$950,000

3439 Michael Ln St. Joseph, MI 49085

Estimated payment $5,156/month

5 Beds
4 Baths
5,693 Sq Ft
$167 Price per Sq Ft

Highlights

  • 112 Feet of Waterfront
  • Indoor Spa
  • Deck
  • Upton Middle School Rated A
  • 1.94 Acre Lot
  • Recreation Room

About This Home

Nestled on nearly 2 acres along the beautiful St. Joseph River with direct access to Lake Michigan, this exceptional two-story home offers the perfect blend of comfort, space, and waterfront living. The open-concept main level seamlessly connects the kitchen, dining area, and living room, creating an inviting space for everyday living and entertaining. Three generously sized bedrooms and two full bathrooms are located on the main floor, while the upper level features a private primary suite complete with 2 separate walk-in closets and a beautifully updated en-suite bath with a double vanity, soaking tub, and separate shower. An additional office and bonus room provide flexible space for working from home, hobbies, or guests. The finished walkout basement adds approximately 2100 square feet of living space and is ideal for entertaining or multigenerational living. It includes a movie theatre room, second kitchen, additional bedroom, full bathroom, laundry room, a rec room and a living room/game room. Additional features include a geothermal heating and cooling system, whole-house water filtration system, reverse osmosis system in the kitchen, irrigation system, and a private boat dock--making it easy to enjoy everything the St. Joseph River and Lake Michigan have to offer.

Listing Agent

Mary Noneman

Five Star Real Estate License #6501407756 Listed on: 07/01/2026

Five Star Real Estate

Home Details

Home Type

  • Single Family

Year Built

  • Built in 2002

Lot Details

  • 1.94 Acre Lot
  • Lot Dimensions are 114x81x470x112x592
  • 112 Feet of Waterfront
  • River Front
  • Cul-De-Sac
  • Shrub
  • Sprinkler System

Parking

  • 4 Car Attached Garage
  • Side Facing Garage
  • Garage Door Opener
  • Driveway

Home Design

  • Traditional Architecture
  • Brick Exterior Construction
  • Composition Roof
  • Vinyl Siding

Interior Spaces

  • 5,693 Sq Ft Home
  • 2-Story Property
  • Vaulted Ceiling
  • Ceiling Fan
  • Wood Burning Fireplace
  • Mud Room
  • Living Room with Fireplace
  • Dining Area
  • Home Office
  • Recreation Room
  • Indoor Spa
  • Home Gym
  • Stone Flooring
  • Water Views

Kitchen

  • Eat-In Kitchen
  • Range
  • Dishwasher
  • Snack Bar or Counter
  • Disposal

Bedrooms and Bathrooms

  • 5 Bedrooms | 3 Main Level Bedrooms
  • 4 Full Bathrooms
  • Soaking Tub

Laundry

  • Laundry Room
  • Dryer
  • Washer

Finished Basement

  • Walk-Out Basement
  • Basement Fills Entire Space Under The House
  • Laundry in Basement
  • 1 Bedroom in Basement
  • Natural lighting in basement

Accessible Home Design

  • Doors are 36 inches wide or more

Outdoor Features

  • Water Access
  • Deck

Utilities

  • Forced Air Heating and Cooling System
  • Geothermal Heating and Cooling
  • Well

Community Details

  • No Home Owners Association

Home Details

Home Type

Single Family

Year Built

Built in 2002

Lot Details

1.94 Acres

Parking

4

Listing Details

  • Property Sub-Type: Single Family Residence
  • Property Type: Residential
  • New Construction: No
  • ArchitecturalStyle: Traditional
  • Stories: 2
  • Year Built: 2002
  • General Property Info:Basement: Yes
  • General Property Info:Main Level Primary: No
  • Waterfront Options:Water Access YN: Yes
  • Waterfront Options:Water Frontage3: 112.0
  • General Property Info: Association YN: No
  • Driveway:Driveway: Concrete
  • Landscape:Landscape: Ground Cover, Shrubs/Hedges, Terraced Yard, Underground Sprinkler
  • Mineral Rights:Mineral Rights: Unknown
  • Sewer:Sewer: Public Sewer
  • Additional Items:Additional Items: Ceiling Fan(s), Garage Door Opener, Hot Tub Spa, Ensuite, Vaulted Ceilings, Basement Finished
  • Fireplace:Fireplace: Wood Burning, Living Room
  • Water Fea Amenities:Water Fea Amenities: All Sports, Dock, Private Frontage, View
  • SourceMLSURL: https://sourcemls.org/api/v1/eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9.eyJTb3VyY2VTeXN0ZW1JRCI6IlQwMDAwMDAwNiIsIkxpc3RpbmdJRCI6IjI2MDMzMTQ4IiwiU3RhbmRhcmRTdGF0dXMiOiJBY3RpdmUiLCJNb2RpZmljYXRpb25UaW1lc3RhbXAiOiIyMDI2LTA3LTAxVDE2OjI2OjQxLjAwMFoiLCJMaWNlbnNlZUlEIjoib2F1dGgyXzE0NjI5IiwiTGljZW5zZWVOYW1lIjoiSG9tZXMgUHJvIn0.0IZIVDnegdJ52ZK9AhD49NSwTzdSsBsN8xVxAVz0s9o/badge
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Refrigerator, Dishwasher, Disposal, Dryer, Washer, Range
  • Accessibility Features: 36 Inch Entrance Door
  • Flooring: Stone
  • Interior Amenities: Ceiling Fan(s), Garage Door Opener, Hot Tub Spa, Eat-in Kitchen
  • Fireplace Features: Wood Burning, Living Room
  • Fireplace: Yes
  • Fireplaces: 1
  • Total Bedrooms: 5
  • Main Level Bedrooms: 3
  • Full Bathrooms: 4
  • Total Bathrooms: 4
  • Basement: Daylight, Full, Walk-Out Access
  • LivingArea: 5693.0
  • Basement Rooms:Basement Bedrooms: 1
  • Basement Rooms:Total Basement SQFT: 2167.0
  • Kitchen Features:Kitchen Features: Eating Area, Mud Room Access, Snack Bar
  • Below Grade Sq Ft: 2167.0

Exterior Features

  • Construction Materials: Brick, Vinyl Siding
  • List Price: 950000.0
  • Lot Features: Cul-De-Sac
  • Patio and Porch Features: Deck
  • Road Surface Type: Paved
  • Roof: Composition
  • Water Body Name: Saint Joseph River
  • Waterfront Features: River Front
  • Waterfront: Yes
  • Access Feat:Accessibility Features2: Yes
  • Roofing:Roofing: Composition

Garage/Parking

  • Attached Garage: Yes
  • Garage Spaces: 4.0
  • Garage: Yes
  • Parking Features: Concrete, Attached, Garage Faces Side

Utilities

  • Cooling: Central Air
  • Cooling: Yes
  • Heating: Forced Air
  • Heating: Yes
  • Laundry Features: In Basement, Laundry Room
  • Water Source: Well
  • Heat Source:Heat Source: Geothermal
  • Heat Type:Heat Type: Forced Air

Lot Info

  • Lot Size Acres: 1.94
  • Lot Size Area: 1.94
  • Lot Dimensions: 114x81x470x112x592
  • Lot Size Sq Ft: 66816.0

Tax Info

  • Tax Year: 2025

Map

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2026 -- $419,800 $0 $0
2025 -- $407,200 $0 $0
2024 $289 $409,700 $0 $0
2023 $289 $394,800 $0 $0
2022 $303 $379,000 $0 $0
2021 $4,861 $206,800 $42,000 $164,800
2020 $5,431 $211,000 $0 $0
2019 $9,080 $205,400 $42,000 $163,400
2018 $9,146 $205,400 $0 $0
2017 $5,355 $206,700 $0 $0
2016 $5,226 $217,400 $0 $0
2015 $5,155 $222,400 $0 $0
2014 $3,875 $206,900 $0 $0
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft Prior Sale
07/01/2026 07/01/26 For Sale $950,000 +22.6% $167 / Sq Ft
05/24/2021 05/24/21 Sold $775,000 +2.9% $154 / Sq Ft View Prior Sale
04/05/2021 04/05/21 For Sale $753,000 -- $149 / Sq Ft
Source: MichRIC

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Type Sale Price Title Company
Warranty Deed $775,000 First American Title
Deed $68,000 --
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Loan Amount Loan Type
Open $755,000 New Conventional
Source: Public Records

Source: MichRIC

MLS Number: 26033148

MichRIC

APN: 11-17-7445-0009-00-2

Your Personal Tour Guide

Ask me questions while you tour the home.