NOT LISTED FOR SALE

345 Ridgeway St Saint Joseph, MI 49085

Saint Joseph Area

Estimated Value: $466,000 - $530,000

2 Beds
2 Baths
1,355 Sq Ft
$367/Sq Ft Est. Value

Sale Details

Date Sold: February 22, 2023

Last sale price $435,000 $321 Per Sq Ft

Est. 14% increase in value since last sale

Current estimated payment $3,247 / mo

50 Days on Market

Highlights

  • Water Access
  • Wood Flooring
  • Porch
  • Upton Middle School Rated A
  • Den
  • Eat-In Kitchen

About This Home

As of February 2023

Charming cottage with Lake Michigan access at both ends of the street. Located on Ridgeway, the most charming street in St Joseph between the beaches of Tiscornia and Jean Klock Park. The picturesque curb appeal of this home is complimented by the lovely brick lined street. Enter the home through a glass/screened enclosed porch to a wonderful great room with wood beamed ceiling in both the living, dining, and kitchen area. Focal point of the living room is a brick woodburning fireplace on one side and the handsome kitchen with high end cabinets, and granite countertops on the other. Secondary bedroom has full bath across from it with pocket door, Euro-glass shower, bead board walls, and a vessel sink built into an antique dresser. The master was an addition in 2008 with vaulted ceilings and a full bath. Quality and charm are evident in this delightful home. Home can be purchased as "turn-key" with all furnishings offered on separate bill of sale. Close proximity to West Basin Marina, St. Joseph River Yacht Club, Harbor Shores Golf Club, Paw Paw River, Walking Trails and much more. A long regarded prestigious neighborhood with a highly sought after address. Come and enjoy the lifestyle of Lake Living!

Last Agent to Sell the Property

Kerry Wright

Wright Properties License #6506043362 Listed on: 11/03/2022

Last Buyer's Agent

Kerry Wright

Wright Properties License #6506043362 Listed on: 11/03/2022

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $7,052

Year Built

  • Built in 1930

Lot Details

  • 4,356 Sq Ft Lot
  • Lot Dimensions are 38 x 113
  • Shrub
  • Back Yard Fenced

Home Design

  • Cabin
  • Composition Roof
  • Wood Siding

Interior Spaces

  • 1,355 Sq Ft Home
  • 1-Story Property
  • Ceiling Fan
  • Gas Log Fireplace
  • Insulated Windows
  • Window Treatments
  • Living Room with Fireplace
  • Den
  • Crawl Space

Kitchen

  • Eat-In Kitchen
  • Range
  • Dishwasher
  • Disposal

Flooring

  • Wood
  • Ceramic Tile

Bedrooms and Bathrooms

  • 2 Main Level Bedrooms
  • 2 Full Bathrooms

Laundry

  • Laundry on main level
  • Dryer
  • Washer

Outdoor Features

  • Water Access
  • Property is near a lake
  • Porch

Utilities

  • Cooling System Mounted In Outer Wall Opening
  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas
  • Natural Gas Water Heater
  • Cable TV Available

Home Details

Home Type

Single Family

Est. Annual Taxes

$7,052

Year Built

Built in 1930

Lot Details

4,356 Sq Ft Lot

Listing Details

  • Property Sub-Type: Single Family Residence
  • Property Type: Residential
  • New Construction: No
  • ArchitecturalStyle: Cabin
  • Stories: 1
  • Year Built: 1930
  • Location Property Info:Property Sub-Type: Single Family Residence
  • OfficeContract Info:List PriceSqFt2: 338.75
  • General Property Info:New Construction2: No
  • General Property Info:Lot Dimensions: 38 x 113
  • General Property Info:Waterfront3: No
  • General Property Info:Basement: No
  • General Property Info:Total Fin SqFt All Levels: 1355.0
  • General Property Info:Main Level Primary: Yes
  • Tax Info:Annual Property Tax: 7052.0
  • Waterfront Options:Water Access YN: Yes
  • Roofing:Composition: Yes
  • Heat Type:Forced Air: Yes
  • Air Conditioning:Central Air: Yes
  • Manufactured:Manufactured YN: No
  • Appliances Dryer: Yes
  • Appliances Refrigerators: Yes
  • Washers: Yes
  • Landscape:ShrubsHedges: Yes
  • Heat Source:Natural Gas3: Yes
  • General Property Info:Total Fireplaces: 1.0
  • Utilities Attached:Cable: Yes
  • Utilities Attached:Natural Gas: Yes
  • Air Conditioning:Wall Unit(s): Yes
  • Sewer:Public: Yes
  • Water:Public2: Yes
  • Windows:Insulated Windows: Yes
  • General Property Info:Fireplace: Yes
  • Additional Items:Ceiling Fans: Yes
  • Additional Items:Window Treatments: Yes
  • Water Heater:Natural Gas4: Yes
  • Substructure:Crawl Space: Yes
  • General Property Info:SqFt Above Grade: 1355.0
  • General Property Info Garage YN: No
  • Flooring:Wood Floor: Yes
  • Fencing:Fenced Back: Yes
  • Flooring:Ceramic Floor: Yes
  • Architectural Style Cabin: Yes
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Dishwasher, Disposal, Dryer, Range, Refrigerator, Washer
  • Flooring: Ceramic Tile, Wood
  • Interior Amenities: Ceiling Fan(s), Eat-in Kitchen, Pantry
  • Fireplace Features: Gas Log, Living Room
  • Fireplace: Yes
  • Fireplaces: 1
  • Total Bedrooms: 2
  • Main Level Bedrooms: 2
  • Full Bathrooms: 2
  • Total Bathrooms: 2
  • Basement: Crawl Space
  • LivingArea: 1355.0
  • Window Features: Insulated Windows, Window Treatments
  • General Property Info:Stories2: 1.0
  • Kitchen Features:Eating Area: Yes
  • Appliances Range: Yes
  • Kitchen Features Pantry: Yes
  • Fireplace:Gas Log: Yes
  • Fireplace:Living: Yes
  • Appliances Dishwasher: Yes

Exterior Features

  • Construction Materials: Wood Siding
  • Fencing: Fenced Back
  • List Price: 459000.0
  • Lot Features: Sidewalk
  • Patio and Porch Features: Porch(es)
  • Road Surface Type: Paved
  • Roof: Composition
  • Water Body Name: Lake Michigan
  • Waterfront Features: Lake
  • Waterfront: No
  • Access Feat:Accessibility Features2: No
  • Driveway Paved: Yes
  • Exterior Material:Wood Siding: Yes
  • Patio and Porch Features:Porch(es): Yes

Garage/Parking

  • Garage: No

Utilities

  • Cooling: Central Air, Wall Unit(s)
  • Cooling: Yes
  • Heating: Forced Air
  • Heating: Yes
  • Sewer: Public
  • Utilities: Natural Gas Connected, Cable Connected
  • Water Source: Public

Association/Amenities

  • Water Fea Amenities:Public Access 1 Mile or Less: Yes

Lot Info

  • Lot Size Acres: 0.1
  • Lot Size Area: 0.1
  • Lot Dimensions: 38 x 113
  • Lot Size Sq Ft: 4356.0

Tax Info

  • Tax Annual Amount: 7052.0
  • Tax Year: 2021

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
Nov 3, 2022
Closed on
Feb 21, 2023
Sold by
Bought by
Seller's Agent
Kerry Wright
Wright Properties
Buyer's Agent
Kerry Wright
Wright Properties
List Price
$459,000
Sold Price
$435,000
Premium/Discount to List
-$24,000
-5.23%
Views
182
Current Estimated Value
$497,495

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$62,495
Avg. Annual Appreciation
3.97%
Original Mortgage
$285,000
Interest Rate
0.0615%
Mortgage Type
Balloon

Purchase Details

Listed on
Oct 27, 2015
Closed on
Jan 27, 2016
Sold by
Bought by
Seller's Agent
Michael Mccausland
@properties Christie's International R.E.
Buyer's Agent
Terry Zink
Berkshire Hathaway HomeServices Michigan Real Estate
List Price
$349,000
Sold Price
$280,000
Premium/Discount to List
-$69,000
-19.77%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
6.46%
Original Mortgage
$224,000
Interest Rate
0.0397%
Mortgage Type
New Conventional

Purchase Details

Closed on
Aug 12, 2014
Sold by
Bought by

Purchase Details

Closed on
Dec 12, 2013
Sold by
Bought by

Purchase Details

Closed on
Dec 11, 2012
Sold by
Bought by

Purchase Details

Closed on
Dec 27, 2011
Sold by
Bought by

Purchase Details

Closed on
Feb 26, 2008
Sold by
Bought by

Purchase Details

Closed on
Feb 7, 2000

Purchase Details

Closed on
Nov 24, 1986

Purchase Details

Closed on
Nov 21, 1986

Purchase Details

Closed on
Mar 16, 1984

Purchase Details

Closed on
Jul 16, 1979

Purchase Details

Closed on
Dec 30, 1978
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Buyer Sale Price Title Company
$435,000 First American Title
$280,000 Fat
-- None Available
-- None Available
-- None Available
-- None Available
-- None Available
-- None Available
$100 --
-- --
-- --
-- --
$35,000 --
-- --
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Borrower Loan Amount
Open $285,000
Previous Owner $224,000
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft Prior Sale
02/22/2023 02/22/23 Sold $435,000 -5.2% $321 / Sq Ft
11/03/2022 11/03/22 For Sale $459,000 +63.9% $339 / Sq Ft
02/09/2016 02/09/16 Sold $280,000 -19.8% $207 / Sq Ft View Prior Sale
01/11/2016 01/11/16 Pending -- -- --
10/27/2015 10/27/15 For Sale $349,000 -- $258 / Sq Ft
Source: MichRIC

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2026 $6,175 $273,800 $0 $0
2025 $6,028 $193,700 $0 $0
2024 $5,847 $149,200 $0 $0
2023 $7,318 $132,200 $0 $0
2022 $6,980 $120,900 $0 $0
2021 $7,842 $134,000 $70,200 $63,800
2020 $7,735 $134,700 $0 $0
2019 $7,650 $126,100 $69,200 $56,900
2018 $7,508 $126,100 $0 $0
2017 $6,582 $125,500 $0 $0
2016 $6,582 $121,600 $0 $0
2015 $6,521 $116,400 $0 $0
2014 $6,332 $115,500 $0 $0
Source: Public Records

Agents Affiliated with this Home

  • Kerry Wright

    Seller's Agent in 2023

    Kerry Wright

    Wright Properties

    (269) 369-4640

    199 Total Sales

    Kerry Wright
    Section Image

  • M

    Seller's Agent in 2016

    Michael Mccausland

    @ Properties

    (269) 429-5675

    22 Total Sales

    Michael Mccausland
    Section Image

  • T

    Buyer's Agent in 2016

    Terry Zink

    Berkshire Hathaway HomeServices Michigan Real Estate

    Section Image
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Map

Source: MichRIC

MLS Number: 22046721

MichRIC

APN: 11-76-1900-0101-00-2

Michigan Berrien County Saint Joseph 49085

345 Ridgeway St, Saint Joseph, MI

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

MichRIC Information is deemed reliable but not guaranteed.
Copyright 2026 MichRIC, LLC. All rights reserved.

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