NOT LISTED FOR SALE

348 Spencer St Toledo, OH 43609

Southside Neighborhood

Estimated Value: $50,000 - $52,792

3 Beds
1 Bath
1,109 Sq Ft
$46/Sq Ft Est. Value

Sale Details

Date Sold: February 11, 2026

Last sale price $50,000 $45 Per Sq Ft

Est. 1% increase in value since last sale

Current estimated payment $298 / mo

2 Days on Market

Highlights

  • Wood Flooring
  • Living Room
  • Dining Room
  • No HOA
  • Forced Air Heating System
  • 1 Car Garage

About This Home

As of February 2026

Welcome to this well-located 3 bedroom, 1 bathroom home nestled in desirable South Toledo. Conveniently situated just minutes from major roadways, the Toledo Zoo, and downtown Toledo. The functional layout provides comfortable living space with plenty of potential to personalize or add value. Whether you're a first time buyer or an investor seeking solid rental potential, this home checks all the boxes. Schedule your showing today!

Last Agent to Sell the Property

Taylor Ritenour

Serenity Realty LLC Brokerage Phone: 567-315-4673 License #2024002235 Listed on: 01/28/2026

Serenity Realty LLC

Last Buyer's Agent

Whitney Barlow

Serenity Realty LLC License #2021005306

Serenity Realty LLC

Home Details

Home Type

  • Single Family

Year Built

  • Built in 1914

Lot Details

  • 3,600 Sq Ft Lot
  • Lot Dimensions are 30x120

Parking

  • 1 Car Garage

Home Design

  • Shingle Roof
  • Vinyl Siding

Interior Spaces

  • 1,109 Sq Ft Home
  • 2-Story Property
  • Living Room
  • Dining Room
  • Wood Flooring
  • Basement

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 1 Full Bathroom

Schools

  • Walbridge Elementary School
  • None Middle School
  • Bowsher High School

Utilities

  • No Cooling
  • Forced Air Heating System

Community Details

  • No Home Owners Association
  • Kellys Sub Subdivision

Listing and Financial Details

  • Assessor Parcel Number 09-01947

Home Details

Home Type

Single Family

Year Built

Built in 1914

Lot Details

3,600 Sq Ft Lot

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Year Built: 1914
  • Lot Size Acres: 0.08
  • Lot Size: 30X120
  • Subdivision Name: Kellys Sub
  • Carport Y N: No
  • Garage Yn: Yes
  • Unit Levels: Two
  • New Construction: No
  • Property Attached Yn: No
  • Structure Type: House
  • Attribution Contact: 567-315-4673
  • RoomKey: 20260128005314437124000000
  • RoomKey: 20260128005314536146000000
  • Special Features: None

Interior Features

  • Flooring: Wood
  • Fireplace: No
  • Basement YN: Yes
  • Full Bathrooms: 1
  • Total Bedrooms: 3
  • Interior Amenities: Other
  • Living Area: 1109.0
  • Stories: 2

Exterior Features

  • Roof: Shingle
  • Pool Private: No
  • Waterfront: No
  • Disclosures: Property Disclosure, Lead Based Paint Disclosure
  • Home Warranty: No
  • Common Walls: No Common Walls
  • Construction Type: Vinyl Siding
  • Foundation Details: Block
  • Patio And Porch Features: Front Porch

Garage/Parking

  • Attached Garage: No
  • Parking Features: On Street
  • Total Parking Spaces: 1.0

Utilities

  • Heating: Forced Air
  • Utilities: Other
  • Sewer: Public Sewer
  • Cooling: None
  • Laundry Features: In Basement
  • Cooling Y N: No
  • Heating Yn: Yes
  • Water Source: Public

Condo/Co-op/Association

  • Association: No

Schools

  • Junior High Dist: Toledo
  • Middle Or Junior School: None

Lot Info

  • Lot Size Sq Ft: 3600.0
  • Additional Parcels: No
  • Parcel #: 09-01947

Tax Info

  • Tax Year: 2024

MLS Schools

  • Elementary School: Walbridge
  • HighSchool: Bowsher

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jan 28, 2026
Closed on
Feb 10, 2026
Sold by
Middletown Place Llc
Bought by
Belger Estate Llc
Seller's Agent
Taylor Ritenour
Serenity Realty LLC
Buyer's Agent
Whitney Barlow
Serenity Realty LLC
List Price
$59,900
Sold Price
$50,000
Premium/Discount to List
-$9,900
-16.53%
Views
6
Current Estimated Value
$50,530

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$530
Avg. Annual Appreciation
8.14%
Original Mortgage
$104,000
Outstanding Balance
$104,000
Interest Rate
6.15%
Mortgage Type
Construction
Estimated Equity
-$53,052

Purchase Details

Closed on
Oct 30, 2023
Sold by
Mae Fannie
Bought by
Athena Rentals Llc

Purchase Details

Closed on
Jun 14, 2023
Sold by
Private Selling Officer Of Lucas County
Bought by
Federal National Mortgage Association

Purchase Details

Closed on
Oct 31, 2006
Sold by
Wrede Ronald L and Wrede Phyllis J
Bought by
Madison Deborah K

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$51,675
Interest Rate
6.45%
Mortgage Type
Purchase Money Mortgage
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Belger Estate Llc $50,000 None Listed On Document
Athena Rentals Llc -- Omega Title
Federal National Mortgage Association $13,100 None Listed On Document
Madison Deborah K $51,700 Metro
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Belger Estate Llc $104,000
Previous Owner Madison Deborah K $51,675
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
02/11/2026 02/11/26 Sold $50,000 -16.5% $45 / Sq Ft
01/30/2026 01/30/26 Pending -- -- --
01/28/2026 01/28/26 For Sale $59,900 -- $54 / Sq Ft
Source: Northwest Ohio Real Estate Information Service (NORIS)

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 -- $10,360 $1,610 $8,750
2024 $341 $10,360 $1,610 $8,750
2023 $550 $7,770 $1,400 $6,370
2022 $553 $7,770 $1,400 $6,370
2021 $563 $7,770 $1,400 $6,370
2020 $545 $6,475 $1,155 $5,320
2019 $526 $6,475 $1,155 $5,320
2018 $532 $6,475 $1,155 $5,320
2017 $556 $6,580 $1,540 $5,040
2016 $564 $18,800 $4,400 $14,400
2015 $561 $18,800 $4,400 $14,400
2014 $414 $6,580 $1,540 $5,040
2013 $414 $6,580 $1,540 $5,040
Source: Public Records

Agents Affiliated with this Home

  • T

    Seller's Agent in 2026

    Taylor Ritenour

    Serenity Realty LLC

    (567) 315-4673

    1 in this area

    8 Total Sales

    Taylor Ritenour
    Section Image

  • W

    Buyer's Agent in 2026

    Whitney Barlow

    Serenity Realty LLC

    (419) 708-1618

    21 in this area

    142 Total Sales

    Whitney Barlow
    Section Image
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Map

Source: Northwest Ohio Real Estate Information Service (NORIS)

MLS Number: 10003491

Northwest Ohio Real Estate Information Service (NORIS)

APN: 09-01947

Ohio Lucas County Toledo 43609 Southside

348 Spencer St, Toledo, OH

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

Northwest Ohio Real Estate Information Service (NORIS) IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed. ©2026 NORIS. All rights reserved.

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