$355,000
SOLD FEB 24, 2026

348 Blind Oak Cir St. Augustine, FL 32095

4 Beds
2 Baths
1,509 Sq Ft
5,227 Sq Ft Lot Lot

Sale Details

Date Sold: February 24, 2026

$235 Per Sq Ft

3% Below List Price

63 Days on Market

Highlights

  • Community Boat Dock
  • Fitness Center
  • Open Floorplan
  • Mill Creek Academy Rated A
  • Fishing
  • Clubhouse

About This Home

As of February 2026

**LOWEST PRICE IN BANNON LAKE**MOVE IN READY**30K IN BUILDER UPGRADES**2025 BUILD** Welcome home to this new construction in the sought after community of Bannon Lakes located near World Golf Village. This 4 bed/2 bath home features an OPEN CONCEPT, perfect for entertaining guests and a SPLIT BEDROOM FLOOR PLAN, adding privacy. The kitchen features QUARTZ COUNTERTOPS and white shaker cabinets as well as a GAS STOVE. LVP FLOORING is featured throughout the main living areas, ideal for easy cleaning. The master suite provides surround sound speakers in the en suite bathroom, a WALK IN SHOWER with a seat and a HUGE WALK IN CLOSET. This home has a back COVERED PATIO so you can enjoy sunny, Florida days. Other features include an irrigation system, TANKLESS WATER HEATER and LED LIGHTING. Enjoy RESORT STYLE AMENITIES such as a pool, gym, sports courts and more! This property is located near i95 for easy travel and a short drive to restaurants, shopping, and downtown Saint Augustine as well as the surrounding beaches!
*Home Includes full builder warranty coverage until 8/2026*

Last Agent to Sell the Property

Chad Neumann

CHAD AND SANDY REAL ESTATE GROUP License #3183802 Listed on: 11/19/2025

Co-Listed By

SCOTT PENQUE

CHAD AND SANDY REAL ESTATE GROUP License #3382944

Last Buyer's Agent

SARAH DOUGHTY

HERRON REAL ESTATE LLC License #3562692

HERRON REAL ESTATE LLC

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,662

Year Built

  • Built in 2025

Lot Details

  • 5,227 Sq Ft Lot
  • Lot Dimensions are 40 x 130
  • Southwest Facing Home
  • Front and Back Yard Sprinklers
  • Cleared Lot

HOA Fees

  • $48 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Additional Parking
  • Off-Street Parking

Home Design

  • Traditional Architecture
  • Entry on the 1st floor
  • Shingle Roof
  • Concrete Siding

Interior Spaces

  • 1,509 Sq Ft Home
  • 1-Story Property
  • Open Floorplan
  • Entrance Foyer
  • Fire and Smoke Detector

Kitchen

  • Breakfast Bar
  • Gas Range
  • Microwave
  • Dishwasher
  • Disposal

Flooring

  • Carpet
  • Vinyl

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Split Bedroom Floorplan
  • Walk-In Closet
  • 2 Full Bathrooms

Laundry

  • Laundry in unit
  • Dryer

Outdoor Features

  • Covered Patio or Porch

Schools

  • Mill Creek Academy Elementary And Middle School
  • Tocoi Creek High School

Utilities

  • Central Heating and Cooling System
  • Heat Pump System
  • Tankless Water Heater

Listing and Financial Details

  • Assessor Parcel Number 0270181550

Community Details

Overview

  • Association fees include ground maintenance
  • Firstservice Residential Association
  • Bannon Lakes Subdivision

Amenities

  • Clubhouse

Recreation

  • Community Boat Dock
  • Tennis Courts
  • Community Basketball Court
  • Pickleball Courts
  • Community Playground
  • Fitness Center
  • Community Pool
  • Children's Pool
  • Fishing
  • Park
  • Dog Park
  • Jogging Path

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,662

Year Built

Built in 2025

Lot Details

5,227 Sq Ft Lot

HOA Fees

$48 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Property Attached Yn: No
  • New Construction: No
  • Stories: 1
  • Year Built: 2025
  • Property Sub Type: Single Family Residence
  • Lot Size Acres: 0.12
  • Lot Size: 40 x 130
  • Road Frontage Type: City Street
  • Road Surface Type: Asphalt
  • Subdivision Name: Bannon Lakes
  • Architectural Style: Traditional
  • Carport Y N: No
  • Entry Level: 1
  • Garage Yn: Yes
  • Unit Levels: One
  • General Property Information Accessibility Features YN2: No
  • General Property Information Accessory Dwelling Unit YN: No
  • General Property Information:Pool Private YN: No
  • General Property Information Homestead YN: No
  • Special Features: 4098

Interior Features

  • Interior Amenities: Breakfast Bar, Entrance Foyer, Open Floorplan, Pantry, Walk-In Closet(s), Primary Bathroom - Shower No Tub, Split Bedrooms
  • Major Appliances: Dryer, Disposal, Dishwasher, Gas Range, Microwave, Tankless Water Heater
  • Furnished: Unfurnished
  • Full Bathrooms: 2
  • Total Bedrooms: 4
  • Flooring: Carpet, Vinyl
  • Living Area: 1509.0

Exterior Features

  • Waterfront: No
  • Roof: Shingle
  • Lot Features: Cleared, Sprinklers In Front, Sprinklers In Rear
  • Pool Private: No
  • Construction Type: Concrete
  • Direction Faces: Southwest
  • Patio And Porch Features: Covered, Rear Porch
  • Property Condition: Updated/Remodeled

Garage/Parking

  • Attached Garage: Yes
  • Garage Spaces: 2.0

Utilities

  • Utilities: Electricity Available, Sewer Available, Water Available
  • Laundry Features: Electric Dryer Hookup, In Unit, Washer Hookup
  • Security: Smoke Detector(s)
  • Cooling: Central Air, Electric
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Sewer: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee: 48.0
  • Association Fee Frequency: Monthly
  • Community Features: Curbs, Street Lights, Suburban, Fishing, Sidewalks
  • Senior Community: No
  • Amenities: Basketball Court, Boat Dock, Clubhouse, Dog Park, Fitness Center, Jogging Path, Maintenance Grounds, Park, Playground, Tennis Court(s), Pickleball, Children's Pool, Pool
  • Association Name: FIRSTSERVICE RESIDENTIAL
  • Association: Yes

Fee Information

  • Association Fee Includes: Maintenance Grounds

Schools

  • Elementary School: Mill Creek Academy
  • High School: Tocoi Creek
  • Middle Or Junior School: Mill Creek Academy

Lot Info

  • Current Use: Residential, Single Family
  • Lot Size Sq Ft: 5227.2
  • Parcel #: 0270181550

Tax Info

  • Tax Annual Amount: 4662.01
  • Tax Year: 2025

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Nov 19, 2025
Closed on
Feb 24, 2026
Sold by
Joshua Gould
Bought by
Ratic Chazam and Ratic Victoria Lynn
Seller's Agent
Chad Neumann
CHAD AND SANDY REAL ESTATE GROUP
Buyer's Agent
SARAH DOUGHTY
HERRON REAL ESTATE LLC
List Price
$364,900
Sold Price
$355,000
Premium/Discount to List
-$9,900
-2.71%
Views
67

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
5.04%
Original Mortgage
$355,000
Outstanding Balance
$354,653
Interest Rate
6.09%
Mortgage Type
VA
Estimated Equity
$2,976

Purchase Details

Listed on
Sep 4, 2025
Closed on
Aug 26, 2025
Sold by
Pulte Home Company Llc
Bought by
Gould Joshua
Seller's Agent
NON MLS
NON MLS (realMLS)
Buyer's Agent
Andrew Michael
REAL BROKER LLC
List Price
$358,989
Sold Price
$366,500
Premium/Discount to List
$7,511
2.09%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-6.18%
Original Mortgage
$136,430
Interest Rate
6.75%
Mortgage Type
New Conventional
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Purchase History

Date Type Sale Price Title Company
Warranty Deed $355,000 Landmark Title
Special Warranty Deed $366,500 Pgp Title
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $355,000 VA
Previous Owner $136,430 New Conventional
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
02/24/2026 02/24/26 Sold $355,000 +1.4% $235 / Sq Ft
01/08/2026 01/08/26 Price Changed $349,990 -2.8% $232 / Sq Ft
12/12/2025 12/12/25 Price Changed $359,900 -1.4% $239 / Sq Ft
11/19/2025 11/19/25 For Sale $364,900 +1.6% $242 / Sq Ft
09/04/2025 09/04/25 For Sale $358,989 -2.0% $238 / Sq Ft
08/26/2025 08/26/25 Sold $366,500 -- $243 / Sq Ft View Prior Sale
02/11/2025 02/11/25 Pending -- -- --
Source: realMLS (Northeast Florida Multiple Listing Service)

Agents Affiliated with this Home

  • Chad Neumann

    Seller's Agent in 2026

    Chad Neumann

    CHAD AND SANDY REAL ESTATE GROUP

    (904) 414-6500

    619 Total Sales

    Chad Neumann
    Section Image

  • S

    Seller Co-Listing Agent in 2026

    SCOTT PENQUE

    CHAD AND SANDY REAL ESTATE GROUP

    (904) 738-9207

    107 Total Sales

    SCOTT PENQUE
    Section Image

  • S

    Buyer's Agent in 2026

    SARAH DOUGHTY

    HERRON REAL ESTATE LLC

    (904) 899-2770

    6 Total Sales

    SARAH DOUGHTY
    Section Image

  • N

    Seller's Agent in 2025

    NON MLS

    NON MLS (realMLS)

    NON MLS
    Section Image
  • Andrew Michael

    Buyer's Agent in 2025

    Andrew Michael

    REAL BROKER LLC

    (904) 460-8501

    136 Total Sales

    Andrew Michael
    Section Image
See All Agents

Map

Source: realMLS (Northeast Florida Multiple Listing Service)

MLS Number: 2118441

realMLS (Northeast Florida Multiple Listing Service)

APN: 027018-1550

Florida St. Johns County Saint Augustine 32095

348 Blind Oak Cir, Saint Augustine, FL

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

realMLS (Northeast Florida Multiple Listing Service) IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by NEFMLS.

Nearby Homes
Your Personal Tour Guide

Ask me questions while you tour the home.