Kyla Dieterich
Kelly
(254) 379-9774
334 Total Sales
5 in Cedar Ridge
$165K - $320K Price Range
3408 Stewart Cir Waco, TX 76708
Cedar Ridge NeighborhoodEstimated Value: $539,797
4
Beds
4.5
Baths
3,407
Sq Ft
$158/Sq Ft
Est. Value
Highlights
- Two Primary Bedrooms
- Deck
- Vaulted Ceiling
- Open Floorplan
- Family Room with Fireplace
- Wood Flooring
About This Home
As of January 2026Built in 1974 by the esteemed Waco builder Joe B. Allen, this remarkable home stands as a testament to his renowned precision in materials and construction. Originally crafted for Mr. Allen's own family, it embodies a legacy of meticulous design and dedication. At the heart of the home lies a majestic stone carved fireplace, sourced from a historic Scottish castle—a cherished memento from a family vacation. This residence is thoughtfully designed for exceptional entertaining, featuring three large living areas, a dining room, and a library. One living area could easily be transformed into a mother-in-law suite, complete with its own kitchen, bathroom and courtyard. This four-bedroom home offers ample space, with each bedroom having easy accessible bathrooms for convenience and privacy. Among its unique features are luxurious Brazilian maple floors, built-in china cabinet and bookshelves, and many comprehensive modern updates. Step outside to the grand deck, and visualize this ideal venue for your next large gathering. The workshop-storage building is an added bonus for those who need extra room for hobbies, crafts, or an exercise haven. Outdoor enthusiasts will appreciate the dual backyard areas and convenient access to Waco’s Dam Trail, perfect for leisurely scenic walks. We invite you to explore and experience the unparalleled charm and sophistication this extraordinary home offers.
Last Agent to Sell the Property
Coldwell Banker Apex, REALTORS License #255290 Listed on: 09/02/2025
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Home Details
Home Type
- Single Family
Est. Annual Taxes
- $14,621
Year Built
- Built in 1974
Lot Details
- 20,870 Sq Ft Lot
- Wood Fence
- Landscaped
- Sprinkler System
Parking
- 2 Car Attached Garage
- 1 Detached Carport Space
- Rear-Facing Garage
- Circular Driveway
- Additional Parking
Home Design
- Composition Roof
Interior Spaces
- 3,407 Sq Ft Home
- Multi-Level Property
- Open Floorplan
- Built-In Features
- Vaulted Ceiling
- Wood Burning Fireplace
- Decorative Fireplace
- Gas Fireplace
- Family Room with Fireplace
- 2 Fireplaces
- Living Room with Fireplace
- Laundry in Utility Room
Kitchen
- Double Oven
- Gas Cooktop
- Microwave
- Dishwasher
- Kitchen Island
- Granite Countertops
- Disposal
Flooring
- Wood
- Ceramic Tile
Bedrooms and Bathrooms
- 4 Bedrooms
- Double Master Bedroom
- Walk-In Closet
- In-Law or Guest Suite
- Double Vanity
Outdoor Features
- Deck
- Covered Patio or Porch
- Rain Gutters
Schools
- Mountainview Elementary School
- Tennyson Middle School
- Waco High School
Utilities
- Central Heating and Cooling System
Community Details
- Blue Bonnet Cliffs Subdivision
Listing and Financial Details
- Assessor Parcel Number 164949
Ownership History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Sep 2, 2025
Closed on
Jan 28, 2026
Sold by
Bought by
Seller's Agent
Charlotte Siegmund
Coldwell Banker Apex, REALTORS
Buyer's Agent
Madison Ugochukwu
Logan Capital Real Estate, PLLC
List Price
$699,000
Views
138
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-23.79%
Purchase Details
Closed on
Nov 7, 2019
Sold by
Bought by
Purchase Details
Closed on
Jul 16, 2018
Sold by
Bought by
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$481,000
Interest Rate
4.5%
Mortgage Type
New Conventional
Purchase Details
Closed on
Mar 31, 2016
Sold by
Bought by
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$300,000
Interest Rate
3.65%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
May 30, 2013
Sold by
Bought by
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$188,000
Interest Rate
3.43%
Mortgage Type
New Conventional
Purchase Details
Closed on
Dec 31, 2007
Sold by
Bought by
Home Values in the Area
Average Home Value in this Area
Agents Specializing in Cedar Ridge, TX
-
Kyla Dieterich
-
Jeff Bird
Jeff Bird
Keller Williams Realty, Waco
(254) 327-1215
223 Total Sales
2 in Cedar Ridge
$199K - $320K Price Range
-
Sherry Payne
Sherry Payne
Keller Williams Advantage
(737) 239-8709
72 Total Sales
1 in Cedar Ridge
$199,000 Price
-
Cate Marmonti
Cate Marmonti
Responds QuicklyClosing Stage
(254) 523-4740
152 Total Sales
1 in Cedar Ridge
$425,000 Price
-
Kristi Baker
Kristi Baker
Bentwood Realty
(254) 870-7913
252 Total Sales
1 in Cedar Ridge
$120,675 Price
-
Kenneth Castello
Kenneth Castello
Weichert, Realtors - The Eastland Group
(254) 379-9906
84 Total Sales
6 in Cedar Ridge
$184K - $450K Price Range
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| -- | None Listed On Document | ||
| -- | None Available | ||
| -- | None Available | ||
| -- | None Available | ||
| -- | None Available | ||
| -- | None Available |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Closed | $481,000 | ||
| Previous Owner | $300,000 | ||
| Previous Owner | $188,000 |
Source: Public Records
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 01/28/2026 01/28/26 | Sold | -- | -- | -- |
| 01/10/2026 01/10/26 | Pending | -- | -- | -- |
| 10/13/2025 10/13/25 | Price Changed | $620,000 | -4.6% | $182 / Sq Ft |
| 09/30/2025 09/30/25 | Price Changed | $650,000 | -7.0% | $191 / Sq Ft |
| 09/02/2025 09/02/25 | For Sale | $699,000 | -- | $205 / Sq Ft |
Source: North Texas Real Estate Information Systems (NTREIS)
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | -- | $648,200 | $39,240 | $608,960 |
| 2024 | $14,408 | $638,730 | $0 | $0 |
| 2023 | $12,900 | $575,391 | $0 | $0 |
| 2022 | $13,168 | $523,083 | $0 | $0 |
| 2021 | $12,643 | $475,530 | $31,100 | $444,430 |
| 2020 | $11,753 | $433,440 | $29,640 | $403,800 |
| 2019 | $11,145 | $396,170 | $28,170 | $368,000 |
| 2018 | $10,295 | $398,250 | $26,930 | $371,320 |
| 2017 | $9,387 | $329,330 | $25,670 | $303,660 |
| 2016 | $8,730 | $306,280 | $25,250 | $281,030 |
| 2015 | $7,652 | $271,020 | $24,630 | $246,390 |
| 2014 | $7,652 | $271,890 | $33,750 | $238,140 |
Source: Public Records
Agents Affiliated with this Home
-
Charlotte Siegmund
C
Seller's Agent in 2026
Charlotte Siegmund
Coldwell Banker Apex, REALTORS
(254) 644-2149
1 in this area
66 Total Sales
-
Madison Ugochukwu
M
Buyer's Agent in 2026
Madison Ugochukwu
Logan Capital Real Estate, PLLC
(254) 709-1378
2 in this area
90 Total Sales
Map
Source: North Texas Real Estate Information Systems (NTREIS)
MLS Number: 21046901
APN: 48-005501-001800-7
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
Listing information provided in part by the North Texas Real Estate Information Systems, Inc, for personal, non-commercial use by viewers of this site and may not be reproduced or redistributed. All information is deemed reliable but not guaranteed. Copyright © NTREIS 2026. All rights reserved
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