$350,000
SOLD JAN 17, 2025
3 Beds
2 Baths
1,483 Sq Ft
0.35 Acres

Recently Sold

$236 Per Sq Ft

8% Below List Price

83 Days on Market

Highlights

  • River Access
  • Waterfront
  • Deck
  • New Construction
  • Open Floorplan
  • High Ceiling

About This Home

As of January 2025

NEW CONSTRUCTION WITH LAKE VIEWS + $10,000 BUILDER INCENTIVE! Welcome to 352 Ginger Lake Drive, where modern design meets tranquil lakefront living! Situated in the desirable Ginger Lake Estates, this 3-bedroom, 2-bath home offers breathtaking views from both the kitchen and primary bedroom, making every day feel like a getaway. Builder Incentive: Receive $10,000 towards your choice of closing costs, rate buy-down, or apply it toward the $35,000 cost to finish the 617 sq ft basement—already plumbed for a full bathroom. Customize it to fit your lifestyle!Step outside to the covered back deck, the perfect space for morning coffee or sunset gatherings, all with picturesque lake views that will never get old. Whether you're entertaining or enjoying a quiet evening, this home offers the ideal setting for every moment. Don't miss out on this incredible opportunity! Schedule your private showing today***Listing agent has personal interest in property******Easement at the back to access the lake-see covenants and restrictions for details***

Last Agent to Sell the Property

Kristin Perry

Faircloth Realty License #356934 Listed on: 09/19/2024

Last Buyer's Agent

Joshua Mosley

Zach Taylor - Chattanooga License #367933

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $284

Year Built

  • Built in 2024 | New Construction

Lot Details

  • 0.35 Acre Lot
  • Lot Dimensions are 150x150x200
  • Waterfront

Parking

  • 2 Car Attached Garage
  • Parking Available
  • Driveway

Home Design

  • Brick Exterior Construction
  • Block Foundation
  • Shingle Roof
  • Asphalt Roof
  • Vinyl Siding
  • Concrete Perimeter Foundation

Interior Spaces

  • 1,483 Sq Ft Home
  • 1-Story Property
  • Open Floorplan
  • High Ceiling
  • Luxury Vinyl Tile Flooring
  • Water Views
  • Unfinished Basement
  • Basement Fills Entire Space Under The House

Kitchen

  • Free-Standing Electric Range
  • Dishwasher
  • Granite Countertops

Bedrooms and Bathrooms

  • 3 Bedrooms
  • En-Suite Bathroom
  • Walk-In Closet
  • 2 Full Bathrooms
  • Bathtub with Shower

Laundry

  • Laundry Room
  • Washer and Gas Dryer Hookup

Outdoor Features

  • River Access
  • Deck
  • Covered patio or porch
  • Rain Gutters

Schools

  • Saddle Ridge Elementary School
  • Saddle Ridge Middle School
  • Lafayette High School

Farming

  • Bureau of Land Management Grazing Rights

Utilities

  • Central Heating and Cooling System
  • Underground Utilities
  • Electric Water Heater
  • Cable TV Available

Community Details

  • No Home Owners Association
  • Ginger Lake Ests Subdivision

Listing and Financial Details

  • Assessor Parcel Number 0317 063

Home Details

Home Type

Single Family

Est. Annual Taxes

$284

Year Built

Built in 2024 | New Construction

Lot Details

0

Parking

2

Listing Details

  • Property Sub Type: Single Family Residence
  • Prop. Type: Residential
  • Lot Size Acres: 0.35
  • Lot Size: 150X150X200
  • Subdivision Name: Ginger Lake Ests
  • Directions: Take exit 180B to Rossville Blvd South, Turn right onto Battlefield parkway, use right two lanes to turn slightly right onto US 27, turn right onto turnipseed RD, turn left onto old lafayette rd, turn right onto goodson circle, turn right onto ginger lake drive.
  • Above Grade Finished Sq Ft: 1483.0
  • Carport Y N: No
  • Garage Yn: Yes
  • Unit Levels: One
  • Living Area: 1483.0
  • New Construction: Yes
  • Year Built: 2024
  • Location Tax and Legal Parcel Number2: 0317 063
  • Location Tax and Legal Elementary School: Saddle Ridge Elem
  • Location Tax and Legal Middle Or Junior School2: Saddle Ridge Middle
  • Location Tax and Legal High School: LaFayette High
  • Location Tax and Legal Additional Parcels YN: No
  • General Property Information Above Grade Finished Area: 1483.0
  • General Property Information Enhanced Accessible2: No
  • General Property Information New Construction YN: Yes
  • General Property Information Home Warranty YN: No
  • General Property Information Grazing Permits BLM YN3: Yes
  • General Property Information Carport YN: No
  • General Property Information Lot Size Acres: 0.35
  • General Property Information Lot Size Square Feet2: 15246.0
  • General Property Information Lot Size Dimensions: 150X150X200
  • General Property Information View YN2: Yes
  • General Property Information Waterfront YN: Yes
  • General Property Information Basement YN: Yes
  • General Property Information Fireplace YN: No
  • General Property Information Senior Community YN: No
  • Utilities:Cable Available: Yes
  • Utilities:Electricity Available: Yes
  • Utilities Sewer Connected: Yes
  • Utilities Underground Utilities: Yes
  • Water Source:Public: Yes
  • Cooling:Central Air: Yes
  • Interior Features Tub Shower Combo: Yes
  • Laundry Features Electric Dryer Hookup: Yes
  • Laundry Features Gas Dryer Hookup: Yes
  • Laundry Features Washer Hookup: Yes
  • Roof:Shingle: Yes
  • Sewer:Public Sewer: Yes
  • Roof Asphalt5: Yes
  • Foundation Details Block2: Yes
  • Levels:One: Yes
  • Foundation Details Concrete Perimeter: Yes
  • Laundry Features Laundry Room: Yes
  • Interior Features En Suite: Yes
  • Patio And Porch Features Porch - Covered: Yes
  • Flooring Luxury Vinyl: Yes
  • View:Water2: Yes
  • Flooring Plank: Yes
  • Special Features: NewHome

Interior Features

  • Appliances: Free-Standing Electric Range, Electric Water Heater, Dishwasher
  • Has Basement: Full, Unfinished
  • Basement YN: Yes
  • Full Bathrooms: 2
  • Total Bedrooms: 3
  • Fireplace: No
  • Flooring: Luxury Vinyl, Plank
  • Interior Amenities: En Suite, Granite Counters, High Ceilings, Open Floorplan, Primary Downstairs, Tub/shower Combo, Walk-In Closet(s)
  • ResoLivingAreaSource: Owner
  • Basement:Unfinished: Yes
  • Appliances Dishwasher: Yes
  • Full Basement: Yes
  • Appliances:Free-Standing Electric Range: Yes
  • Interior Features:Open Floorplan: Yes
  • Appliances:Electric Water Heater: Yes
  • Interior Features:High Ceilings: Yes
  • Interior Features:Walk-In Closet(s): Yes
  • Interior Features:Primary Downstairs: Yes
  • Interior Features:Granite Counters: Yes

Exterior Features

  • Lot Features: Other
  • View: Water
  • View: Yes
  • Waterfront Features: River Access
  • Waterfront: Yes
  • Home Warranty: No
  • Construction Type: Brick, Fiber Cement, Vinyl Siding
  • Exterior Features: Rain Gutters
  • Foundation Details: Block, Concrete Perimeter
  • Patio And Porch Features: Covered, Deck, Patio, Porch, Porch - Covered
  • Roof: Asphalt, Shingle
  • Construction Materials:Brick: Yes
  • Construction Materials:Vinyl Siding: Yes
  • Patio And Porch Features:Deck: Yes
  • Patio And Porch Features:Patio: Yes
  • Patio and Porch Features:Porch: Yes
  • Construction Materials:Fiber Cement: Yes
  • Patio And Porch Features:Covered: Yes
  • Exterior Features:Rain Gutters: Yes
  • Waterfront Features:River Access: Yes

Garage/Parking

  • Attached Garage: Yes
  • Garage Spaces: 2.0
  • Parking Features: Concrete, Driveway, Garage
  • General Property Information:Garage YN: Yes
  • General Property Information:Attached Garage YN: Yes
  • General Property Information:Garage Spaces: 2.0
  • Parking Features:Driveway: Yes
  • Parking Features:Garage: Yes
  • Parking Features:Concrete3: Yes

Utilities

  • Laundry Features: Electric Dryer Hookup, Gas Dryer Hookup, Laundry Room, Washer Hookup
  • Cooling: Central Air
  • Cooling Y N: Yes
  • Heating: Central
  • Heating Yn: Yes
  • Sewer: Public Sewer
  • Utilities: Cable Available, Electricity Available, Sewer Connected, Underground Utilities
  • Water Source: Public
  • Heating:Central: Yes

Condo/Co-op/Association

  • Senior Community: No
  • Association: No

Association/Amenities

  • General Property Information:Association YN: No

Schools

  • Elementary School: Saddle Ridge Elem
  • High School: LaFayette High
  • Middle Or Junior School: Saddle Ridge Middle

Lot Info

  • Lot Size Sq Ft: 15246.0
  • Additional Parcels: No
  • Parcel #: 0317 063
  • ResoLotSizeUnits: Acres

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Sep 19, 2024
Closed on
Jan 17, 2025
Sold by
Az Investments Llc
Bought by
Brooke Keith Christin and Lewis Keith Jonathan
Seller's Agent
Kristin Perry
Faircloth Realty
Buyer's Agent
Joshua Mosley
Zach Taylor - Chattanooga
List Price
$379,000
Sold Price
$350,000
Premium/Discount to List
-$29,000
-7.65%
Views
18
Current Estimated Value
$372,667

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$22,667
Avg. Annual Appreciation
11.18%
Original Mortgage
$353,535
Outstanding Balance
$353,229
Interest Rate
6.72%
Mortgage Type
New Conventional
Estimated Equity
$17,771

Purchase Details

Listed on
Nov 9, 2023
Closed on
Mar 20, 2024
Sold by
Moncrief James
Bought by
Az Investments Llc
Seller's Agent
Asher Black
Keller Williams Realty
Buyer's Agent
Asher Black
Keller Williams Realty
List Price
$60,000
Sold Price
$29,500
Premium/Discount to List
-$30,500
-50.83%
Views
30

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
1869.12%
Original Mortgage
$220,000
Interest Rate
6.9%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jan 21, 2021
Sold by
Baker And Summers Construction Co Inc
Bought by
Moncrief James

Purchase Details

Closed on
Sep 25, 2006
Sold by
Not Provided
Bought by
Baker & Summers Construction and Co Inc
Source: Public Records

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Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $350,000 --
Warranty Deed $29,500 --
Warranty Deed $30,000 --
Deed -- --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $353,535 New Conventional
Previous Owner $220,000 New Conventional
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
01/17/2025 01/17/25 Sold $350,000 -2.8% $236 / Sq Ft
12/11/2024 12/11/24 Pending -- -- --
11/20/2024 11/20/24 Price Changed $359,900 -1.4% $243 / Sq Ft
10/24/2024 10/24/24 Price Changed $365,000 -2.7% $246 / Sq Ft
10/10/2024 10/10/24 Price Changed $375,000 -1.1% $253 / Sq Ft
09/19/2024 09/19/24 For Sale $379,000 +1184.7% $256 / Sq Ft
03/20/2024 03/20/24 Sold $29,500 -1.7% --
02/25/2024 02/25/24 Off Market $30,000 -- --
02/01/2024 02/01/24 Price Changed $30,000 -50.0% --
11/09/2023 11/09/23 For Sale $60,000 -- --
Source: Greater Chattanooga REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $284 $14,000 $14,000 $0
2023 $373 $18,000 $18,000 $0
2022 $279 $18,000 $18,000 $0
2021 $206 $8,000 $8,000 $0
2020 $214 $8,000 $8,000 $0
2019 $218 $8,000 $8,000 $0
2018 $212 $8,000 $8,000 $0
2017 $240 $8,000 $8,000 $0
2016 $374 $18,000 $18,000 $0
2015 $102 $3,900 $3,900 $0
2014 $98 $3,900 $3,900 $0
2013 -- $3,900 $3,900 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Greater Chattanooga REALTORS®

MLS Number: 1399162

Greater Chattanooga REALTORS®

APN: 0317-063