$439,900

Estimated payment $2,711/month

Total Views 3,629
3 Beds
2.5 Baths
2,256 Sq Ft
$195 Price per Sq Ft

Highlights

  • Open Floorplan
  • Ranch Style House
  • Bonus Room
  • O'Fallon Township High School Rated A
  • Wood Flooring
  • High Ceiling

About This Home

Welcome to 3406 Chippewa, a beautifully refreshed home offering warmth, character, and versatile living spaces! Freshly painted throughout, this inviting home features a spacious great room with a stunning accent wall that adds charm, personality and soaring ceilings while keeping a cozy fireplace at the heart. The updated kitchen features granite countertops, custom maple cabinets, and a large island, along with a convenient breakfast area that flows seamlessly into the inviting three-seasons room, which offers a wonderful spot to enjoy your morning coffee or unwind while overlooking the outdoor space. Step outside to a fully fenced yard featuring mature landscaping and a large patio, providing an excellent space for outdoor entertaining and relaxation. Rounding out the main floor is a separate dining room for hosting dinner parties, two ample sized bedrooms, a full hall bath, half bath and main floor laundry room! The large unfinished basement offers abundant potential for future expansion, storage, or additional living space and includes a rough-in for a future bathroom. The entire HVAC system was serviced in August 2026 and was given a clean bill of health. This wonderful home combines comfort, character, and functionality with plenty of room to make it your own. This home also offers a VA assumable loan with a at 6.25% interest rate. Buyer to verify MLS data.

Listing Agent

Erica Timko

Keller Williams Marquee License #471.023074 Listed on: 08/27/2026

Keller Williams Marquee

Co-Listing Agent

Lynn Imgrund

Keller Williams Marquee License #475216133

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,257

Year Built

  • Built in 2007

Lot Details

  • 10,890 Sq Ft Lot
  • Back Yard Fenced
  • Cleared Lot

HOA Fees

  • $21 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Parking Accessed On Kitchen Level
  • Front Facing Garage
  • Garage Door Opener
  • Driveway
  • Additional Parking
  • Off-Street Parking

Home Design

  • Ranch Style House
  • Brick Veneer
  • Architectural Shingle Roof
  • Vinyl Siding
  • Concrete Perimeter Foundation

Interior Spaces

  • 2,256 Sq Ft Home
  • Open Floorplan
  • High Ceiling
  • Ceiling Fan
  • Recessed Lighting
  • Mud Room
  • Family Room with Fireplace
  • Living Room
  • Formal Dining Room
  • Bonus Room
  • Unfinished Basement

Kitchen

  • Breakfast Room
  • Eat-In Kitchen
  • Kitchen Island
  • Granite Countertops

Flooring

  • Wood
  • Carpet
  • Ceramic Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Walk-In Closet

Laundry

  • Laundry Room
  • Laundry on main level

Outdoor Features

  • Enclosed Patio or Porch
  • Rain Gutters

Schools

  • Shiloh Village Dist 85 Elementary And Middle School
  • Ofallon High School

Utilities

  • Forced Air Heating and Cooling System
  • Natural Gas Connected
  • Wi-Fi Available
  • Phone Available
  • Cable TV Available

Listing and Financial Details

  • Assessor Parcel Number 09-07.0-110-003

Community Details

Overview

  • Association fees include common area maintenance
  • Indian Springs Association

Security

  • Building Fire Alarm

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,257

Year Built

Built in 2007

Lot Details

0.25 Acres

HOA Fees

$21 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Year Built: 2007
  • Directions: GPS Friendly!
  • Property Sub-Type: Single Family Residence
  • ResoLaundryFeatures: Laundry Room, Main Level
  • ResoLotFeatures: Cleared
  • Lot Size Acres: 0.25
  • Co List Office Mls Id: MISKWMQ01
  • Co List Office Phone: 618-307-5616
  • Co List Office Phone: 618-307-5616
  • MLS Status: Active
  • Standard Status: Active
  • Subdivision Name: Indian Spg Ph 01
  • Above Grade Finished Sq Ft: 2256
  • Architectural Style: Ranch
  • Carport Y N: No
  • Reso Fireplace Features: Family Room
  • Unit Levels: One
  • New Construction: No
  • Property Attached Yn: No
  • Financial Info Electric: Ameren
  • MIS_RoomFlooring: Wood
  • MIS_RoomFlooring: Wood
  • MIS_RoomFlooring: Wood
  • MIS_RoomFlooring: Wood
  • MIS_RoomFlooring: Wood
  • PreviousStatus: Coming Soon
  • MIS_RoomFlooring: Ceramic Tile
  • MIS_RoomFlooring: Carpeting
  • MIS_RoomFlooring: Ceramic Tile
  • MIS_RoomFlooring: Carpeting
  • MIS_PoolYN: 0
  • MIS_EfficiencyYN: 0
  • MIS_RoomFlooring: Carpeting
  • MIS_RoomFlooring: Carpeting
  • MIS_AuctionYN: 0
  • MIS_RoomFlooring: Ceramic Tile
  • MIS_RoomFlooring: Ceramic Tile
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Basement: Unfinished
  • Interior Amenities: Ceiling Fan(s), Eat-in Kitchen, Granite Counters, High Ceilings, Kitchen Island, Open Floorplan, Recessed Lighting, Separate Dining, Walk-In Closet(s)
  • Basement YN: Yes
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bedrooms: 3
  • Fireplaces: 1
  • Fireplace: Yes
  • Flooring: Carpet, Hardwood
  • MIS_LowerLevelBathroomsFull: 0
  • MIS_LowerLevelBathroomsHalf: 0
  • MIS_LowerLevelBedrooms: 0
  • MIS_MainLevelBathroomsFull: 2
  • MIS_MainLevelBathroomsHalf: 1
  • MIS_UpperLevelBathroomsFull: 0
  • MIS_UpperLevelBathroomsHalf: 0
  • MIS_UpperLevelBedrooms: 0

Exterior Features

  • Fencing: Back Yard, Fenced, Full
  • Roof: Architectural Shingle
  • Pool Private: No
  • Waterfront: No
  • Disclosures: Code Compliance Required, Flood Plain No, Lead Paint, Occupancy Permit Required, Seller Property Disclosure
  • Home Warranty: No
  • Construction Type: Brick Veneer, Stone Veneer, Vinyl Siding
  • Exterior Features: Private Yard, Rain Gutters
  • Foundation Details: Concrete Perimeter
  • Patio And Porch Features: Covered, Enclosed, Patio, Rear Porch, Screened

Garage/Parking

  • Garage Spaces: 2
  • Attached Garage: Yes
  • Attached Garage: Yes
  • Parking Features: Additional Parking, Attached, Covered, Driveway, Garage, Garage Door Opener, Garage Faces Front, Kitchen Level, Off Street, Paved
  • Total Parking Spaces: 4

Utilities

  • Sewer: Public Sewer
  • Cooling: Central Air, Electric
  • Heating: Electric, Forced Air
  • Green Building Features: Basement, Bathrooms, Fire Alarm, Lighting, Patio, Wi-Fi
  • Utilities: Cable Available, Electricity Connected, Natural Gas Connected, Phone Available, Sewer Connected, Water Connected
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee: 250
  • Senior Community: No
  • Association Fee Frequency: Annually
  • Association: Yes

Association/Amenities

  • General Property Information:Association Name: Indian Springs

Fee Information

  • Association Fee Includes: Common Area Maintenance

Schools

  • Elementary School: SHILOH VILLAGE DIST 85
  • Junior High Dist: Shiloh Village DIST 85
  • High School: OFallon
  • Middle Or Junior School: SHILOH VILLAGE DIST 85

Lot Info

  • Lot Size Sq Ft: 10890
  • Parcel Number: 09-07.0-110-003

Tax Info

  • Tax Year: 2025
  • Tax Annual Amount: 2257

Map

Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $8,332 $112,388 $19,185 $93,203
2023 $7,861 $103,645 $18,622 $85,023
2022 $7,549 $96,539 $17,345 $79,194
2021 $7,053 $90,783 $16,311 $74,472
2020 $7,279 $85,681 $15,394 $70,287
2019 $7,785 $93,294 $12,603 $80,691
2018 $7,651 $90,629 $12,243 $78,386
2017 $7,479 $86,373 $11,668 $74,705
2016 $7,372 $84,729 $11,446 $73,283
2014 $5,028 $78,663 $16,436 $62,227
2013 $5,030 $79,724 $16,658 $63,066
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft Prior Sale
08/27/2026 08/27/26 For Sale $439,900 +5.2% $195 / Sq Ft
03/28/2025 03/28/25 Sold $418,000 +4.8% $188 / Sq Ft View Prior Sale
02/28/2025 02/28/25 For Sale $399,000 0.0% $179 / Sq Ft
02/13/2025 02/13/25 Price Changed $399,000 +56.5% $179 / Sq Ft
09/06/2017 09/06/17 Sold $255,000 -7.3% $116 / Sq Ft View Prior Sale
08/31/2017 08/31/17 Pending -- -- --
08/01/2017 08/01/17 Price Changed $275,000 -5.2% $125 / Sq Ft
07/27/2017 07/27/17 For Sale $289,999 +38.2% $132 / Sq Ft
12/22/2016 12/22/16 Sold $209,900 +0.2% $94 / Sq Ft View Prior Sale
10/25/2016 10/25/16 Pending -- -- --
10/20/2016 10/20/16 For Sale $209,500 0.0% $94 / Sq Ft
04/11/2014 04/11/14 Rented $1,675 0.0% --
04/11/2014 04/11/14 For Rent $1,675 -- --
Source: MARIS MLS

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Type Sale Price Title Company
Warranty Deed $255,000 Community Title Shiloh Llc
Special Warranty Deed -- First American Title Ins Co
Legal Action Court Order -- None Available
Corporate Deed $332,000 Benchmark Title Company
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Loan Amount Loan Type
Open $432,702 VA
Closed $100,000 New Conventional
Previous Owner $332,466 VA
Previous Owner $342,601 VA
Source: Public Records

Source: MARIS MLS

MLS Number: MIS26049935

MARIS MLS

APN: 09-07.0-110-003

Your Personal Tour Guide

Ask me questions while you tour the home.