Seller's Agent in 2026
Katie DeLeo
Century 21 St Augustine Properties
(904) 806-6752
2 in this area
85 Total Sales
345 Charlotte St Saint Augustine, FL 32084
Saint Augustine Historic District Neighborhood
3
Beds
2.5
Baths
1,908
Sq Ft
3,485
Sq Ft Lot Lot
Highlights
- Cathedral Ceiling
- Wood Flooring
- Formal Dining Room
- Ketterlinus Elementary School Rated A
- Spanish Architecture
- Fireplace
About This Home
As of April 2026Located in the heart of downtown St. Augustine’s Historic District, 345 Charlotte Street offers the rare combination of historic character and modern construction. Built in 2004 and constructed of concrete block, this home reflects the architectural charm of its surroundings while providing the layout, efficiency, and durability today’s buyers expect—fantastically insulated and solidly built, offering a quiet, fortress-like feel rarely found downtown. A paver walkway leads to an arched front porch with brick columns and subtle LED string lighting, framed by mature landscaping, climbing jasmine, and garden latticework that creates a private and welcoming entrance. Inside, the home features a warm yet refined atmosphere with a classic fireplace anchoring the living room with custom built-in bookshelves on either side, plantation shutters throughout, and an efficient kitchen with new range and microwave. French doors open to a secluded garden patio surrounded by lush greenery, offering a peaceful outdoor retreat. The primary bedroom and second bedroom both include private balcony access, adding to the home’s sense of space and privacy. This 3-bedroom, 2.5-bath residence is offered furnished, with thoughtfully selected pieces that complement the home’s architectural style. Closet systems have been updated within the last three years, improving functionality while preserving the home’s character. Zoned HP-2 (Historic Preservation), short-term rentals are not permitted; however, rentals of 30 days or longer are allowed, making the property well-suited for full-time living or extended stays. An exceptional feature for downtown is the availability of five off-street parking spaces. Set on one of the most peaceful streets downtown, with a short walk to a nearby park, yet just steps from renowned dining, historic landmarks, and the cultural heartbeat of St. Augustine, this property presents a truly rare opportunity to own a modern, solidly built home in one of the city’s most sought-after historic locations.
Last Agent to Sell the Property
Century 21 St Augustine Properties Listed on: 01/21/2026
Last Buyer's Agent
CHARLOTTE STEELE
RedFin Corporation
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $14,616
Year Built
- Built in 2004
Lot Details
- 3,485 Sq Ft Lot
- Lot Dimensions are 75 x 45
- Partially Fenced Property
- Historic Home
- Property is zoned RS-1
Home Design
- Spanish Architecture
- Concrete Block With Brick
- Slab Foundation
- Shingle Roof
- Stucco Exterior
Interior Spaces
- 1,908 Sq Ft Home
- 2-Story Property
- Cathedral Ceiling
- Fireplace
- Insulated Windows
- Plantation Shutters
- Formal Dining Room
- Washer and Dryer
Kitchen
- Range
- Microwave
- Dishwasher
- Disposal
Flooring
- Wood
- Tile
Bedrooms and Bathrooms
- 3 Bedrooms
- Primary Bathroom includes a Walk-In Shower
Schools
- R.B. Hunt Elementary School
- Sebastian Middle School
- St. Augustine High School
Additional Features
- Shed
- Central Heating and Cooling System
Listing and Financial Details
- Homestead Exemption
- Assessor Parcel Number 201120-0000
Ownership History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Jan 21, 2026
Closed on
Apr 20, 2026
Sold by
Bought by
Seller's Agent
Katie DeLeo
Century 21 St Augustine Properties
Buyer's Agent
CHARLOTTE STEELE
RedFin Corporation
List Price
$945,000
Sold Price
$875,000
Premium/Discount to List
-$70,000
-7.41%
Views
86
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
9.05%
Original Mortgage
$568,750
Outstanding Balance
$568,750
Interest Rate
6%
Mortgage Type
New Conventional
Estimated Equity
$314,626
Purchase Details
Listed on
Oct 29, 2021
Closed on
Dec 13, 2021
Sold by
Bought by
Seller's Agent
Dirk Schroeder
CENTURY 21 ST AUGUSTINE PROPERTIES
Buyer's Agent
Tanya Liebal
CENTURY 21 ST AUGUSTINE PROPERTIES
List Price
$795,000
Sold Price
$795,000
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
2.23%
Purchase Details
Listed on
Jun 1, 2018
Closed on
Jul 24, 2018
Sold by
Bought by
Seller's Agent
Teresa Mercurio
TEAM 100 REALTY
Buyer's Agent
Noah Bailey
Keller Williams Realty Atlantic Partners St Augustine
List Price
$585,000
Sold Price
$575,000
Premium/Discount to List
-$10,000
-1.71%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
10.03%
Original Mortgage
$300,000
Interest Rate
4.6%
Mortgage Type
New Conventional
Purchase Details
Closed on
Mar 21, 2018
Sold by
Bought by
Purchase Details
Closed on
Jun 7, 2007
Sold by
Bought by
Purchase Details
Closed on
Oct 12, 2005
Sold by
Bought by
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$500,000
Interest Rate
6.37%
Mortgage Type
Fannie Mae Freddie Mac
Purchase Details
Closed on
Feb 27, 2003
Sold by
Bought by
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Home Values in the Area
Average Home Value in this Area
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $875,000 | Southern Capital Title | |
| Warranty Deed | $790,000 | Action Ttl Svcs Of St Johns | |
| Warranty Deed | $570,000 | Action Title Svcs | |
| Interfamily Deed Transfer | -- | Attorney | |
| Interfamily Deed Transfer | -- | Attorney | |
| Warranty Deed | $694,000 | -- | |
| Warranty Deed | $110,000 | -- |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $568,750 | New Conventional | |
| Previous Owner | $300,000 | New Conventional | |
| Previous Owner | $500,000 | Fannie Mae Freddie Mac |
Source: Public Records
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 04/20/2026 04/20/26 | Sold | $875,000 | -4.4% | $459 / Sq Ft | |
| 04/09/2026 04/09/26 | Pending | -- | -- | -- | |
| 03/03/2026 03/03/26 | Price Changed | $915,000 | -3.2% | $480 / Sq Ft | |
| 01/21/2026 01/21/26 | For Sale | $945,000 | +18.9% | $495 / Sq Ft | |
| 12/17/2023 12/17/23 | Off Market | $795,000 | -- | -- | |
| 12/13/2021 12/13/21 | Sold | $795,000 | 0.0% | $394 / Sq Ft | View Prior Sale |
| 11/30/2021 11/30/21 | Pending | -- | -- | -- | |
| 10/29/2021 10/29/21 | For Sale | $795,000 | +38.3% | $394 / Sq Ft | |
| 07/24/2018 07/24/18 | Sold | $575,000 | -1.7% | $301 / Sq Ft | View Prior Sale |
| 06/01/2018 06/01/18 | For Sale | $585,000 | -- | $307 / Sq Ft |
Source: St. Augustine and St. Johns County Board of REALTORS®
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2026 | $14,616 | $803,459 | -- | -- |
| 2025 | $17,496 | $782,336 | $326,250 | $456,086 |
| 2024 | $17,496 | $767,528 | $326,250 | $441,278 |
| 2023 | $17,496 | $962,082 | $326,250 | $635,832 |
| 2022 | $12,575 | $655,757 | $231,840 | $423,917 |
| 2021 | $8,050 | $452,498 | $0 | $0 |
| 2020 | $7,994 | $446,250 | $0 | $0 |
| 2019 | $8,019 | $436,217 | $0 | $0 |
| 2018 | $9,510 | $464,814 | $0 | $0 |
| 2017 | $5,512 | $306,403 | $0 | $0 |
| 2016 | $5,474 | $309,104 | $0 | $0 |
| 2015 | $5,548 | $306,955 | $0 | $0 |
| 2014 | $5,564 | $304,520 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Katie DeLeo
-
CHARLOTTE STEELE
C
Buyer's Agent in 2026
CHARLOTTE STEELE
RedFin Corporation
-
Dirk Schroeder
Seller's Agent in 2021
Dirk Schroeder
CENTURY 21 ST AUGUSTINE PROPERTIES
(386) 986-8565
4 in this area
163 Total Sales
-
Tanya Liebal
Buyer's Agent in 2021
Tanya Liebal
CENTURY 21 ST AUGUSTINE PROPERTIES
(904) 540-6529
1 in this area
202 Total Sales
-
Teresa Mercurio
Seller's Agent in 2018
Teresa Mercurio
RE/MAX
(904) 377-0974
1 in this area
121 Total Sales
-
Noah Bailey
Buyer's Agent in 2018
Noah Bailey
Keller Williams Realty Atlantic Partners St Augustine
(904) 540-2902
18 in this area
872 Total Sales
Map
Source: St. Augustine and St. Johns County Board of REALTORS®
MLS Number: 260373
APN: 201120-0000
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Information is deemed reliable but not guaranteed.
© 2026 St Augustine &
St. Johns County Board of REALTORS®. All rights reserved.
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