$53,000

3520 Cobia Dr Hernando Beach, FL 34607

Estimated payment $399/month

Total Views 1,409
0.17 Acres
$311,765 Price per Acre
7,405 Sq Ft Lot

About This Lot

Come Build your dream home in Hernando Beach South! Build your dream coastal home in the highly sought-after Deed Restricted Community of Hernando Beach South. This 7,500 SF (75x100) waterfront homesite is READY FOR DEVELOPMENT and includes a SURVEY, GEOTECH REPORT, and CONSTRUCTION PLANS -- saving you time and money as you prepare to build. The low 330. annual HOA includes lawn maintenance until construction begins and access to the community boat ramp. Enjoy the benefits of a well-maintained waterfront neighborhood with NO SHORT-TERM RENTALS ALLOWED (3 month minimum rentals), helping preserve the peaceful coastal atmosphere homeowners love. Located in a flood zone, future homes must be elevated. Zoned R1B for SINGLE-FAMILY HOMES ONLY (no mobile homes permitted). Water, sewer, and electric are available at the street and will need to be connected to the future residence. NO BUILD TIME REQUIREMENT -- build now, later, or hold as an investment opportunity. RV living is not permitted. Residents enjoy Gulf access through the community boat lift or community boat ramp, making it easy to enjoy boating, fishing, kayaking, and the Florida waterfront lifestyle. Contact the listing agent for a video explaining how the community boat lift operates. Hernando Beach is a charming coastal community along Florida's Gulf Coast known for its laid-back lifestyle, scenic waterways, and excellent boating access. Nearby attractions include Weeki Wachee Springs State Park, waterfront dining, marinas, golf courses, shopping, and entertainment. Whether you're looking to build a full-time residence, vacation retreat, or future investment property, this lot offers an incredible opportunity to own in one of Hernando County's most desirable waterfront communities. Lot lines shown in aerial photos are approximate. Property is located just past 4000 Cobia Drive on the left side of the roadway. No for sale sign on property. Land financing options may be available. No seawall is currently present on the property. Schedule your showing today and start planning your Florida coastal dream home!

Listing Agent

Sarah Hill

JT Realty & Associates License #BK3447180 Listed on: 02/24/2026

Property Details

Property Type

  • Land

Est. Annual Taxes

  • $1,006

Lot Details

  • 7,405 Sq Ft Lot
  • Lot Dimensions are 75x100
  • Home fronts a canal
  • Property fronts a county road
  • Property is zoned R1B

HOA Fees

  • $28 Monthly HOA Fees

Schools

  • Westside Elementary School
  • Fox Chapel Middle School
  • Weeki Wachee High School

Additional Features

  • Water Views
  • Cable TV Available

Community Details

  • Hernando Beach Unit 13 B Subdivision

Property Details

Property Type

Land

Est. Annual Taxes

$1,006

Lot Details

7,405 Sq Ft Lot

HOA Fees

$28 per month

Listing Details

  • Directions: Head North on Shoal Line Blvd,left on Jewfish Dr to Rt Sea Bass Dr to left on Cobia Dr. Property is located on the left sign of the road, just passed 4000 Cobia Drive.
  • Property Sub Type: Unimproved Land
  • Prop. Type: Land
  • Road Frontage Type: County Road
  • Subdivision Name: Hernando Beach Unit 13-B
  • Current Use: Residential
  • ResoLotFeatures: Cleared
  • Lot Size Acres: 0.17
  • Road Surface Type: Asphalt, Paved
  • View Type:Pond View: Canal, Water
  • Reso Association Amenities: Water
  • Co List Office Phone: 352-279-2640
  • MLS Status: Active
  • Master Plan Zoning: R1B
  • Location Tax and Legal Elementary School: Westside
  • Location Tax and Legal High School: Weeki Wachee
  • General Property Information Lot Size Acres: 0.17
  • General Property Information Lot Size Square Feet2: 7405.2
  • General Property Information Waterfront YN: Yes
  • General Property Information Senior Community YN: No
  • Road Surface Type:Paved: Yes
  • Sewer:Public Sewer: Yes
  • Water Source:Public: Yes
  • General Property Information Lot Size Dimensions: 75X100
  • Location Tax and Legal:Tax Annual Amount: 1006.33
  • Location Tax and Legal Zoning Description2: Residential
  • General Property Information Water Frontage Feet: 75
  • Utilities:Cable Available: Yes
  • General Property Information CDD Fee YN: No
  • Utilities:Electricity Available: Yes
  • Utilities:Sewer Available: Yes
  • Road Frontage Type County Road: Yes
  • Utilities:Water Available: Yes
  • View Water3: Yes
  • Waterfront Features Waterfront Community: Yes
  • ViewCanal: Yes
  • General Property Information Number Of Lots2: 1.0
  • Special Features: None

Exterior Features

  • Waterfront: Yes
  • Pool Private: No
  • Waterfront Features: Canal Front, Navigable Water, Indirect Gulf Access, Waterfront Community
  • Other Structures: Other
  • Waterfront Features:Canal Front: Yes
  • Lot Features:Cleared: Yes
  • Waterfront Features:Navigable Water: Yes

Utilities

  • Sewer: Public Sewer
  • Utilities: Cable Available, Electricity Available, Sewer Available, Water Available
  • Water Source: Public

Condo/Co-op/Association

  • Senior Community: No
  • Association Fee: 330.0
  • Association Fee Frequency: Annually
  • Association: Yes

Association/Amenities

  • General Property Information:Association Fee: 330.0
  • General Property Information:Association YN: Yes
  • General Property Information:Association Fee Frequency: Annually
  • Association Amenities:Water: Yes

Schools

  • Elementary School: Westside
  • High School: Weeki Wachee
  • Middle Or Junior School: Fox Chapel

Lot Info

  • Lot Dimensions: 75X100
  • Lot Size Sq Ft: 7405.2
  • ResoLotSizeUnits: Acres
  • Zoning Description: Residential

Tax Info

  • Tax Year: 2025
  • Tax Annual Amount: 1006.33

Map

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $1,045 $60,000 $60,000 --
2024 $990 $59,805 -- --
2023 $990 $54,368 $0 $0
2022 $971 $49,425 $49,425 $0
2021 $592 $19,500 $19,500 $0
2020 $544 $16,500 $16,500 $0
2019 $549 $17,250 $17,250 $0
2018 $219 $14,250 $14,250 $0
2017 $460 $15,000 $15,000 $0
2016 $497 $17,625 $0 $0
2015 $601 $20,625 $0 $0
2014 $537 $24,750 $0 $0
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
02/24/2026 02/24/26 For Sale $53,000 0.0% --
02/21/2026 02/21/26 Pending -- -- --
02/03/2026 02/03/26 For Sale $53,000 -18.5% --
12/14/2021 12/14/21 Sold $65,000 -7.0% -- View Prior Sale
11/16/2021 11/16/21 Pending -- -- --
07/12/2021 07/12/21 For Sale $69,900 -- --
Source: Hernando County Association of REALTORS®

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Type Sale Price Title Company
Warranty Deed $65,000 Tropic Title Services
Quit Claim Deed -- Attorney
Warranty Deed $23,000 Southeast Title Of The Sunco
Trustee Deed -- Attorney
Trustee Deed $2,200 Attorney
Warranty Deed $86,900 --
Warranty Deed $64,900 --
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Loan Amount Loan Type
Previous Owner $79,400 No Value Available
Source: Public Records

Source: Hernando County Association of REALTORS®

MLS Number: 2257789

Hernando County Association of REALTORS®

APN: R24-223-16-2370-0135-0350

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