Wendy Goldfinger
Responds Quickly
Howard Hanna Real Estate Serv
(513) 854-8841
120 Total Sales
2 in Oakley
$305K - $360K Price Range
3407 Cardiff Ave Cincinnati, OH 45209
Oakley NeighborhoodEstimated Value: $386,000 - $414,000
3
Beds
2
Baths
1,684
Sq Ft
$240/Sq Ft
Est. Value
Highlights
- Cape Cod Architecture
- Marble Flooring
- Porch
- Walnut Hills High School Rated A+
- No HOA
- Eat-In Kitchen
About This Home
As of July 2025Welcome to this charming 3-bedroom home, ideally located near Oakley Square. The open floor plan seamlessly connects living spaces, ideal for everyday living. The exterior features a welcoming front porch, beautiful landscaping, off-street parking for 2 cars, and a fully fenced yard, offering a private outdoor retreat. Inside, the updated kitchen flows into the living area, and there's a full bath and practical laundry room with a walkout to the backyard for added convenience. The second floor includes the primary bedroom with a large walk-in closet, a secondary bedroom, and an updated full bath. The third floor offers flexible space, perfect for a home office, playroom, or guest room. With its blend of style and practicality, this home presents a unique opportunity. Tax abatement is in place until 2028, payable in 2029.
Last Agent to Sell the Property
Comey & Shepherd License #2009004298 Listed on: 05/14/2025
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Home Details
Home Type
- Single Family
Est. Annual Taxes
- $4,136
Year Built
- Built in 1914
Lot Details
- 4,269 Sq Ft Lot
- Lot Dimensions are 32 x 133
- Wood Fence
Home Design
- Cape Cod Architecture
- Brick Exterior Construction
- Poured Concrete
- Shingle Roof
Interior Spaces
- 1,684 Sq Ft Home
- 3-Story Property
- Bookcases
- Double Pane Windows
- Double Hung Windows
Kitchen
- Eat-In Kitchen
- Breakfast Bar
- Oven or Range
- Microwave
- Dishwasher
- Solid Wood Cabinet
- Disposal
Flooring
- Wood
- Concrete
- Marble
- Tile
Bedrooms and Bathrooms
- 3 Bedrooms
- Walk-In Closet
- 2 Full Bathrooms
Laundry
- Dryer
- Washer
Unfinished Basement
- Basement Fills Entire Space Under The House
- Sump Pump
Parking
- On-Street Parking
- Off-Street Parking
Outdoor Features
- Porch
Utilities
- Forced Air Heating and Cooling System
- Heating System Uses Gas
- Gas Water Heater
Community Details
- No Home Owners Association
Ownership History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
May 14, 2025
Closed on
Jul 15, 2025
Sold by
Bought by
Seller's Agent
Cameron Mac Connell
Comey & Shepherd
Buyer's Agent
Evan Johnson
Cutler Real Estate
List Price
$385,000
Sold Price
$367,500
Premium/Discount to List
-$17,500
-4.55%
Views
120
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$36,630
Avg. Annual Appreciation
9.11%
Original Mortgage
$356,475
Outstanding Balance
$353,068
Interest Rate
6.85%
Mortgage Type
New Conventional
Estimated Equity
$51,062
Purchase Details
Listed on
Mar 11, 2018
Closed on
Jun 11, 2018
Sold by
Bought by
Seller's Agent
Jamie Cain
Record Year Realty
Buyer's Agent
Jamie Cain
Record Year Realty
List Price
$279,900
Sold Price
$277,200
Premium/Discount to List
-$2,700
-0.96%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
4.07%
Original Mortgage
$252,200
Interest Rate
4.5%
Mortgage Type
New Conventional
Purchase Details
Listed on
Oct 3, 2017
Closed on
Oct 24, 2017
Sold by
Bought by
Seller's Agent
Kimberly Green
Sibcy Cline, Inc.
Buyer's Agent
Jennifer Murtland
eXp Realty
List Price
$150,000
Sold Price
$134,000
Premium/Discount to List
-$16,000
-10.67%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
211.36%
Original Mortgage
$199,500
Interest Rate
3.78%
Mortgage Type
Future Advance Clause Open End Mortgage
Purchase Details
Listed on
Oct 3, 2017
Closed on
Oct 21, 2017
Sold by
Bought by
Seller's Agent
Kimberly Green
Sibcy Cline, Inc.
Buyer's Agent
Jennifer Murtland
eXp Realty
List Price
$150,000
Sold Price
$134,000
Premium/Discount to List
-$16,000
-10.67%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$199,500
Interest Rate
3.78%
Mortgage Type
Future Advance Clause Open End Mortgage
Purchase Details
Closed on
Apr 29, 2010
Sold by
Bought by
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$129,117
Interest Rate
5.5%
Mortgage Type
FHA
Purchase Details
Closed on
Nov 22, 2005
Sold by
Bought by
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$84,500
Interest Rate
6.25%
Mortgage Type
Fannie Mae Freddie Mac
Purchase Details
Closed on
Dec 23, 1997
Sold by
Bought by
Purchase Details
Closed on
Apr 25, 1996
Sold by
Bought by
Purchase Details
Closed on
Feb 20, 1996
Sold by
Bought by
Home Values in the Area
Average Home Value in this Area
Agents Specializing in Oakley, OH
-
Wendy Goldfinger
-
Beth Silber
Beth Silber
Coldwell Banker Realty
(513) 650-7552
241 Total Sales
8 in Oakley
$307K - $588K Price Range
-
John Payne
John Payne
Keller Williams Advisors
(513) 952-8272
58 Total Sales
3 in Oakley
$335K - $719K Price Range
-
Scott Ackerman
Scott Ackerman
Coldwell Banker Realty
(513) 586-2519
79 Total Sales
1 in Oakley
$425,000 Price
-
James Kawa
James Kawa
OwnerLand Realty, Inc.
(513) 666-5830
22 Total Sales
1 in Oakley
$545,000 Price
-
Brit Roberts
Brit Roberts
Coldwell Banker Realty
(513) 666-5562
113 Total Sales
1 in Oakley
$385,000 Price
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| $367,500 | None Listed On Document | ||
| $277,200 | None Available | ||
| $159,900 | None Available | ||
| $134,000 | None Available | ||
| $131,500 | American Homeland Title Agen | ||
| -- | None Available | ||
| -- | -- | ||
| $28,000 | -- | ||
| -- | -- |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | $356,475 | ||
| Closed | $356,475 | ||
| Previous Owner | $242,500 | ||
| Previous Owner | $248,000 | ||
| Previous Owner | $252,200 | ||
| Previous Owner | $199,500 | ||
| Previous Owner | $129,117 | ||
| Previous Owner | $84,500 |
Source: Public Records
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 07/02/2025 07/02/25 | Sold | $367,500 | +0.7% | $218 / Sq Ft | |
| 05/30/2025 05/30/25 | Pending | -- | -- | -- | |
| 05/22/2025 05/22/25 | Price Changed | $364,900 | -5.2% | $217 / Sq Ft | |
| 05/14/2025 05/14/25 | For Sale | $385,000 | +38.9% | $229 / Sq Ft | |
| 09/12/2018 09/12/18 | Off Market | $277,200 | -- | -- | |
| 06/13/2018 06/13/18 | Sold | $277,200 | -1.0% | $166 / Sq Ft | View Prior Sale |
| 05/14/2018 05/14/18 | Pending | -- | -- | -- | |
| 05/04/2018 05/04/18 | For Sale | $279,900 | 0.0% | $168 / Sq Ft | |
| 04/17/2018 04/17/18 | Pending | -- | -- | -- | |
| 04/09/2018 04/09/18 | Price Changed | $279,900 | -3.4% | $168 / Sq Ft | |
| 04/03/2018 04/03/18 | Price Changed | $289,900 | -3.3% | $174 / Sq Ft | |
| 03/20/2018 03/20/18 | Price Changed | $299,900 | -6.3% | $180 / Sq Ft | |
| 03/17/2018 03/17/18 | Price Changed | $319,900 | -3.0% | $192 / Sq Ft | |
| 03/11/2018 03/11/18 | For Sale | $329,900 | +146.2% | $198 / Sq Ft | |
| 01/23/2018 01/23/18 | Off Market | $134,000 | -- | -- | |
| 10/24/2017 10/24/17 | Sold | $134,000 | -10.7% | $80 / Sq Ft | View Prior Sale |
| 10/06/2017 10/06/17 | Pending | -- | -- | -- | |
| 10/03/2017 10/03/17 | For Sale | $150,000 | -- | $90 / Sq Ft |
Source: MLS of Greater Cincinnati (CincyMLS)
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $4,142 | $99,421 | $32,144 | $67,277 |
| 2024 | $4,136 | $99,421 | $32,144 | $67,277 |
| 2023 | $4,143 | $99,421 | $32,144 | $67,277 |
| 2022 | $4,063 | $97,020 | $19,285 | $77,735 |
| 2021 | $3,993 | $97,020 | $19,285 | $77,735 |
| 2020 | $4,005 | $97,020 | $19,285 | $77,735 |
| 2019 | $4,272 | $55,965 | $16,072 | $39,893 |
| 2018 | $5,657 | $74,074 | $16,072 | $58,002 |
| 2017 | $5,193 | $74,074 | $16,072 | $58,002 |
| 2016 | $3,569 | $50,169 | $12,208 | $37,961 |
| 2015 | $3,218 | $50,169 | $12,208 | $37,961 |
| 2014 | $3,241 | $50,169 | $12,208 | $37,961 |
| 2013 | $3,026 | $46,025 | $11,200 | $34,825 |
Source: Public Records
Agents Affiliated with this Home
-
Cameron Mac Connell
Seller's Agent in 2025
Cameron Mac Connell
Comey & Shepherd
(513) 455-0719
5 in this area
20 Total Sales
-
John Jack Marck
Seller Co-Listing Agent in 2025
John Jack Marck
Coldwell Banker Realty
(513) 673-4780
4 in this area
32 Total Sales
-
Evan Johnson
Buyer's Agent in 2025
Evan Johnson
Cutler Real Estate
(513) 703-0658
19 in this area
229 Total Sales
-
J
Seller's Agent in 2018
Jamie Cain
Record Year Realty
-
Kimberly Green
Seller's Agent in 2017
Kimberly Green
Sibcy Cline
(513) 702-5843
1 in this area
31 Total Sales
-
Jennifer Murtland
Buyer's Agent in 2017
Jennifer Murtland
eXp Realty
(513) 578-2633
18 Total Sales
Map
Source: MLS of Greater Cincinnati (CincyMLS)
MLS Number: 1840780
APN: 051-0004-0064
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The data relating to real estate for sale on this website comes in part from the Broker Reciprocity programs of the MLS of Greater Cincinnati, Inc.. Those listings held by brokerage firms other than Ten-X are marked with the Broker Reciprocity logo and house icon. The properties displayed may not be all of the properties available through Broker Reciprocity.
IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Information is deemed reliable but not guaranteed.
Ten-X does not display the entire Cincinnati MLS Broker Reciprocity™ database on this web site. The listings of some real estate brokerage firms have been excluded.
Copyright 2026, MLS of Greater Cincinnati, Inc. All rights reserved
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