$528,000
PENDING $22K PRICE DROP

3412 Bluff Oak Ln Sanford, FL 32771

Sanford Area

Estimated payment $3,557/month

Total Views 2,898
4 Beds
3 Baths
2,280 Sq Ft
$232 Price per Sq Ft

Highlights

  • Gated Community
  • Open Floorplan
  • High Ceiling
  • Pond View
  • Main Floor Primary Bedroom
  • Great Room

About This Home

Discover a unique offering in Riverside Oaks, the gated enclave in Sanford, Florida with the only private community access to the St. Johns network of waterways and the Southern shore of Lake Monroe. This home was constructed by Toll Brothers in the early phase of the community on one of very few lots nestled against a private, wooded easement. As a double lot upgrade, the water views off the lanai facing the pond offer spectacular Florida sunsets. This charming craftsman-style bungalow reveals a surprisingly expansive footprint with a gracious foyer hall unfolding into generous open spaces. Accommodating a growing family or a houseful of snowbird guests is a breeze with two bedrooms sharing a full bath with shower upgrade off the front hall. An unexpected additional bedroom with ensuite is off the kitchen through a small passage. Standard features include elevated ceilings, 8’ doors and tandem triple garage. Those features were enhanced with extensive upgrades to include porcelain tile floors, triple-stacked sliding glass doors, tray ceilings in the living room and primary bedroom, tile to the ceiling in all bathrooms, custom plantation shutters and soft close cabinetry throughout. Six matching remote-controlled fans promote comfort in all rooms and the lanai. The gracious kitchen is complete with an expanded island, an upgraded backsplash and walk-in pantry. Custom shelf genie cabinet inserts offer storage with rolling ease. The spacious living room accommodates family dining, large sectionals and grand scale entertainment. Opening the 8’ triple doors invite entertaining on the lanai. The beautiful fencing features additional picketing, providing extra security for small children and pets. At day’s end, the primary suite is tucked away in the back of the home and entered through a pleasant owner’s vestibule This lovely bedchamber, spa bath and walk-in closet offer respite from the world. Utilitarian elements include a Britta water softener, garage racking, plumbing available for that garage sink and leaf filtering gutters. The Wilmot has been the plan featured as the model in Riverside Oaks throughout development of the community and admired by all who visited. Sanford has become a destination in Central Florida for dining and entertainment. A new Publix is nearby with ongoing retail development. Sanford International Airport is minutes away, while Orlando International Airport is freeway-accessible in 35 minutes via State Road 417. New Smyrna Beach and the glorious Atlantic beaches are a half hour from Riverside Oaks. If you are looking for a special, turnkey home with customized elements on one of the best lots in a new, Seminole County community, schedule your private tour today.

Listing Agent

Candice Southwick

COPPEROOSTER Brokerage Phone: 407-484-4477 License #3178283 Listed on: 04/16/2026

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $6,168

Year Built

  • Built in 2021

Lot Details

  • 6,000 Sq Ft Lot
  • South Facing Home
  • Landscaped
  • Property is zoned PUD

HOA Fees

  • $141 Monthly HOA Fees

Parking

  • 3 Car Attached Garage

Home Design

  • Slab Foundation
  • Shingle Roof
  • Block Exterior
  • Stucco

Interior Spaces

  • 2,280 Sq Ft Home
  • Open Floorplan
  • Tray Ceiling
  • High Ceiling
  • Ceiling Fan
  • Plantation Shutters
  • Sliding Doors
  • Great Room
  • Family Room Off Kitchen
  • Pond Views
  • In Wall Pest System
  • Laundry Room

Kitchen

  • Eat-In Kitchen
  • Range
  • Microwave
  • Dishwasher
  • Solid Surface Countertops
  • Disposal

Flooring

  • Carpet
  • Tile

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Primary Bedroom on Main
  • Walk-In Closet
  • 3 Full Bathrooms

Eco-Friendly Details

  • Reclaimed Water Irrigation System

Schools

  • Midway Elementary School
  • Millennium Middle School
  • Seminole High School

Utilities

  • Central Air
  • Heat Pump System
  • Electric Water Heater
  • Water Softener
  • High Speed Internet
  • Cable TV Available

Listing and Financial Details

Community Details

Overview

  • Association fees include pool
  • Geeta Chowbay Ex 315 Association, Phone Number (386) 446-0085
  • Visit Association Website
  • Built by Toll Brothers
  • Riverside Oaks Ph 1 Subdivision, Wilmot Floorplan

Recreation

  • Community Pool

Security

  • Gated Community

Home Details

Home Type

Single Family

Est. Annual Taxes

$6,168

Year Built

Built in 2021

Lot Details

6,000 Sq Ft Lot

HOA Fees

$141 per month

Parking

3

Listing Details

  • HOA Fee Includes: Pool
  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Construction Materials: Block, Stucco
  • Fireplace: No
  • Living Area: 2280
  • Lot Size Acres: 0.14
  • New Construction: No
  • Year Built: 2021
  • Building Area Total: 3028
  • Lot Size Sq Ft: 6000
  • Status: Pending
  • Ownership: Fee Simple
  • Building Area Total Srch Sq M: 281.31
  • Escrow City: Maitland
  • Escrow State: FL
  • Escrow Street Name: Fennel St, Suite 100
  • Minimum Lease: 7 Months
  • RATIO Current Price By Calculate: 231.58
  • Total Acreage: 0 to less than 1/4
  • Water Access YN: 0
  • MFR_InLawSuiteYN: 0
  • MFR_CommunityAssociationWaterFeatures: Community Boat Ramp,Dock
  • Attribution Contact: 407-484-4477
  • Tax Year: 2025
  • Special Features: VirtualTour

Interior Features

  • Living Area Units: Square Feet
  • Flooring: Carpet, Tile
  • Full Bathrooms: 3
  • Interior Amenities: Ceiling Fans(s), Eat-in Kitchen, High Ceilings, In Wall Pest System, Kitchen/Family Room Combo, Open Floorplan, Primary Bedroom Main Floor, Solid Surface Counters, Tray Ceiling(s), Walk-In Closet(s), Window Treatments
  • Appliances Included: Dishwasher, Disposal, Electric Water Heater, Microwave, Range, Refrigerator, Water Softener
  • Foundation Details: Slab
  • Total Bedrooms: 4
  • Levels: One
  • Other Equipment: Irrigation Equipment
  • Living Area Meters: 211.82

Exterior Features

  • Direction Faces: South
  • Exterior Features: Sidewalk, Sliding Doors
  • Roof: Shingle
  • Pool Private: No
  • View: Water
  • Waterfront: No
  • Road Surface Type: Asphalt
  • Water View: Pond
  • Water View YN: 1
  • Waterfront Feet Total: 0
  • Flood Zone Panel: 12117C0090F

Garage/Parking

  • Attached Garage: Yes
  • Carport Y N: No
  • Garage Spaces: 3
  • Garage Yn: Yes

Utilities

  • Utilities: BB/HS Internet Available, Cable Available, Electricity Connected, Fiber Optics, Sewer Connected, Sprinkler Recycled, Water Connected
  • Cooling: Central Air
  • Heating: Heat Pump
  • Laundry Features: Laundry Room
  • Sewer: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Community Features: Gated Community - No Guard, Irrigation-Reclaimed Water, Pool, Sidewalks, Street Lights
  • Association Amenities: Gated, Pool
  • Association Fee: 424
  • Association Fee Frequency: Quarterly
  • Association Name: Geeta Chowbay ex 315
  • Phone: 386-446-0085
  • Association: Yes
  • Senior Community: No
  • Association 2 YN: 0
  • Association Approval Required YN: 0
  • Pet Restrictions: Buyer to verify with HOA
  • Association Fee Requirement: Required
  • Association Email: gchowbay@maymgt.com
  • Association URL: maymgt.com

Fee Information

  • Total Annual Fees: 1696.00
  • Total Monthly Fees: 141.33
  • Monthly HOA Amount: 141.33

Schools

  • Elementary School: Midway Elementary
  • High School: Seminole High
  • Middle Or Junior School: Millennium Middle

Lot Info

  • Zoning: PUD
  • Parcel Number: 28-19-31-501-0000-0540
  • Additional Parcels: No
  • Lot Features: Landscaped, Sidewalk
  • Flood Zone Code: X

Green Features

  • Green Water Conservation: Irrigation-Reclaimed Water

Building Info

  • Builder Name: Toll Brothers

Rental Info

  • Furnished: Unfurnished
  • Pets Allowed: Yes
  • Lease Restrictions YN: 1
  • Additional Lease Restrictions: Buyer to verify with HOA

Tax Info

  • Tax Annual Amount: 6168.22
  • Tax Block: 0000
  • Tax Book Number: 86-4-10
  • Tax Lot: 54

Map

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $6,473 $450,926 $90,000 $360,926
2024 $6,332 $452,590
2023 $5,781 $411,445 $90,000 $321,445
2021 $924 $67,000 $67,000 $0
2020 $278 $20,000 $0 $0
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft
07/31/2026 07/31/26 Pending -- -- --
07/09/2026 07/09/26 Price Changed $528,000 -3.9% $232 / Sq Ft
04/16/2026 04/16/26 For Sale $549,500 -- $241 / Sq Ft
Source: Stellar MLS

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Type Sale Price Title Company
Special Warranty Deed $421,765 Westminster Title Agency Inc
Source: Public Records

Source: Stellar MLS

MLS Number: O6399596

Stellar MLS

APN: 28-19-31-501-0000-0540

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