$389,500

3407 Ratchford Dr Gastonia, NC 28056

Estimated payment $2,259/month

3 Beds
2.5 Baths
2,036 Sq Ft
$191 Price per Sq Ft

Highlights

  • Wooded Lot
  • No HOA
  • Laundry Room
  • Cramerton Middle School Rated A-
  • Covered Patio or Porch
  • Shed

About This Home

Welcome to this beautifully updated 3 bedroom, 2.5 bath home with basement, perfectly situated on a private lot of nearly an acre in Gastonia. Offering a functional layout with flexible living spaces, this home combines comfort, updates, and convenience. Inside, you’ll find an updated interior featuring spacious kitchen with stainless steel appliances, ample cabinet space, and room to gather and entertain. The large primary bedroom offers a relaxing retreat complete with an updated ensuite bathroom and stand in shower. Downstairs, the additional living area could easily serve as a 4th bedroom, recreation room, or media space, while the separate flex space makes a perfect home office, playroom, or gym. Major updates include a 2025 roof, newer HVAC system, and septic system installed in 2023, providing peace of mind for years to come. The large basement offers excellent storage space and additional functionality. Outside, enjoy the privacy and space of the expansive yard, ideal for entertaining, gardening, pets, or simply enjoying the peaceful setting. Conveniently located with easy access to both Gastonia and the Charlotte metro area, residents enjoy an easy commute to Uptown Charlotte while being just minutes from Belmont, Lake Wylie, shopping, dining, and outdoor recreation. Outdoor enthusiasts will appreciate the close proximity to Crowders Mountain State Park, nearby lake access, parks, and green spaces offering opportunities for hiking, boating, and enjoying the outdoors. This home offers the perfect blend of privacy, updates, and location.

Listing Agent

Rikki Surratt

RE/MAX Executive Brokerage Email: homesbyrikki@gmail.com License #103239 Listed on: 05/22/2026

RE/MAX Executive

Home Details

Home Type

  • Single Family

Year Built

  • Built in 1947

Lot Details

  • 38,768 Sq Ft Lot
  • Open Lot
  • Wooded Lot
  • Property is zoned R1

Home Design

  • Architectural Shingle Roof
  • Vinyl Siding

Interior Spaces

  • 1.5-Story Property
  • Insulated Windows
  • Laundry Room
  • Finished Basement

Kitchen

  • Oven
  • Dishwasher

Flooring

  • Carpet
  • Vinyl

Bedrooms and Bathrooms

Parking

  • Driveway
  • 4 Open Parking Spaces

Outdoor Features

  • Covered Patio or Porch
  • Shed

Schools

  • W.A. Bess Elementary School
  • Cramerton Middle School
  • Forestview High School

Utilities

  • Central Air
  • Heat Pump System
  • Septic Tank
  • Cable TV Available

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Assessor Parcel Number 193931

Home Details

Home Type

Single Family

Year Built

Built in 1947

Lot Details

0.89 Acres

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Year Built: 1947
  • Road Surface Type: Gravel, Concrete
  • Unit Levels: One and One Half
  • Ratio CurrentPrice/TotalPropertyHLA: 191.31
  • Geocode Confidence: High
  • Attribution Contact: homesbyrikki@gmail.com
  • Special Features: None

Interior Features

  • Foundation Details: Basement
  • Fireplace: No
  • Flooring: Carpet, Vinyl
  • Lower Level Sq Ft: 0
  • Main Level Sq Ft: 1292
  • Third Level Sq Ft: 0
  • Sq Ft Unheated Basement: 71
  • Sq Ft Unheated Total: 71
  • Sq Ft Upper: 0
  • Appliances: Dishwasher, Oven
  • Above Grade Finished Sq Ft: 1292
  • Has Basement: Finished
  • Basement YN: Yes
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bedrooms: 3
  • Below Grade Sq Ft: 744
  • Living Area: 2036
  • Window Features: Insulated Window(s)
  • Bedroom Main: 2
  • Bedroom Basement: 1

Exterior Features

  • New Construction: No
  • Roof: Architectural Shingle
  • Construction Type: Site Built
  • Pool Private: No
  • Construction Type: Vinyl
  • Other Structures: Shed(s)
  • Patio And Porch Features: Covered, Front Porch, Side Porch

Garage/Parking

  • Main Level Garage YN: 0
  • Carport Y N: No
  • Garage Yn: No
  • Open Parking Spaces: 4
  • Open Parking: Yes
  • Parking Features: Driveway

Utilities

  • Heating: Heat Pump
  • Sewer: Septic Installed
  • Laundry Features: In Basement
  • Cooling: Central Air
  • Utilities: Cable Available, Electricity Connected
  • Water Source: Well

Condo/Co-op/Association

  • Senior Community: No
  • Association: No

Schools

  • Middle Or Junior School: Cramerton
  • HOA Subject To: None

Lot Info

  • Lot Features: Open Lot, Wooded
  • Lot Size Units: Acres
  • Parcel Number: 193931
  • Zoning: R-1
  • Development Status: Completed
  • Lot Size Acres: 0.89
  • Additional Parcels: No
  • Zoning Specification: R1

MLS Schools

  • Elementary School: W.A. Bess
  • High School: Forestview

Map

Range of Values:

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Value Increase
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Percent Increase
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Adjusted for Inflation
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Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $1,817 $254,460 $26,460 $228,000
2024 $1,817 $254,460 $26,460 $228,000
2023 $1,769 $254,460 $26,460 $228,000
2022 $1,362 $147,990 $22,680 $125,310
2021 $1,372 $147,990 $22,680 $125,310
2019 $1,175 $127,120 $22,680 $104,440
2018 $986 $101,628 $24,000 $77,628
2017 $972 $101,628 $24,000 $77,628
2016 $972 $101,500 $0 $0
2014 $919 $96,727 $28,350 $68,377
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
05/22/2026 05/22/26 For Sale $389,500 +121.3% $191 / Sq Ft
02/13/2019 02/13/19 Sold $176,000 +0.1% $84 / Sq Ft View Prior Sale
01/13/2019 01/13/19 Pending -- -- --
01/08/2019 01/08/19 For Sale $175,900 0.0% $84 / Sq Ft
01/02/2019 01/02/19 Pending -- -- --
11/27/2018 11/27/18 Price Changed $175,900 -10.0% $84 / Sq Ft
11/09/2018 11/09/18 For Sale $195,500 -- $94 / Sq Ft
Source: Canopy MLS

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Type Sale Price Title Company
Warranty Deed $176,000 None Available
Quit Claim Deed -- Attorney
Warranty Deed $60,000 None Available
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Loan Amount Loan Type
Open $172,812 FHA
Closed $8,000 Unknown
Previous Owner $56,000 Seller Take Back
Source: Public Records

About the Listing Agent

Rikki Surratt

RE/MAX Executive

(704) 350-2852

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As a resident for more than 20 years, I am intimately familiar with Charlotte, York County and the surrounding areas. Using this expertise, I can quickly match clients with the right home for them. I leverage my extensive background in Sales, Communications and Customer Service to provide an exceptional experience for my clients. I pride myself in being dependable, dedicated and honest. Past clients describe me as "tenacious, dedicated, knowledgeable and compassionate". Whether you are

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Source: Canopy MLS

MLS Number: 4385064

Canopy MLS

APN: 193931

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