3407 Ratchford Dr Gastonia, NC 28056
Estimated payment $2,164/month
Highlights
- Wooded Lot
- No HOA
- Laundry Room
- Cramerton Middle School Rated A-
- Covered Patio or Porch
- Shed
About This Home
Welcome to this beautifully updated 3 bedroom, 2.5 bath home with basement, perfectly situated on a private lot of nearly an acre in Gastonia. Offering a functional layout with flexible living spaces, this home combines comfort, updates, and convenience. Inside, you’ll find an updated interior featuring spacious kitchen with stainless steel appliances, ample cabinet space, and room to gather and entertain. The large primary bedroom offers a relaxing retreat complete with an updated ensuite bathroom and stand in shower. Downstairs, the additional living area could easily serve as a 4th bedroom, recreation room, or media space, while the separate flex space makes a perfect home office, playroom, or gym. Major updates include a 2025 roof, newer HVAC system, and septic system installed in 2023, providing peace of mind for years to come. The large basement offers excellent storage space and additional functionality. Outside, enjoy the privacy and space of the expansive yard, ideal for entertaining, gardening, pets, or simply enjoying the peaceful setting. Conveniently located with easy access to both Gastonia and the Charlotte metro area, residents enjoy an easy commute to Uptown Charlotte while being just minutes from Belmont, Lake Wylie, shopping, dining, and outdoor recreation. Outdoor enthusiasts will appreciate the close proximity to Crowders Mountain State Park, nearby lake access, parks, and green spaces offering opportunities for hiking, boating, and enjoying the outdoors. This home offers the perfect blend of privacy, updates, and location.
Listing Agent
RE/MAX Executive Brokerage Email: homesbyrikki@gmail.com License #103239 Listed on: 05/22/2026
Home Details
Home Type
- Single Family
Year Built
- Built in 1947
Lot Details
- 38,768 Sq Ft Lot
- Open Lot
- Wooded Lot
- Property is zoned R1
Home Design
- Architectural Shingle Roof
- Vinyl Siding
Interior Spaces
- 1.5-Story Property
- Insulated Windows
- Laundry Room
- Finished Basement
Kitchen
- Oven
- Dishwasher
Flooring
- Carpet
- Vinyl
Bedrooms and Bathrooms
Parking
- Driveway
- 4 Open Parking Spaces
Outdoor Features
- Covered Patio or Porch
- Shed
Schools
- W.A. Bess Elementary School
- Cramerton Middle School
- Forestview High School
Utilities
- Central Air
- Heat Pump System
- Septic Tank
- Cable TV Available
Community Details
- No Home Owners Association
Listing and Financial Details
- Assessor Parcel Number 193931
Map
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $1,817 | $254,460 | $26,460 | $228,000 |
| 2024 | $1,817 | $254,460 | $26,460 | $228,000 |
| 2023 | $1,769 | $254,460 | $26,460 | $228,000 |
| 2022 | $1,362 | $147,990 | $22,680 | $125,310 |
| 2021 | $1,372 | $147,990 | $22,680 | $125,310 |
| 2019 | $1,175 | $127,120 | $22,680 | $104,440 |
| 2018 | $986 | $101,628 | $24,000 | $77,628 |
| 2017 | $972 | $101,628 | $24,000 | $77,628 |
| 2016 | $972 | $101,500 | $0 | $0 |
| 2014 | $919 | $96,727 | $28,350 | $68,377 |
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 06/10/2026 06/10/26 | Price Changed | $374,900 | -3.7% | $184 / Sq Ft | |
| 05/22/2026 05/22/26 | For Sale | $389,500 | +121.3% | $191 / Sq Ft | |
| 02/13/2019 02/13/19 | Sold | $176,000 | +0.1% | $84 / Sq Ft | View Prior Sale |
| 01/13/2019 01/13/19 | Pending | -- | -- | -- | |
| 01/08/2019 01/08/19 | For Sale | $175,900 | 0.0% | $84 / Sq Ft | |
| 01/02/2019 01/02/19 | Pending | -- | -- | -- | |
| 11/27/2018 11/27/18 | Price Changed | $175,900 | -10.0% | $84 / Sq Ft | |
| 11/09/2018 11/09/18 | For Sale | $195,500 | -- | $94 / Sq Ft |
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $176,000 | None Available | |
| Quit Claim Deed | -- | Attorney | |
| Warranty Deed | $60,000 | None Available |
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $172,812 | FHA | |
| Closed | $8,000 | Unknown | |
| Previous Owner | $56,000 | Seller Take Back |
Source: Canopy MLS
MLS Number: 4385064
APN: 193931
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Based on information submitted to the MLS GRID
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Ask me questions while you tour the home.