$1,399,900

340 S Shore Rd Swanton, MD 21561

Estimated payment $8,303/month

Total Views 4,246
3 Beds
3 Baths
2,227 Sq Ft
$629 Price per Sq Ft

Highlights

  • 115 Feet of Waterfront
  • Lake Privileges
  • Wood Flooring
  • Lake View
  • Chalet
  • Main Floor Bedroom

About This Home

Nestled in a quiet cove along central Deep Creek Lake, this charming 3-bedroom, 3-bath chalet offers the perfect blend of comfort, space, and lakefront living. Recently updated throughout, the home features multiple gathering areas, including a spacious great room with a fireplace, and a lower-level rec space complete with a pool table and bunkroom for additional sleeping area. Expansive decking overlooks a large yard leading to your private dock, creating an ideal setting for enjoying days on the water and peaceful lake views. Outdoor amenities include a hot tub and fire pit area, perfect for unwinding after a day of boating or exploring. Detached garage with additional flex use living space above. With its desirable location and efficient layout, "Lake Effect" presents a strong opportunity as a private retreat or income-producing vacation rental. Call today for details!

Listing Agent

Jon Bell

(301) 387-2000 jbell@railey.com Railey Realty, Inc. Brokerage Phone: 3013872000 Listed on: 04/26/2026

Railey Realty, Inc.

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $7,435

Year Built

  • Built in 1989

Lot Details

  • 8,016 Sq Ft Lot
  • 115 Feet of Waterfront
  • Home fronts navigable water

HOA Fees

  • $100 Monthly HOA Fees

Parking

  • Off-Street Parking

Property Views

  • Lake
  • Woods

Home Design

  • Chalet
  • Cabin
  • Frame Construction
  • Cedar

Interior Spaces

  • Property has 3 Levels
  • Furnished
  • Ceiling Fan
  • Skylights
  • Recessed Lighting
  • 1 Fireplace
  • Living Room
  • Combination Kitchen and Dining Room
  • Den
  • Loft
  • Bonus Room
  • Game Room

Kitchen

  • Electric Oven or Range
  • Microwave
  • Dishwasher

Flooring

  • Wood
  • Carpet

Bedrooms and Bathrooms

  • En-Suite Bathroom
  • Bathtub with Shower
  • Walk-in Shower

Laundry

  • Laundry Room
  • Laundry on lower level
  • Dryer
  • Washer

Basement

  • Walk-Out Basement
  • Connecting Stairway
  • Interior and Exterior Basement Entry
  • Basement Windows

Outdoor Features

  • Water Access
  • Property is near a lake
  • Lake Privileges

Utilities

  • Ductless Heating Or Cooling System
  • Heating Available
  • Electric Water Heater

Community Details

  • Association fees include snow removal, lawn maintenance
  • Oakview Community

Listing and Financial Details

  • Tax Lot 0002
  • Assessor Parcel Number 1218013126

Home Details

Home Type

Single Family

Est. Annual Taxes

$7,435

Year Built

Built in 1989

Lot Details

8,016 Sq Ft Lot

HOA Fees

$100 per month

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Cabin/Lodge, Chalet
  • Ownership: Fee Simple
  • New Construction: No
  • Story List: Lower 1, Main, Upper 1
  • Year Built: 1989
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Oven/Range - Electric, Microwave, Dishwasher, Refrigerator, Washer, Dryer
  • Interior Amenities: Skylight(s), Carpet, Wood Floors, Bathroom - Tub Shower, Bathroom - Stall Shower, Recessed Lighting, Combination Kitchen/Dining, Dining Area, Entry Level Bedroom, Primary Bath(s)
  • Fireplaces Count: 1
  • Fireplace: Yes
  • Foundation Details: Other
  • Levels Count: 3
  • Room List: Living Room, Dining Room, Bedroom 2, Bedroom 3, Kitchen, Game Room, Den, Bedroom 1, Laundry, Loft, Bathroom 1, Bathroom 2, Bathroom 3, Bonus Room
  • Basement: Yes
  • Basement Type: Connecting Stairway, Interior Access, Outside Entrance, Walkout Level, Windows
  • Laundry Type: Lower Floor
  • Total Sq Ft: 2433
  • Living Area Sq Ft: 2227
  • Price Per Sq Ft: 916.76
  • Above Grade Finished Sq Ft: 1527
  • Below Grade Finished Sq Ft: 700
  • Below Grade Sq Ft: 206
  • Total Below Grade Sq Ft: 906
  • Above Grade Finished Area Units: Square Feet

Beds/Baths

  • Bedrooms: 3
  • Main Level Bedrooms: 1
  • Total Bathrooms: 3
  • Full Bathrooms: 3
  • Main Level Bathrooms: 1.00
  • Upper Level Bathrooms: 1
  • Lower Levels Bathrooms: 1
  • Upper Level Bathrooms: 1.00
  • Lower Levels Bathrooms: 1.00
  • Main Level Full Bathrooms: 1
  • Lower Level Full Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Construction Materials: Frame, Cedar
  • View: Lake, Trees/Woods
  • Water Access: Yes
  • Water Body Name: DEEP CREEK
  • Water Body Type: Lake
  • Waterfront: Yes
  • Water Oriented: Yes
  • Pool: No Pool
  • Water View: Yes
  • Water Frontage In Feet: 115

Garage/Parking

  • Garage: No
  • Type Of Parking: Off Street

Utilities

  • Central Air Conditioning: No
  • Cooling Fuel: Electric
  • Cooling Type: Ceiling Fan(s), Ductless/Mini-Split
  • Heating Fuel: Electric
  • Heating: Yes
  • Hot Water: Electric
  • Sewer/Septic System: Public Sewer
  • Water Source: Community

Condo/Co-op/Association

  • Condo Co-Op Association: Yes
  • Condo Co-Op Fee: 100.00
  • Condo Co-Op Fee Frequency: Monthly
  • HOA Condo Co-Op Amenities: Water/Lake Privileges
  • HOA Condo Co-Op Fee Includes: Snow Removal, Lawn Maintenance
  • HOA: No
  • Senior Community: No

Schools

  • School District Source: Listing Agent

Lot Info

  • Additional Parcels: No
  • Lot Size Acres: 0.18
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 8016.00
  • Zoning: R
  • In City Limits: No

Rental Info

  • Furnished: Yes
  • Lease Considered: No
  • Pets: Cats Ok, Dogs Ok
  • Pets Allowed: Yes
  • Vacation Rental: Yes

Tax Info

  • Tax Annual Amount: 7435.00
  • Assessor Parcel Number: 1218013126
  • Tax Lot: 0002
  • County Tax Payment Frequency: Annually
  • Tax Year: 2025

MLS Schools

  • School District Name: GARRETT COUNTY PUBLIC SCHOOLS

Map

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Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft
04/26/2026 04/26/26 For Sale $1,399,900 -- $629 / Sq Ft
Source: Bright MLS

Source: Bright MLS

MLS Number: MDGA2011696

Bright MLS
Maryland Garrett County Swanton 21561

340 S Shore Rd, Swanton, MD

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Jon Bell
Listing Agent
Jon Bell
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Railey Realty, Inc.
(240) 339-8612
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