NOT LISTED FOR SALE

Estimated Value: $874,000 - $898,951

3 Beds
2.5 Baths
1,908 Sq Ft
$465/Sq Ft Est. Value

Sale Details

Date Sold: April 20, 2026

Last sale price $875,000 $459 Per Sq Ft

Est. 1% increase in value since last sale

Current estimated payment $6,082 / mo

78 Days on Market

Highlights

  • Cathedral Ceiling
  • Wood Flooring
  • Formal Dining Room
  • Ketterlinus Elementary School Rated A
  • Spanish Architecture
  • Fireplace

About This Home

As of April 2026

Located in the heart of downtown St. Augustine’s Historic District, 345 Charlotte Street offers the rare combination of historic character and modern construction. Built in 2004 and constructed of concrete block, this home reflects the architectural charm of its surroundings while providing the layout, efficiency, and durability today’s buyers expect—fantastically insulated and solidly built, offering a quiet, fortress-like feel rarely found downtown. A paver walkway leads to an arched front porch with brick columns and subtle LED string lighting, framed by mature landscaping, climbing jasmine, and garden latticework that creates a private and welcoming entrance. Inside, the home features a warm yet refined atmosphere with a classic fireplace anchoring the living room with custom built-in bookshelves on either side, plantation shutters throughout, and an efficient kitchen with new range and microwave. French doors open to a secluded garden patio surrounded by lush greenery, offering a peaceful outdoor retreat. The primary bedroom and second bedroom both include private balcony access, adding to the home’s sense of space and privacy. This 3-bedroom, 2.5-bath residence is offered furnished, with thoughtfully selected pieces that complement the home’s architectural style. Closet systems have been updated within the last three years, improving functionality while preserving the home’s character. Zoned HP-2 (Historic Preservation), short-term rentals are not permitted; however, rentals of 30 days or longer are allowed, making the property well-suited for full-time living or extended stays. An exceptional feature for downtown is the availability of five off-street parking spaces. Set on one of the most peaceful streets downtown, with a short walk to a nearby park, yet just steps from renowned dining, historic landmarks, and the cultural heartbeat of St. Augustine, this property presents a truly rare opportunity to own a modern, solidly built home in one of the city’s most sought-after historic locations.

Last Agent to Sell the Property

Katie DeLeo

Century 21 St Augustine Properties Listed on: 01/21/2026

Century 21 St Augustine Properties

Last Buyer's Agent

CHARLOTTE STEELE

RedFin Corporation

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Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $14,616

Year Built

  • Built in 2004

Lot Details

  • 3,485 Sq Ft Lot
  • Lot Dimensions are 75 x 45
  • Partially Fenced Property
  • Historic Home
  • Property is zoned RS-1

Home Design

  • Spanish Architecture
  • Concrete Block With Brick
  • Slab Foundation
  • Shingle Roof
  • Stucco Exterior

Interior Spaces

  • 1,908 Sq Ft Home
  • 2-Story Property
  • Cathedral Ceiling
  • Fireplace
  • Insulated Windows
  • Plantation Shutters
  • Formal Dining Room
  • Washer and Dryer

Kitchen

  • Range
  • Microwave
  • Dishwasher
  • Disposal

Flooring

  • Wood
  • Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Primary Bathroom includes a Walk-In Shower

Schools

  • R.B. Hunt Elementary School
  • Sebastian Middle School
  • St. Augustine High School

Additional Features

  • Shed
  • Central Heating and Cooling System

Listing and Financial Details

  • Homestead Exemption
  • Assessor Parcel Number 201120-0000

Home Details

Home Type

Single Family

Est. Annual Taxes

$14,616

Year Built

Built in 2004

Lot Details

3,485 Sq Ft Lot

Listing Details

  • Acreage: Less Than 1/4 Acre
  • Additional Marketing: Yes
  • Class: Residential
  • Closing Price Per Sq Ft: 458.6
  • Construction: Concrete Block, Stucco
  • Entry Level2: Ground Level
  • Extras: Cathedral Ceiling, Fireplace, Insulated Windows, Partial Fence
  • Heat: Central, Electric
  • Homestead Exemption Yn: Yes
  • Legal Description: CITY OF ST AUG W44.3 OF S75FT OF LOT 6 BLK 43-A OR5443/817
  • Location: City
  • Lvt Date: 01/21/2026
  • Minimum Lease Term: 1 Month
  • Minimum Lease Term Source: Online Records
  • Other Sq Ft: 500
  • Personal Property: Ceiling Fans, Chandelier, Dishwasher, Disposal, Dryer, Microwave, Range, Refrigerator, Shed, Window Treatments, Furnished, Washer/Dryer
  • Style: 2 Story, Historic, Spanish
  • Type Of Property: Single Family Residence
  • Waste: Sewer
  • Year Built: 2004
  • Addnl Marketing Remarks: French doors open to a secluded garden patio surrounded by lush greenery, offering a peaceful outdoor retreat. The primary bedroom and second bedroom both include private balcony access, adding to the home’s sense of space and privacy. This 3-bedroom, 2.5-bath residence is offered furnished, with thoughtfully selected pieces that complement the home’s architectural style. Closet systems have been updated within the last three years, improving functionality while preserving the home’s character. Zoned HP-2 (Historic Preservation), short-term rentals are not permitted; however, rentals of 30 days or longer are allowed, making the property well-suited for full-time living or extended stays. An exceptional feature for downtown is the availability of five off-street parking spaces. Set on one of the most peaceful streets downtown, with a short walk to a nearby park, yet just steps from renowned dining, historic landmarks, and the cultural heartbeat of St. Augustine, this property presents a truly rare opportunity to own a modern, solidly built home in one of the city’s most sought-after historic locations.
  • Marketing For Public Vw: Located in the heart of downtown St. Augustine’s Historic District, 345 Charlotte Street offers the rare combination of historic character and modern construction. Built in 2004 and constructed of concrete block, this home reflects the architectural charm of its surroundings while providing the layout, efficiency, and durability today’s buyers expect—fantastically insulated and solidly built, offering a quiet, fortress-like feel rarely found downtown. A paver walkway leads to an arched front porch with brick columns and subtle LED string lighting, framed by mature landscaping, climbing jasmine, and garden latticework that creates a private and welcoming entrance. Inside, the home features a warm yet refined atmosphere with a classic fireplace anchoring the living room with custom built-in bookshelves on either side, plantation shutters throughout, and an efficient kitchen with new range and microwave.
  • Subdivision Condo: City Of St Augustine
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Primary Bathroom: Shower Only
  • Bathrooms: 2
  • Bedroom 2: Dimensions: 11x16
  • Bedrooms: 3
  • Dining Room: Dimensions: 13x13
  • Dining Type: Formal
  • Entry Level: Ground Level
  • Flooring: Tile, Wood
  • Half Bathrooms: 1
  • Kitchen: Dimensions: 12x10
  • Living Room: Dimensions: 25x15
  • Living Sq Ft: 1908
  • Master Bedroom: Dimensions: 11x16, On Level: 2
  • Price Per Sq Ft: 458.6

Exterior Features

  • Patio: Dimensions: 20x7
  • Porch: Dimensions: 21x10
  • Roof: Shingle
  • Stories: 2
  • Substructure: Slab
  • Private Pool: No

Utilities

  • Air Conditioner: Central, Electric
  • Water: City

Schools

  • Elementary School: R.B. Hunt
  • High School: St. Augustine
  • Middle School: Sebastian

Lot Info

  • Acres: 0.08
  • Lot Size: 75 x 45
  • Zoning: RS-1
  • Geo Subdivision: FL

Tax Info

  • Assessor Parcel Number: 201120-0000
  • Taxes: 14616.25
  • Tax Year: 2025

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
Jan 21, 2026
Closed on
Apr 20, 2026
Sold by
Bought by
Seller's Agent
Katie DeLeo
Century 21 St Augustine Properties
Buyer's Agent
CHARLOTTE STEELE
RedFin Corporation
List Price
$945,000
Sold Price
$875,000
Premium/Discount to List
-$70,000
-7.41%
Views
86
Current Estimated Value
$886,738

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$11,738
Avg. Annual Appreciation
4.87%
Original Mortgage
$568,750
Outstanding Balance
$567,615
Interest Rate
6%
Mortgage Type
New Conventional
Estimated Equity
$319,123

Purchase Details

Listed on
Oct 29, 2021
Closed on
Dec 13, 2021
Sold by
Bought by
Seller's Agent
Dirk Schroeder
CENTURY 21 ST AUGUSTINE PROPERTIES
Buyer's Agent
Tanya Liebal
CENTURY 21 ST AUGUSTINE PROPERTIES
List Price
$795,000
Sold Price
$795,000

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
2.23%

Purchase Details

Listed on
Jun 1, 2018
Closed on
Jul 24, 2018
Sold by
Bought by
Seller's Agent
Teresa Mercurio
TEAM 100 REALTY
Buyer's Agent
Noah Bailey
Keller Williams Realty Atlantic Partners St Augustine
List Price
$585,000
Sold Price
$575,000
Premium/Discount to List
-$10,000
-1.71%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
10.03%
Original Mortgage
$300,000
Interest Rate
4.6%
Mortgage Type
New Conventional

Purchase Details

Closed on
Mar 21, 2018
Sold by
Bought by

Purchase Details

Closed on
Jun 7, 2007
Sold by
Bought by

Purchase Details

Closed on
Oct 12, 2005
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$500,000
Interest Rate
6.37%
Mortgage Type
Fannie Mae Freddie Mac

Purchase Details

Closed on
Feb 27, 2003
Sold by
Bought by
Source: Public Records

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

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Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Buyer Sale Price Title Company
$875,000 Southern Capital Title
$790,000 Action Ttl Svcs Of St Johns
$570,000 Action Title Svcs
-- Attorney
-- Attorney
$694,000 --
$110,000 --
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Borrower Loan Amount
Open $568,750
Previous Owner $300,000
Previous Owner $500,000
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft Prior Sale
04/20/2026 04/20/26 Sold $875,000 -4.4% $459 / Sq Ft
04/09/2026 04/09/26 Pending -- -- --
03/03/2026 03/03/26 Price Changed $915,000 -3.2% $480 / Sq Ft
01/21/2026 01/21/26 For Sale $945,000 +18.9% $495 / Sq Ft
12/17/2023 12/17/23 Off Market $795,000 -- --
12/13/2021 12/13/21 Sold $795,000 0.0% $394 / Sq Ft View Prior Sale
11/30/2021 11/30/21 Pending -- -- --
10/29/2021 10/29/21 For Sale $795,000 +38.3% $394 / Sq Ft
07/24/2018 07/24/18 Sold $575,000 -1.7% $301 / Sq Ft View Prior Sale
06/01/2018 06/01/18 For Sale $585,000 -- $307 / Sq Ft
Source: St. Augustine and St. Johns County Board of REALTORS®

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2026 $14,616 $803,459
2025 $17,496 $782,336 $326,250 $456,086
2024 $17,496 $767,528 $326,250 $441,278
2023 $17,496 $962,082 $326,250 $635,832
2022 $12,575 $655,757 $231,840 $423,917
2021 $8,050 $452,498 $0 $0
2020 $7,994 $446,250 $0 $0
2019 $8,019 $436,217 $0 $0
2018 $9,510 $464,814 $0 $0
2017 $5,512 $306,403 $0 $0
2016 $5,474 $309,104 $0 $0
2015 $5,548 $306,955 $0 $0
2014 $5,564 $304,520 $0 $0
Source: Public Records

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Map

Source: St. Augustine and St. Johns County Board of REALTORS®

MLS Number: 260373

St. Augustine and St. Johns County Board of REALTORS®

APN: 201120-0000

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