Seller's Agent in 2026
Nic Spano
Coldwell Banker Realty
(239) 537-2594
16 in this area
162 Total Sales
3479 Ocean Bluff Ct Naples, FL 34120
Rural Estates Neighborhood
3
Beds
2
Baths
2,318
Sq Ft
0.27
Acres Lot
Highlights
- Fishing Pier
- Fitness Center
- Cabana
- Corkscrew Elementary School Rated A
- Tennis Courts
- Fishing
About This Home
As of May 2026Completely remodeled from top to bottom, this striking lakefront home in Waterways of Naples pairs contemporary finishes with an unbeatable location and a three-car garage. Thoughtfully updated systems include a new A/C, new water heater, and new ductwork for energy efficiency and peace of mind. Inside, brand-new cabinetry with soft-close doors, upgraded quartz countertops, and rich plank tile flooring create a clean, modern aesthetic, while elegant eight-foot interior doors enhance the sense of space. Recessed lighting throughout highlights the home’s architectural details and creates a bright, inviting atmosphere. A 2018 roof adds long-term value and security. Enjoy exceptionally low HOA dues and quick access to new restaurants, shopping, and daily conveniences in one of Naples’ fastest-growing areas!
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $5,378
Year Built
- Built in 2000
Lot Details
- 11,761 Sq Ft Lot
- 77 Ft Wide Lot
- Property fronts a freshwater canal
- Landscaped
- Oversized Lot
HOA Fees
- $244 Monthly HOA Fees
Parking
- 3 Car Attached Garage
Property Views
- Lake
- Pond
Home Design
- Concrete Block With Brick
- Concrete Foundation
- Stucco
- Tile
Interior Spaces
- Property has 1 Level
- Ceiling Fan
- Recessed Lighting
- Formal Dining Room
- Home Office
- Screened Porch
- Tile Flooring
- Fire and Smoke Detector
Kitchen
- Breakfast Bar
- Electric Cooktop
- Microwave
- Freezer
- Ice Maker
- Dishwasher
- Kitchen Island
- Built-In or Custom Kitchen Cabinets
- Disposal
Bedrooms and Bathrooms
- 3 Bedrooms
- Split Bedroom Floorplan
- Walk-In Closet
- 2 Full Bathrooms
Laundry
- Laundry in unit
- Dryer
- Washer
- Laundry Tub
Outdoor Features
- Cabana
- Fishing Pier
- Tennis Courts
- Basketball Court
Utilities
- Central Heating and Cooling System
- Cable TV Available
Listing and Financial Details
- Assessor Parcel Number 81216005083
Community Details
Overview
- Waterways Of Naples Subdivision
- Mandatory home owners association
Amenities
- Clubhouse
- Meeting Room
Recreation
- Tennis Courts
- Volleyball Courts
- Pickleball Courts
- Fitness Center
- Community Cabanas
- Community Pool
- Fishing
- Bike Trail
Security
- Gated Community
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Feb 19, 2025
Closed on
Mar 21, 2025
Sold by
Panella Nancy B and Nancy B Panella 2018 Revocable Trust
Bought by
Mitchell Trina and Mitchell Travis
Seller's Agent
Lisa Morris Tomaini
Lisa Tomaini Realty
Buyer's Agent
Amanda Schultz
Downing Frye Realty Inc.
List Price
$419,900
Sold Price
$410,000
Premium/Discount to List
-$9,900
-2.36%
Views
22
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
34.71%
Original Mortgage
$389,500
Outstanding Balance
$387,506
Interest Rate
6.87%
Mortgage Type
New Conventional
Estimated Equity
$190,053
Purchase Details
Closed on
Feb 8, 2018
Sold by
Panella Nancy B
Bought by
Panella Nancy B
Purchase Details
Closed on
Jan 16, 2016
Sold by
Panella Nancy B
Bought by
Panella Nancy B
Purchase Details
Closed on
Jan 1, 2016
Bought by
Nancy B Panella Rev Trust
Purchase Details
Closed on
Dec 1, 2015
Bought by
Nancy B Panella Rev Trust
Purchase Details
Closed on
Mar 9, 2010
Sold by
Us Bank National Association
Bought by
Panella Bernard J and Panella Nancy B
Purchase Details
Closed on
Nov 20, 2009
Sold by
Brown Cynthia A
Bought by
Us Bank National Association
Purchase Details
Closed on
May 30, 2002
Sold by
Ballard Douglas R and Ballard Theresa M
Bought by
Brown Cynthia A
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$215,000
Interest Rate
6.85%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
Feb 3, 2000
Sold by
Waterways Joint Venture
Bought by
Ballard Douglas R and Ballard Theresa M
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$146,450
Interest Rate
8.29%
Mortgage Type
Purchase Money Mortgage
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Home Values in the Area
Average Home Value in this Area
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Deed | $410,000 | Bonita Title | |
| Interfamily Deed Transfer | -- | Attorney | |
| Special Warranty Deed | -- | Attorney | |
| Interfamily Deed Transfer | -- | Attorney | |
| Deed | $100 | -- | |
| Deed | $100 | -- | |
| Special Warranty Deed | $205,000 | Rels Title | |
| Trustee Deed | -- | Attorney | |
| Warranty Deed | $215,000 | -- | |
| Deed | $183,100 | -- |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $389,500 | New Conventional | |
| Previous Owner | $215,000 | Purchase Money Mortgage | |
| Previous Owner | $146,450 | Purchase Money Mortgage |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 05/18/2026 05/18/26 | Sold | $558,780 | -4.5% | $241 / Sq Ft | |
| 04/06/2026 04/06/26 | Pending | -- | -- | -- | |
| 02/13/2026 02/13/26 | For Sale | $585,000 | +42.7% | $252 / Sq Ft | |
| 03/21/2025 03/21/25 | Sold | $410,000 | -2.4% | $177 / Sq Ft | View Prior Sale |
| 02/26/2025 02/26/25 | Pending | -- | -- | -- | |
| 02/19/2025 02/19/25 | For Sale | $419,900 | -- | $181 / Sq Ft |
Source: Naples Area Board of REALTORS®
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $5,378 | $425,373 | $175,547 | $249,826 |
| 2024 | $5,406 | $397,580 | -- | -- |
| 2023 | $5,406 | $361,436 | -- | -- |
| 2022 | $5,120 | $328,578 | $0 | $0 |
| 2021 | $4,309 | $298,707 | $38,423 | $260,284 |
| 2020 | $4,037 | $281,416 | $30,334 | $251,082 |
| 2019 | $4,292 | $298,723 | $56,623 | $242,100 |
| 2018 | $4,060 | $287,148 | $0 | $0 |
| 2017 | $3,791 | $261,044 | $0 | $0 |
| 2016 | $3,486 | $237,313 | $0 | $0 |
| 2015 | $3,271 | $215,739 | $0 | $0 |
| 2014 | $3,058 | $196,126 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Nic Spano
-
Lora Merrill
Buyer's Agent in 2026
Lora Merrill
William Raveis Real Estate
(239) 290-9151
14 in this area
131 Total Sales
-
Lisa Morris Tomaini
Seller's Agent in 2025
Lisa Morris Tomaini
Lisa Tomaini Realty
(239) 571-8852
2 in this area
43 Total Sales
-
Amanda Schultz
Buyer's Agent in 2025
Amanda Schultz
Downing Frye Realty Inc.
(262) 527-9884
11 in this area
23 Total Sales
Map
Source: Naples Area Board of REALTORS®
MLS Number: 226006505
APN: 81216005083
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
The source of this real property information is the copyrighted and proprietary database compilation of the M.L.S. of Naples, Inc. Copyright 2026 M.L.S. of Naples, Inc. All rights reserved. The accuracy of this information is not warranted or guaranteed. This information should be independently verified if any person intends to engage in a transaction in reliance upon it.
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