$349,900
$40K PRICE DROP

3407 Ratchford Dr Gastonia, NC 28056

Gastonia Area

Estimated payment $2,070/month

Total Views 10,247
3 Beds
2.5 Baths
2,036 Sq Ft
$172 Price per Sq Ft

Highlights

  • Wooded Lot
  • Covered Patio or Porch
  • Shed
  • No HOA
  • Laundry Room
  • Central Air

About This Home

Nearly an acre, over 2,000 square feet, a finished basement, and major updates already completed! This 3-bedroom, 2.5-bath Gastonia home offers the space and flexibility that can be hard to find at this price point, with a large private lot, multiple living areas, and plenty of room to make the home fit your lifestyle.

Inside, you'll find a spacious kitchen with stainless steel appliances and abundant cabinetry, along with a comfortable primary suite featuring an updated ensuite bath and walk-in shower. The finished basement adds an entirely different level of versatility, with a large second living area that could work as a rec room, media room, guest space, or potential fourth bedroom. A separate flex room offers even more options for a home office, gym, playroom, or hobby space, plus generous basement storage.

Several of the big-ticket improvements have already been taken care of, including a new roof in 2025, septic system installed in 2023, and newer HVAC system.

Outside is where this property really stands apart. Situated on nearly an acre, the expansive yard offers room for pets, gardening, entertaining, outdoor activities, or simply enjoying the extra space and privacy. Mature trees add to the peaceful setting while still leaving plenty of usable yard.

Conveniently located with easy access to Gastonia, Belmont, Lake Wylie, and the Charlotte area, this home offers the breathing room of a larger property without giving up access to shopping, dining, recreation, and everyday conveniences If you've been looking for more house, more land, and more flexibility without sacrificing location, 3407 Ratchford Drive deserves another look.

Listing Agent

Rikki Surratt

RE/MAX Executive Brokerage Email: homesbyrikki@gmail.com License #103239 Listed on: 05/22/2026

RE/MAX Executive

Home Details

Home Type

  • Single Family

Year Built

  • Built in 1947

Lot Details

  • 38,768 Sq Ft Lot
  • Open Lot
  • Wooded Lot
  • Property is zoned R1

Home Design

  • Architectural Shingle Roof
  • Vinyl Siding

Interior Spaces

  • 1.5-Story Property
  • Insulated Windows
  • Laundry Room
  • Finished Basement

Kitchen

  • Oven
  • Dishwasher

Flooring

  • Carpet
  • Vinyl

Bedrooms and Bathrooms

Parking

  • Driveway
  • 4 Open Parking Spaces

Outdoor Features

  • Covered Patio or Porch
  • Shed

Schools

  • W.A. Bess Elementary School
  • Cramerton Middle School
  • Forestview High School

Utilities

  • Central Air
  • Heat Pump System
  • Septic Tank
  • Cable TV Available

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Assessor Parcel Number 193931

Home Details

Home Type

Single Family

Year Built

Built in 1947

Lot Details

0.89 Acres

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Year Built: 1947
  • Road Surface Type: Gravel, Concrete
  • Unit Levels: One and One Half
  • Ratio CurrentPrice/TotalPropertyHLA: 171.86
  • Geocode Confidence: High
  • Attribution Contact: homesbyrikki@gmail.com
  • Special Features: None

Interior Features

  • Foundation Details: Basement
  • Fireplace: No
  • Flooring: Carpet, Vinyl
  • Lower Level Sq Ft: 0
  • Main Level Sq Ft: 1292
  • Third Level Sq Ft: 0
  • Sq Ft Unheated Basement: 71
  • Sq Ft Unheated Total: 71
  • Sq Ft Upper: 0
  • Appliances: Dishwasher, Oven
  • Above Grade Finished Sq Ft: 1292
  • Has Basement: Finished
  • Basement YN: Yes
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bedrooms: 3
  • Below Grade Sq Ft: 744
  • Living Area: 2036
  • Window Features: Insulated Window(s)
  • Bedroom Main: 2
  • Bedroom Basement: 1

Exterior Features

  • New Construction: No
  • Roof: Architectural Shingle
  • Construction Type: Site Built
  • Pool Private: No
  • Construction Type: Vinyl
  • Other Structures: Shed(s)
  • Patio And Porch Features: Covered, Front Porch, Side Porch

Garage/Parking

  • Main Level Garage YN: 0
  • Carport Y N: No
  • Garage Yn: No
  • Open Parking Spaces: 4
  • Open Parking: Yes
  • Parking Features: Driveway

Utilities

  • Heating: Heat Pump
  • Sewer: Septic Installed
  • Laundry Features: In Basement
  • Cooling: Central Air
  • Utilities: Cable Available, Electricity Connected
  • Water Source: Well

Condo/Co-op/Association

  • Senior Community: No
  • Association: No

Schools

  • Middle Or Junior School: Cramerton
  • HOA Subject To: None

Lot Info

  • Lot Features: Open Lot, Wooded
  • Lot Size Units: Acres
  • Parcel Number: 193931
  • Zoning: R-1
  • Development Status: Completed
  • Lot Size Acres: 0.89
  • Additional Parcels: No
  • Zoning Specification: R1

MLS Schools

  • Elementary School: W.A. Bess
  • High School: Forestview

Map

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Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $1,817 $254,460 $26,460 $228,000
2024 $1,817 $254,460 $26,460 $228,000
2023 $1,769 $254,460 $26,460 $228,000
2022 $1,362 $147,990 $22,680 $125,310
2021 $1,372 $147,990 $22,680 $125,310
2019 $1,175 $127,120 $22,680 $104,440
2018 $986 $101,628 $24,000 $77,628
2017 $972 $101,628 $24,000 $77,628
2016 $972 $101,500 $0 $0
2014 $919 $96,727 $28,350 $68,377
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft Prior Sale
08/20/2026 08/20/26 Price Changed $349,900 0.0% $172 / Sq Ft
08/04/2026 08/04/26 Price Changed $350,000 -4.1% $172 / Sq Ft
07/29/2026 07/29/26 Price Changed $364,999 -2.6% $179 / Sq Ft
06/10/2026 06/10/26 Price Changed $374,900 -3.7% $184 / Sq Ft
05/22/2026 05/22/26 For Sale $389,500 +121.3% $191 / Sq Ft
02/13/2019 02/13/19 Sold $176,000 +0.1% $84 / Sq Ft View Prior Sale
01/13/2019 01/13/19 Pending -- -- --
01/08/2019 01/08/19 For Sale $175,900 0.0% $84 / Sq Ft
01/02/2019 01/02/19 Pending -- -- --
11/27/2018 11/27/18 Price Changed $175,900 -10.0% $84 / Sq Ft
11/09/2018 11/09/18 For Sale $195,500 -- $94 / Sq Ft
Source: Canopy MLS

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Type Sale Price Title Company
Warranty Deed $176,000 None Available
Quit Claim Deed -- Attorney
Warranty Deed $60,000 None Available
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Loan Amount Loan Type
Open $100,000 Credit Line Revolving
Closed $50,000 Credit Line Revolving
Open $183,000 New Conventional
Closed $172,812 FHA
Closed $8,000 Unknown
Previous Owner $56,000 Seller Take Back
Source: Public Records

Source: Canopy MLS

MLS Number: 4385064

Canopy MLS

APN: 193931

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