$775,000
SOLD JUN 8, 2026

3428 Valley Ranch Dr Lutz, FL 33548

Lutz Area
4 Beds
3.5 Baths
3,216 Sq Ft
10,624 Sq Ft Lot

Sale Details

Date Sold: June 8, 2026

$241 Per Sq Ft

11 Days on Market

Highlights

  • 83 Feet of Lake Waterfront
  • Screened Pool
  • Open Floorplan
  • Schwarzkopf Elementary School Rated A
  • Sauna
  • Community Lake

About This Home

As of June 2026

Experience luxury lakeside living in the heart of North Tampa! This custom-built, lakefront home features 4-bedroom, 3.5-bath and offers 3,216 sq. ft. of beautifully designed space with panoramic views of a private lake. The open floor plan is perfect for entertaining, with a large formal living and dining areas with breathtaking views and abundant natural light. The gourmet kitchen boasts solid wood cabinetry, granite counters, double ovens, GE Profile stainless appliances, two pantry cabinets, built in desk and a large island with sink. The kitchen is connected to an informal eating area while overlooking the family room and water views. The huge Family room has an electric fireplace that can be converted back to wood burning. The spacious primary suite has panoramic lake views, includes dual closets and a spa-like bath with jacuzzi tub and walk-in shower, dual vanities and a make-up area.
Step outside to your private outdoor oasis— pool and spa with paver deck, upper Trex patio for entertaining, fenced lower yard with newer seawall (2023), outdoor shower, and built-in cedar sauna. Recent updates include new roof (2019), new A/C with updated ductwork and insulation completed 2020. The 2-car garage is extra-long allowing for ample storage or that large vehicle. Located in the sought-after Steinbrenner school district with easy access to shopping, dining, and expressways. Resort-style living every day! Schedule your private tour today before its gone.

Last Agent to Sell the Property

Wayde Tharp

FUTURE HOME REALTY INC Brokerage Phone: 813-855-4982 License #3499708 Listed on: 04/09/2026

FUTURE HOME REALTY INC

Co-Listed By

Steven Hassett

FUTURE HOME REALTY INC Brokerage Phone: 813-855-4982 License #3449436

Last Buyer's Agent

Mike Cassens, PA

GOOD 2 GO PROPERTY, LLC License #3292239

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $5,281

Year Built

  • Built in 1984

Lot Details

  • 10,624 Sq Ft Lot
  • Lot Dimensions are 83x128
  • 83 Feet of Lake Waterfront
  • Lake Front
  • North Facing Home
  • Mature Landscaping
  • Metered Sprinkler System
  • Property is zoned PD

HOA Fees

  • $22 Monthly HOA Fees

Parking

  • 2 Car Attached Garage

Home Design

  • Slab Foundation
  • Shingle Roof
  • Block Exterior
  • Stucco

Interior Spaces

  • 3,216 Sq Ft Home
  • 1-Story Property
  • Open Floorplan
  • Built-In Desk
  • Cathedral Ceiling
  • Ceiling Fan
  • Electric Fireplace
  • Sliding Doors
  • Entrance Foyer
  • Family Room
  • Living Room
  • Dining Room
  • Sauna
  • Lake Views

Kitchen

  • Eat-In Kitchen
  • Breakfast Bar
  • Built-In Double Oven
  • Cooktop
  • Microwave
  • Dishwasher
  • Granite Countertops
  • Solid Wood Cabinet
  • Disposal

Flooring

  • Engineered Wood
  • Laminate
  • Ceramic Tile

Bedrooms and Bathrooms

  • 4 Bedrooms
  • En-Suite Bathroom
  • Walk-In Closet
  • Makeup or Vanity Space
  • Hydromassage or Jetted Bathtub
  • Bathtub With Separate Shower Stall
  • Shower
  • Window or Skylight in Bathroom

Laundry

  • Laundry Room
  • Dryer
  • Washer

Pool

  • Screened Pool
  • In Ground Pool
  • In Ground Spa
  • Fence Around Pool
  • Outdoor Shower

Outdoor Features

  • Access To Lake
  • Deck
  • Screened Patio

Schools

  • Schwarzkopf Elementary School
  • Martinez Middle School
  • Steinbrenner High School

Utilities

  • Central Air
  • Heating Available
  • Vented Exhaust Fan
  • Underground Utilities
  • Electric Water Heater

Community Details

  • Gary Krotz, HOA President Association, Phone Number (813) 240-8864
  • North Lakes Sec G A Repl Subdivision
  • Community Lake

Listing and Financial Details

Home Details

Home Type

Single Family

Est. Annual Taxes

$5,281

Year Built

Built in 1984

Lot Details

10,624 Sq Ft Lot

HOA Fees

$22 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Construction Materials: Block, Stucco
  • Fireplace: Yes
  • Living Area: 3216
  • Lot Size Acres: 0.24
  • New Construction: No
  • Year Built: 1984
  • Building Area Total: 4101
  • Lot Size Sq Ft: 10624
  • Status: Sold
  • Co List Office Mls Id: MFR260011623
  • Co List Office Phone: 813-855-4982
  • Ownership: Fee Simple
  • Building Area Total Srch Sq M: 381.00
  • Escrow City: TRINITY
  • Escrow State: FL
  • Escrow Street Name: Trinity Blvd. Suite 101
  • Minimum Lease: 8-12 Months
  • RATIO Current Price By Calculate: 240.98
  • Total Acreage: 0 to less than 1/4
  • Water Access YN: 1
  • MFR_InLawSuiteYN: 0
  • MFR_DockYN: 0
  • MFR_CommunityAssociationWaterFeatures: Lake
  • Attribution Contact: 813-855-4982
  • Tax Year: 2025
  • Special Features: VirtualTour

Interior Features

  • Fireplace Features: Electric
  • Living Area Units: Square Feet
  • Flooring: Ceramic Tile, Hardwood, Laminate
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Interior Amenities: Cathedral Ceiling(s), Ceiling Fans(s), Eat-in Kitchen, High Ceilings, Open Floorplan, Solid Wood Cabinets, Walk-In Closet(s)
  • Appliances Included: Built-In Oven, Cooktop, Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Refrigerator, Washer
  • Foundation Details: Slab
  • Total Bedrooms: 4
  • Levels: One
  • Spa Features: In Ground
  • Spa Yn: Yes
  • Stories: 1
  • Living Area Meters: 298.78

Exterior Features

  • Direction Faces: North
  • Pool Features: In Ground, Screen Enclosure
  • Exterior Features: Outdoor Shower, Sliding Doors, Sprinkler Metered
  • Roof: Shingle
  • Pool Private: Yes
  • View: Water
  • Waterfront: Yes
  • Patio and Porch Features: Deck, Screened
  • Road Surface Type: Asphalt
  • Water Access: Lake
  • Water View: Lake
  • Water View YN: 1
  • Waterfront Feet Total: 83
  • Flood Zone Panel: 12057C0182H
  • Water Frontage Feet Lake: 83

Garage/Parking

  • Attached Garage: Yes
  • Carport Y N: No
  • Garage Spaces: 2
  • Garage Yn: Yes

Utilities

  • Utilities: Electricity Connected, Underground Utilities, Water Connected
  • Cooling: Central Air
  • Heating: Electric
  • Laundry Features: Laundry Room
  • Sewer: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee: 260
  • Association Fee Frequency: Annually
  • Association Name: Gary Krotz, HOA President
  • Phone: 813-240-8864
  • Association: Yes
  • Senior Community: No
  • Association 2 YN: 0
  • Association Approval Required YN: 0
  • Association Fee Requirement: Required

Fee Information

  • Total Annual Fees: 260.00
  • Total Monthly Fees: 21.67
  • Monthly HOA Amount: 21.67

Schools

  • Elementary School: Schwarzkopf-HB
  • High School: Steinbrenner High School
  • Middle Or Junior School: Martinez-HB

Lot Info

  • Zoning: PD
  • Parcel Number: U-22-27-18-0KH-000000-00031.0
  • Additional Parcels: No
  • Lot Dimensions: 83x128
  • Flood Zone Code: AE

Rental Info

  • Furnished: Unfurnished
  • Pets Allowed: Cats OK, Dogs OK
  • Lease Restrictions YN: 0
  • Additional Lease Restrictions: Please check with HOA regarding leasing restrictions

Tax Info

  • Tax Annual Amount: 5280.53
  • Tax Block: 000000
  • Tax Book Number: 53-21
  • Tax Lot: 000310

Multi Family

  • Waterfront Features: Lake Front

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
Apr 9, 2026
Closed on
Jun 4, 2026
Sold by
Bought by
Seller's Agent
Wayde Tharp
FUTURE HOME REALTY INC
Buyer's Agent
Mike Cassens, PA
GOOD 2 GO PROPERTY, LLC
List Price
$775,000
Sold Price
$775,000
Views
77

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-6.52%
Original Mortgage
$620,000
Interest Rate
0.0623%
Mortgage Type
New Conventional

Purchase Details

Listed on
May 16, 2025
Closed on
Jun 17, 2025
Sold by
Bought by
Seller's Agent
Beth Copenhaver
COLDWELL BANKER REALTY
Buyer's Agent
Laura Calvillo
JT REALTY & ASSOCIATES
List Price
$749,000
Sold Price
$749,000
Views
16

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
3.58%
Original Mortgage
$674,100
Interest Rate
0.0676%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jul 5, 2017
Sold by
Bought by

Purchase Details

Closed on
Aug 20, 2015
Sold by
Bought by
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Type Sale Price Title Company
Warranty Deed $775,000 Wollinka Wikle Title
Warranty Deed $749,000 Sunbelt Title Agency
Interfamily Deed Transfer -- Attorney
Interfamily Deed Transfer -- Nations Title Agency Of Flor
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Loan Amount Loan Type
Open $620,000 New Conventional
Closed $674,100 New Conventional
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft Prior Sale
06/08/2026 06/08/26 Sold $775,000 0.0% $241 / Sq Ft
04/20/2026 04/20/26 Pending -- -- --
04/09/2026 04/09/26 For Sale $775,000 +3.5% $241 / Sq Ft
06/18/2025 06/18/25 Sold $749,000 0.0% $233 / Sq Ft View Prior Sale
05/18/2025 05/18/25 Pending -- -- --
05/16/2025 05/16/25 For Sale $749,000 -- $233 / Sq Ft
Source: Stellar MLS

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $5,281 $290,593
2024 $4,859 $282,403
2023 $4,688 $274,178 $0 $0
2022 $4,477 $266,192 $0 $0
2021 $4,412 $258,439 $0 $0
2020 $4,316 $254,871 $0 $0
2019 $4,197 $249,141 $0 $0
2018 $4,100 $244,496 $0 $0
2017 $4,154 $252,402 $0 $0
2016 $4,031 $235,937 $0 $0
2015 $4,023 $231,590 $0 $0
2014 $4,716 $225,859 $0 $0
2013 -- $206,866 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Stellar MLS

MLS Number: TB8495126

Stellar MLS

APN: U-22-27-18-0KH-000000-00031.0

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