NOT LISTED FOR SALE

3431 Ady Rd Street, MD 21154

Estimated Value: $813,429 - $933,000

4 Beds
2.5 Baths
3,922 Sq Ft
$225/Sq Ft Est. Value

Last Sold June 05, 2020

Last sale price $529,000 $135 Per Sq Ft

Est. 67% increase in value since last sale

Current estimated payment $5,129/month

31 Days on Market

Highlights

  • Colonial Architecture
  • Wood Flooring
  • No HOA
  • North Harford Elementary School Rated A-
  • 1 Fireplace
  • Breakfast Area or Nook

About This Home

As of June 2020

***MUST SEE, THIS HOME WONT LAST*** BEAUTIFUL GEMCRAFT HOME FEATURES, TWO STORY FOYER, 4 BEDROOMS, 2.5 BATHS, TWO STORY FAMILY ROOM WITH GAS FIREPLACE, GOURMET KITCHEN WITH WALL OVEN AND GRANITE COUNTERS, BEAUTIFUL MASTER BEDROOM WITH VAULTED CEILINGS AND 3 WALK IN CLOSETS, WOOD FLOORS, CERAMIC FLOORS, SIDE AND REAR SUNROOM WITH SKYLIGHTS AND TILE FLOORS, LARGE MASTER BATH WITH SOAKING TUB AND SEPARATE SHOWER. BASEMENT IS PARTICALLY FINISHED AND JUST NEEDS PAINT, TRIM AND FLOORING. THE VIEWS ARE STUNNING FROM EVERY ROOM IN THIS HOME. LOTS OF NATURAL LIGHT. YOU WONT BE DISAPPOINTED.

Last Agent to Sell the Property

John Fink

(410) 459-9284 finkoffshore@gmail.com Berkshire Hathaway HomeServices PenFed Realty License #672635 Listed on: 03/12/2020

Berkshire Hathaway HomeServices PenFed Realty

Last Buyer's Agent

Margie Sturgill

(410) 459-5285 margie@sturgillsells.com Cummings & Co. Realtors License #528657

Cummings & Co. Realtors

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $6,096

Year Built

  • Built in 2006

Lot Details

  • 2 Acre Lot
  • Shared Driveway Agreement

Parking

  • 2 Car Attached Garage
  • Side Facing Garage
  • Garage Door Opener
  • Driveway

Home Design

  • Colonial Architecture
  • Architectural Shingle Roof

Interior Spaces

  • 3,922 Sq Ft Home
  • Property has 3 Levels
  • Ceiling Fan
  • Recessed Lighting
  • 1 Fireplace
  • Family Room Off Kitchen
  • Combination Kitchen and Dining Room
  • Partially Finished Basement

Kitchen

  • Breakfast Area or Nook
  • Eat-In Kitchen
  • Built-In Range
  • Built-In Microwave
  • Dishwasher
  • Stainless Steel Appliances
  • Kitchen Island
  • Disposal

Flooring

  • Wood
  • Carpet
  • Ceramic Tile

Bedrooms and Bathrooms

  • 4 Main Level Bedrooms
  • En-Suite Bathroom
  • Walk-In Closet
  • Soaking Tub

Laundry

  • Laundry on main level
  • Dryer
  • Washer

Schools

  • North Harford Elementary And Middle School
  • North Harford High School

Utilities

  • Forced Air Heating and Cooling System
  • Well
  • Natural Gas Water Heater
  • Septic Tank
  • Community Sewer or Septic

Community Details

  • No Home Owners Association
  • Built by GEMCRAFT

Listing and Financial Details

  • Assessor Parcel Number 1305063132

Home Details

Home Type

Single Family

Est. Annual Taxes

$6,096

Year Built

Built in 2006

Lot Details

0

Parking

2

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Colonial
  • Ownership: Fee Simple
  • Historic: No
  • New Construction: No
  • Story List: Main
  • Year Built: 2006
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Built-In Microwave, Built-In Range, Cooktop, Dishwasher, Disposal, Stainless Steel Appliances, Washer, Dryer
  • Flooring Type: Carpet, Hardwood, Ceramic Tile
  • Interior Amenities: Dining Area, Breakfast Area, Carpet, Ceiling Fan(s), Combination Kitchen/Dining, Family Room Off Kitchen, Kitchen - Eat-In, Kitchen - Island, Primary Bath(s), Recessed Lighting, Soaking Tub, Walk-In Closet(s)
  • Fireplaces Count: 1
  • Fireplace: Yes
  • Levels Count: 3+
  • Basement: Yes
  • Basement Type: Partially Finished
  • Laundry Type: Main Floor
  • Total Sq Ft: 3922
  • Living Area Sq Ft: 3922
  • Price Per Sq Ft: 135.13
  • Above Grade Finished Sq Ft: 3922
  • Above Grade Finished Area Units: Square Feet

Beds/Baths

  • Bedrooms: 4
  • Main Level Bedrooms: 4
  • Total Bathrooms: 3
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Main Level Bathrooms: 3.00
  • Main Level Full Bathrooms: 2
  • Main Level Half Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Roof: Architectural Shingle
  • Water Access: No
  • Waterfront: No
  • Water Oriented: No
  • Pool: No Pool
  • Tidal Water: No
  • Water View: No

Garage/Parking

  • Garage Spaces: 2.00
  • Garage: Yes
  • Garage Features: Garage - Side Entry, Garage Door Opener
  • Attached Garage Spaces: 2
  • Total Garage And Parking Spaces: 2
  • Type Of Parking: Attached Garage, Driveway

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Central A/C
  • Heating Fuel: Natural Gas
  • Heating Type: Forced Air
  • Heating: Yes
  • Hot Water: Natural Gas
  • Sewer/Septic System: Community Septic Tank, Private Septic Tank
  • Utilities: Electric Available, Natural Gas Available
  • Water Source: Well

Condo/Co-op/Association

  • Condo Co-Op Association: No
  • HOA: No
  • Senior Community: No

Fee Information

  • Loss Mitigation Fee?: No

Schools

  • Elementary School Source: 3rd Party
  • High School Source: 3rd Party
  • Middle School Source: 3rd Party
  • School District Source: 3rd Party
  • Elementary School: NORTH HARFORD
  • High School: NORTH HARFORD
  • Middle Or Junior School: NORTH HARFORD

Lot Info

  • Horses: No
  • Additional Parcels Description: Shared Driveway Agreement
  • Improvement Assessed Value: 414300.00
  • Land Assessed Value: 120000.00
  • Lot Size Acres: 2.00
  • Lot Dimensions: 87,120sf
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 87120.00
  • Zoning: RESIDENTIAL
  • In City Limits: No

Green Features

  • Clean Green Assessed: No

Building Info

  • Builder Name: GEMCRAFT

Rental Info

  • Vacation Rental: No

Tax Info

  • Assessor Parcel Number: 5524794
  • Tax Annual Amount: 6096.00
  • Assessor Parcel Number: 1305063132
  • County Tax Payment Frequency: Annually
  • Tax Data Updated: No
  • Tax Year: 2020

MLS Schools

  • School District Name: HARFORD COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Mar 12, 2020
Closed on
Jun 5, 2020
Sold by
Stryjewski Matthew J and Stryjewski Lindsey A
Bought by
Serra Adam D and Serra Erin
Seller's Agent
John Fink
Berkshire Hathaway HomeServices PenFed Realty
Buyer's Agent
Margie Sturgill
Cummings & Co. Realtors
List Price
$549,998
Sold Price
$529,000
Premium/Discount to List
-$20,998
-3.82%
Current Estimated Value
$881,857

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$352,857
Avg. Annual Appreciation
9.48%
Original Mortgage
$519,418
Outstanding Balance
$458,385
Interest Rate
3.2%
Mortgage Type
FHA
Estimated Equity
$423,472

Purchase Details

Closed on
May 30, 2007
Sold by
Gemcraft Homes Inc
Bought by
Stryjewski Matthew J and Stryjewski Lindsey A

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$110,000
Interest Rate
6.27%
Mortgage Type
Credit Line Revolving

Purchase Details

Closed on
May 14, 2007
Sold by
Gemcraft Homes Inc
Bought by
Stryjewski Matthew J and Stryjewski Lindsey A

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$110,000
Interest Rate
6.27%
Mortgage Type
Credit Line Revolving

Purchase Details

Closed on
Nov 21, 2005
Sold by
Hart Steven M
Bought by
Gemcraft Homes Inc

Purchase Details

Closed on
Sep 27, 2005
Sold by
Hart Steven M
Bought by
Gemcraft Homes Inc

Purchase Details

Closed on
Sep 13, 2005
Sold by
Hart Steven M
Bought by
Hart Steven M and Hart Teresa D
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Purchase History

Date Buyer Sale Price Title Company
Serra Adam D $529,000 Omni Land Settlement Corp
Stryjewski Matthew J $630,000 --
Stryjewski Matthew J $630,000 --
Gemcraft Homes Inc $940,000 --
Gemcraft Homes Inc $940,000 --
Hart Steven M -- --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Serra Adam D $519,418
Previous Owner Stryjewski Matthew J $110,000
Previous Owner Stryjewski Matthew J $504,000
Previous Owner Stryjewski Matthew J $504,000
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
06/05/2020 06/05/20 Sold $529,000 -0.2% $135 / Sq Ft
04/12/2020 04/12/20 Pending -- -- --
03/16/2020 03/16/20 Price Changed $529,999 -3.6% $135 / Sq Ft
03/12/2020 03/12/20 For Sale $549,998 -- $140 / Sq Ft
Source: Bright MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $6,591 $648,133 $0 $0
2024 $6,591 $599,200 $120,000 $479,200
2023 $6,355 $577,567 $0 $0
2022 $6,119 $555,933 $0 $0
2021 $12,270 $534,300 $120,000 $414,300
2020 $3,051 $528,700 $0 $0
2019 $6,097 $523,100 $0 $0
2018 $5,972 $517,500 $130,000 $387,500
2017 $5,886 $517,500 $0 $0
2016 -- $509,433 $0 $0
2015 $6,450 $505,400 $0 $0
2014 $6,450 $505,400 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bright MLS

MLS Number: MDHR244592

Bright MLS

APN: 05-063132