J
Seller's Agent in 2026
Jeffrey Borham
EXP REALTY LLC
(866) 308-7109
86 in this area
885 Total Sales
3499 Cedar Ln Palm Harbor, FL 34684
Estimated Value: $287,000 - $318,484
2
Beds
2
Baths
1,230
Sq Ft
$242/Sq Ft
Est. Value
Highlights
- Golf Course Community
- Open Floorplan
- Solid Surface Countertops
- Active Adult
- Clubhouse
- Community Pool
About This Home
As of March 2026One or more photo(s) has been virtually staged. Welcome to this beautifully updated 2-bedroom, 2-bathroom villa located in the highly desirable 55+ community of Highland Lakes in Palm Harbor! This charming residence combines modern upgrades with low-maintenance living, offering both comfort and style. Highlights include a newer roof (2017), water heater (2020), and appliances (2021). The oversized attached one-car garage offers ample storage space. Step through the inviting foyer, with a convenient coat closet, into a spacious open-concept living and dining area featuring wood-look laminate flooring and plantation shutters throughout. The updated kitchen is light and bright, showcasing shaker cabinets, granite countertops, subway tile backsplash with under-cabinet lighting, matching appliances, and an updated light fixture. A separate pantry adds extra storage and convenience. The primary suite includes a large walk-in closet and a private ensuite bath with a walk-in shower. The remodeled guest bath features a new vanity, sink, and toilet, and the guest bedroom also offers its own generous walk-in closet. A bright sunroom at the back of the home provides the perfect spot to relax and enjoy the Florida sunshine year-round. Enjoy resort-style living in this ACTIVE 55+ community, which offers 3 executive golf courses, boat/RV storage, heated pools, tennis and pickleball courts, and a vibrant social calendar. Conveniently located near top dining, shopping, and beautiful Gulf beaches, this home is move-in ready and waiting for you! Don’t miss your opportunity to experience the best of Palm Harbor living. Schedule your showing today!
Last Agent to Sell the Property
EXP REALTY LLC Brokerage Phone: 866-308-7109 License #3115528 Listed on: 10/16/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $3,679
Year Built
- Built in 1986
Lot Details
- 6,072 Sq Ft Lot
- West Facing Home
- Property is zoned RPD-7.5
HOA Fees
- $235 Monthly HOA Fees
Parking
- 1 Car Attached Garage
- Garage Door Opener
- Driveway
Home Design
- Slab Foundation
- Shingle Roof
Interior Spaces
- 1,230 Sq Ft Home
- Open Floorplan
- Ceiling Fan
- Plantation Shutters
- Combination Dining and Living Room
- Laminate Flooring
Kitchen
- Eat-In Kitchen
- Range
- Microwave
- Dishwasher
- Solid Surface Countertops
Bedrooms and Bathrooms
- 2 Bedrooms
- 2 Full Bathrooms
Laundry
- Laundry in Garage
- Dryer
- Washer
Outdoor Features
- Exterior Lighting
- Rain Gutters
Schools
- Highland Lakes Elementary School
- Carwise Middle School
- East Lake High School
Utilities
- Central Heating and Cooling System
- Cable TV Available
Listing and Financial Details
- Visit Down Payment Resource Website
- Tax Lot 29
- Assessor Parcel Number 05-28-16-38919-000-0290
Community Details
Overview
- Active Adult
- Association fees include cable TV, common area taxes, pool, escrow reserves fund, internet, maintenance structure, ground maintenance, management, private road, recreational facilities, trash
- $164 Other Monthly Fees
- Sutton Place Hoa/Mnagement & Associates Association, Phone Number (813) 433-2000
- Visit Association Website
- Highland Lakes Subdivision
- On-Site Maintenance
- Association Owns Recreation Facilities
- The community has rules related to building or community restrictions, deed restrictions, fencing, allowable golf cart usage in the community, vehicle restrictions
Amenities
- Clubhouse
- Community Storage Space
Recreation
- Golf Course Community
- Tennis Courts
- Pickleball Courts
- Recreation Facilities
- Shuffleboard Court
- Community Pool
- Community Spa
Matterport 3D Tour
Floorplan
Ownership History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Oct 16, 2025
Closed on
Mar 9, 2026
Sold by
Bought by
Seller's Agent
Jeffrey Borham
EXP REALTY LLC
Buyer's Agent
Christine Sullo
SMITH & ASSOCIATES REAL ESTATE
List Price
$318,000
Sold Price
$290,000
Premium/Discount to List
-$28,000
-8.81%
Views
151
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$7,121
Avg. Annual Appreciation
9.05%
Original Mortgage
$261,000
Outstanding Balance
$261,000
Interest Rate
6.1%
Mortgage Type
New Conventional
Estimated Equity
$36,121
Purchase Details
Listed on
Jul 10, 2021
Closed on
Aug 18, 2021
Sold by
Bought by
Seller's Agent
Mary Marconi
COLDWELL BANKER REALTY
Buyer's Agent
Retha Wright
BHHS FLORIDA PROPERTIES GROUP
List Price
$269,900
Sold Price
$275,000
Premium/Discount to List
$5,100
1.89%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
1.17%
Original Mortgage
$275,000
Interest Rate
2.7%
Mortgage Type
VA
Purchase Details
Closed on
Mar 11, 2005
Sold by
Bought by
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$112,000
Interest Rate
5.6%
Mortgage Type
Purchase Money Mortgage
Create a Home Valuation Report for This Property
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Home Values in the Area
Average Home Value in this Area
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| $290,000 | Elevated Title | ||
| $275,000 | Sunbelt Title Agency | ||
| $160,000 | -- |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | $261,000 | ||
| Previous Owner | $275,000 | ||
| Previous Owner | $112,000 |
Source: Public Records
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 03/09/2026 03/09/26 | Sold | $290,000 | -6.5% | $236 / Sq Ft | |
| 02/09/2026 02/09/26 | Pending | -- | -- | -- | |
| 12/09/2025 12/09/25 | Price Changed | $310,000 | -1.6% | $252 / Sq Ft | |
| 11/06/2025 11/06/25 | Price Changed | $315,000 | -0.9% | $256 / Sq Ft | |
| 10/16/2025 10/16/25 | For Sale | $318,000 | +15.6% | $259 / Sq Ft | |
| 08/23/2021 08/23/21 | Sold | $275,000 | +1.9% | $224 / Sq Ft | View Prior Sale |
| 07/13/2021 07/13/21 | Pending | -- | -- | -- | |
| 07/10/2021 07/10/21 | For Sale | $269,900 | -- | $219 / Sq Ft |
Source: Stellar MLS
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $3,679 | $255,298 | -- | -- |
| 2024 | $3,611 | $248,103 | -- | -- |
| 2023 | $3,611 | $240,877 | $0 | $0 |
| 2022 | $3,503 | $233,861 | $0 | $233,861 |
| 2021 | $1,136 | $95,902 | $0 | $0 |
| 2020 | $1,125 | $94,578 | $0 | $0 |
| 2019 | $1,096 | $92,452 | $0 | $0 |
| 2018 | $1,082 | $90,728 | $0 | $0 |
| 2017 | $1,064 | $88,862 | $0 | $0 |
| 2016 | $1,047 | $87,034 | $0 | $0 |
| 2015 | $1,015 | $86,429 | $0 | $0 |
| 2014 | $994 | $85,743 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Jeffrey Borham
-
Denis Falcon
D
Seller Co-Listing Agent in 2026
Denis Falcon
EXP REALTY LLC
(727) 772-0772
1 in this area
12 Total Sales
-
Christine Sullo
Buyer's Agent in 2026
Christine Sullo
SMITH & ASSOCIATES REAL ESTATE
(303) 710-1029
3 in this area
85 Total Sales
-
Mary Marconi
Seller's Agent in 2021
Mary Marconi
COLDWELL BANKER REALTY
(727) 542-4737
202 in this area
219 Total Sales
-
Retha Wright
Buyer's Agent in 2021
Retha Wright
BHHS FLORIDA PROPERTIES GROUP
(727) 688-1174
43 in this area
49 Total Sales
Map
Source: Stellar MLS
MLS Number: TB8437763
APN: 05-28-16-38919-000-0290
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website. IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.
Listings courtesy of Stellar MLS as distributed by MLS GRID.
Based on information submitted to the MLS GRID
Listing Information presented by local MLS brokerage: Ten-X - (888)-952-6393
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