Vikki Wade
The Shore Real Estate Group
(269) 247-7808
38 Total Sales
11 in Saint Joseph
$75K - $1.5M Price Range
345 Ridgeway St Saint Joseph, MI 49085
Saint Joseph AreaEstimated Value: $549,168
2
Beds
2
Baths
1,355
Sq Ft
$405/Sq Ft
Est. Value
Highlights
- Water Access
- Wood Flooring
- Porch
- Upton Middle School Rated A
- Den
- Eat-In Kitchen
About This Home
As of February 2023Charming cottage with Lake Michigan access at both ends of the street. Located on Ridgeway, the most charming street in St Joseph between the beaches of Tiscornia and Jean Klock Park. The picturesque curb appeal of this home is complimented by the lovely brick lined street. Enter the home through a glass/screened enclosed porch to a wonderful great room with wood beamed ceiling in both the living, dining, and kitchen area. Focal point of the living room is a brick woodburning fireplace on one side and the handsome kitchen with high end cabinets, and granite countertops on the other. Secondary bedroom has full bath across from it with pocket door, Euro-glass shower, bead board walls, and a vessel sink built into an antique dresser. The master was an addition in 2008 with vaulted ceilings and a full bath. Quality and charm are evident in this delightful home. Home can be purchased as "turn-key" with all furnishings offered on separate bill of sale. Close proximity to West Basin Marina, St. Joseph River Yacht Club, Harbor Shores Golf Club, Paw Paw River, Walking Trails and much more. A long regarded prestigious neighborhood with a highly sought after address. Come and enjoy the lifestyle of Lake Living!
Last Agent to Sell the Property
Wright Properties License #6506043362 Listed on: 11/03/2022
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Home Details
Home Type
- Single Family
Est. Annual Taxes
- $7,052
Year Built
- Built in 1930
Lot Details
- 4,356 Sq Ft Lot
- Lot Dimensions are 38 x 113
- Shrub
- Back Yard Fenced
Home Design
- Cabin
- Composition Roof
- Wood Siding
Interior Spaces
- 1,355 Sq Ft Home
- 1-Story Property
- Ceiling Fan
- Gas Log Fireplace
- Insulated Windows
- Window Treatments
- Living Room with Fireplace
- Den
- Crawl Space
Kitchen
- Eat-In Kitchen
- Range
- Dishwasher
- Disposal
Flooring
- Wood
- Ceramic Tile
Bedrooms and Bathrooms
- 2 Main Level Bedrooms
- 2 Full Bathrooms
Laundry
- Laundry on main level
- Dryer
- Washer
Outdoor Features
- Water Access
- Property is near a lake
- Porch
Utilities
- Cooling System Mounted In Outer Wall Opening
- Forced Air Heating and Cooling System
- Heating System Uses Natural Gas
- Natural Gas Water Heater
- Cable TV Available
Ownership History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Nov 3, 2022
Closed on
Feb 21, 2023
Sold by
Gaza Erich S and Gaza Laurie T
Bought by
Seller's Agent
Kerry Wright
Wright Properties
Buyer's Agent
Kerry Wright
Wright Properties
List Price
$459,000
Sold Price
$435,000
Premium/Discount to List
-$24,000
-5.23%
Views
182
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$114,168
Avg. Annual Appreciation
6.77%
Original Mortgage
$285,000
Outstanding Balance
$161,097
Interest Rate
6.15%
Mortgage Type
Balloon
Estimated Equity
$388,071
Purchase Details
Listed on
Oct 27, 2015
Closed on
Jan 27, 2016
Sold by
Spelman Katherine C
Bought by
Gaza Erich S and Gaza Laurie T
Seller's Agent
Michael Mccausland
@properties Christie's International R.E.
Buyer's Agent
Terry Zink
Berkshire Hathaway HomeServices Michigan Real Estate
List Price
$349,000
Sold Price
$280,000
Premium/Discount to List
-$69,000
-19.77%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
6.46%
Original Mortgage
$224,000
Interest Rate
3.97%
Mortgage Type
New Conventional
Purchase Details
Closed on
Aug 12, 2014
Sold by
Spelman Kathryn C and Spelman Katherine C
Bought by
Spelman Katherine C and Katherine C Spelman Trust
Purchase Details
Closed on
Dec 12, 2013
Sold by
Meyer Nan Morris and Margie E Pannell Living Trust
Bought by
Spelman Katherine C and Heyn Elizabeth
Purchase Details
Closed on
Dec 11, 2012
Sold by
Pannell Margie E
Bought by
Pannell Margie and Margie E Pannell Trust
Purchase Details
Closed on
Dec 27, 2011
Sold by
Pannell Margie E
Bought by
Spelman Kathryn C and Ahlschlager Elizabeth Heyn
Purchase Details
Closed on
Feb 26, 2008
Sold by
Pannell Margie E and Margie E Pannell Trust
Bought by
Pannell Margie E and Margie E Pannell Trust
Purchase Details
Closed on
Feb 7, 2000
Purchase Details
Closed on
Nov 24, 1986
Purchase Details
Closed on
Nov 21, 1986
Purchase Details
Closed on
Mar 16, 1984
Purchase Details
Closed on
Jul 16, 1979
Purchase Details
Closed on
Dec 30, 1978
Home Values in the Area
Average Home Value in this Area
Agents Specializing in Saint Joseph, MI
-
Vikki Wade
-
John Reagan
John Reagan
Responds Quickly@properties Christie's International R.E.
(219) 500-6983
95 Total Sales
1 in Saint Joseph
$260,000 Price
-
Carol Wight-Barrett
Carol Wight-Barrett
eXp Realty
(269) 468-0210
79 Total Sales
5 in Saint Joseph
$110K - $700K Price Range
-
Dennis Bamber
Dennis Bamber
Cressy & Everett- Elkhart
(574) 307-6776
203 Total Sales
3 in Saint Joseph
$1,775,000 Price Range
-
Kimberly Webb
Kimberly Webb
Responds QuicklyRealty Executives Instant Equity
(269) 468-0813
76 Total Sales
16 in Saint Joseph
$152K - $1.1M Price Range
-
Paul Thurston
Paul Thurston
MI Realty, A Michigan RE Co.
(574) 406-1175
184 Total Sales
1 in Saint Joseph
$332,500 Price
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| $435,000 | First American Title | ||
| Gaza Erich S | $280,000 | Fat | |
| Spelman Katherine C | -- | None Available | |
| Spelman Katherine C | -- | None Available | |
| Pannell Margie | -- | None Available | |
| Pannell Margie E | -- | None Available | |
| Spelman Kathryn C | -- | None Available | |
| Pannell Margie E | -- | None Available | |
| -- | $100 | -- | |
| -- | -- | -- | |
| -- | -- | -- | |
| -- | -- | -- | |
| -- | $35,000 | -- | |
| -- | -- | -- |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | $285,000 | ||
| Previous Owner | Gaza Erich S | $224,000 |
Source: Public Records
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 02/22/2023 02/22/23 | Sold | $435,000 | -5.2% | $321 / Sq Ft | |
| 11/03/2022 11/03/22 | For Sale | $459,000 | +63.9% | $339 / Sq Ft | |
| 02/09/2016 02/09/16 | Sold | $280,000 | -19.8% | $207 / Sq Ft | View Prior Sale |
| 01/11/2016 01/11/16 | Pending | -- | -- | -- | |
| 10/27/2015 10/27/15 | For Sale | $349,000 | -- | $258 / Sq Ft |
Source: MichRIC
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2026 | $6,175 | $273,800 | $0 | $0 |
| 2025 | $6,028 | $193,700 | $0 | $0 |
| 2024 | $5,847 | $149,200 | $0 | $0 |
| 2023 | $7,318 | $132,200 | $0 | $0 |
| 2022 | $6,980 | $120,900 | $0 | $0 |
| 2021 | $7,842 | $134,000 | $70,200 | $63,800 |
| 2020 | $7,735 | $134,700 | $0 | $0 |
| 2019 | $7,650 | $126,100 | $69,200 | $56,900 |
| 2018 | $7,508 | $126,100 | $0 | $0 |
| 2017 | $6,582 | $125,500 | $0 | $0 |
| 2016 | $6,582 | $121,600 | $0 | $0 |
| 2015 | $6,521 | $116,400 | $0 | $0 |
| 2014 | $6,332 | $115,500 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Kerry Wright
Seller's Agent in 2023
Kerry Wright
Wright Properties
(269) 369-4640
196 Total Sales
-
Michael Mccausland
MM
Seller's Agent in 2016
Michael Mccausland
@ Properties
(269) 429-5675
23 Total Sales
-
TZ
Buyer's Agent in 2016
Terry Zink
Berkshire Hathaway HomeServices Michigan Real Estate
Map
Source: MichRIC
MLS Number: 22046721
APN: 11-76-1900-0101-00-2
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
Information is deemed reliable but not guaranteed.
Copyright 2026 MichRIC, LLC. All rights reserved.
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