3407 Ratchford Dr Gastonia, NC 28056
Gastonia AreaEstimated payment $2,070/month
Highlights
- Wooded Lot
- Covered Patio or Porch
- Shed
- No HOA
- Laundry Room
- Central Air
About This Home
Nearly an acre, over 2,000 square feet, a finished basement, and major updates already completed! This 3-bedroom, 2.5-bath Gastonia home offers the space and flexibility that can be hard to find at this price point, with a large private lot, multiple living areas, and plenty of room to make the home fit your lifestyle.
Inside, you'll find a spacious kitchen with stainless steel appliances and abundant cabinetry, along with a comfortable primary suite featuring an updated ensuite bath and walk-in shower. The finished basement adds an entirely different level of versatility, with a large second living area that could work as a rec room, media room, guest space, or potential fourth bedroom. A separate flex room offers even more options for a home office, gym, playroom, or hobby space, plus generous basement storage.
Several of the big-ticket improvements have already been taken care of, including a new roof in 2025, septic system installed in 2023, and newer HVAC system.
Outside is where this property really stands apart. Situated on nearly an acre, the expansive yard offers room for pets, gardening, entertaining, outdoor activities, or simply enjoying the extra space and privacy. Mature trees add to the peaceful setting while still leaving plenty of usable yard.
Conveniently located with easy access to Gastonia, Belmont, Lake Wylie, and the Charlotte area, this home offers the breathing room of a larger property without giving up access to shopping, dining, recreation, and everyday conveniences If you've been looking for more house, more land, and more flexibility without sacrificing location, 3407 Ratchford Drive deserves another look.
Listing Agent
RE/MAX Executive Brokerage Email: homesbyrikki@gmail.com License #103239 Listed on: 05/22/2026
Home Details
Home Type
- Single Family
Year Built
- Built in 1947
Lot Details
- 38,768 Sq Ft Lot
- Open Lot
- Wooded Lot
- Property is zoned R1
Home Design
- Architectural Shingle Roof
- Vinyl Siding
Interior Spaces
- 1.5-Story Property
- Insulated Windows
- Laundry Room
- Finished Basement
Kitchen
- Oven
- Dishwasher
Flooring
- Carpet
- Vinyl
Bedrooms and Bathrooms
Parking
- Driveway
- 4 Open Parking Spaces
Outdoor Features
- Covered Patio or Porch
- Shed
Schools
- W.A. Bess Elementary School
- Cramerton Middle School
- Forestview High School
Utilities
- Central Air
- Heat Pump System
- Septic Tank
- Cable TV Available
Community Details
- No Home Owners Association
Listing and Financial Details
- Assessor Parcel Number 193931
Map
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $1,817 | $254,460 | $26,460 | $228,000 |
| 2024 | $1,817 | $254,460 | $26,460 | $228,000 |
| 2023 | $1,769 | $254,460 | $26,460 | $228,000 |
| 2022 | $1,362 | $147,990 | $22,680 | $125,310 |
| 2021 | $1,372 | $147,990 | $22,680 | $125,310 |
| 2019 | $1,175 | $127,120 | $22,680 | $104,440 |
| 2018 | $986 | $101,628 | $24,000 | $77,628 |
| 2017 | $972 | $101,628 | $24,000 | $77,628 |
| 2016 | $972 | $101,500 | $0 | $0 |
| 2014 | $919 | $96,727 | $28,350 | $68,377 |
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 08/20/2026 08/20/26 | Price Changed | $349,900 | 0.0% | $172 / Sq Ft | |
| 08/04/2026 08/04/26 | Price Changed | $350,000 | -4.1% | $172 / Sq Ft | |
| 07/29/2026 07/29/26 | Price Changed | $364,999 | -2.6% | $179 / Sq Ft | |
| 06/10/2026 06/10/26 | Price Changed | $374,900 | -3.7% | $184 / Sq Ft | |
| 05/22/2026 05/22/26 | For Sale | $389,500 | +121.3% | $191 / Sq Ft | |
| 02/13/2019 02/13/19 | Sold | $176,000 | +0.1% | $84 / Sq Ft | View Prior Sale |
| 01/13/2019 01/13/19 | Pending | -- | -- | -- | |
| 01/08/2019 01/08/19 | For Sale | $175,900 | 0.0% | $84 / Sq Ft | |
| 01/02/2019 01/02/19 | Pending | -- | -- | -- | |
| 11/27/2018 11/27/18 | Price Changed | $175,900 | -10.0% | $84 / Sq Ft | |
| 11/09/2018 11/09/18 | For Sale | $195,500 | -- | $94 / Sq Ft |
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $176,000 | None Available | |
| Quit Claim Deed | -- | Attorney | |
| Warranty Deed | $60,000 | None Available |
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $100,000 | Credit Line Revolving | |
| Closed | $50,000 | Credit Line Revolving | |
| Open | $183,000 | New Conventional | |
| Closed | $172,812 | FHA | |
| Closed | $8,000 | Unknown | |
| Previous Owner | $56,000 | Seller Take Back |
Source: Canopy MLS
MLS Number: 4385064
APN: 193931
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Ask me questions while you tour the home.