$399,900
PENDING $25K PRICE DROP

3454 E 425 N Monticello, IN 47960

Estimated payment $2,440/month

Total Views 7,555
3 Beds
2 Baths
3,204 Sq Ft
$125 Price per Sq Ft

Highlights

  • 40 Feet of Waterfront
  • Primary Bedroom Suite
  • Cathedral Ceiling
  • Pier or Dock
  • Lake, Pond or Stream
  • 1 Fireplace

About This Home

Vibrant 3-bed, 2-bath lake house in Monticello, Indiana. Offering you 3 cozy bedrooms and 2 baths on nearly an acre of lush land. With 40 feet of waterfront on a peaceful, private area leading directly to Lake Shafer, this home is your perfect escape. Spanning 3,200 sq ft, it’s packed with versatile living and entertaining spaces, featuring a spacious game room with a balcony overlooking the water and an oversized attached 2-car garage. Fully furnished and move-in ready, recent upgrades include a 2019 furnace, 2020 water heater, water filtration system, softener, 2021 steel roof, whole house Generac generator, 2022 electric boat lift, and 2024 new stove and refrigerator. Enjoy nearby attractions like Indiana Beach amusement park and Tippecanoe Country Club. Embrace lakeside relaxation and fun in this beautifully updated home!

Listing Agent

Anthony Cohen

Summerland Realty Group, LLC Listed on: 01/21/2026

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,838

Year Built

  • Built in 1967

Lot Details

  • 37,244 Sq Ft Lot
  • 40 Feet of Waterfront
  • Home fronts a canal
  • Sloped Lot

Parking

  • 2 Car Attached Garage
  • Heated Garage
  • Garage Door Opener

Home Design

  • Slab Foundation
  • Metal Roof
  • Vinyl Construction Material

Interior Spaces

  • 3,204 Sq Ft Home
  • 2-Story Property
  • Cathedral Ceiling
  • Ceiling Fan
  • 1 Fireplace
  • Utility Room in Garage
  • Gas Dryer Hookup
  • Brick Flooring
  • Storage In Attic
  • Eat-In Kitchen

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Primary Bedroom Suite
  • 2 Full Bathrooms

Outdoor Features

  • Sun Deck
  • Seawall
  • Lake, Pond or Stream
  • Balcony
  • Patio

Schools

  • Meadowlawn Elementary School
  • Roosevelt Middle School
  • Twin Lakes High School

Utilities

  • Forced Air Heating and Cooling System
  • Whole House Permanent Generator
  • Private Company Owned Well
  • Well

Listing and Financial Details

  • Assessor Parcel Number 91-73-06-000-008.300-020

Community Details

Amenities

  • Community Fire Pit

Recreation

  • Pier or Dock

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,838

Year Built

Built in 1967

Lot Details

0.86 Acres

Parking

2

Listing Details

  • Class: RESIDENTIAL
  • Property Sub Type: Site-Built Home
  • Waterfront: Yes
  • Year Built: 1967
  • Style: Two Story
  • Bedrooms: 3
  • Total Bathrooms: 2
  • Total Full Bathrooms: 2
  • Legal Description: OUT SE SW 6-27-3 .64 & .164 & .051
  • Parcel Number ID: 91-73-06-000-008.300-020
  • Platted: Yes
  • Amenities: Attic Storage, Balcony, Ceiling-9+, Ceiling-Cathedral, Ceiling Fan(s), Deck Open, Deck on Waterfront, Dryer Hook Up Gas, Eat-In Kitchen, Firepit, Garage Door Opener, Generator Built-In, Generator-Whole House, Patio Open, Main Level Bedroom Suite, Garage-Heated, Garage Utilities
  • Special Features: None
  • Stories: 2

Interior Features

  • Total Sq Ft: 3204
  • Total Finished Sq Ft: 3204
  • Above Grade Finished Sq Ft: 3204
  • Basement Foundation: Slab
  • Number Of Fireplaces: 1
  • Fireplace: Family Rm
  • Fireplace: Yes
  • Flooring: Brick
  • Living Great Room: Dimensions: 18x12, On Level: Main
  • Kitchen: Dimensions: 14x15, On Level: Main
  • Dining Room: Dimensions: 8x10, On Level: Main
  • Family Room: Dimensions: 14x15, On Level: Main
  • Recreation Room: Dimensions: 18x13, On Level: Main
  • Extra Room: den, Dimensions: 11x14, On Level: Main
  • Bedroom 1: Dimensions: 22x10, On Level: Main
  • Bedroom 2: Dimensions: 15x11, On Level: Main
  • Bedroom 3: Dimensions: 12x10, On Level: Main
  • Loft: Dimensions: 30x21, On Level: Upper
  • Number of Main Level Full Bathrooms: 2

Exterior Features

  • Exterior: Vinyl
  • Roof Material: Metal
  • Outbuilding1: Shed, Dimensions: 10x8
  • Lake Type: Ski Lake
  • Outbuilding2: Shed, Dimensions: 12x10, 120
  • Sea Wall Type: Rip Rap
  • Water Features: Pier/Dock
  • Water Frontage: 40
  • Water Name: Lake Shafer

Garage/Parking

  • Garage Type: Attached
  • Garage Number Of Cars: 2
  • Garage Size: Dimensions: 29x24
  • Garage: Yes

Utilities

  • Cooling: Central Air
  • Heating Fuel: Forced Air
  • Sewer: Regional
  • Water Utilities: Well
  • Hvac: Ceiling Fan
  • Water Type: Lake
  • Well Type: Private

Schools

  • Elementary School: Meadowlawn

Lot Info

  • Lot Description: Slope, Waterfront, Waterfront-Medium Bank
  • Lot Dimensions: uk
  • Estimated Lot Sq Ft: 37244
  • Estimated Lot Size Acres: 0.86

Tax Info

  • Annual Taxes: 3838

Multi Family

  • Water Access: Channel Front/Canal

MLS Schools

  • High School: Twin Lakes
  • Middle School: Roosevelt
  • School District: Twin Lakes School Corp.

Map

Range of Values:

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Value Increase
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Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $5,966 $346,000 $41,900 $304,100
2024 $3,839 $315,700 $41,900 $273,800
2023 $3,264 $283,300 $41,900 $241,400
2022 $3,037 $261,600 $41,900 $219,700
2021 $2,480 $208,700 $41,900 $166,800
2020 $2,350 $195,700 $41,900 $153,800
2019 $1,061 $195,800 $41,900 $153,900
2018 $1,347 $195,000 $43,300 $151,700
2017 $867 $187,200 $43,300 $143,900
2016 $849 $187,200 $43,300 $143,900
2014 $853 $168,400 $43,800 $124,600
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
04/20/2026 04/20/26 Pending -- -- --
03/06/2026 03/06/26 Price Changed $399,900 -5.9% $125 / Sq Ft
01/21/2026 01/21/26 For Sale $424,900 +68.0% $133 / Sq Ft
10/11/2019 10/11/19 Sold $252,850 -2.7% $79 / Sq Ft View Prior Sale
08/02/2019 08/02/19 For Sale $259,900 -- $81 / Sq Ft
Source: Indiana Regional MLS

Purchase History

Date Type Sale Price Title Company
Grant Deed $252,850 Columbia Title
Grant Deed -- Attorney Only
Deed $25,000 --
Source: Public Records

Source: Indiana Regional MLS

MLS Number: 202602239

Indiana Regional MLS

APN: 91-73-06-000-008.300-020

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