Palmer Stephanie
Bought by
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$55,000
Outstanding Balance
$53,688
Interest Rate
6.79%
Mortgage Type
Credit Line Revolving
Estimated Equity
$233,307
Purchase Details
Closed on
Jan 29, 2019
Sold by
Long Thomas E
Bought by
Palmer Michael John and Palmer Stephanie
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$165,600
Interest Rate
4.6%
Mortgage Type
New Conventional
Purchase Details
Closed on
Mar 15, 2005
Sold by
Ragnone Suzanne M
Bought by
Long Thomas E
Purchase Details
Closed on
Jul 20, 2000
Sold by
Cross Creek Joint Venture
Bought by
Kagnone Suzanne M
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Quit Claim Deed | -- | None Listed On Document | |
| Warranty Deed | $184,000 | Stewart Title Co | |
| Warranty Deed | $141,000 | Stewart Approved Title Inc | |
| Warranty Deed | $91,000 | -- |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $55,000 | Credit Line Revolving | |
| Previous Owner | $165,600 | New Conventional |
Source: Public Records
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 07/20/2026 07/20/26 | Sold | $296,000 | +5.0% | $236 / Sq Ft |
| 07/03/2026 07/03/26 | Pending | -- | -- | -- |
| 06/25/2026 06/25/26 | Price Changed | $282,000 | +0.7% | $225 / Sq Ft |
| 06/25/2026 06/25/26 | Price Changed | $280,000 | -6.7% | $224 / Sq Ft |
| 06/18/2026 06/18/26 | For Sale | $300,000 | -- | $240 / Sq Ft |
Source: Stellar MLS
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $4,606 | $257,100 | $65,000 | $192,100 |
| 2024 | $4,607 | $256,900 | $65,000 | $191,900 |
| 2023 | $4,607 | $255,600 | $60,000 | $195,600 |
| 2022 | $2,089 | $158,020 | $0 | $0 |
| 2021 | $2,057 | $153,418 | $0 | $0 |
| 2020 | $2,036 | $151,300 | $36,000 | $115,300 |
| 2019 | $2,579 | $145,500 | $35,000 | $110,500 |
| 2018 | $2,402 | $137,400 | $35,000 | $102,400 |
| 2017 | $2,194 | $119,600 | $25,000 | $94,600 |
| 2016 | $2,033 | $111,600 | $24,000 | $87,600 |
| 2015 | $1,924 | $106,200 | $24,000 | $82,200 |
| 2014 | $1,655 | $82,300 | $18,000 | $64,300 |
Source: Public Records
Agents Affiliated with this Home
-
Louisa Ghali
-
Elena Cruz
Buyer's Agent in 2026
Elena Cruz
ELENA CRUZ HOMES, LLC
(407) 485-8191
57 Total Sales
Map
Source: Stellar MLS
MLS Number: S5152076
APN: 26-26-30-0601-0001-0600
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Listings courtesy of Stellar MLS as distributed by MLS GRID.
Based on information submitted to the MLS GRID
Listing Information presented by local MLS brokerage: Ten-X - (888)-952-6393
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