Maggie Loving
FUTURE HOME REALTY INC
(775) 204-0457
220 Total Sales
1 in Hernando Beach
$75,000 Price
3368 Fernleaf Dr Hernando Beach, FL 34607
Hernando Beach AreaEstimated Value: $451,000
3
Beds
2
Baths
1,613
Sq Ft
$280/Sq Ft
Est. Value
Highlights
- Boat Ramp
- Waterfront
- Deck
- New Construction
- Open Floorplan
- No HOA
About This Home
As of May 2026MOVE IN READY, NEW CONSTRUCTION HOME WITH PRIVATE BOAT RAMP & DRIVE-THROUGH GARAGE AND BUILDER WARRANTY!
Experience the perfect blend of coastal charm and modern elegance in this open-concept 3 bedroom, 2 bath split-floorplan waterfront home. Designed for the boating lifestyle, the ground level provides expansive parking for 4+ vehicles, plus space for a game room, workshop, or endless possibilities. With double garage doors, you can conveniently drive a boat through the first level directly onto your private boat ramp.
Upstairs, the gourmet kitchen features white shaker cabinets, stainless steel appliances, quartz countertops, and a spacious eat-in island. The kitchen flows seamlessly into the bright living room with slider access to the balcony, while the front room serves perfectly as a dining space or flex area.
The primary suite offers a large walk-in closet, private porch access, and an en-suite bath with a double vanity and glass-enclosed shower. Two oversized guest bedrooms share a stylish bath with a tub/shower combo, ideal for family or visitors.
Just minutes from the boat lift, this property combines modern finishes, versatile space, and a true waterfront lifestyle.
Home is constructed on pilings with break away walls and impact windows and doors. Hernando Beach is a vibrant waterfront community that offers the best of coastal living—boating, kayaking, paddleboarding, fishing, and more. Just minutes from the world-famous Weeki Wachee Springs, residents also enjoy close proximity to shopping, dining, and hospitals. The community is golf cart friendly and allows short-term rentals with no HOA, no deed restrictions, making it perfect for full-time residents, part-time snowbirds, or investors. The Suncoast Parkway offers easy commuting to Tampa, Brooksville, and beyond. This is your chance to own a piece of paradise.
Last Agent to Sell the Property
JT Realty & Associates License #BK3447180 Listed on: 08/29/2025
Last Buyer's Agent
PAID RECIPROCAL
Paid Reciprocal Office
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Home Details
Home Type
- Single Family
Est. Annual Taxes
- $854
Year Built
- Built in 2025 | New Construction
Lot Details
- 5,000 Sq Ft Lot
- Lot Dimensions are 50x100
- Waterfront
- Property fronts a county road
- Property is zoned R1B
Parking
- 4 Car Garage
- Garage Door Opener
Home Design
- Shingle Roof
- Stucco Exterior
Interior Spaces
- 1,613 Sq Ft Home
- 2-Story Property
- Open Floorplan
- Ceiling Fan
- Vinyl Flooring
- Water Views
Kitchen
- Breakfast Bar
- Microwave
- Dishwasher
- Kitchen Island
Bedrooms and Bathrooms
- 3 Bedrooms
- Split Bedroom Floorplan
- Walk-In Closet
- 2 Full Bathrooms
- No Tub in Bathroom
Laundry
- Dryer
- Washer
Outdoor Features
- Boat Ramp
- Balcony
- Deck
Schools
- Westside Elementary School
- West Hernando Middle School
- Weeki Wachee High School
Utilities
- Central Heating and Cooling System
Community Details
- No Home Owners Association
- Hernando Beach Unit 14 Subdivision
Listing and Financial Details
- Legal Lot and Block 10 / 132
- Assessor Parcel Number R13 223 16 2390 1320 0100
Ownership History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Aug 29, 2025
Closed on
May 1, 2026
Sold by
Bought by
Seller's Agent
Sarah Hill
JT Realty & Associates
Buyer's Agent
PAID RECIPROCAL
Paid Reciprocal Office
List Price
$525,000
Sold Price
$440,000
Premium/Discount to List
-$85,000
-16.19%
Views
186
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$11,000
Avg. Annual Appreciation
9.96%
Original Mortgage
$418,000
Outstanding Balance
$417,200
Interest Rate
6.22%
Mortgage Type
New Conventional
Estimated Equity
$33,800
Purchase Details
Closed on
Dec 2, 2021
Sold by
Bought by
Purchase Details
Closed on
Aug 3, 2021
Sold by
Bought by
Purchase Details
Listed on
Jan 22, 2021
Closed on
Apr 7, 2021
Sold by
Bought by
Seller's Agent
Theresa Tyner
White Diamond Realty
Buyer's Agent
PAID RECIPROCAL
Paid Reciprocal Office
List Price
$49,900
Sold Price
$45,000
Premium/Discount to List
-$4,900
-9.82%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
54.22%
Purchase Details
Closed on
Sep 28, 2004
Sold by
Bought by
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$90,000
Interest Rate
5.13%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
Aug 30, 2000
Sold by
Bought by
Home Values in the Area
Average Home Value in this Area
Agents Specializing in Hernando Beach, FL
-
Maggie Loving
-
Elizabeth Narverud
Elizabeth Narverud
HOME LAND REAL ESTATE INC
(352) 788-2569
67 Total Sales
3 in Hernando Beach
$535,000 Price Range
-
Stephan Theis
Stephan Theis
SUCCESS PROPERTY MANAGEMENT IN
(352) 604-4728
6 Total Sales
10 in Hernando Beach
$520K - $765K Price Range
-
Helie Taylor
Helie Taylor
The Atlas Group
(762) 275-8644
96 Total Sales
9 in Hernando Beach
$65K - $500K Price Range
-
Thomas Dishman
Thomas Dishman
COLDWELL BANKER WEAVER GROUP REALTY
(419) 871-4942
111 Total Sales
56 in Hernando Beach
$50K - $2.7M Price Range
-
Kelly Parks
Kelly Parks
COASTAL PROPERTIES GROUP INTER
(727) 977-2142
408 Total Sales
1 in Hernando Beach
$60,000 Price
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| $440,000 | Southern Security Title | ||
| -- | Attorney | ||
| $65,000 | Compass Land & Title Llc | ||
| $45,000 | Precision Ttl Of Suncoast In | ||
| $110,000 | Southeast Title Insurance Of | ||
| $11,000 | -- |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | $418,000 | ||
| Previous Owner | $90,000 |
Source: Public Records
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 05/01/2026 05/01/26 | Sold | $440,000 | -2.2% | $273 / Sq Ft | |
| 04/02/2026 04/02/26 | Pending | -- | -- | -- | |
| 02/06/2026 02/06/26 | Price Changed | $450,000 | -5.3% | $279 / Sq Ft | |
| 01/15/2026 01/15/26 | Price Changed | $475,000 | -5.0% | $294 / Sq Ft | |
| 11/24/2025 11/24/25 | Price Changed | $500,000 | -4.8% | $310 / Sq Ft | |
| 08/29/2025 08/29/25 | For Sale | $525,000 | +1066.7% | $325 / Sq Ft | |
| 04/09/2021 04/09/21 | Sold | $45,000 | -9.8% | -- | View Prior Sale |
| 03/25/2021 03/25/21 | Pending | -- | -- | -- | |
| 01/22/2021 01/22/21 | For Sale | $49,900 | -- | -- |
Source: Hernando County Association of REALTORS®
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $909 | $53,250 | $53,250 | |
| 2024 | $802 | $50,336 | ||
| 2023 | $802 | $45,760 | $0 | $0 |
| 2022 | $808 | $41,600 | $41,600 | $0 |
| 2021 | $364 | $22,500 | $22,500 | $0 |
| 2020 | $576 | $21,250 | $21,250 | $0 |
| 2019 | $563 | $20,500 | $20,500 | $0 |
| 2018 | $269 | $18,900 | $18,900 | $0 |
| 2017 | $430 | $15,000 | $15,000 | $0 |
| 2016 | $449 | $16,750 | $0 | $0 |
| 2015 | $505 | $16,750 | $0 | $0 |
| 2014 | $382 | $17,250 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Sarah Hill
Seller's Agent in 2026
Sarah Hill
JT Realty & Associates
(352) 670-4455
384 Total Sales
-
P
Buyer's Agent in 2026
PAID RECIPROCAL
Paid Reciprocal Office
-
Theresa Tyner
Seller's Agent in 2021
Theresa Tyner
White Diamond Realty
(352) 596-2221
56 Total Sales
Map
Source: Hernando County Association of REALTORS®
MLS Number: 2255385
APN: R13-223-16-2390-1320-0100
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
This information is provided exclusively for consumers’ personal, non-commercial use, and it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. This data is deemed reliable but is not guaranteed accurate by the MLS.
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