NOT LISTED FOR SALE

3506 Cardiff Ln Matthews, NC 28104

Estimated Value: $707,000 - $775,000

5 Beds
2.5 Baths
3,459 Sq Ft
$214/Sq Ft Est. Value

Sale Details

Date Sold: November 5, 2025

Last sale price $717,000 $207 Per Sq Ft

Est. 3% increase in value since last sale

Current estimated payment $4,362 / mo

117 Days on Market

Highlights

  • Water Views
  • On Golf Course
  • Clubhouse
  • Stallings Elementary School Rated A
  • Open Floorplan
  • Deck

About This Home

As of November 2025

Exquisite LAKE VIEW Home in Coveted Shannamara Welcome to a truly special residence in one of Union County’s most desirable communities. Nestled in Shannamara, this home combines timeless elegance with everyday comfort, all while offering breathtaking lake and golf course views that capture the essence of Carolina living. From the moment you arrive, the curb appeal sets the tone with a professionally landscaped yard that frames the home beautifully. Step inside and you’re greeted by fresh paint throughout, gleaming hardwood floors, and soaring windows that invite abundant natural light while showcasing serene outdoor vistas. The expansive main living area flows effortlessly into the bright kitchen and breakfast nook, creating the perfect setting for casual family meals or lively entertaining. The kitchen itself is designed to be the heart of the home, with generous counter space, abundant cabinetry, and open sightlines to the living room and beyond. Also on the main floor is a dedicated office—ideal for working from home—and the impressive primary suite. This retreat delights with molded tray ceilings, a bay window overlooking the lush gardens, and a spa-inspired ensuite bath featuring dual vanities, a soaking tub, and a separate shower—a true sanctuary for relaxation. Upstairs, discover four additional bedrooms, each with its own walk-in closet providing exceptional storage. A large loft area offers flexible space for recreation, study, or relaxation, and opens to a private upper deck where panoramic views of the lake and the fairways of The Divide Golf Club stretch out beneath endless Carolina skies. Outdoor living is where this property truly shines. Step onto the lower deck, perfect for a swing bed or cozy seating arrangement, and take in the tranquil water views beyond the tree-lined backyard. A charming firepit courtyard beckons for evening gatherings under the stars, while the spacious lawn provides room for play or gardening. Life in Shannamara means more than just a home—it’s an entire lifestyle. The community offers an impressive suite of amenities designed for leisure, fitness, and fun. Spend summer days at the large resort-style swimming pool and dedicated children’s pool, gather with friends at the clubhouse, or watch the kids laugh and play at the community playground. Active residents will enjoy lighted tennis courts and pickleball courts, along with walking and biking opportunities throughout the neighborhood. For golf enthusiasts, The Divide Golf Club is right at your doorstep, featuring a highly regarded 18-hole course, practice facilities, and even a walk-up driving range just yards away from this home. It’s the ultimate convenience for both beginners and seasoned players alike. Beyond the neighborhood, the location offers the best of both worlds: tucked away in a serene Union County setting yet only minutes from Matthews, Ballantyne, and Uptown Charlotte. You’ll appreciate convenient access to shopping, dining, and commuter routes, as well as the advantage of being zoned for highly rated Union County schools. This home is more than just a place to live—it’s a retreat, a gathering place, and a launching point for all that the Charlotte metro area has to offer. With its incredible views, abundant living space, and access to unmatched amenities, this is the rare property that checks every box. ? Your dream lakefront and golf course lifestyle awaits in Shannamara.

Last Agent to Sell the Property

Priscilla Batista

Carolina Realty Advisors Brokerage Email: batistaclt@gmail.com License #277872 Listed on: 05/30/2025

Last Buyer's Agent

Angela Reno

RE/MAX Executive License #171842

RE/MAX Executive

Home Details

Home Type

  • Single Family

Year Built

  • Built in 1997

Lot Details

  • On Golf Course
  • Level Lot
  • Irrigation
  • Wooded Lot
  • Property is zoned AQ8

HOA Fees

  • $48 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Garage Door Opener
  • Driveway

Property Views

  • Water
  • Golf Course

Home Design

  • Composition Roof
  • Four Sided Brick Exterior Elevation

Interior Spaces

  • 2-Story Property
  • Open Floorplan
  • Wired For Data
  • Built-In Features
  • Ceiling Fan
  • Gas Fireplace
  • Entrance Foyer
  • Living Room with Fireplace
  • Crawl Space

Kitchen

  • Breakfast Bar
  • Electric Range
  • Microwave
  • Dishwasher
  • Disposal

Flooring

  • Wood
  • Tile

Bedrooms and Bathrooms

  • Walk-In Closet

Laundry

  • Laundry Room
  • Electric Dryer Hookup

Attic

  • Walk-In Attic
  • Pull Down Stairs to Attic

Outdoor Features

  • Pond
  • Balcony
  • Deck
  • Patio
  • Fire Pit

Schools

  • Stallings Elementary School
  • Porter Ridge Middle School
  • Porter Ridge High School

Utilities

  • Forced Air Zoned Cooling and Heating System
  • Heating System Uses Natural Gas
  • Gas Water Heater

Listing and Financial Details

  • Assessor Parcel Number 07-054-581

Community Details

Overview

  • Braesael Management Association, Phone Number (704) 847-3507
  • Shannamara Subdivision
  • Mandatory home owners association

Amenities

  • Picnic Area
  • Clubhouse

Recreation

  • Golf Course Community
  • Tennis Courts
  • Recreation Facilities
  • Community Playground
  • Community Pool

Home Details

Home Type

Single Family

Year Built

Built in 1997

Lot Details

0.47 Acres

HOA Fees

$48 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Year Built: 1997
  • Restrictions: Architectural Review
  • Special Assessment Yn: 0
  • Road Surface Type: Concrete, Paved
  • Unit Levels: Two
  • Ratio CurrentPrice/TotalPropertyHLA: 207.29
  • Geocode Confidence: High
  • Attribution Contact: batistaclt@gmail.com
  • Special Features: VirtualTour

Interior Features

  • Foundation Details: Crawl Space
  • Fireplace: Yes
  • Flooring: Tile, Wood
  • Interior Amenities: Attic Stairs Pulldown, Attic Walk In, Breakfast Bar, Built-in Features, Entrance Foyer, Open Floorplan, Walk-In Closet(s)
  • Lower Level Sq Ft: 0
  • Main Level Sq Ft: 1916
  • Third Level Sq Ft: 0
  • Sq Ft Unheated Main: 454
  • Sq Ft Unheated Total: 724
  • Sq Ft Unheated Upper: 270
  • Sq Ft Upper: 1543
  • Appliances: Dishwasher, Disposal, Electric Range, Gas Water Heater, Microwave
  • Above Grade Finished Sq Ft: 3459
  • Basement YN: No
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bedrooms: 5
  • Fireplace Features: Gas, Living Room
  • Living Area: 3459
  • Bedroom Main: 1

Exterior Features

  • Exterior Features: Fire Pit, In-Ground Irrigation
  • New Construction: No
  • Roof: Composition
  • Construction Type: Site Built
  • View: Golf Course, Water
  • Construction Type: Brick Full
  • Patio And Porch Features: Balcony, Deck, Patio

Garage/Parking

  • Main Level Garage YN: 1
  • Carport Y N: No
  • Garage Spaces: 2
  • Garage Yn: Yes
  • Open Parking: No
  • Parking Features: Driveway, Attached Garage, Garage Door Opener, Garage Faces Side

Utilities

  • Heating: Forced Air, Natural Gas
  • Sewer: County Sewer
  • Laundry Features: Electric Dryer Hookup, Laundry Room, Main Level, Sink
  • Cooling: Ceiling Fan(s), Central Air, Zoned
  • Utilities: Electricity Connected, Natural Gas, Underground Power Lines, Wired Internet Available
  • Water Source: County Water

Condo/Co-op/Association

  • Community Features: Clubhouse, Golf, Outdoor Pool, Picnic Area, Playground, Pond, Recreation Area, Street Lights, Tennis Court(s)
  • Association Fee: 570
  • Association Fee Frequency: Annually
  • Hoa Subject To Dues: Mandatory
  • Senior Community: No
  • Association Name: Braesael Management
  • Phone: 704-847-3507
  • Association: Yes

Association/Amenities

  • Association Annual Expense: 570.00

Schools

  • Middle Or Junior School: Porter Ridge
  • HOA Subject To: Required

Lot Info

  • Lot Features: Level, On Golf Course, Wooded, Views
  • Lot Size Units: Acres
  • Parcel Number: 07-054-581
  • Zoning: AQ8
  • Additional Parcels: No
  • Zoning Specification: AQ8

MLS Schools

  • Elementary School: Stallings
  • High School: Porter Ridge

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
May 30, 2025
Closed on
Nov 5, 2025
Sold by
Bought by
Seller's Agent
Priscilla Batista
Carolina Realty Advisors
Buyer's Agent
Angela Reno
RE/MAX Executive
List Price
$790,000
Sold Price
$717,000
Premium/Discount to List
-$73,000
-9.24%
Views
88
Current Estimated Value
$738,985

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$21,985
Avg. Annual Appreciation
4.99%
Original Mortgage
$573,600
Outstanding Balance
$573,600
Interest Rate
6.3%
Mortgage Type
New Conventional
Estimated Equity
$165,385

Purchase Details

Closed on
Jul 26, 2005
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$282,400
Interest Rate
5.59%
Mortgage Type
Fannie Mae Freddie Mac

Purchase Details

Closed on
Apr 15, 1998
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$212,000
Interest Rate
7.09%

Purchase Details

Closed on
Oct 20, 1997
Sold by
Bought by
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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List Price
Sold Price
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Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Buyer Sale Price Title Company
$717,000 None Listed On Document
$353,000 --
$265,000 --
$125,000 --
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Borrower Loan Amount
Open $573,600
Previous Owner $282,400
Previous Owner $212,000
Closed $26,500
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft
11/05/2025 11/05/25 Sold $717,000 -2.4% $207 / Sq Ft
09/03/2025 09/03/25 Price Changed $735,000 -2.0% $212 / Sq Ft
08/08/2025 08/08/25 Price Changed $749,900 -2.0% $217 / Sq Ft
07/31/2025 07/31/25 Price Changed $765,000 -1.3% $221 / Sq Ft
07/17/2025 07/17/25 Price Changed $775,000 -1.9% $224 / Sq Ft
05/30/2025 05/30/25 For Sale $790,000 -- $228 / Sq Ft
Source: Canopy MLS

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $4,144 $612,300 $116,600 $495,700
2024 $3,907 $449,000 $87,900 $361,100
2023 $3,740 $449,000 $87,900 $361,100
2022 $3,719 $449,000 $87,900 $361,100
2021 $3,719 $449,000 $87,900 $361,100
2020 $3,953 $392,800 $72,500 $320,300
2019 $3,953 $392,800 $72,500 $320,300
2018 $3,953 $392,800 $72,500 $320,300
2017 $4,078 $389,800 $72,500 $317,300
2016 $4,061 $389,800 $72,500 $317,300
2015 $4,110 $389,800 $72,500 $317,300
2014 $2,519 $352,590 $75,000 $277,590
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Canopy MLS

MLS Number: 4261247

Canopy MLS

APN: 07-054-581

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