3424 Cameo Dr Unit 46 Oceanside, CA 92056
Mira Costa NeighborhoodEstimated payment $3,831/month
Highlights
- No Units Above
- View of Hills
- Community Pool
- 10.22 Acre Lot
- Mediterranean Architecture
- Hiking Trails
About This Home
**2.875% ASSUMABLE VA LOAN (NON-VETERANS ARE ELIGIBLE) with an approximate $319K remaining loan balance** Step into coastal comfort in this newly upgraded condo nestled within the coveted community of Lomas De Oro. Perched upstairs on the corner, this home feels bright, open, and refreshed thanks to a full list of brand-new upgrades—LVP flooring, quartz countertops, new HVAC and water heater, fresh paint, stainless steel kitchen sink, updated fixtures, and more. This home has an open layout and offers two private balconies perfect for enjoying ocean breezes, plus a cozy fireplace and elegant French doors. Residents enjoy a one-car detached garage, one reserved parking space, and community amenities including a pool, spa, playground, and nearby hiking trails. All of this just minutes from the beach, Oceanside’s vibrant downtown area, MiraCosta College, Carlsbad Village, Camp Pendleton, along with countless shops, restaurants, and activities. VA/FHA approved. Seller has a 2.875% assumable VA loan with an approximate $319K remaining loan balance.
Listing Agent
Coldwell Banker West Brokerage Phone: 760-473-9507 License #01972752 Listed on: 06/12/2026
Property Details
Home Type
- Condominium
Year Built
- Built in 1990
Lot Details
- No Units Above
- End Unit
- Two or More Common Walls
HOA Fees
- $440 Monthly HOA Fees
Parking
- 1 Open Parking Space
- 1 Car Garage
Home Design
- Mediterranean Architecture
- Entry on the 2nd floor
Interior Spaces
- 846 Sq Ft Home
- 1-Story Property
- Gas Fireplace
- Living Room with Fireplace
- Views of Hills
Kitchen
- Double Oven
- Gas Oven
- Built-In Range
- Freezer
- Water Line To Refrigerator
- Dishwasher
- Disposal
Bedrooms and Bathrooms
- 2 Bedrooms
- 2 Full Bathrooms
Laundry
- Laundry Room
- Dryer
- Washer
Outdoor Features
- Exterior Lighting
- Rain Gutters
Location
- Suburban Location
Utilities
- Central Air
- No Heating
- Gas Water Heater
Listing and Financial Details
- Tax Tract Number 7076
- Assessor Parcel Number 1651130646
- $402 per year additional tax assessments
Community Details
Overview
- 72 Units
- Lomas De Oro HOA
- Myday Management Services HOA
- Maintained Community
Amenities
- Picnic Area
- Laundry Facilities
Recreation
- Community Playground
- Community Pool
- Community Spa
- Park
- Hiking Trails
Pet Policy
- Pets Allowed
Security
- On-Site Manager or Management
Map
Home Values in the Area
Average Home Value in this Area
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2026 | $2,978 | $414,026 | $273,413 | $140,613 |
| 2025 | $2,978 | $405,908 | $268,052 | $137,856 |
| 2024 | $2,952 | $397,950 | $262,797 | $135,153 |
| 2023 | $2,931 | $390,148 | $257,645 | $132,503 |
| 2022 | $2,981 | $382,499 | $252,594 | $129,905 |
| 2021 | $2,147 | $375,000 | $247,642 | $127,358 |
| 2020 | $3,592 | $286,843 | $189,425 | $97,418 |
| 2019 | $3,499 | $281,219 | $185,711 | $95,508 |
| 2018 | $3,466 | $275,706 | $182,070 | $93,636 |
| 2017 | $71 | $270,300 | $178,500 | $91,800 |
| 2016 | $2,788 | $217,533 | $97,768 | $119,765 |
| 2015 | $2,718 | $214,267 | $96,300 | $117,967 |
| 2014 | $2,628 | $210,071 | $94,414 | $115,657 |
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 09/04/2026 09/04/26 | Pending | -- | -- | -- | |
| 09/01/2026 09/01/26 | Price Changed | $567,000 | -1.4% | $670 / Sq Ft | |
| 08/10/2026 08/10/26 | Price Changed | $575,000 | -1.7% | $680 / Sq Ft | |
| 07/23/2026 07/23/26 | Price Changed | $585,000 | -2.3% | $691 / Sq Ft | |
| 06/12/2026 06/12/26 | For Sale | $599,000 | +59.7% | $708 / Sq Ft | |
| 09/02/2020 09/02/20 | Sold | $375,000 | -6.2% | $443 / Sq Ft | View Prior Sale |
| 07/20/2020 07/20/20 | Pending | -- | -- | -- | |
| 07/08/2020 07/08/20 | For Sale | $399,999 | +50.9% | $473 / Sq Ft | |
| 01/20/2016 01/20/16 | Sold | $265,000 | 0.0% | $313 / Sq Ft | View Prior Sale |
| 12/19/2015 12/19/15 | Pending | -- | -- | -- | |
| 12/18/2015 12/18/15 | For Sale | $265,000 | -- | $313 / Sq Ft |
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Interfamily Deed Transfer | -- | Fidelity National Title | |
| Grant Deed | $375,000 | Fidelity National Title | |
| Grant Deed | $265,000 | Fidelity National Title Sd | |
| Interfamily Deed Transfer | -- | None Available | |
| Individual Deed | $171,000 | First American Title | |
| Grant Deed | $100,000 | Chicago Title Co | |
| Deed | $109,900 | -- |
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $75,000 | Credit Line Revolving | |
| Closed | $11,827 | VA | |
| Open | $375,000 | VA | |
| Previous Owner | $238,500 | New Conventional | |
| Previous Owner | $134,960 | New Conventional | |
| Previous Owner | $166,000 | Unknown | |
| Previous Owner | $165,773 | Purchase Money Mortgage | |
| Previous Owner | $19,000 | Stand Alone Second |
Source: California Regional Multiple Listing Service (CRMLS)
MLS Number: NDP2605669
APN: 165-113-06-46
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
The multiple listing data appearing on this website, or contained in reports produced therefrom, is owned and copyrighted by California Regional Multiple Listing Service, Inc. ("CRMLS") and is protected by all applicable copyright laws. Information provided is for viewer's personal, non-commercial use and may not be used for any purpose other than to identify prospective properties the viewer may be interested in purchasing. All listing data, including but not limited to square footage and lot size is believed to be accurate, but the listing Agent, listing Broker and CRMLS and its affiliates do not warrant or guarantee such accuracy. The viewer should independently verify the listed data prior to making any decisions based on such information by personal inspection and/or contacting a real estate professional.
Based on information from California Regional Multiple Listing Service, Inc. and /or other sources. All data, including all measurements and calculations of area, is obtained from various sources and has not been, and will not be, verified by broker or MLS. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information
- 3511 Cameo Dr Unit 78
- 3587 Cameo Dr Unit 19
- 3555 Cameo Dr Unit 63
- 3535 Cameo Dr Unit 114
- 2345 Rancho Del Oro Rd Unit 66
- 3361 Par Dr
- 3364 Corsica Way
- 2884 Brandeis Dr
- 2858 Lehigh Ct
- 3113 Buena Hills Dr
- 3345 Genoa Way Unit 120
- 3218 San Helena Dr
- 3607 Frenzel Cir
- 3671 Campus Dr
- 100 Sea Cliff Way Unit 106
- 3658 Aqua Ln
- 3196 Buena Hills Dr
- 3719 Mira Pacific Dr
- 3529 Santa Maria St
- 3879 Cornell Dr
Ask me questions while you tour the home.